©American Guidance Service, Inc. Permission is granted to reproduce for classroom use only. Consumer Mathematics
Name Date Period
Workbook Activity
Chapter 1, Lesson 1
1
Computing Wages
Hours Rate Solution: \$5.49
13

13 \$5.49 1647
549

Directions Compute the wages for each example below.
EXAMPLE
Hours
Worked Rate Wages
1.
15 \$4.15 _______________________
2. 40 \$3.85 _______________________
3. 36 \$5.68 _______________________
4. 40 \$6.82 _______________________
5. 10 \$5.76________________________
6. 30 \$6.32 _______________________
7. 13 \$5.19 _______________________
8. 24 \$4.04 _______________________
9. 26 \$68.20 ______________________
10. 35 \$4.32 _______________________
11. 33 \$4.42 _______________________
12. 33 \$5.54 _______________________
13. 33 \$5.70 _______________________
14. 12 \$4.00 _______________________
15. 23 \$4.26 _______________________
16. 39 \$6.11 _______________________
17. 19 \$6.68 _______________________
18. 20 \$5.87 _______________________
19. 16 \$57.50 ______________________
Hours
Worked Rate Wages
20.
15 \$4.03 _______________________
21. 39 \$4.48 _______________________
22. 15 \$3.41 _______________________
23. 32 \$4.45 _______________________
24. 19 \$6.04 _______________________
25. 33 \$4.12 _______________________
26. 33 \$6.97 _______________________
27. 16 \$4.00 _______________________
28. 28 \$6.31 _______________________
29. 18 \$56.70 ______________________
30. 35 \$6.34 _______________________
31. 27 \$4.12 _______________________
32. 16 \$4.78 _______________________
33. 9 \$7.08 _______________________
34. 26 \$5.07 _______________________
35. 29 \$4.06 _______________________
36. 21 \$3.69 _______________________
37. 13 \$3.97 _______________________
38. 18 \$3.74 _______________________
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©American Guidance Service, Inc. Permission is granted to reproduce for classroom use only. Consumer Mathematics
Name Date Period
Workbook Activity
Chapter 1, Lesson 2
2
Estimating Annual Wages
Hourly Estimated hours Solution:
rate worked in a year \$13.48
\$13.48 2,000 2,000

\$26,960.00
Directions Compute the annual wages for each example below.
Job Hourly Annual
Title Rate Wages
1.
Cook, fast food
\$6.54 ___________
2.
Cook, institution
\$8.38 ___________
3.
Cook, restaurant
\$8.52 ___________
4.
Cook, short order
\$7.14 ___________
5.
Food attendant
\$6.70 ___________
6.
Dishwasher
\$6.78 ___________
7.
Home health aide
\$9.04 ___________
8.
Nursing aide
\$8.59 ___________
9.
Pharmacy aide
\$9.14 ___________
10.
Veterinary assistant
\$8.03 ___________
11.
Medical assistant
\$10.48 ___________
12.
Dental assistant
\$11.60 ___________
13.
Massage therapist
\$13.82 ___________
14.
Physical therapy assistant
\$16.20 ___________
15.
Physical therapy aide
\$9.69 ___________
16.
Construction supervisor
\$21.98 ___________
17.
Boilermaker
\$18.51 ___________
18.
Carpenter
\$16.55 ___________
19.
Carpet installer
\$15.26 ___________
20.
Stonemason
\$16.46 ___________
Job Hourly Annual
Title Rate Wages
21.
Pile driver operator
\$20.00 ___________
22.
Construction laborer
\$12.75 ___________
23.
Paving operator
\$13.99 ___________
24.
Floor layer
\$15.04 ___________
25.
Carpenter’s helper
\$10.20 ___________
26.
Electrician’s helper
\$10.41 ___________
27.
Painter’s helper
\$9.73 ___________
28.
Roofer
\$14.36 ___________
29.
Telephone operator
\$12.88 ___________
30.
Payroll clerk
\$12.89 ___________
31.
Teller
\$8.81 ___________
32.
Receptionist
\$9.55 ___________
33.
Hotel desk clerk
\$7.79 ___________
34.
Executive secretary
\$14.84 ___________
35.
Medical secretary
\$11.51 ___________
36.
Legal secretary
\$15.48 ___________
37.
Computer operator
\$13.54 ___________
38.
Word processor
\$11.67 ___________
39.
Desktop publisher
\$14.98 ___________
\$10.46 ___________
EXAMPLE
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©American Guidance Service, Inc. Permission is granted to reproduce for classroom use only. Consumer Mathematics
Name Date Period
Workbook Activity
Chapter 1, Lesson 3
3
Working with Time Cards
Joline is produce manager at a market. Yesterday she reported for work
at 7:53 A.
M. She went to lunch at 12:57 P.M. Joline returned to the market
at 1:59
P.
M. and left for home at 4:32 P.M. How long did Joline work?
This is Joline’s time card.
Solution: 12:57 4:32 3:92 (Rename 1 hour to 60 minutes. 32 60 92 minutes.)
7:53 1:59 1:59
  
