Producer’s E&O Application
Producer’s E&O Application (04/2011). Copyright © 2002-2011 Abacus Insurance Brokers, Inc. Page 1 of 10
About This Program
This application is used to insure a single production or series with a budget
up to of $20,000,000
Required Documents
The following documents are required to apply for coverage:
This application, including signature on page 10
Budget top sheet (if cover is for a single production or series)
Detailed Synopsis (if cover is for a single production or series)
Title Report (if title coverage and if cover is for a single production or series)
NOTICES:
Applicable in all states but NY: This insurance coverage provides that the policy limit available to pay damages shall be reduced by amounts incurred for
defense costs. Further note that amounts for defense costs shall be applied against the retention amount.
Applicable in NY: This insurance coverage provides that the policy limit available to pay damages shall be reduced by amounts incurred for defense costs,
and may be completely exhausted by such amounts. We shall not be liable for defense costs or for the amount of any judgment or settlement after
exhaustion of the policy limit. Further note that amounts for defense costs shall be applied against the retention amount.
Applicant Information
Named Insured:
Entity Type: Individual LLC LLP Corporation Non-Profit
Applicant Ownership Publicly Traded Privately Held
Country of Residency (if individual):
Country of Registration (all others):
Primary Address (no PO Box):
Mailing Address (if different to primary):
Contact Person:
Phone / Fax:
Email:
Website:
Year Business Established:
Federal ID:
Description of Operations:
Insurance History
Any insurance declined, cancelled or non-renewed that provided the same or similar coverage as the insurance sought? (not
applicable in MO). If yes, provide details:
Yes No
Any prior insurance coverage? If yes, provide details below
Yes No
Policy Type Carrier Policy # Expiration Date Premium
/ /
/ /
Are You aware of any claims or legal proceedings made or commenced against You or any of Your officers, members, or
partners within the last five (5) years for: (1) invasion of privacy or false light; (2) IP infringement; (3) defamation; or (4)
breach of contract arising out of the alleged submission of any ideas, story line, or script? If yes, provide details below.
Yes No
Policy/Line Date of Loss Description of Loss Amount of Loss
/ /
/ /
Qualification Questions
Does the production involve any of the following: animation, pornographic materials, ride alongs, hidden cameras, pranks
and consumer voting?
Yes No
Will you be using a clearance attorney with at least 5 years of relevant media law experience?
Yes No
Producer’s E&O Application
Producer’s E&O Application (04/2011). Copyright © 2002-2011 Abacus Insurance Brokers, Inc. Page 2 of 10
Clearance, Licenses, Consents, Legal Procedures
Clearance Procedures
1. Have you obtained a title report from a recognized agency? Yes No
2. Is the name or likeness of any actual living person used, portrayed or identifiable in the Named
Production?
If yes, will necessary permissions be obtained prior to first airing, distribution or public
display of the production?
Yes No
Yes No
3. Is the name or likeness of any actual deceased person used, portrayed or identifiable in the
Named Production?
If yes, will necessary permissions be obtained from personal representatives, heirs or
estates prior to first airing, distribution, or public display of the production?
Yes No
Yes No
4. Is the production based on an underlying work?
If no:
a) Are you aware of any similar format or concept?
i) If yes, has your attorney confirmed that they are satisfied you can safely proceed
with your exploitation of the work?
b) Has any similar format or similar material been submitted to you at any time?
If yes:
a) Have copyright reports been obtained?
b) Are there any ambiguities, gaps or problems in the chain of title?
c) Has the chain of title of all works on which the production is based been thoroughly
investigated and cleared back to the original copyright owners to determine that all
grants or transfers in the chain of title permit you to assign or sublicense the material
as incorporated in your production?
Yes No
Yes No
Yes No
Yes No
Yes No
Yes No
Yes No
Licenses, Releases, Consents
1. Have you obtained from all writers and other content providers to the production, written
warranties that the content with which they provide you does not infringe the rights of any third
party and have you obtained an indemnity for any breach of this warranty?
