8-FEB-16
All Lines Aggregate Public Entity Package Application - Main Application
C:\Users\msscarola\Downloads\ALAPublicEntity_RPS_01 Page 7 of 8
NJAC § 11:16-1.2;N.J.S.A. 17:33A-6
IC § 56-47-112;IC § 56-53-111
The following statement must be included either on or attached as an addendum to every insurance policy or application:
WARNING: Any person who knowingly, and with intent to injury, defraud, or deceive any insurer, makes any claim
for the proceeds of an insurance policy containing any false, incomplete, or misleading information is guilty of a
felony.
Warning statements are not mandatory, but may be included on applications. The following is the suggested language:
Any person who knowingly and with intent to defraud or solicit another to defraud an insurer; (1) by submitting an
application, or (2) by filling a claim containing a false statement as to any material fact, may be violating state law.
The following statement must be included on all applications for insurance: Any person who knowingly and with intent
to injure or defraud any insurer files an application or claim containing any false, incomplete, or misleading
information shall, upon conviction, be subject to imprisonment for up to seven years and payment of a fine of up
to $15,000.
The following statement must be permanently affixed to all applications for insurance: It is a crime to knowingly provide
false, incomplete, or misleading information to an insurance company for the purpose of defrauding the company.
Penalties include imprisonment, fines, and denial of insurance benefits.
The following statement must be prominently and clearly included on all application forms: Any person who includes any
false or misleading information on an application for an insurance policy is subject to criminal and civil penalties.
The following statement must be permanently affixed to all applications for insurance: ANY PERSON WHO KNOWINGLY
PRESENTS A FALSE OR FRAUDULENT CLAIM FOR PAYMENT OF A LOSS OR BENEFIT OR KNOWINGLY
PRESENTS FALSE INFORMATION IN AN APPLICATION FOR INSURANCE IS GUILTY OF A CRIME AND MAY BE
SUBJECT TO CIVIL FINES AND CRIMINAL PENALTIES.
The following statement must be included on all insurance applications for commercial insurance and accident and health
insurance except automobile insurance:
Any person who knowingly and with intent to defraud any insurance company or other person files an application
for insurance or statement of claim containing any materially false information, or conceals for the purpose of
misleading, information concerning any fact material thereto, commits a fraudulent insurance act, which is a
crime, and shall also be subject to a civil penalty not to exceed five thousand dollars and the stated value of the
claim for each such violation.
The following statement must be included on all insurance applications for automobile insurance:
Any person who knowingly and with intent to defraud any insurance company or other person files an application
for commercial insurance or a statement of claim for any commercial or personal insurance benefits containing
any materially false information, or conceals for the purpose of misleading, information concerning any fact
material thereto, and any person who, in connection with such application or claim, knowingly makes or
knowingly assists, abets, solicits, or conspires with another to make a false report of the theft, destruction,
damage, or conversion of any motor vehicle to a law enforcement agency, the department of motor vehicles,
or an insurance company, commits a fraudulent insurance act, which is a crime, and shall also be subject
to a civil penalty not to exceed five thousand dollars and the value of the subject motor vehicle or stated claim
for each violation.
The following statement must be included on or attached as an addendum to all applications for insurance: Any person
who, with intent to defraud or knowing that he is facilitating a fraud against an insurer, submits an application or
files a claim containing a false or deceptive statement is guilty of insurance fraud.