The laws of some states require us to furnish you with the following notices:
WARNING. Any person who knowingly:
Alaska: and with intent to injure, defraud, or deceive an insurance company les a claim containing false, incomplete, or misleading information
may be prosecuted under state law.
Arizona, Arkansas and Rhode Island: presents a false or fraudulent claim for payment of a loss or benet is subject to criminal and civil pen-
alties, or specic to AR and RI: presents false information in an application for insurance is guilty of a crime and may be subject to nes and
connement in prison.
California: For your protection California law requires the following to appear on this form:
Any person who knowingly presents false or fraudulent claim for payment of a loss is guilty of a crime and may be subject to nes and conne-
ment in state prison.
Delaware: and with intent to injure, defraud or deceive an insurer, les a statement of claim containing any false, incomplete or misleading infor-
mation is guilty of a felony.
District of Columbia: It is a crime to provide false or misleading information to an insurer for the purpose of defrauding the insurer or any other
person. Penalties include imprisonment and/or nes. In addition, an insurer may deny insurance benets if false information materially related to
a claim was provided by the applicant.
Florida: and with intent to injure, defraud, or deceive any insurance company, les a statement of claim containing any false, incomplete, or
misleading information is guilty of a felony of the third degree.
Idaho and Indiana: and with intent to defraud or deceive any insurance company, les a statement of claim containing any false, incomplete or
misleading information (for Idaho) is guilty of and (for Indiana) commits a felony.
Kentucky, New York, and Pennsylvania: and with intent to defraud any insurance company or other person les an application for insurance,
or les a statement of claim, containing any materially false information or conceals, for the purpose of misleading, information concerning any
material fact thereto commits a fraudulent insurance act, which is a crime, specic to PA: subjects such person to criminal and civil penalties and
specic to NY: shall also be subject to a civil penalty not to exceed ve thousand dollars and the stated value of the claim for each such violation.
Louisiana, New Mexico, Texas and West Virginia: presents a false or fraudulent claim for the payment of a loss (or specic to LA, TX and WV: who
knowingly presents false information on an application for insurance) is guilty of a crime and may be subject to nes and connement in state
prison, (or specic to NM: to civil nes and criminal penalties.)
Maryland: and willfully presents a false or fraudulent claim for payment of loss or benet or who knowingly and willfully presents false informa-
tion in an application for insurance is guilty of a crime and may be subject to nes and connement in prison.
New Jersey: les a statement of claim containing any false or misleading information is subject to criminal and civil penalties.
Ohio: with intent to defraud or knowing that he is facilitating a fraud against an insurer, submits and application or les a claim containing a false
or deceptive statement is guilty of insurance fraud.
Oklahoma: and with intent to injure, defraud or deceive any insurer, makes any claim for the proceeds of an insurance policy containing any
false, incomplete or misleading information is guilty of a felony.
Oregon: and with intent to defraud any insurance company or other person les an application for insurance or a statement of claim containing
any materially false information or conceals for the purpose of misleading, information concerning any fact material hereto, may be subject to
prosecution for insurance fraud.
Puerto Rico: and with the intention of defrauding presents false information in an insurance application, or presents, helps, or causes the pre-
sentation of a fraudulent claim for the payment of a loss or any other benet, or presents more than one claim for the same damage or loss, shall
incur a felony and, upon conviction, shall be sanctioned for each violation with the penalty of a ne of not less that ve thousand (5,000) dollars
and not more than ten thousand (10,000) dollars, or a xed term of imprisonment for three (3) years, or both penalties. If aggravating circum-
stances are present, the penalty thus established may be increased to a maximum of ve (5) years; if extenuating circumstances are present, it
may be reduced to a minimum of two (2) years.
WARNING:
Colorado: It is unlawful to knowingly provide false, incomplete, or misleading facts or information to an insurance company for the purpose of
defrauding or attempting to defraud the company. Penalties may include imprisonment, nes, denial of insurance and civil damages. Any insur-
ance company or agent of an insurance company who knowingly provides false, incomplete, or misleading facts or information to a policyhold-
er or claimant for the purpose of defrauding or attempting to defraud the policyholder or claimant with regard to a settlement or award payable
form insurance proceeds shall be reported to the Colorado Division of Insurance withing the Department of Regulatory Agencies.
Hawaii: Presenting a fraudulent claim for payment of a loss or benet is a crime punishable by nes or imprisonment, or both.
Maine/Washington: It is a crime to knowingly provide false, incomplete or misleading information ton an insurance company for the purpose of
defrauding the company. Penalties may include imprisonment, nes or a denial of insurance benets.
Minnesota: A person who les a claim with intent to defraud or helps commit a fraud against an insurer is guilty of a crime.
New Hampshire: Any person who, with the purpose to injure, defraud or deceive any insurance company, les a statement of claim containing
any false, incomplete or misleading information is subject to prosecution and punishment for insurance fraud, as provided in RSA 638.20.
Tennessee and Virginia: It is a crime to knowingly provide false, incomplete or misleading information to an insurer or insurance company for
the purpose of defrauding the insurer or insurance company. Penalties include imprisonment, nes and denial of insurance benets.