Uniform Residential Loan Application
Freddie Mac Form 65 7/05 (rev.8/15) Page 4 of 5 Fannie Mae Form 1003 7/05 (rev.8/15)
VII. DETAILS OF TRANSACTION VIII. DECLARATIONS
IX. ACKNOWLEDGMENT AND AGREEMENT
X. INFORMATION FOR GOVERNMENT MONITORING PURPOSES
Each of the undersigned specifically represents to Lender and to Lender’s actual or potential agents, brokers, processors, attorneys, insurers, servicers, successors and assigns and agrees and acknowledges
that: (1) the information provided in this application is true and correct as of the date set forth opposite my signature and that any intentional or negligent misrepresentation of this information contained in
this application may result in civil liability, including monetary damages, to any person who may suffer any loss due to reliance upon any misrepresentation that I have made on this application, and/or in
criminal penalties including, but not limited to, fine or imprisonment or both under the provisions of Title 18, United States Code, Sec. 1001, et seq.; (2) the loan requested pursuant to this application (the
“Loan”) will be secured by a mortgage or deed of trust on the property described in this application; (3) the property will not be used for any illegal or prohibited purpose or use; (4) all statements made in
this application are made for the purpose of obtaining a residential mortgage loan; (5) the property will be occupied as indicated in this application; (6) the Lender, its servicers, successors or assigns may
retain the original and/or an electronic record of this application, whether or not the Loan is approved; (7) the Lender and its agents, brokers, insurers, servicers, successors, and assigns may continuously
rely on the information contained in the application, and I am obligated to amend and/or supplement the information provided in this application if any of the material facts that I have represented herein
should change prior to closing of the Loan; (8) in the event that my payments on the Loan become delinquent, the Lender, its servicers, successors or assigns may, in addition to any other rights and
remedies that it may have relating to such delinquency, report my name and account information to one or more consumer reporting agencies; (9) ownership of the Loan and/or administration of the Loan
account may be transferred with such notice as may be required by law; (10) neither Lender nor its agents, brokers, insurers, servicers, successors or assigns has made any representation or warranty,
express or implied, to me regarding the property or the condition or value of the property; and (11) my transmission of this application as an “electronic record” containing my “electronic signature,” as
those terms are defined in applicable federal and/or state laws (excluding audio and video recordings), or my facsimile transmission of this application containing a facsimile of my signature, shall be as
effective, enforceable and valid as if a paper version of this application were delivered containing my original written signature.
Acknowledgment. Each of the undersigned hereby acknowledges that any owner of the Loan, its servicers, successors and assigns, may verify or reverify any information contained in this application or
obtain any information or data relating to the Loan, for any legitimate business purpose through any source, including a source named in this application or a consumer reporting agency.
The following information is requested by the Federal Government for certain types of loans related to a dwelling in order to monitor the lender’s compliance with equal credit opportunity, fair housing
and home mortgage disclosure laws. You are not required to furnish this information, but are encouraged to do so. The law provides that a lender may not discriminate either on the basis of this
information, or on whether you choose to furnish it. If you furnish the information, please provide both ethnicity and race. For race, you may check more than one designation. If you do not furnish
ethnicity, race, or sex, under Federal regulations, this lender is required to note the information on the basis of visual observation and surname if you have made this application in person. If you do not
wish to furnish the information, please check the box below. (Lender must review the above material to assure that the disclosures satisfy all requirements to which the lender is subject under applicable
state law for the particular type of loan applied for.
Sex: Female Male Sex: Female Male
j. Subordinate financing
k. Borrower’s closing costs paid by
Seller
l. Other Credits (explain)
m. Loan amount (exclude PMI, MIP,
Funding Fee financed)
n. PMI, MIP, Funding Fee financed
o. Loan amount
(add m & n)
p. Cash from/to Borrower
(subtract j, k, l & o from i)
Borrower Co-Borrower
Yes No Yes No
If you answer “Yes” to any question a through i, please use
continuation sheet for explanation.
f. Are you presently delinquent or in default on any Federal
debt or any other loan, mortgage, financial obligation, bond,
or loan guarantee?
g. Are you obligated to pay alimony, child support, or
separate maintenance?
h. Is any part of the down payment borrowed?
i. Are you a co-maker or endorser on a note?
j. Are you a U.S. citizen?
k. Are you a permanent resident alien?
l. Do you intend to occupy the property as your primary
residence?
If Yes, ” complete question m below.
m. Have you had an ownership interest in a property in the last
three years?
(1) What type of property did you own—principal residence
(PR), second home (SH), or investment property (IP)?
(2) How did you hold title to the home— by yourself (S),
jointly with your spouse (SP), or jointly with another person (O)?
Borrower’s Signature Date Co-Borrower’s Signature Date
x x
To be Completed by Loan Originator:
This information was provided:
In a face-to-face interview In a telephone interview
By the applicant and submitted by fax or mail By the applicant and submitted via e-mail or the Internet
Loan Originator’s Signature
Date
Loan Originator’s Name (print or type) Loan Originator Identifier Loan Originator’s Phone Number (including area code)
Loan Origination Company’s Name Loan Origination Company Identifier Loan Origination Company’s Address
x
Race: American Indian or Asian Black or African American
Alaska Native
Native Hawaiian or White
Other Pacific Islander
Race: American Indian or Asian Black or African American
Alaska Native
Native Hawaiian or White
Other Pacific Islander
Ethnicity: Hispanic or Latino Not Hispanic or Latino
Ethnicity: Hispanic or Latino Not Hispanic or Latino
BORROWER I do not wish to furnish this information CO-BORROWER I do not wish to furnish this information
NMLS# 677617
1
st
Colonial Community Bank
P: 856-869-3250 • F: 856-321-8272
210 Lake Drive East, Cherry Hill, NJ 08002