MANDATORY SIGNATURE SUPPLEMENT TO ALL
APPLICATIONS, QUESTIONNAIRES, & ENROLLMENT FORMS
I understand that K&K Insurance Group, Inc., for the insuring company, shall be permitted but not obligated to inspect a proposed insured’s, or an
insured’s, property and operations for underwriting purposes at any time. Neither the right to make an underwriting inspection nor the making thereof
nor any report thereon shall constitute an undertaking, on behalf of or for the benefit of any insured, or other, to determine or warrant that such property
or operations are safe or healthful, or in compliance with any standards, rules or regulations. Underwriting inspections when conducted are for the sole
purpose of determining and/or improving the insurability of certain property and operations and not safety. I also understand that an insured is solely
responsible for the safety of its facilities and operations and shall not rely upon any underwriting inspections to determine the safety of its facilities or
operations and shall not diminish or forego its own safety practices and procedures.
I understand that the insurance company in determining whether to provide a quotation for insurance coverage will rely on the information contained
in the application and all other information being submitted. I hereby warrant, represent and confirm that, to the best of my knowledge, all information
provided is complete, true and correct.
I also understand that no insurance will be in effect unless and until the insurance company, or K&K as its agent, provides a quotation offering to provide
insurance coverage and the insurance company, or K&K as its agent, receives written notice that the terms and conditions contained in the insurance
quotation provided are accepted.
1030 11/19
_______________________________________________________________ __________________________________________________________________
APPLICANT’S SIGNATURE PRODUCER’S SIGNATURE (if applicable)
_______________________________________________________________ __________________________________________________________________
PRINT NAME PRINT NAME
_______________________________________________________________ __________________________________________________________________
DATE (MM/DD/YY) DATE (MM/DD/YY)
THE NOTICES CONTAINED ON THIS SUPPLEMENT APPLY TO ALL UNDERWRITING INFORMATION BEING SUBMITTED TO K&K INSURANCE
GROUP, INC., INCLUDING APPLICATIONS, QUESTIONNAIRES AND ENROLLMENT FORMS, FOR THE FOLLOWING PERSON OR ENTITY:
Applicant name:
FRAUD WARNING
Applicable in AL
Any person who knowingly presents a false or fraudulent claim for payment of
a loss or benefit or who knowingly presents false information in an application
for insurance is guilty of a crime and may be subject to restitution fines or
confinement in prison, or any combination thereof.
Applicable in AR, LA, MD, RI and WV
Any person who knowingly (or willfully)* presents a false or fraudulent claim for
payment of a loss or benefit or knowingly (or willfully)* presents false information
in an application for insurance is guilty of a crime and may be subject to fines and
confinement in prison. *Applies in MD Only.
Applicable in CO
It is unlawful to knowingly provide false, incomplete, or misleading facts
or information to an insurance company for the purpose of defrauding or
attempting to defraud the company. Penalties may include imprisonment, fines,
denial of insurance and civil damages. Any insurance company or agent of an
insurance company who knowingly provides false, incomplete, or misleading
facts or information to a policyholder or claimant for the purpose of defrauding or
attempting to defraud the policyholder or claimant with regard to a settlement or
award payable from insurance proceeds shall be reported to the Colorado Division
of Insurance within the Department of Regulatory Agencies.
Applicable in DC
WARNING: It is a crime to provide false or misleading information to an insurer
for the purpose of defrauding the insurer or any other person. Penalties include
imprisonment and/or fines. In addition, an insurer may deny insurance benefits
if false information materially related to a claim was provided by the applicant.
Applicable in FL
Any person who knowingly and with intent to injure, defraud, or deceive
any insurer files a statement of claim or an application containing any false,
incomplete, or misleading information is guilty of a felony of the third degree.
Applicable in KY
Any person who knowingly and with intent to defraud any insurance company
or other person files an application for insurance containing any materially false
information or conceals, for the purpose of misleading, information concerning
any fact material thereto commits a fraudulent insurance act, which is a crime.
Applicable in ME, TN, and WA
It is a crime to knowingly provide false, incomplete or misleading information to an
insurance company for the purpose of defrauding the company. Penalties (may)*
include imprisonment, fines and denial of insurance benefits. *Applies in ME Only.
Applicable in NM
Any person who knowingly presents a false or fraudulent claim for payment
of a loss or benefit or knowingly presents false information in an application
for insurance is guilty of a crime and may be subject to civil fines and criminal
penalties.
Applicable in NJ
Any person who includes any false or misleading information on an application for
an insurance policy is subject to criminal and civil penalties.
Applicable in NY
Any person who knowingly and with intent to defraud any insurance company or
other person files an application for insurance or statement of claim containing
any materially false information, or conceals for the purpose of misleading,
information concerning any fact material thereto commits a fraudulent insurance
act, which is a crime, and shall also be subject to a civil penalty not to exceed five
thousand dollars and the stated value of the claim for each such violation.
Applicable in OH
Any person who, with intent to defraud or knowing that he is facilitating a fraud
against an insurer, submits an application or files a claim containing a false or
deceptive statement is guilty of insurance fraud.
Applicable in OK
WARNING: Any person who knowingly, and with intent to injure, defraud or
deceive any insurer, makes any claim for the proceeds of an insurance policy
containing any false, incomplete or misleading information is guilty off a felony.
Applicable PA
Any person who knowingly and with intent to defraud any insurance company or
other person files an application for insurance or statement of claim containing
any materially false information or conceals for the purpose of misleading,
information concerning any fact material thereto commits a fraudulent insurance
act, which is a crime and subjects such person to criminal and civil penalties.
Applicable in OR
Any person who knowingly and with intent to defraud or solicit another to defraud
the insurer by submitting an application containing a false statement as to any
material fact may be violating state law.
Applicable in VA
It is a crime to knowingly provide false, incomplete or misleading information to an
insurance company for the purpose of defrauding the company. Penalties include
imprisonment, fines and denial of benefits.
FRAUD APPS (2019/11)