other evidences of ownership with respect to stocks and bonds; exercise voting rights
with respect to stocks and bonds in person or by proxy, enter into voting trusts, and
consent to limitations on the right to vote.
Banks and other financial institutions – With respect to this subject, I authorize my
agent to: continue, modify, transact all business in connection with, and terminate an
account or other banking arrangement made by or on behalf of the principal; establish,
modify, transact all business in connection with, and terminate an account or other
banking arrangement with a bank, trust company, savings and loan association, credit
union, thrift company, brokerage firm, or other financial institution selected by the agent;
contract for services available from a financial institution, including renting a safe
deposit box or space in a vault; deposit by check, money order, electronic funds
transfer, or otherwise with, or leave in the custody of, a financial institution money or
property of the principal; withdraw, by check, money order, electronic funds transfer, or
otherwise, money or property of the principal deposited with or left in the custody of a
financial institution; receive statements of account, vouchers, notices, and similar
documents from a financial institution and act with respect to them; enter a safe deposit
box or vault and withdraw or add to the contents; borrow money and pledge as security
personal property of the principal necessary to borrow money or pay, renew, or extend
the time of payment of a debt of the principal or a debt guaranteed by the principal;
make, assign, draw, endorse, discount, guarantee, and negotiate promissory notes,
checks, drafts, and other negotiable or nonnegotiable paper of the principal or payable
to the principal or the principal’s order, transfer money, receive the cash or other
proceeds of those transactions; and apply for, receive, and use credit cards and debit
cards, electronic transaction authorizations, and traveler’s checks from a financial
institution.
Insurance and annuities – With respect to this subject, I authorize my agent to:
continue, pay the premium or make a contribution on, modify, exchange, rescind,
release, or terminate a contract procured by or on behalf of the principal that insures or
provides an annuity to either the principal or another person, whether or not the
principal is a beneficiary under the contract; procure new, different, and additional
contracts of insurance and annuities for the principal and select the amount, type of
insurance or annuity, and mode of payment; pay the premium or make a contribution
on, modify, exchange, rescind, release, or terminate a contract of insurance or annuity
procured by the agent; apply for and receive a loan secured by a contract of insurance
or annuity; surrender and receive the cash surrender value on a contract of insurance or
annuity; exercise an election; exercise investment powers available under a contract of
insurance or annuity; change the manner of paying premiums on a contract of insurance
or annuity; change or convert the type of insurance or annuity with respect to which the
principal has or claims to have authority described in this section; apply for and procure
a benefit or assistance under a statute or regulation to guarantee or pay premiums of a
contract of insurance on the life of the principal; collect, sell, assign, hypothecate,
borrow against, or pledge the interest of the principal in a contract of insurance or
annuity; select the form and timing of the payment of proceeds from a contract of
insurance or annuity; pay, from proceeds or otherwise, compromise or contest, and
apply for refunds in connection with a tax or assessment levied by a taxing authority
with respect to a contract of insurance or annuity or the proceeds or liability from the
contract of insurance or annuity accruing by reason of the tax or assessment.