Yes No
2. Have you obtained a written agreement from all performers or persons appearing in your
production consenting to their appearance?
Yes No
3. Will any film clips, TV clips or photographs be used in this production?
If yes:
a) Have all licenses and consents been obtained from the copyright owner without
restriction and are you authorized to assign or sublicense the licensed materials as
incorporated in your production?
b) Do you have the authorization of any person or entity depicted in the film clip, TV clip
or photograph to use their depiction in your production and to assign or sublicense
that depiction in your production?
Yes No
Yes No
Yes No
4. Have the following musical rights been obtained from the composer and/or performers of
specially commissioned music and/or cleared with the owners of pre-existing music and/or
recordings:
a) Recording and synchronization
b) Performing rights?
c) Right to distribute for all forms of distribution contemplated (home video, etc.)
Yes No
5. Have you or any of your agents been unable to obtain or been refused an agreement or release
after having:
a) Negotiated for any rights in literary, musical or other materials?
b) Negotiated for release from any persons in respect of any material incorporated in the
production?
If Yes, please explain:
Yes No
________________________________
Producer’s E&O Application
Producer’s E&O Application (04/2011). Copyright © 2002-2011 Abacus Insurance Brokers, Inc. Page 3 of 10
Merchandising
1. Is coverage desired for Merchandising for this Production?
If Yes:
a) Have all necessary consents and licenses been obtained in respect of any
associated merchandising?
b) Will appropriate trademarks or other searches be made before merchandising
characters or other matter that might be subject to trademark, unfair competition or
similar claims?
Yes No
Yes No
Yes No
Legal Procedures
1. Have you suffered any loss or has any claim, whether successful or not, ever been made
against you that would be covered by this insurance?
If Yes, please attach details including the date of each claim or loss, the amount of the claim
and any remedial action taken.
Yes No
2. Are you aware of any problem which is likely to lead to you suffering a loss or a claim being
made against you that would be covered by this insurance?
If Yes, please attach details of each problem.
Yes No
3. It is understood and agreed that with respect to the above questions if such knowledge of
information exists, any claim or action arising there from is excluded from this proposed
coverage.
Yes No
Producer’s E&O Application
Producer’s E&O Application (04/2011). Copyright © 2002-2011 Abacus Insurance Brokers, Inc. Page 4 of 10
Production Details
Production Information
Title of Production
Type of Production
Commercial Documentary Educational & Training
Feature Film (for theatrical release) Feature Film (not for theatrical release)
Industrial Infomercial Music Video
Radio Series (one episode/week) Radio Series (two or more episodes/week)
Television Mini Series or Docudramas Television Pilot, Special or Feature
Television Series/Daily Programming Television Series/Weekly Programming
Theatrical Stage Production Training Video Video Distributor
Nature of Production
Based on Another Work Controversial Educational
Foreign Language Home & Garden Innocuous
Investigative Reporting Live Programming Talk Show
Reality TV
Type of Work
Entirely fictional and original
Entirely fictional but based on another’s work
Name of Author(s):
Title(s):
Date(s) of Publication:
Entirely fictional but inspired by actual events
Portrayal of actual events with original fictionalization
True portrayal of actual events
Other portrayal. Describe:
Synopsis
Gross Production Cost (Total Budget)
Running time ________ minutes
Initial Release or Air Date
______/______/______
Not previously released or aired
Number of Episodes (if applicable)
Length Per Episodes (if applicable)
Number of Weeks (if applicable)
______________________
______________________
______________________
Distributor Name & Address
(indicate multiple distributors on an additional page)
_________________________________________________
_________________________________________________
Distribution Territory
Local 90% of distribution within local area (population less
than 100,000)
Metro 90% of distribution within larger metro area
(population 100,000 or greater)
Regional 90% of distribution within 2 to 6 states
National 90% of distribution within the nation
International Greater than 10% of distribution outside the nation
How will the production be released
(Select all that apply)
Cable/Satellite/Wireless Television
DVD/Videotape Theatrical Release
Internet Theatrical Stage
Radio Other ______________
If DVD/Videotape:
a) Will there be bonus material
Yes No
b) Will bonus materials use same clearance procedures as
Yes No
the rest of the production?
