CL-FRAUD (4-10)
P.O. Box 1650 ·Little Rock, Arkansas 72203-1650
FRAUD NOTICE
For your protection, the laws of some states may require us to furnish you with the following notice:
Any person who knowingly and with the intent to defraud any insurance company or other person files an application for insurance or a statement of
claim with materially false information or conceals for the purpose of misleading, information concerning any fact material thereto may be guilty of
committing a fraudulent insurance act. Please see below for special notice required by state law.
AZ: For your protection Arizona law requires the following statement to appear on this form. Any person who knowingly presents a false or
fraudulent claim for payment of loss is subject to criminal and civil penalties.
AR, LA, MD, RI, and WV: Any person who knowingly presents a false or fraudulent claim for payment of a loss or benefit or knowingly presents
false information in an application for insurance is guilty of a crime and may be subject to fines and confinement in prison.
CA: For your protection California law requires the following to appear on this form: Any person who knowingly presents a false or fraudulent claim
for the payment of a loss is guilty of a crime and may be subject to fines and confinement in state prison.
CO: It is unlawful to knowingly provide false, incomplete, or misleading facts or information to an insurance company for the purpose of defrauding or
attempting to defraud the company. Penalties may include imprisonment, fines, denial of insurance and civil damages. Any insurance company or
agent of an insurance company who knowingly provides false, incomplete, or misleading facts or information to a policyholder or claimant for the
purpose of defrauding or attempting to defraud the policyholder or claimant with respect to a settlement or award from insurance proceeds shall be
reported to the Colorado division of insurance within the department of regulatory agencies to the extent required by applicable law.
DE: Any person knowingly and with the intent to injure, defraud or deactivate any insurer, files a statement of claim containing any false, incomplete
or misleading information is guilty of a felony.
DC: WARNING: it is a crime to provide false or misleading information to an insurer for the purpose of defrauding the insurer or any other person.
Penalties include imprisonment and /or fines. In addition, an insurer may deny insurance benefits if false information materially related to a claim
was provided by the applicant.
FL: Any person who knowingly and with intent to injure, defraud or deceive any insurer files a statement of claim or an application containing any
false, incomplete or misleading information is guilty of a felony of the third degree.
HI: For your protection, Hawaii law requires you to be informed that presenting a fraudulent claim for payment of a loss or benefit is a crime
punishable by fines or imprisonment, or both.
ID: Any person knowingly and with the intent to defraud or deceive any insurance company, files a statement of claim containing any false,
incomplete, or misleading information is guilty of a felony.
IN: A person knowingly and with intent to defraud an insurer files a statement of claim containing any false, incomplete or misleading information
commits a felony.
KY: Any person who knowingly and with the intent to defraud any insurance company or other person files a statement of claim containing any
materially false information or conceals, for the purpose of misleading, information concerning any fact material thereto commits a fraudulent
insurance act, which is a crime.
ME: It is a crime to knowingly provide false, incomplete or misleading information to an insurance company for the purpose of defrauding the
company. Penalties may include imprisonment, fines or a denial of insurance benefits.
MN: A person who files a claim with intent to defraud or helps commit a fraud against an insurer is guilty of a crime.
NH: A person who with a purpose to injure, defraud or deceive any insurance company, files a statement of claim containing false, incomplete or
misleading information is subject to prosecution and punishment for insurance fraud, as provided in RSA 638:20.
NJ: Any person who knowingly files a statement of claim conta
ining false or misle
ading information is subject to criminal and civil penalties.
NM: Any person who knowingly presents a false or fraudulent claim for payment of a loss or benefit or knowingly presents false information in an
application for insurance is guilty of a crime and may be subject to civil fines and criminal penalties.
OH: A person who with the intent to defraud or knowing that he is facilitating a fraud against an insurer, submits an application or files a claim
containing false or deceptive statement is guilty of insurance fraud.
OK: WARNING: any person who knowingly and with the intent to injure, defraud or deceive any insurer, makes any claim for the proceeds of an
insurance policy containing any false, incomplete or misleading information is guilty of a felony.
OR: A person who knowingly and with the intent to defraud an insurance company, files a claim containing false, incomplete or misleading
information material to such claim, may be guilty of insurance fraud.
PA: Any person who knowingly and with intent to defraud any insurance company or other person files an application for insurance or statement of
claim containing any materially false information or conceals for the purpose of misleading, information concerning any fact material thereto commits
a fraudulent insurance act, which is a crime and subjects such person to criminal and civil penalties.
TN, VA and WA: It is a crime to knowingly provide false, incomplete or misleading information to an insurance company for the purpose of
defrauding the company. Penalties include imprisonment, fines and denial of insurance benefits.
TX: Any person who knowingly presents a false or fraudulent claim for the payment of a loss is guilty of a crime and may be subject to fines and
confinement in state prison.
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