Who is eligible
The policy is available to all enrolled students.
Who pays the premium
Coverage is purchased by the parent or
guardian of enrolled students.
Coverage term
Coverage is efective when the premium is
received by the school administrator or the
efective date of the policy, whichever is later.
Coverage expires at 12:01 a.m. of the irst day
of the next school year or the anniversary
of the policy, whichever is earlier. Individual
coverage ends when ailiation is ended with
the participating school.
SPEC1032 (420) QRELMANVOLOS
PLAN ADMINISTRATOR
Relation Insurance Services
700 SE Central Parkway
Stuart, FL 34994
772.287.7650 • 800.431.2221
Choose from the following school approved
insurance plans
School time accident coverage
– Insurance coverage for the hours
and days when school is in session and while attending school-
sponsored and supervised activities on or of the school premises.
Includes:
— Activities during school year
— Travel to and from school
School-supervised and sponsored activities
— Class trips
— Religious services
During all school sponsored sports activities except Sr. High football,
soccer, hockey or lacrosse
Full-time 24-hour accident coverage
– Insurance coverage is in
force around the clock.
Includes:
Any covered activity, regardless of location
24-hour-a-day coverage, including summer
Weekends and vacation periods
Protection at home or while away
During all sports activities except Sr. High football, soccer, hockey
or lacrosse
Sr. High football accident coverage
– Insurance coverage is ONLY
provided for school sponsored and supervised Sr. High School football
games, tryouts, preseason and post-season play, including travel to
and from games and/or practice. Choose coverage for the full football
season or just for spring football. This plan can be purchased by itself
or with Sr. High soccer, hockey or lacrosse coverage. And, in addition
to either the School Time or 24Hour plans.
Sr. High soccer, hockey or lacrosse accident coverage
– Insurance
coverage is ONLY provided for school sponsored and supervised Sr.
High School soccer, hockey or lacrosse games, tryouts, preseason and
post-season play, including travel to and from games and/or practice.
This plan can be purchased by itself, with Sr. High football, or with just
Sr. High spring football. And, in addition to either the School Time or
24Hour plans.
Coverage becomes efective on the earliest of the following: (1)
the irst day of school, if signed enrollment form and premium are
received before the seventh school day, or (2) the date enrollment
form and premium are received by the school administrator.
2020-2021
Student Accident
Insurance
$25,000
Accident Insurance Protection
Providing a maximum of $25,000 Accident Medical Expense
Primary Excess Medical Coverage
Provides for payment of Usual and Customary (U&C) expenses Incurred for treatment of an injury
caused by a covered accident, subject to the maximums stated in the policy. Covered expenses must
be for appropriate treatment and the irst expense must be incurred within 90 days following the
covered accident. To be payable, expenses must be incurred within 365 days after the accident. We
will pay the irst $350 of covered expenses. Additional expenses will only be payable when they are in
excess of beneits payable under any other Health Care Plan. All beneits will be based on the normal
charge, in the absence of insurance, made by the provider for any appropriate treatment, but not more
than the prevailing charge in the area for like services by a provider with similar training and experience.
Where appropriate, usual and customary charges will be based on a relative value schedule appropriate
to the area and the type of service provided.
Covered expenses per covered accident
*If there is more than one way to treat a dental problem, beneits will be paid for the least expensive procedure, provided it meets acceptable dental standards.
