Producer’s E&O Application
Producer’s E&O Application (04/2011). Copyright © 2002-2011 Abacus Insurance Brokers, Inc. Page 7 of 10
Legal Notices & State Fraud Disclosures
Additional Documents and Information Incorporated By Reference
All written statements, materials or documents furnished to the insurer in conjunction with this application, regardless of whether such documents are
attached to the policy, are hereby incorporated by reference into this application and made a part hereof, including without limitation any supplemental
applications or questionnaires.
Declaration
I declare that this application form has been completed after proper inquiry and, based on this inquiry, I declare the application contents are true,
accurate, and not misleading.
I declare that I will immediately notify Hiscox, before any contract of insurance is concluded, of any additional information that might render the contents of
this application untrue, inaccurate, or misleading, or if any new fact or matter arises which is material to the consideration of this application for insurance.
I declare that I understand and agree that if any of the contents of this application are intentionally untrue, inaccurate, or misleading, in any material
respect, or if I fail to notify Hiscox of additional information that might render the contents of this application untrue, inaccurate, or misleading, in any
material respect, then Hiscox is entitled to rescind any policy issued pursuant to this application.
I declare that I understand and agree that this application and all materials submitted in connection with this application are incorporated into and form the
basis of any policy issued by Hiscox pursuant to this application.
I declare that by signing this application I am representing that I am duly authorized to execute insurance contracts on behalf of the entity applying for
this coverage and that all representations (whether verbal or written) made in connection with this application are made on behalf of and shall be fully
binding upon such entity.
State Fraud Disclosures:
Notice to Alaska Resident Applicants: A person who knowingly and with the intent to injure, defraud, or deceive an insurance company files a claim
containing false, incomplete, or misleading information is guilty of a felony.
Notice to Arkansas, New Mexico and West Virginia Applicants: Any person who knowingly presents a false or fraudulent claim for payment of a loss
or benefit, or knowingly presents false information in an application for insurance is guilty of a crime and may be subject to fines and confinement in
prison.
Notice to California Resident Applicants: For your protection California law requires the following to appear on this form. Any person who knowingly
presents false or fraudulent claim for the payment of a loss is guilty of a crime and may be subject to fines and confinement in prison. Any person who
knowingly files a statement of claim containing any false or misleading information is subject to criminal and civil penalties.
Notice to Colorado Applicants: It is unlawful to knowingly provide false, incomplete, or misleading facts or information to an insurance company for the
purpose of defrauding or attempting to defraud the company. Penalties may include imprisonment, fines, denial of insurance, and civil damages. Any
insurance company or agent of an insurance company who knowingly provides false, incomplete, or misleading facts or information to a policyholder or
claimant for the purpose of defrauding or attempting to defraud the policyholder or claimant with regard to a settlement or award payable from insurance
proceeds shall be reported to the Colorado division of insurance within the department of regulatory authorities.
Notice to Delaware Resident Applicants: Any person who knowingly, and with the intent to injure, defraud or deceive an insurer, files a statement of
claim containing any false, incomplete or misleading information is guilty of a felony.
Notice to District of Columbia Applicants: Warning: it is a crime to provide false or misleading information to an insurer for the purpose of defrauding
the insurer or any other person. Penalties include imprisonment and/or fines. In addition, an insurer may deny insurance benefits if false information
materially related to a claim was provided by the applicant.
Notice to Florida Applicants: Any person who knowingly and with intent to injure, defraud, or deceive any insurer files a statement of claim or an
application containing any false, incomplete or misleading information is guilty of a felony in the third degree.
Notice to Hawaii Resident Applicants: For your protection, Hawaii law requires you to be informed that presenting a fraudulent claim for payment of a
loss or benefit is a crime punish able by fines, imprisonment or both.
Notice to Idaho Resident Applicants: Any person who knowingly, and with the intent to defraud or deceive any false, incomplete or misleading
information is guilty of a felony.
Notice to Indiana Resident Applicants: A person who knowingly and with the intent to defraud an insurer files a statement of claims containing any
false, incomplete or misleading information commits a felony.
Notice to Kentucky Applicants: Any person who knowingly and with intent to defraud any insurance company or other person files an application for
insurance containing any materially false information, or conceals for the purpose of misleading, information concerning any fact material thereto,
commits a fraudulent insurance act, which is a crime.
Notice to Louisiana, Maine and Tennessee Resident Applicants: Any person who knowingly and with the intent to defraud any insurance company
or another person, files a statement of claim contain any materially false information, or conceals for the purpose of misleading, information concerning
any fact, material thereto, commits a fraudulent insurance act, which is a crime, subject to criminal prosecution and civil penalties. Insurance benefits
may also be denied.
Notice to Minnesota Resident Applicants: A person who submits an application or files a claim with intent to defraud or helps commit a fraud against
an insurer is guilty of a crime.
Notice to Nebraska Resident Applicants: Any person who knowingly presents false information in an application for insurance or viatical settlement
contract is guilty of a crime and may be subject to fines and confinement in prison.