WC15 Rev 04/06 Page 2 of 2
CALCULATION OF AVERAGE WEEKLY WAGE
To determine the weekly wage calculate the following:
• First, calculate your average weekly wage. Multiply the average number of hours worked per week (excluding overtime) times your hourly wage. If you
are paid by the month, multiply your monthly salary times 12 (months) and divide by 52 (weeks). If you are paid bi-weekly (every other week), take your
bi-weekly salary and divide by 2. If you are paid on a per diem basis, multiply the daily wage times the number of days and fractions of days in the week
you would have worked under the contract of hire if the injury had not occurred
• Next, determine the average weekly amount of any overtime, tips (as reported to the IRS), commissions, piecework (average weekly value can be
calculated by taking the total amount earned with the employer in the 12 months immediately preceding the injury and dividing that amount by the number
of weeks, and fractions of weeks worked). If mileage is a form of salary, take the average earned per week in the 60 days immediately preceding the
injury.
• Add the average weekly value of any board, rent, housing or lodging, etc., provided by the employer if the employer will not be paying such benefit during
the period of disability.
• If you are covered by group health insurance and your employer does not continue your health insurance coverage during the period of disability, add your
cost of converting to a similar or lesser insurance plan and include this cost in the average weekly wage computation.
• Add the totals from each of the above categories to obtain your average weekly wage and insert in Average weekly wage at time of injury field.
DATE OF INJURY/DISEASE
Always include a date of injury. In the case of an occupational disease, use the date you were last exposed to the hazard.
INJURY DESCRIPTION
1 Be more specific than “hurt”, “pain”, or “sore.” Examples: “strained back”; “chemical burn, hand”; “carpal tunnel syndrome.”
2 Describe the activity, as well as the tools, equipment or material you were using. Be specific. Examples: “climbing a ladder while carrying
roofing materials”; “spraying chlorine from hand sprayer”; or “daily computer key-entry.”
3 Tell us how the injury occurred. Examples: “When ladder slipped on wet floor, I fell 20 feet”; “I was sprayed with chlorine when gasket
broke during replacement”; “I developed soreness in my wrist over time.”
4 Examples: “concrete floor”; “chlorine”; “radial arm saw”, “beryllium.”
FILING AND BENEFIT INFORMATION
Upon completion, mail or deliver two (2) copies of the Worker’s Claim for Compensation to: The Colorado Division of Workers’ Compensation,
Customer Service Unit, 633 17
th
St., Suite 400, Denver, CO 80202-3626. In order to obtain information on benefits and dispute resolution
options, or to request a copy of the Employee’s Guide, please contact our Customer Service Unit at (303) 318.8700 or toll free at (888) 390.7936 for
English, or (800) 685.0891 for Spanish. You may also visit our website at www.coworkforce.com/DWC/
GENERAL INFORMATION
When your claim form is received by the Division of Workers’ Compensation, a copy will be sent to your employer’s insurance carrier (insurer).
The insurer has 20 days from receipt of this information to advise, in writing, whether liability will be admitted or denied, that is, whether it accepts
responsibility for payment of related medical and/or lost wage benefits. If the insurer fails to admit liability within the prescribed time limit, you will
receive information from the Division on the options that are available to you.
Always notify your employer of an injury. Failure to report an injury to the employer in writing within 4 days could result in loss of one day’s
compensation for each day’s failure to notify.
Seek medical assistance as soon as possible. The employer has the right to select the physician who attends you. If you fail to remain under the care
of a physician designated by the employer or its insurer, you may be responsible for payment of any unauthorized medical expenses. If the employer
fails to designate a physician, you have the right to select a treating physician.
If you would like to change physicians, you must first request in writing, from the insurer, permission to change physicians and receive authorization
to do so. If such permission is neither granted nor refused within twenty days, the insurer shall be deemed to have waived any objection to the
change.
Failure to attend medical appointments may result in the suspension of benefits by the insurer.
For additional information on the provisions of the Colorado workers’ compensation system, you may contact the Customer Service Unit of the
Colorado Division of Workers’ Compensation at (303) 318.8700, or toll free at (888) 390.7936.
NOTICES
You are hereby notified that if a child support obligation is owed, compensation benefits may be attached and payment of the child support
obligation may be withheld and forwarded to the obligee pursuant to sections 8-42-124 and 26-13-122(4), C.R.S. YOU ARE FURTHER NOTIFIED
that you must provide written notice of any award for social security, pension, disability or other source of income that might reduce your
compensation benefits. This notice must be sent to the insurance carrier or self-insured employer within 20 days after learning of the payment or
award. Failure to report may result in suspension of your benefits pursuant to section 8-42-113.5, C.R.S.
C.R.S. Section 10-1-128(6) (a) states: “It is unlawful to knowingly provide false, incomplete, or misleading facts or information to an insurance
company for the purposes of defrauding or attempting to defraud the company. Penalties may include imprisonment, fines, denial of insurance, and
civil damages. Any insurance company or agent of an insurance company who knowingly provides false, incomplete, or misleading facts or
information to a policyholder or claimant for the purpose of defrauding or attempting to defraud the policyholder or claimant with regard to a
settlement or award payable from insurance proceeds shall be reported to the Colorado division of insurance within the department of regulatory
agencies.”