Producer’s E&O Application
Producer’s E&O Application (04/2011). Copyright © 2002-2011 Abacus Insurance Brokers, Inc. Page 5 of 10
Key Personnel
Enter the key personnel. At a minimum, the producer, executive producer and script writer must be listed.
Personnel Role First & Last Name
Executive Producer
Producer
Script Writer
Legal
Attorney’s Name
Firm Name
Firm Address
Phone Number
Email
________________________________
________________________________
________________________________
________________________________
________________________________
Have you and your attorney read and agreed to exercise due diligence to insure that the
‘Clearance Procedures’ attached are followed?
Yes No
Producer’s E&O Application
Producer’s E&O Application (04/2011). Copyright © 2002-2011 Abacus Insurance Brokers, Inc. Page 6 of 10
Term, Coverages, Additional Insureds
Term
Effective Date
_____/______/______
Coverage Term 1 year 2 years 3 years
Coverage Basis * Claims Made Occurrence
* An occurrence basis may not available in all jurisdictions.
Coverages
Occurrence / Aggregate Limit *
1m/1m 1m/2m 1m/5m 2m/2m 1m/3m 3m/3m
2m/4m 2m/5m 3m/5m 4m/4m 5m/5m
Retention * 10,000 15,000 20,000 25,000 50,000 75,000 100,000
Rights Period Endorsement (Available for occurrence based
policies only)
Include Exclude
Title Coverage (requires title report and carrier approval) Include Exclude
Merchandising Include Exclude
Additional Insured Endorsement Include Exclude
Worldwide Coverage Territory Included
* Indicates a required item
Additional Insureds
Name Address, City, State, Zip Type
Distributor
Broadcaster
Other
Special Wording Requirements:
Rights Period Endorsement Required Yes No
Distributor
Broadcaster
Other
Special Wording Requirements:
Rights Period Endorsement Required Yes No
Distributor
Broadcaster
Other
Special Wording Requirements:
Rights Period Endorsement Required Yes No
Distributor
Broadcaster
Other
Special Wording Requirements:
Rights Period Endorsement Required Yes No
NOTE: Availability of coverage will depend on individual risk characteristics and the State in which insured is located.
Producer’s E&O Application
Producer’s E&O Application (04/2011). Copyright © 2002-2011 Abacus Insurance Brokers, Inc. Page 7 of 10
Legal Notices & State Fraud Disclosures
Additional Documents and Information Incorporated By Reference
All written statements, materials or documents furnished to the insurer in conjunction with this application, regardless of whether such documents are
attached to the policy, are hereby incorporated by reference into this application and made a part hereof, including without limitation any supplemental
applications or questionnaires.
Declaration
I declare that this application form has been completed after proper inquiry and, based on this inquiry, I declare the application contents are true,
accurate, and not misleading.
I declare that I will immediately notify Hiscox, before any contract of insurance is concluded, of any additional information that might render the contents of
this application untrue, inaccurate, or misleading, or if any new fact or matter arises which is material to the consideration of this application for insurance.
I declare that I understand and agree that if any of the contents of this application are intentionally untrue, inaccurate, or misleading, in any material
respect, or if I fail to notify Hiscox of additional information that might render the contents of this application untrue, inaccurate, or misleading, in any
material respect, then Hiscox is entitled to rescind any policy issued pursuant to this application.
I declare that I understand and agree that this application and all materials submitted in connection with this application are incorporated into and form the
basis of any policy issued by Hiscox pursuant to this application.
I declare that by signing this application I am representing that I am duly authorized to execute insurance contracts on behalf of the entity applying for
this coverage and that all representations (whether verbal or written) made in connection with this application are made on behalf of and shall be fully
binding upon such entity.
