FormJRAP0200 Page5of5 ©JamesRiverInsuranceCo.2019
FRAUDSTATEMENTS
ApplicableinAL,AR,DC,LA,MD,NM,RIandWV
Anypersonwhoknowingly(orwillfully)*presentsafalseorfraudulentclaimforpaymentofalossorbenefitorknowingly(orwillfully)*presents
falseinformationinanapplicationforinsuranceisguiltyofacrimeandmaybesubjecttofinesandconfinementinprison.*AppliesinMDOnly.
ApplicableinCO
Itisunlawfultoknowinglyprovidefalse,incomplete,ormisleadingfactsorinformationtoaninsurancecompanyforthepurposeofdefraudingor
attemptingtodefraudthecompany.Penaltiesmayincludeimprisonment,fines,denialofinsuranceandcivildamages.Anyinsurancecompanyor
agentofaninsurancecompanywhoknowinglyprovidesfalse,incomplete,ormisleadingfactsorinformationtoapolicyholderorclaimantforthe
purposeofdefraudingorattemptingtodefraudthepolicyholderorclaimantwithregardtoasettlementorawardpayablefrominsuranceproceeds
shallbereportedtotheColoradoDivisionofInsurancewithintheDepartmentofRegulatoryAgencies.
ApplicableinFLandOK
Anypersonwhoknowinglyandwithintenttoinjure,defraud,ordeceiveanyinsurerfilesastatementofclaimoranapplicationcontainingfalse,
incomplete,ormisleadinginformationisguiltyofafelony(ofthethirddegree)*.*AppliesinFLOnly.
ApplicableinKS
Anypersonwho,knowinglyandwithintenttodefraud,presents,causestobepresentedorprepareswithknowledgeorbeliefthatitwillbe
presentedtoorbyaninsurer,purportedinsurer,brokeroranyagentthereof,anywrittenstatementaspartof,orinsupportof,anapplicationfor
theissuanceof,ortheratingofaninsurancepolicyforpersonalorcommercialinsurance,oraclaimforpaymentorotherbenefitpursuanttoan
insurancepolicyforcommercialorpersonalinsurancewhichsuchpersonknowstocontainmateriallyfalseinformationconcerninganyfactmaterial
thereto;orconceals,forthepurposeofmisleading,informationconcerninganyfactmaterialtheretocommitsafraudulentinsuranceact.
ApplicableinKY,NY,OHandPA
Anypersonwhoknowinglyandwithintenttodefraudanyinsurancecompanyorotherpersonfilesanapplicationforinsuranceorstatementofclaim
containinganymateriallyfalseinformationorconcealsforthepurposeofmisleading,informationconcerninganyfactmaterialtheretocommitsa
fraudulentinsuranceact,whichisacrimeandsubjectssuchpersontocriminalandcivilpenalties*(nottoexceedfivethousanddollarsandthestated
valueoftheclaimforeachsuchviolation)*.*AppliesinNYOnly.
ApplicableinME,TN,VAandWA
Itisacrimetoknowinglyprovidefalse,incompleteormisleadinginformationtoaninsurancecompanyforthepurposeofdefraudingthecompany.
Penalties(may)*includeimprisonment,finesanddenialofinsurancebenefits.*AppliesinMEOnly.
ApplicableinNJ
Anypersonwhoincludesanyfalseormisleadinginformationonanapplicationforaninsurancepolicyissubjecttocriminalandcivilpenalties.
ApplicableinOR
Anypersonwhoknowinglyandwithintenttodefraudorsolicitanothertodefraudtheinsurerbysubmittinganapplicationcontainingafalse
statementastoanymaterialfactmaybeviolatingstatelaw.
Ihavereadthestatementsabove,understandtheirmeaningandagree.
Applicant’ssignature:
Date:
Applicant’sname:
Applicant’stitle:
NOTICETOAPPLICANT
Thecoverageappliedforissolelyasstatedinthepolicy.Ifpolicyisissuedona"CLAIMSMADE"or“CLAIMSMADEANDREPORTED”basis,itprovides
coverageonlyforthoseclaimsthatarefirstmadeagainsttheinsuredduringthepolicyperiodunlesstheextendedreportingperiodoptionis
exercisedinaccordancewiththetermsofthepolicy.Ifissuedonan“OCCURRENCE”basis,thepolicyprovidescoverageonlyforthoseoccurrences
thattakeplaceduringthepolicyperiod.
TheInsurerwillrelyuponthisapplicationandallsuchattachmentsinissuingthepolicy.Iftheinformationinthisapplicationoranyattachment
materiallychangesbetweenthedatethisapplicationissignedandtheeffectivedateofthepolicy,theApplicantwillpromptlynotifytheInsurer,who
maymodifyorwithdrawanyoutstandingquotationoragreementtobindcoverage.
COPYOFNOTICEOFINFORMATIONPRACTICES(PRIVACY)HASBEENGIVENTOTHEAPPLICANT.
(Notrequiredinallstates,contactyouragentorbrokerforyourstate’srequirements.)
Personalinformationaboutyou,includinginformationfromacreditorotherinvestigativereport,maybecollectedfrompersonsotherthanyouin
connectionwiththisapplicationforinsuranceandsubsequentamendmentsandrenewals.Suchinformationaswellasotherpersonalandprivileged
informationcollectedbyusorouragentsmayincertaincircumstancesbedisclosedtothirdpartieswithoutyourauthorization.Creditscoring
informationmaybeusedtohelpdetermineeitheryoureligibilityforinsuranceorthepremiumyouwillbecharged.Wemayuseathirdpartyin
connectionwiththedevelopmentofyourscore.Youmayhavetherighttoreviewyourpersonalinformationinourfilesandrequestcorrectionofany
inaccuracies.Youmayalsohavetherighttorequestinwritingthatweconsiderextraordinarylifecircumstancesinconnectionwiththedevelopment
ofyourcreditscore.Theserightsmaybelimitedinsomestates.Pleasecontactyouragentorbrokertolearnhowtheserightsmayapplyinyourstate
orforinstructionsonhowtosubmitarequesttousforamoredetaileddescriptionofyourrightsandourpracticesregardingpersonalinformation.
(NotapplicableinAZ,CA,DE,KS,MA,MN,ND,NY,OR,VA,orWV.SpecificACORD38sareavailableforapplicationsinthesestates.)
click to sign
signature
click to edit