Beneit Choices Basic Beneits Double Beneits Triple Beneits
Inpatient hospital services
Daily room & board and miscellaneous hospital services, up to . . . . . . . . . . . . . . . . . . . . $800/day . . . . . . . . . . . . . . . $1,600/day . . . . . . . . . . . . . . $2,400/day
Outpatient expenses for surgery
Ambulatory surgical centers, outpatient day surgery and related facilities, up to. . . . . . . . . . . . .$900 . . . . . . . . . . . . . . . . . .$1,800 . . . . . . . . . . . . . . . . . $2,700
Emergency room services (excluding surgery)
Outpatient services performed in an emergency room, up to. . . . . . . . . . . . . . . . . . . . . . . . . $250 . . . . . . . . . . . . . . . . . . $500 . . . . . . . . . . . . . . . . . . .$750
Surgery
Inpatient surgery, including, pre- and post-operative care
Computed from the 1974 California Relative Value
Schedule-number of units times unit value of . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .$150 . . . . . . . . . . . . . . . . . . $300 . . . . . . . . . . . . . . . . . . $450
Anesthetist (including administration) and assistant surgeon up to . . . . . . . . . .20% of surgery beneit . . . . . . . 40% of surgery beneit . . . . . . .60% of surgery beneit
Plastic and cosmetic surgery, up to . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . $500 . . . . . . . . . . . . . . . . . $1,000 . . . . . . . . . . . . . . . . . .$1,500
Physician’s visits (when no surgery beneit is paid)
Includes physiotherapy, chiropractic treatment or similar therapy, up to . . . . . . . . . . . . . $50 irst visit . . . . . . . . . . . . . $100 irst visit . . . . . . . . . . . . .$150 irst visit
. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . $35 after (maximum 8 visits) . . . $70 after (maximum 8 visits) . . $105 after (maximum 8 visits)
X-ray services (except dental X-rays)
Includes reading and interpretation
X-rays, CAT scans, up to . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . $300 . . . . . . . . . . . . . . . . . . $600 . . . . . . . . . . . . . . . . . . $900
MRIs, up to . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . $600 . . . . . . . . . . . . . . . . . .$1,200 . . . . . . . . . . . . . . . . . .$1,800
Prescribed drugs and medicines
Out of hospital, up to . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . $200 . . . . . . . . . . . . . . . . . . $400 . . . . . . . . . . . . . . . . . . $600
Ambulance
Ambulance to initial treatment facility, up to . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . $350 . . . . . . . . . . . . . . . . . . $700 . . . . . . . . . . . . . . . . . .$1,050
Dental services (includes dental X-rays)*
Treatment, repair or replacement of sound, natural teeth, up to . . . . . . . . . . . . . . . . .$200 per tooth . . . . . . . . . . . .$400 per tooth . . . . . . . . . . . .$600 per tooth
Prescribed orthopedic appliances (includes crutches)
In hospital – included in inpatient hospital services above
Out of hospital, up to . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . $250 . . . . . . . . . . . . . . . . . . $500 . . . . . . . . . . . . . . . . . . .$750
Eyeglasses, contact lenses, hearing aids
Replacement, when broken as the result of a covered injury requiring
medical treatment, up to. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . $200 . . . . . . . . . . . . . . . . . . $400 . . . . . . . . . . . . . . . . . . $600
Formerly CIGNA
Primary Excess Accident Medical Coverage
Not sure which plan is right for you?
“Health Care Plan” means any arrangement, whether individually purchased or incident to employment or membership in an association or other group, which provides
beneits or services for health care, dental care, disability beneits or repatriation of remains. A Health Care Plan includes group, blanket, franchise, family or individual
insurance policies, subscriber contracts, uninsured agreements or arrangements, coverage provided through Health Maintenance Organizations, Preferred Provider
Organizations and other prepayment, group practice and individual practice plans, medical beneits provided under automobile “fault” and “no-fault” – type contracts, medical
beneits provided by any governmental plan or coverage or other beneit law, except a state-sponsored Medicaid plan; or a plan or law providing beneits only in excess of
any private or non-governmental plan, and other valid and collectible medical or health care beneits or services.
QBE and the links logo are registered service marks of QBE Insurance Group Limited. Coverages underwritten by QBE Insurance Corporation.
© 2020 QBE Holdings, Inc.
Call your school’s plan administrator
Relation Insurance Services
772.287.7650 • 800.431.2221
Accidental death, dismemberment, or loss of sight
Provides for payments of beneits in accordance with the following table when loss
results from a covered accident. Loss must result within 365 days of the accident.
If more than one loss results from any one accident, only the largest amount will
be paid.
Beneit Choices Basic Double Triple
Loss of life . . . . . . . . . . . . . . . . . . . . . $5,000. . . . . $10,000 . . . .$15,000
Both hands or both feet, or the
sight of both eyes . . . . . . . . . . . . . . . .$10,000. . . . .$20,000 . . . $30,000
One hand and one foot . . . . . . . . . . . . $10,000. . . . .$20,000 . . . $30,000
One hand and the sight of one eye . . . . $10,000. . . . .$20,000 . . . $30,000
One foot and the sight of one eye . . . . . $10,000. . . . .$20,000 . . . $30,000
One hand or one foot, or the
sight of one eye . . . . . . . . . . . . . . . . . $5,000. . . . . $10,000 . . . .$15,000
“Loss” means with regard to hands and feet, complete severance through or above
the wrist or ankle joint; with reference to the eye, total, permanent loss of
all vision that is irrecoverable by natural, surgical or artiicial means. “Severance”
means the complete separation and dismemberment of the part from the body.