State Fraud Disclosures:
Notice to Alaska Resident Applicants: A person who knowingly and with the intent to injure, defraud, or deceive an insurance company files a claim
containing false, incomplete, or misleading information is guilty of a felony.
Notice to Arkansas, New Mexico and West Virginia Applicants: Any person who knowingly presents a false or fraudulent claim for payment of a loss
or benefit, or knowingly presents false information in an application for insurance is guilty of a crime and may be subject to fines and confinement in
prison.
Notice to California Resident Applicants: For your protection California law requires the following to appear on this form. Any person who knowingly
presents false or fraudulent claim for the payment of a loss is guilty of a crime and may be subject to fines and confinement in prison. Any person who
knowingly files a statement of claim containing any false or misleading information is subject to criminal and civil penalties.
Notice to Colorado Applicants: It is unlawful to knowingly provide false, incomplete, or misleading facts or information to an insurance company for the
purpose of defrauding or attempting to defraud the company. Penalties may include imprisonment, fines, denial of insurance, and civil damages. Any
insurance company or agent of an insurance company who knowingly provides false, incomplete, or misleading facts or information to a policyholder or
claimant for the purpose of defrauding or attempting to defraud the policyholder or claimant with regard to a settlement or award payable from insurance
proceeds shall be reported to the Colorado division of insurance within the department of regulatory authorities.
Notice to Delaware Resident Applicants: Any person who knowingly, and with the intent to injure, defraud or deceive an insurer, files a statement of
claim containing any false, incomplete or misleading information is guilty of a felony.
Notice to District of Columbia Applicants: Warning: it is a crime to provide false or misleading information to an insurer for the purpose of defrauding
the insurer or any other person. Penalties include imprisonment and/or fines. In addition, an insurer may deny insurance benefits if false information
materially related to a claim was provided by the applicant.
Notice to Florida Applicants: Any person who knowingly and with intent to injure, defraud, or deceive any insurer files a statement of claim or an
application containing any false, incomplete or misleading information is guilty of a felony in the third degree.
Notice to Hawaii Resident Applicants: For your protection, Hawaii law requires you to be informed that presenting a fraudulent claim for payment of a
loss or benefit is a crime punish able by fines, imprisonment or both.
Notice to Idaho Resident Applicants: Any person who knowingly, and with the intent to defraud or deceive any false, incomplete or misleading
information is guilty of a felony.
Notice to Indiana Resident Applicants: A person who knowingly and with the intent to defraud an insurer files a statement of claims containing any
false, incomplete or misleading information commits a felony.
Notice to Kentucky Applicants: Any person who knowingly and with intent to defraud any insurance company or other person files an application for
insurance containing any materially false information, or conceals for the purpose of misleading, information concerning any fact material thereto,
commits a fraudulent insurance act, which is a crime.
Notice to Louisiana, Maine and Tennessee Resident Applicants: Any person who knowingly and with the intent to defraud any insurance company
or another person, files a statement of claim contain any materially false information, or conceals for the purpose of misleading, information concerning
any fact, material thereto, commits a fraudulent insurance act, which is a crime, subject to criminal prosecution and civil penalties. Insurance benefits
may also be denied.
Notice to Minnesota Resident Applicants: A person who submits an application or files a claim with intent to defraud or helps commit a fraud against
an insurer is guilty of a crime.
Notice to Nebraska Resident Applicants: Any person who knowingly presents false information in an application for insurance or viatical settlement
contract is guilty of a crime and may be subject to fines and confinement in prison.
Producer’s E&O Application
Producer’s E&O Application (04/2011). Copyright © 2002-2011 Abacus Insurance Brokers, Inc. Page 8 of 10
Notice to Nevada Resident Applicants: Pursuant to NRS 686A.291, any person who knowingly and wilfully files a statement that contains any false,
incomplete or misleading information concerning a material fact is guilty of a felony.
Notice to New Hampshire Resident Applicants: Any person who, with the purpose to injure, defraud or deceive any insurance company, files a
statement of claim containing any false, incomplete or misleading information is subject to prosecution and punishment for insurance fraud, as provided
in RSA 638:20.
