1. I/We declare that I/we am/are over the age of 18 and I/we wish to apply for the ME product(s) as nominated (i) in my/our application
form submitted by my/our broker and (ii) within this form (together ‘this application’).
2. I/We declare that any information contained in this application including any financial information is true and correct and I/we authorise
ME to verify this information.
3. I/We have read and understand the important information about the products I/we have applied for which is enclosed in the Customer
Information Pack supplied to me/us by my/our broker.
4. I/We acknowledge if this application is approved it will be subject to the terms and conditions that apply to the requested product(s).
5. I/We consent to the Privacy Notice attached.
6. I /we agree to inform any third parties whose personal details have been provided in this application, that their information has been
given to ME which needs to use and disclose it for the purpose of assessing this application, and that ME’s Privacy and Credit Reporting
Policy (available online) explains its information handling and dispute handling practices and their access rights.
7. I/We authorise my/our solicitor or conveyancer to accept any notification on my/our behalf in relation to my/our home loan application.
8. I/We authorise ME to arrange a valuation of the security property.
9. If I/we have applied for an Everyday Transaction Account:
(a) I/we request ME to send me/us a debit card; and
(b) I/We agree to advise ME within 60 days of any change in circumstances that affects my/our tax residency status declared in
my/our home loan application form.
10. If I have applied for a Frank credit card
(a) I request ME to send a card to me and to any other person named in the application as an additional cardholder;
(b) I have read the Key Facts Sheet and confirm that the Frank credit card is suitable for my needs.
(c) I confirm that I do not know of any future changes to my financial circumstances that would make it difficult for me to make my
credit card payments.
11. If I/we have made a Rate Lock Request:
(a) I/we authorise Members Equity Bank (User I.D. 185871), through the Bulk Electronic Clearing System, to arrange for funds to be
debited from my/our nominated account at the financial institution shown above to pay the Rate Lock Fee of $500.
(b) I/we acknowledge that this direct debit arrangement is governed by the terms of the Direct Debit Request Service Agreement
enclosed in the Customer Information Pack supplied to me/us.
12. If I/we have applied for a Member Package, I/we declare that the features, benefits and the annual fee of $395 associated with the
Member Package have been discussed with my/our broker
13. I/We understand that some fees and charges may apply after my accounts are opened and will be disclosed in documents that will be
sent to me. I/We have had an opportunity to view the information on the fees and charges for the product(s) I/we have applied for.
Signature of all applicants/guarantors.
Print name Signature Date
D D M M Y Y
Applicant 2 Print name Signature Date
M M Y Y
Guarantor 1 Print name Signature Date
D M M Y Y
Guarantor 2 Print name Signature Date
D D M M Y Y
Members Equity Bank Limited ABN 56 070 887 679. AFSL and Australian Credit Licence 229500. HL0060.v09/202006/215393 3