S381s (11/15) Contains copyrighted material of Insurance Services Office, Inc., with its permission. Page 5 of 6
PLEASE READ BELOW AND COMPLETE SIGNATURE BLOCK ON LAST PAGE
I have reviewed this application for accuracy before signing it. As a condition precedent to coverage, I hereby
state that the information contained herein is true, accurate and complete and that no material facts have been
omitted, misrepresented or misstated. I know of no other claims or lawsuits against the applicant and I know of
no other events, incidents or occurrences which might reasonably lead to a claim or lawsuit against the applicant.
I understand that this is an application for insurance only and that completion and submission of this application
does not bind coverage with any insurer.
IMPORTANT NOTICE: As part of our underwriting procedure, a routine inquiry may be made to obtain applicable
information concerning character, general reputation, personal characteristics, and mode of living. Upon written
request, additional information as to the nature and scope of the report, if one is made, will be provided.
FRAUD STATEMENT FOR THE STATE(S) OF:
Alabama, Alaska, Arizona, Arkansas, California, Connecticut, Delaware, District of Columbia, Georgia,
Idaho, Illinois, Indiana, Iowa, Louisiana, Massachusetts, Michigan, Minnesota, Mississippi, Missouri,
Montana, Nebraska, Nevada, New Hampshire, North Carolina, North Dakota, Rhode Island, South
Carolina, South Dakota, Texas, Utah, Vermont, West Virginia, Wisconsin, Wyoming: Any person who
knowingly presents a false or fraudulent claim for payment of a loss or benefit or knowingly presents false
information in an application for insurance is guilty of a crime and may be subject to fines and confinement in
prison.
Colorado: It is unlawful to knowingly provide false, incomplete, or misleading facts or information to an insurance
company for the purpose of defrauding or attempting to defraud the company. Penalties may include
imprisonment, fines, denial of insurance, and civil damages. Any insurance company or agent of an insurance
company who knowingly provides false, incomplete, or misleading facts or information to a policyholder or
claimant for the purpose of defrauding or attempting to defraud the policyholder or claimant with regard to a
settlement or award payable from insurance proceeds shall be reported to the Colorado Division of Insurance
within the Department of Regulatory Agencies.
Florida: Any person who knowingly and with intent to injure, defraud or deceive any insurer files a statement of
claim or an application containing any false, incomplete, or misleading information is guilty of a felony of the third
degree.
Hawaii: Intentionally or knowingly misrepresenting or concealing a material fact, opinion or intention to obtain
coverage, benefits, recovery or compensation when presenting an application for the issuance or renewal of an
insurance policy or when presenting a claim for the payment of a loss is a criminal offense punishable by fines or
imprisonment, or both.
Kansas: Any person who commits a fraudulent insurance act is guilty of a crime and may be subject to restitution,
fines and confinement in prison. A fraudulent insurance act means an act committed by any person who,
knowingly and with intent to defraud, presents, causes to be presented or prepares with knowledge or belief that it
will be presented to or by an insurer, purported insurer or insurance agent or broker, any written, electronic,
electronic impulse, facsimile, magnetic, oral or telephonic communication or statement as part of, or in support of,
an application for insurance, or the rating of an insurance policy, or a claim for payment or other benefit under an
insurance policy, which such person knows to contain materially false information concerning any material fact
thereto; or conceals, for the purpose of misleading, information concerning any fact material thereto.
Kentucky, Ohio, Pennsylvania: Any person who knowingly and with intent to defraud any insurance company or
other person files an application for insurance containing any materially false information or conceals, for the
purpose of misleading, information concerning any fact material thereto commits a fraudulent insurance act, which
is a crime.
Maine, Tennessee, Virginia, Washington: It is a crime to knowingly provide false, incomplete or misleading
information to an insurance company for the purpose of defrauding the company. Penalties may include
imprisonment, fines, or a denial of insurance benefits.
Maryland: Any person who knowingly or willfully presents a false or fraudulent claim for payment of a loss or
benefit or knowingly or willfully presents false information in an application for insurance is guilty of a crime and
may be subject to fines and confinement in prison.
New Jersey: Any person who includes any false or misleading information on an application for an insurance
policy is subject to criminal and civil penalties.
New Mexico: Any person who knowingly presents a false or fraudulent claim for payment of a loss or benefit or
knowingly presents false information in an application for insurance is guilty of a crime and may be subject to civil
fines and criminal penalties.
New York: Any person who knowingly and with intent to defraud any insurance company or other person files an
application for insurance or statement of claim containing any materially false information, or conceals for the
purpose of misleading, information concerning any fact material thereto, commits a fraudulent insurance act,
which is a crime, and shall also be subject to a civil penalty not to exceed five thousand dollars and the stated
value of the claim for each such violation.