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Issue date: 20 October 2018
AMP Superannuation Ltd ABN 31 008 414 104, AFSL No. 233060
When to use this form
Use this form to nominate a beneficiary, or change or cancel
an existing beneficiary nomination. Generally, your beneficiary
will receive your death benefit in the event of your death.
Nominating your beneficiaries
In the event of your death while youre a member of a super
account or a retirement account, we will pay a death benefit.
Your death benefit is equal to the value of your account plus
any insured death cover (if applicable).
If you’re aged 18 years and over, you can nominate one or
more beneficiaries to receive your death benefit. Generally,
all beneficiaries must be your dependant(s) or your estate.
Note: Under superannuation law you can’t nominate
anyone else as a beneficiary.
If you’re under age 18, you or your guardian cant make
a death benefit nomination.
You can choose how you want your death benefit paid.
You have a choice of:
Option 1: Binding nomination (lapsing or non lapsing)
Option 2: Non-binding (or preferred) nomination
Option 3: No nomination.
Tax implications
The amount of tax that a person will have to pay if they
receive any of your death benefit might be different
depending on whether you nominate them as a nominated
beneficiary, or whether you nominate your estate and they
receive the payment through your estate. This is because of
different definitions in tax and superannuation laws.
For example:
All children are ‘dependants’ in superannuation law and can be
nominated as your beneficiary—in tax law, only a child under
18 years of age is a ‘dependant’ (unless they’re a financial
dependant), and may pay a different rate of tax to a non-
dependant child.
Therefore, before you consider making a nomination, we
strongly recommend that you discuss your nomination with
your financial adviser.
Option 1: Binding nomination
If you provide us with a binding nomination that satisfies
all legal requirements, then we must pay your benefit after
your death to the beneficiaries you’ve nominated and in the
proportions you’ve specified. However, we won’t pay your
death benefit in line with your binding nomination if we’re
aware that:
doing so would breach a court order, or
you giving or failing to change a nomination, breaches
a court order.
One of the legal requirements for a binding nomination is
that you must sign and date the nomination in the presence
of two witnesses who are over age 18, and who are not
nominated beneficiaries. Accordingly, we’ll automatically treat
your nomination as though it was a non-binding nomination
(see option 2: non-binding (or preferred) nomination) if:
your binding nomination doesn’t satisfy this or another
legal requirement, or
you dont sign or complete the binding nomination correctly.
When we receive your nomination we wont check if your
nominated beneficiaries are your dependants or your legal
personal representative.
Your binding nomination will normally become invalid as soon
as one of the following occurs:
three years have lapsed from the date you signed the
beneficiary nomination form (lapsing nominations only)
Note: You’ll need to complete a new beneficiary
nomination form if you want to continue to have a
binding nomination.
any nominated beneficiary dies before you die
any nominated beneficiary (other than the legal personal
representative) is not a dependant at the date of your death
your relationship changes after signing the beneficiary
nomination form. For example:
you get married (unless you marry your nominated
de facto
1
)
you enter into a de facto relationship
you get divorced or your de facto relationship ends
1 Only applicable for Flexible Lifetime – Super and Flexible Lifetime –
Allocated Pension products.
you make a non-binding nomination as described in
option 2: non-binding (or preferred) nomination
you leave your account.
Beneficiary nomination
Information sheet
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Please keep this information sheet for your records
don’t return it with your completed form(s).
If your binding nomination is no longer valid, then we’ll
automatically treat your binding nomination as a non-binding
nomination—see option 2: non-binding (or preferred)
nomination.
Types of binding nominations
A binding nomination can be either lapsing or non lapsing.
Lapsing – A lapsing binding death benefit nomination is valid
for up to three years from the day after the date it was first
signed, or last confirmed or changed. For the nomination to
remain valid, you must confirm the nomination in writing
every three years before the three-year period expires. We’ll
send you a renewal notice shortly before the three-year
expiry date so you can reconfirm your nomination. You must
sign and date the confirmation but it doesnt need to be
witnessed unless:
the nomination has already expired
your form is sent to us (or is received by us) after the expiry
date, or
you’ve changed your beneficiaries.
Non lapsing – A non lapsing binding death benefit nomination
doesn’t expire, so it doesn’t need to be confirmed every
three years.
Option 2: Non-binding (or preferred)
nomination
If you make a non-binding (or preferred) death benefit
nomination, we’ll decide which of your beneficiaries (and in
what proportions) will receive your benefit in the event of
your death. We’ll generally pay your nominated beneficiary/
beneficiarieshowever, depending on your circumstances
at the time of your death, we may decide to pay your death
benefit differently.
When you make a nomination, we won’t check whether:
your nominated beneficiaries on the nomination form are
your dependants or your legal personal representative
you’ve signed or completed the nomination form correctly.
A non-binding nomination will continue to apply until you
cancel or change your nomination. Therefore, it’s important
that you keep your non-binding nomination up to date in line
with your personal circumstances. You can cancel or change
your nomination at any time.
If you cancel your non-binding nomination without making
another nomination, we must pay your death benefit in
accordance with option 3: no nomination.
Option 3: No nomination
If you dont make a nomination or you cancel your existing
nomination, we must pay your death benefit to your estate.