Notice to New Jersey Applicants: Any person who includes any false or misleading information on an application for an insurance policy is subject to
criminal and civil penalties.
Notice to New York Applicants: Any person who knowingly and with intent to defraud any insurance company or other person files an application for
insurance or statement of claim containing any materially false information, or conceals for the purpose of misleading, information concerning any fact
material thereto, commits a fraudulent insurance act, which is a crime, and shall also be subject to a civil penalty not to exceed five thousand dollars and
the stated value of the claim for each such violation.
Notice to Ohio Applicants: Any person who, with intent to defraud or knowing that he is facilitating a fraud against an insurer, submits an application or
files a claim containing a false or deceptive statement is guilty of insurance fraud.
Notice to Oklahoma Applicants: Warning: any person who knowingly, and with intent to injure, defraud or deceive any insurer, makes any claim for the
proceeds of an insurance policy containing any false, incomplete or misleading information is guilty of a felony (365:15-1-10, 36 §3613.1).
Notice to Pennsylvania Applicants: Any person who knowingly and with intent to defraud any insurance company or other person files an application
for insurance or statement of claim containing any materially false information or conceals for the purpose of misleading, information concerning any fact
material thereto commits a fraudulent insurance act, which is a crime and subjects such person to criminal and civil penalties.
Notice to Utah Resident Applicants: For your protection, Utah law requires the following to be included in this application: Any person who knowingly
presents false or fraudulent underwriting information, files or causes to be filed a false or fraudulent claim for disability compensation or medical benefits,
or submits a false or fraudulent report or billing for health care fees or other professional services is guilty of a crime and may be subject to fines and
confinement in state prison.
Notice to Virginia and Washington Applicants: It is a crime to knowingly provide false, incomplete or misleading information to an insurance company
for the purpose of defrauding the company. Penalties include imprisonment, fines and denial of insurance benefits.
Notice to Vermont Applicants: Any person who knowingly and with intent to defraud any insurance company or other person files an application for
insurance or statement of claim containing any materially false information or, conceals, for the purpose of misleading, information concerning any fact
material thereto, commits a fraudulent act, which may be a crime and may subject such person to criminal and civil penalties.
Notice to Applicants in all Other States: Any person who knowingly and with intent to defraud any insurance company or other person files an
application for insurance or statement of claim containing any materially false information or, conceals, for the purpose of misleading, information
concerning any fact material thereto, commits a fraudulent act, which is a crime and may subject such person to criminal and civil penalties.
Producer’s E&O Application
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Clearance Procedures
Please read the following section carefully
Clearance has the simple purpose of ensuring that the insured production is not vulnerable to litigation. You should ensure that:
If the insured production carries any risk of libel, or a related legal problem, it is cleared; and
All rights necessary to production, exhibition, and distribution in all media are secured before you fill in this form, or will be as soon as practicable. We must
be informed of any rights problems related to material included in the insured production, as soon as you become aware of them, and you must seek advice
on such problems from your own attorneys.
Accordingly, you and your attorneys should be sure before first exhibition of the insured production that:
1 All necessary rights have been obtained, covering domestic and foreign territories, including any extensions and renewals, for all literary material
(other than original and unpublished material) contained in the insured production. If full copyright is not obtained, any limitations and/or
reservations must be notified to us. If you are acquiring the insured production as a completed work (such as a pick-up of a motion picture) rights
must also be secured covering the completed work. The origin of all works on which the insured production is based must be traced and cleared
in order to ascertain that you have all the required rights in the work.
2 Written agreements must exist between you and the creators, authors, writers and owners of all material, including quotations from copyrighted
literary works, film, television, and audio clips, clips of pre-existing music, featured copyrighted props such as maps, etc, used in the insured
production, authorizing you to use the material in the insured production (except in the case of approved ‘fair dealing’). All agreements should
include a waiver of so-called ‘moral rights’.
