A006s (11/15) Contains copyrighted material of Insurance Services Office, Inc., with its permission. Page 7 of 7
attempting to defraud the policyholder or claimant with regard to a settlement or award payable from insurance proceeds
shall be reported to the Colorado Division of Insurance within the Department of Regulatory Agencies.
Florida: Any person who knowingly and with intent to injure, defraud or deceive any insurer files a statement of claim or
an application containing any false, incomplete, or misleading information is guilty of a felony of the third degree.
Hawaii: Intentionally or knowingly misrepresenting or concealing a material fact, opinion or intention to obtain coverage,
benefits, recovery or compensation when presenting an application for the issuance or renewal of an insurance policy or
when presenting a claim for the payment of a loss is a criminal offense punishable by fines or imprisonment, or both.
Kansas: Any person who commits a fraudulent insurance act is guilty of a crime and may be subject to restitution, fines
and confinement in prison. A fraudulent insurance act means an act committed by any person who, knowingly and with
intent to defraud, presents, causes to be presented or prepares with knowledge or belief that it will be presented to or by
an insurer, purported insurer or insurance agent or broker, any written, electronic, electronic impulse, facsimile, magnetic,
oral or telephonic communication or statement as part of, or in support of, an application for insurance, or the rating of an
insurance policy, or a claim for payment or other benefit under an insurance policy, which such person knows to contain
materially false information concerning any material fact thereto; or conceals, for the purpose of misleading, information
concerning any fact material thereto.
Kentucky, Ohio, Pennsylvania: Any person who knowingly and with intent to defraud any insurance company or other
person files an application for insurance containing any materially false information or conceals, for the purpose of
misleading, information concerning any fact material thereto commits a fraudulent insurance act, which is a crime.
Maine, Tennessee, Virginia, Washington: It is a crime to knowingly provide false, incomplete or misleading information
to an insurance company for the purpose of defrauding the company. Penalties may include imprisonment, fines, or a
denial of insurance benefits.
Maryland: Any person who knowingly or willfully presents a false or fraudulent claim for payment of a loss or benefit or
knowingly or willfully presents false information in an application for insurance is guilty of a crime and may be subject to
fines and confinement in prison.
New Jersey: Any person who includes any false or misleading information on an application for an insurance policy is
subject to criminal and civil penalties.
New Mexico: Any person who knowingly presents a false or fraudulent claim for payment of a loss or benefit or knowingly
presents false information in an application for insurance is guilty of a crime and may be subject to civil fines and criminal
penalties.
New York: Any person who knowingly and with intent to defraud any insurance company or other person files an
application for insurance or statement of claim containing any materially false information, or conceals for the purpose of
misleading, information concerning any fact material thereto, commits a fraudulent insurance act, which is a crime, and
shall also be subject to a civil penalty not to exceed five thousand dollars and the stated value of the claim for each such
violation.
Oklahoma WARNING: Any person who knowingly, and with intent to injure, defraud or deceive any insurer, makes any
claim for the proceeds of an insurance policy containing any false, incomplete or misleading information is guilty of a
felony.
Oregon: Any person who knowingly presents a false or fraudulent claim for payment of a loss or benefit or knowingly
presents materially false information in an application for insurance may be guilty of a crime and may be subject to fines
and confinement in prison.
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