ATTIC AND EXHAUST FANS
Plans that cover this item: Buyer | Seller
Covered: Switches, controls, motors, bearings and blades.
Not Covered: Shutters, belts and filters, circulation or
paddle-type fans.
CENTRAL AIR CONDITIONING
Plans that cover this item:
Buyer | Seller Preferred Upgrade
Covered: (Electric refrigerant central air conditioning units only).
Coils and compressor, capacitor, motors, thermostat valves,
thermostats, leaks in refrigerant lines, liquid suction line dryers,
fuses, breakers, disconnect boxes (contactor), wiring, condensing
units, evaporative coolers.
Not Covered: Window units, free-standing room units, water
cooled units, portable units, any type of gas, lithium/glycol,
outside and/or underground components and piping for
geothermal including condenser fins, drain pans, cleaning,
duct work associated with any gas units, electronic air
filters or cleaners, filters, water towers, evaporative cooling
pads, energy management systems, or recovery of refrigerant
and chillers. Zone controls, zone motors, dampers, and
leak tests.
ELECTRICAL
Plans that cover this item: Buyer | Seller
Covered: Electrical breakers, wiring, panels and
sub-panels, plugs, fuses, switches, conduit, junction
box, central vacuum systems.
Buyer Plan only: Garage door openers (motors, push
buttons, control boards, drive mechanisms, chains).
Not Covered: Service entrance cables, garage doors, meter
boxes, counter balance mechanisms, rollers and remote sensing
units, tracks, infrared sensors, any loss due to water seepage
along service cable, any loss from overload or power failure,
any electrical items or wiring located outside the perimeter of
the principal dwelling and attached garage.
HEATING SYSTEM
Plans that cover this item:
Buyer | Seller Preferred Upgrade
Covered: Central heating system including electric, gas, oil,
gravity (centrally ducted only), steam or hot water heat systems,
ductwork, interior gas lines, thermostats, relays and wiring. Heat
exchanger and/or combustion chamber, electric heat pump,
burners, circuit board, igniter, flame sensor, transformer, gas
valves, baseboard convectors, pumps, motors, switches,
heating element.
Boiler systems only: Zone valves, geothermal and/or water
source heat pump components and parts located within the
foundation of the home or attached garage which cool and/or
heat the home.
Not Covered: Outside and/or underground components and
piping for geothermal and/or water source heat pumps, well
pump and well pump components for geothermal and/or water
source heat pumps. Free-standing or portable heating units,
through-wall units, coal or wood burning equipment, fuel oil
or propane gas storage tanks, fuel oil lines, registers, electronic
air filters and cleaners, vents, space heaters, registers, grills,
filters, solar heating systems, radiators, fireplaces, clocks,
chimneys and chimney liners, recovery of refrigerant and
cleaning and energy management systems. Leak tests. Zone
controls, zone motors and dampers.
HUMIDIFIER
Plans that cover this item: Buyer
Covered: Permanently mounted furnace humidifier including
pans, housing, motors, fans, humidistats, transformers, valves
and lines.
Not Covered: Humidifier pads, media elements, brushes,
atomizers or back flush units.
KITCHEN APPLIANCES
Plans that cover this item: Buyer | Seller Preferred Upgrade
Coverage is limited to primary kitchen area.
Covered: (Note: All appliances must be part of the contract to
purchase for the purchaser at the time of the sale of the home
or be built-in). Free-standing range, built-in oven, cooktop,
built-in dishwasher (pump, motor, timers, gaskets, spray arm,
seals, air gap, latches, switches and heating element, control
board), built-in microwave, garbage disposal, refrigerator
(compressor only).
Not Covered: Water dispenser, cracked or broken thermal
shells, any loss or damage of a cosmetic nature such as
denting, chipping, the cost of attaining access, replacement
or repair of countertops or cabinets, racks, baskets, clocks,
timers, rollers, glass or ceramic cooktops, self-cleaning
mechanisms, cooking accessories, doors, door hinges, knobs,
keypads, interior lining, door glass, latches, meat probes,
rotisseries, shelves, ice makers, ice crushers, soap dispensers,
beverage dispensers, broken interior, loss due to rust-out and
food spoilage, recovery of refrigerant, and freezers which are
not an integral part of refrigerator.
PLUMBING SYSTEMS
Plans that cover this item: Buyer | Seller
Covered: Drains and standard faucets, leaks and breaks to water,
vent, gas or sewer lines, waste lines, assembly parts within the
toilet tank, valves to shower, tub diverter, interior hose bibs,
stoppage in drain, vent and sewer lines; angle stops and risers.
Clearing of stoppages with rotary machine (cleaning same lines
after 14 days has elapsed shall be considered a new claim and is
subject to a new deductible). The foregoing is covered only
within the perimeter of the main foundation of the home
including attached garage.
Buyer only: Permanently installed sump pumps (ground
water only).
Not Covered: Sinks, bathtubs, fixtures, exterior hose bibs, filters,
sewage ejector pumps, shower-base pans, shower enclosures,
tub enclosures, toilet wax ring seals, toilet bowl and tank,
caulking, grouting, tile fields, lawn sprinklers, leach beds, root
damage, any loss arising out of a condition of chemical or
mineral deposits, water residue, rust-out, or insucient capacity
drain, low or high pressure, loss arising from porcelain cracking,
chipping, dents or other externally caused physical damages,
storage or holding tanks, auxiliary sump pumps. Sewage lines
located outside the main foundation of the home and blockages
from tree roots and foreign objects.
ROOF
Plans that cover this item: Buyer
Covered: Rolled roofing, asphalt shingles and flashing from
water leaks only, and must occur during coverage period for
coverage to apply.
Not Covered: Roof mount installations, gutters, drain lines,
pre-existing leaks, leaks in any deck or balcony, leaks due to
ice damming. Leaks which are caused by, or which result from,
any of the following: damage due to persons walking or
standing on the roof, missing and/or broken tiles or shingles,
repairs or construction not performed in a workmanlike manner,
failure to perform normal roof maintenance, replacement of
entire roof, rotten wood, flat and/or hot tar roof, or acts of
God such as tornado, hurricane, earthquake, fire, and lightning.
Water damage must occur in the roof located over the primary
living area excluding attached garage.
SEPTIC
Plans that cover this item: Buyer
Coverage for septic systems begins thirty (30) days from
date of closing.
Covered: Septic tank and line from house, baes, sewage
ejector pump and switches.
Not Covered: Drain field, tile fields and leach beds, clean
out, insucient capacity, and blockages from tree roots
and foreign objects.
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What Items Are Covered?
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