However, if your estate is insolvent or if a legal personal
representative hasn’t been appointed to manage your
estate within a reasonable period of time, then the trustee
will decide:
which of your dependants will receive your death benefit
and in what proportions (if you have dependants), or
which other persons will receive your death benefit and
in what proportions (if you have no dependants).
This means that if you dont have a non-binding nomination,
you should consider making a will or altering your will to cover
your accounts death benefit.
Who is a dependant?
A dependant includes:
your spouse (including a de facto spouse)
your children (including an adopted child, a step child, or
ex-nuptial child)
any person who is financially dependent on you, and
any person with whom you have an interdependency
relationship (see below).
Note: A person must be a dependant on the date of your
death to be considered as a beneficiary.
What is an interdependency
relationship?
Two persons (whether or not related by family) have an
interdependency relationship if:
they have a close personal relationship, and
they live together, and
one or each of them provides the other with financial
support, and
one or each of them provides the other with domestic
support and personal care.
An interdependency relationship also includes two persons
(whether or not related by family) who:
have a close personal relationship, and
do not meet the other four criteria (listed in the paragraph
above) because either or both of them have a physical,
intellectual or psychiatric disability.
80000.3 09/18
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Issue date: 20 October 2018
AMP Superannuation Ltd ABN 31 008 414 104, AFSL No. 233060
Use this form to nominate a beneficiary, or change or cancel an existing beneficiary nomination. By completing this form you’re
overriding any previous beneficiary nominations. Generally, your beneficiary will receive your death benefit in the event of your
deathrefer to the beneficiary nomination information sheet for further details on beneficiary nominations.
Please print in CAPITAL LETTERS and place a cross
in any applicable boxes.
1.  Perso nal details
Account number
Product type
Title Date of birth
D D M M Y Y Y Y
Surname
Given name(s)
Residential address
Suburb State Postcode
Contact phone number Mobile number
2.  Nomination options
What kind of nomination do you want to make? Please select
one option only.
Binding nomination
Select your preferred type of binding nomination:
Non lapsing (nomination won’t expire)
Lapsing (nomination will expire in three years)
Complete sections 1, 2, 3, 4, 5 and 6.
Non-binding nomination
Complete sections 1, 2, 3, 4 and 6.
Also complete section 5 if you’re replacing a binding
nomination.
No nomination (or cancel existing nomination)
Complete sections 1, 2, 4 and 6.
Also complete section 5 if you’re cancelling a
binding nomination.
3.  Beneficiary details
You can only nominate a dependant and/or your estate
(also known as your legal personal representative).
These portions are restricted to whole numbers only.
Your nomination will be invalid if the total allocation
doesn’t equal 100%
3.  Benef iciary details continued
Beneficiary name 1
Date of birth Proportion of benefit
D D M M Y Y Y Y
%
Gender
Male Female
Relationship to you
Spouse Child Financial
dependant
Interdependent
relationship
Beneficiary name 2
Date of birth Proportion of benefit
D D M M Y Y Y Y
%
Gender
Male Female
Relationship to you
Spouse Child Financial
dependant
Interdependent
relationship
Beneficiary name 3
Date of birth Proportion of benefit
D D M M Y Y Y Y
%
Gender
Male Female
Relationship to you
Spouse Child Financial
dependant
Interdependent
relationship
Beneficiary name 4
Date of birth Proportion of benefit
D D M M Y Y Y Y
%
Gender
Male Female
Relationship to you
Spouse Child Financial
dependant
Interdependent
relationship
Proportion of benefit
Estate/Legal Personal Representative
%
Total
%100
Beneficiary nomination
AMP Contact Centre
131 267 (131 AMP)
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4.  Declaration and signature
Member declaration:
I’ve read and understood the information provided on
beneficiary nominations in the beneficiary nomination
information sheet.
I declare that the information in this form is complete
and correct.
I request that the trustee, (AMP Superannuation Ltd)
accepts my beneficiary nomination for my account.
Signature of member
Date
D D M M Y Y Y Y
!
Both witnesses must sign on the same date as the
member (binding nominations only).
5.  Witnesses (binding nominations only)
Witness declaration:
I’m over 18 years of age.
I’m not a nominated beneficiary of the member and
I’m not one of the beneficiaries named above.
This form was signed and dated by the member in
my presence.
I’ve signed and dated this form on the same day as
the member.
Witness 1
!
Both witnesses must sign on the same date as the
member (binding nominations only).
Given name(s)
Surname
Signature of witness 1
Date
D D M M Y Y Y Y
5.  Witnesses (binding nominations only) continued
Witness 2
!
Both witnesses must sign on the same date as the
member (binding nominations only).
Given name(s)
Surname
Signature of witness 2
Date
D D M M Y Y Y Y
6.  Checklist
Applies to all:
Do the beneficiary allocations equal 100%?
Binding nominations only:
Make sure the beneficiaries havent signed as witnesses.
If making, replacing or cancelling a binding nomination,
has the form been signed by two witnesses?
Make sure that the member and the two witnesses have
signed and dated the form on the same date.
If applicable, have any changes to the form been initialled
by the member, and both witnesses?
Where to send this form
Mail, fax or email this completed form to:
AMP Life Limited
PO Box 300
PARRAMATTA NSW 2124
1300 301 267
askamp@amp.com.au
80000.3 09/18
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