Coverage chosen: Basic Double Triple
School Time Coverage $8 $16 $24
24Hour Coverage $50 $99 $149
Full season football $50 $99 $149
Spring football only $19 $38 $58
Soccer, hockey or lacrosse $19 $38 $58
Annual Premium
Beneits for football or soccer, hockey and lacrosse coverage can be purchased in addition to
the School Time or 24Hour plans
Claims procedure: In case of accident, notify school immediately. Secure claim form from
your school, attach bill(s) to completed claim form and mail to the address indicated on the
claim form. Claims for beneits must be iled within 90 days from date of loss, or as soon
as reasonably possible.
Important notice: This information is a brief description of the important features of this
insurance plan. It is not a contract. Terms and conditions of coverage are set forth on policy
form series BAM031000.00, BAM091000.00, or applicable state versions. This Blanket
Accident Medical Insurance Policy is subject to the laws of the jurisdiction in which it is issued.
It is not available in all states. Additional exclusions and limitations apply. The availability of
this ofer may change. You may review a copy of the policy upon request. Please keep this
material as a reference. An individual ID card will not be issued.
(Detach Here)
Student Accident Insurance 2020/2021 Enrollment Form
After selecting the school-approved insurance plan that’s best for you:
Detach and complete the enrollment form
Enclose a check or money order
Do not send cash
Return enrollment form and check or money order to:
Relation Insurance Services
700 SE Central Parkway
Stuart, FL 34994
Exclusions and limitations
Beneits will not be paid for injuries caused by:
(1) suicide, intentionally self-inlicted injury, or any attempt thereat while
sane or insane;
(2) commission or attempt to commit a felony or an assault; or commission
of or active participation in a riot or insurrection;
(3) declared or undeclared war or act of war;
(4) services or treatment provided by persons who do not normally charge
for services, unless there is a legal obligation to pay;
(5) light in, boarding or alighting from an aircraft except as a fare-paying passenger
on a regularly scheduled commercial or charter airline;
(6) travel in or on any on-road or of-road vehicle that does not require motor
vehicle licensing;
(7) bungee-cord jumping, parachuting, skydiving, parasailing, hang-gliding;
(8) an accident if the covered person is the operator of a motor vehicle and
does not possess a valid motor vehicle operator’s license, unless the
covered person holds a valid learners permit and the covered person
is receiving instruction from a driver’s education instructor;
(9) services or treatment rendered by any person who is employed
or retained by the policyholder or living in the covered person’s
household; a parent, sibling, spouse or child either of the covered
person or the covered person’s spouse; the covered person;
(10) cosmetic surgery, except for reconstructive surgery needed as the result
of a covered injury;
(11) injuries compensable under workers’ compensation law or any similar law;
(12) sickness, disease, bodily or mental illness, bacterial or viral infection or
medical or surgical treatment thereof, except for any bacterial infection resulting
from an accidental external cut or wound, or accidental ingestion
of contaminated food;
(13) the covered person being legally intoxicated as determined according
to the laws of the jurisdiction in which the covered accident occurred or
voluntary ingestion of any narcotic, drug, poison, gas or fumes, unless
prescribed or taken under the direction of a physician and taken in accordance
with the prescribed dosage;
(14) any hospital stay or days of a hospital stay that are not appropriate treatment
for the condition and locality;
(15) participation or practice for non-school sponsored skiing, ice hockey, lacrosse,
soccer or tackle football (applicable to school time coverage only);
(16) taking part in senior high school interscholastic football, soccer, hockey
or lacrosse, including travel to and from games and practice, unless these
coverages have been elected.
School name: _______________________________________________________________________________ District name: ___________________________________________________ Grade/dept: ________________
Person to be insured: ___________________________________________________________
Address: _____________________________________________________________________________________
City: _________________________________________State: _________ ZIP: _______________
Phone:______________________________________________________________________________
Date of Birth: __________________________________________________________________________________
Social Security #: ___________________________________________________________________
Parent Signature: __________________________________________________________________
Policy Number (company use only) _____________________________________________________
Date: ___________________________ Amount enclosed: _________________________ (Do not send cash)
Please include check or money order payable to: QBE Insurance Corporation
There is no obligation to purchase this insurance plan.
Do you want this insurance? Yes No
Coverage chosen: Basic Double Triple
School Time Coverage $8 $16 $24
24Hour Coverage $50 $99 $149
Full season football $50 $99 $149
Spring football only $19 $38 $58
Soccer, hockey or lacrosse $19 $38 $58
Beneits for football or soccer, hockey and lacrosse coverage can be purchased in addition to the School Time
or 24Hour plans.