3 If the subject matter of the insured production is potentially defamatory, or for any other reason legally contentious, it has been cleared by a
suitably qualified libel attorney, as has any ‘fair use’ and all recommended changes have been made.
4 In the case of fictional characters, a full cast script clearance check has been carried out, also of business names, etc and again, all
recommended changes have been made.
5 All contracts and releases must give you the right to market the insured production for use in all media and markets (e.g. DVD, video cassette,
digital format, internet etc.). In particular, any gaps in respect of underlying rights must be notified.
6 Synchronization and performance licenses must be obtained from the composer or copyright owner of all music used in the insured production.
Licenses are unnecessary if the music (and its arrangement) is in the public domain. Licenses must also be obtained from the owners of
recordings for the use of previously recorded music.
7 If the insured production contains any film clips, you have obtained authorization to use the film clip from the owner of the clip who has the right to
grant such authorization and have obtained authority from the owners of and contributors to the film clip e.g. underlying literary and musical rights,
owners, actors, and musicians etc. All releases must give you the right to edit, add to and/or delete any or all of the material supplied by the
releasor.
8 You must be sure that you or any of your partners or directors have not received any unsolicited submissions of any literary or dramatic material,
programme ideas, formats or storylines from any third parties which are similar in content or style to the insured production. If you have, you must
have a process for dealing with them and quit claims must be obtained where appropriate.
9 Any problems relating to the insured production which are not known at the time of completing this application form must be notified to us as soon
as they arise.
10 Any bonus material, interviews or outtakes included on a DVD or any other media version of the production must go through the same clearance
procedures as the insured production.
11 Any uses of copyrighted material in its renewal term must be authorized by persons or entities entitled by statute to renew.
12 All contracts, releases, grants of rights of every kind (including all prior grants in your chain of title) must authorize you to use the acquired
material in your production and to assign or sublicense it in any form.
The above clearance procedures are not exhaustive, nor do they cover all situations which may arise, given the great variety of productions. You and your attorneys
must continually monitor the insured production at all stages, and in light of any special circumstances, make certain that the insured production contains no
material which could give rise to a claim.
Producer’s E&O Application
Producer’s E&O Application (04/2011). Copyright © 2002-2011 Abacus Insurance Brokers, Inc. Page 10 of 10
Applicant Warranties and Representations
The applicant hereby warrants and represents:
1 That the information supplied herein is in all respects true, and material to the issuance of an insurance policy, and that no information has been
omitted, suppressed or misstated; and
2 That Applicant and its counsel has supplied Company with all information required to be furnished pursuant to the Clearance Procedures, and to
the extent such information is not known at the time of the application, such information will be furnished in writing to the Company as soon as
known.
3 Applicant will use best efforts to procure from third parties, from whom it obtains material for the productions to be insured, written warranties and
indemnities against all claims arising out of any use of such material.
4 Applicant and its counsel will use diligence to determine whether any portrayal, matter or materials used in the production to be insured violates
the right of any person or entity, and, where necessary, applicant will obtain from such person or entity, the right to use the same in connection
with the Insured production.
If pursuant to (2) above, information is hereafter furnished to the Company, Company shall have the right to limit the insurance coverage at its discretion.
This application and all attachments will be attached to, and form part of, any policy which may be issued as a result of this application. The signing of
this applicant does not bind the Applicant or the Company to complete the Insurance unless and until a Policy of Insurance is issued in response to this
application. All exclusions in any policy, which may be issued by Company, shall apply regardless of any answers of statements in this application.
Applicant understands that the limit of liability and deductibles under any policy, which may be issued by Company, shall include both loss payment and
claim expense, as defined in the policy.
Signature
The undersigned is a duly authorized representative of the Applicant and hereby acknowledges that reasonable inquiry
has been made to obtain the answers herein which are true, correct, and complete to his/her best knowledge and belief.
Applicant Signature
& Title:
Date:
(Duly authorized representative, by and on behalf of the Applicant)
To be completed by your Insurance Broker:
Insurance Company(s) Applied to: Insurance Broker: License Number: