R. B. JONES AND UNDERWRITERS ANTI-FRAUD STATEMENT
THIS ANTI-FRAUD STATEMENT IS AN INTEGRAL PART OF YOUR APPLICATION FOR INSURANCE AND ANY INSURANCE POLICY
THAT MAY BE ISSUED BASED ON THE INFORMATION PROVIDED. PLEASE READ THIS CAREFULLY
A person commits a fraudulent insurance act if that person knowingly and with intent to defraud or deceive any insurance
company or other person either (a) files an application for insurance or statement of claim containing any materially false
information, or (b) conceals information concerning any material fact in order to obtain an insurance policy or benefit under an
insurance policy. A fraudulent insurance act is a crime. (In Oregon, a fraudulent insurance act may be a crime.) R.B. Jones and the
Underwriters shall pursue prosecution of any fraudulent insurance act to the fullest extent of the law.
For residents of Florida: Any person who knowingly and with intent to injure, defraud, or deceive any insurer files a statement or claim or an
application containing any false, incomplete or misleading information is guilty of a felony of the third degree.
For residents of New Jersey, Arkansas, and New Mexico: Any person who knowingly files a statement of claim containing any false or
misleading information is subject to criminal and civil penalties. Any person who includes any false or misleading information on an
application for an insurance policy is subject to criminal and civil penalties.
FOR RESIDENTS OF CALIFORNIA: FOR YOUR PROTECTION, CALIFORNIA LAW REQUIRES THE FOLLOWING TO APPEAR ON
THIS FORM: ANY PERSON WHO KNOWINGLY PRESENTS A FALSE OR FRAUDULENT CLAIM FOR THE PAYMENT OF A LOSS IS
GUILTY OF A CRIME AND MAY BE SUBJECT TO FINES AND CONFINEMENT IN STATE PRISON.
For residents of Colorado: It is unlawful to knowingly provide false, incomplete, or misleading facts or information to an insurance company
for the purpose of defrauding or attempting to defraud the company. Penalties may include imprisonment, fines, denial of insurance and civil
damages. Any insurance company or its agent who knowingly provides false, incomplete, or misleading information to a policyholder or
claimant for the purpose of defrauding or attempting to defraud the policyholder or claimant with regard to an insurance settlement or award
shall be reported to the Colorado Division of Insurance.
For residents of Louisiana: Any person who knowingly presents a false or fraudulent claim for payment of a loss or benefit or knowingly
presents false information in an application for insurance is guilty of a crime and may be subject to fines and confinement in prison.
For residents of New York: Any person who knowingly and with intent to defraud any insurance company or other person files an
application for insurance or statement of claim containing any materially false information, or conceals for the purpose of misleading,
information concerning any fact material thereto, commits a fraudulent insurance act, which is a crime, and shall also be subject to a civil
penalty not to exceed five thousand dollars and the stated value of the claim for each such violation.
For residents of Pennsylvania: Any person who knowingly and with intent to defraud any insurance company or other person files an
application for insurance or statement of claim containing any materially false information or conceals for the purpose of misleading,
information concerning any fact material thereto commits a fraudulent insurance act, which is a crime and subjects a person to criminal and
civil penalties.
For residents of Puerto Rico: Any person who knowingly and with the intent to defraud, presents false Information in an insurance request
form, or who presents, helps or has presented a fraudulent claim for the payment of a loss or other benefit, or presents more than one claim
for the same damage or loss, will incur a felony, and upon conviction will be penalized for each violation with a fine no less than five
thousand (5,000) dollars nor more than ten thousand (10,000) dollars, or imprisonment for a fixed term of three (3) years, or both penalties.
If aggravated circumstances prevail, the fixed established imprisonment may be increased to a maximum of five (5) years; if attenuating
circumstances prevail, it may be reduced to a minimum of two (2) years.
For residents of Virginia: It is a crime to knowingly provide false, incomplete or misleading information to an insurance company for the
purpose of defrauding the company. Penalties include imprisonment, fines and denial of insurance benefits.
For residents of Washington: It is a crime to knowingly provide false, incomplete, or misleading information to insurance company for the
purpose of defrauding the company. Penalties include imprisonment, fines, and denial of insurance benefits.
The undersigned acknowledges having read this Anti-Fraud Statement.
Applicant _________________ Date __________________
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