*All new memberships are subject to review and approval. Credit union programs, services, rates, terms and conditions are subject to change
at any time without notice. Note: At least one Beneficial Owner* must be listed as a signer on the account. Beneficial Owner(s) are considered
any individual(s) who directly or indirectly own 25% or more of the legal entity and at least one person with significant managerial control in the
business (i.e. CEO, MGR, PRS, VP, TREAS etc)
How to Establish a Membership
for your Business
Eligibility Requirements
1
2
3
How to join:
What you need to bring with you, based on your business type:
•
Sole Proprietorship
•
General Partnership/Limited Partnership
•
Limited
Liability Company
•
Cl
ubs/Organizations/Non-Profit
• Visit any of our branches with the information listed below for your business type.
• For membership questions, visit your local branch or contact Business Services at (904) 908-2292.
Articles of Organization, Latest Amendment or most recent Annual Report, Operating Agreement or K1 Tax Document
(Document must list current Beneficial Owners)
Proof of Federal Tax ID Number (if not using personal Social Security Number) evidenced by IRS Letter, Business Tax Return
Document or Tax Payment Coupon
Verification of principal business address for the business
Active fictitious name filing with LLC listed as owner (if using DBA)
Completed Certification of Beneficial Owner(s) Form
Articles of Incorporation, latest
Amendment, most recent Annual Report Bylaws, K1 Tax Document, Corporate
Resolution or Shareholder’s Agreement (Document must list Beneficial Owners)
Proof of Federal Tax ID Number evidenced by IRS Letter, Business Tax Return Document or Tax Payment Coupon
Verification of principal business address for the business
Active fictitious name filing with Corporation listed as owner (if using DBA)
Completed Certification of Beneficial Owner(s) Form
Articles of Incorporation (If Incorporated), latest Amendment, most recent Annual Report, Bylaws or Minutes stating the
officers representing the organization
A letter from the organization that acknowledges the account opening, confirms the identity of the organization's members
authorized to open the accounts, and signed by the authorized officers representing the organization
Proof of Federal Tax ID Number evidenced by IRS Letter, Business Tax Return Document or Tax Payment Coupon (if small
club operating under another group, letter from sponsoring organization authorizing use of EIN required)
Verification of principal business address for the business
If Incorporated, Section II completed of the Certification of Beneficial Owner(s) Form detailing an Officer/Director listed in
the provided documentation stating the officers representing the organization.
• Your business must be located within VyStar Credit Union
'
s field of membership.
• All Beneficial Owners* and individuals that wish to transact on the account(s) must be individually eligible for membership and
all personal accounts with VyStar must be in good standing.
• The business ac
count must be listed as "active" on Sunbiz.org, if operating in Florida or Ecorp.sos.ga.gov, if operating in Georgia.
• The Certification of Beneficial Owner(s) Form must be completed for all Legal Entities.
• Any individual that will transact on the account(s) must sign the Business Membership Application to authorize account
opening and agree to be on the account.
• A valid/current form of government issued ID must be provided for all Beneficial Owners* and any individuals that wish to
transact on the account(s).
©2019 VyStar Credit Union
Copy of Partnership Agreement listing ownership percentages
Proof of Federal Tax ID Number evidenced by IRS Letter, Business Tax Return Document or Tax Payment Coupon
Verification of principal business address for the business
Fictitious Name Filing if Applicable
Completed Certification of Beneficial Owner(s) Form
VyStar’s lending and deposit products enable our business community to prosper,
from start up through to expansion and maturity. It all starts with membership.*
Fictitious name filing with State of Florida/Georgia if using a DBA name
P
roof of Federal Tax ID Number (if not using personal Social Security Number) evidenced by IRS Letter, Business Tax Return
Doc
ument or Tax Payment Coupon
Verification of principal business address for the business
• Corporation