5:04 2:33 7:37
Joline worked 7 hours and 37 minutes.
Directions Compute the total time worked each day.
EXAMPLE
Morning Afternoon
In Out In Out
7:53 12:57 1:59 4:32
Time
Worked
1.
7:15 11:16 12:05 6:10 __________
2. 6:27 11:41 1:27 6:49 __________
3. 7:12 12:51 1:24 3:41 __________
4. 7:47 11:14 12:19 3:14 __________
5. 8:51 12:30 2:43 7:11 __________
6. 7:55 12:57 1:26 4:34 __________
7. 8:55 1:44 3:55 5:23 __________
8. 8:14 12:24 2:25 5:47 __________
9. 7:02 12:31 1:34 4:53 __________
10. 8:15 1:02 3:16 7:13 __________
11. 6:07 11:06 1:47 5:15 __________
12. 7:14 11:22 1:15 4:51 __________
13. 6:58 11:44 1:06 3:36 __________
14. 8:29 1:12 3:24 7:20 __________
Time
Worked
15.
6:34 11:41 1:29 5:45 __________
16. 7:22 12:05 2:46 4:48 __________
17. 6:19 10:29 11:16 4:22 __________
18. 8:21 1:48 2:15 7:17 __________
19. 6:58 10:20 12:58 4:10 __________
20. 6:02 10:44 12:26 3:20 __________
21. 7:46 11:18 1:48 5:16 __________
22. 6:04 11:28 1:20 3:46 __________
23. 8:29 1:35 2:35 5:43 __________
24. 7:04 12:44 2:51 5:39 __________
25. 7:19 11:10 12:11 3:12 __________
26. 7:11 12:27 2:34 5:01 __________
27. 7:48 12:00 1:00 6:35 __________
28. 7:54 12:46 2:16 5:30 __________
Morning Afternoon
In Out In Out
Morning Afternoon
In Out In Out
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©American Guidance Service, Inc. Permission is granted to reproduce for classroom use only. Consumer Mathematics
Name Date Period
Workbook Activity
Chapter 1, Lesson 4
4
Overtime Rates
Jamal earns \$6.65 per hour. What are his overtime rates?
Time and a half Double time
\$ 6.65 \$ 6.65
1.5 2
 
3 325 \$ 13.30
6 65

\$ 9.975
Jamal’s time and a half rate is \$9.975 and his double time rate is \$13.30.
Directions Find the time and a half and the double time rates for each hourly
Overtime Rates
Hourly Time and Double
Rate a Half Time
1.
\$7.17 ___________ ___________
2. \$8.70 ___________ ___________
3. \$7.35 ___________ ___________
4. \$12.70 ___________ ___________
5. \$10.50 ___________ ___________
6. \$8.22 ___________ ___________
7. \$11.08 ___________ ___________
8. \$13.66 ___________ ___________
9. \$11.93 ___________ ___________
10. \$6.75 ___________ ___________
Overtime Rates
Hourly Time and Double
Rate a Half Time
11.
\$24.88 ___________ ___________
12. \$17.90 ___________ ___________
13. \$26.96 ___________ ___________
14. \$29.88 ___________ ___________
15. \$11.52 ___________ ___________
16. \$20.02 ___________ ___________
17. \$13.45 ___________ ___________
18. \$19.45 ___________ ___________
19. \$19.21 ___________ ___________
20. \$18.63 ___________ ___________
EXAMPLE
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©American Guidance Service, Inc. Permission is granted to reproduce for classroom use only. Consumer Mathematics
Name Date Period
Workbook Activity
Chapter 1, Lesson 5
5
EXAMPLE
Working Overtime
George, a clerk, earns \$6.32 per hour for a 40-hour week. After
40 hours he earns time and a half. Last week he worked 53 hours.
He computed his pay:
Step 1: Step 2: Step 3:
\$006.32
Hourly Rate \$006.3.2
Hourly Rate \$009.48 Overtime Rate
40
Hours
1. 5
(Time and a half)
13
Overtime Hours
  
\$252.80
Regular Wages 3.1.6.028.44
6.3.2.0 94.80
 
\$9.4.8.0 Overtime Rate \$123.24 Overtime Wages
Step 4:
\$252.80
Regular Wages
123.24
Overtime Wages

\$376.04
Total Wages George earned \$376.04.
Directions Compute the total wages. Use time and a half for any time over
40 hours. Do not round any answers.
Hours Total
Worked Rate Wages
1.
42 \$8.00 
2. 41 \$6.65 
3. 69 \$5.82 
4.
77 \$5.78 
5.
76 \$6.57 
6. 94 \$6.81 
7.
51 \$5.29 
8.
101 \$5.50 
9. 96 \$6.38 
10.
80 \$5.36 
11.
96 \$13.70 
12.
56 \$4.90 
13. 66 \$4.20 
Hours Total
Worked Rate Wages
14.
62 \$6.22 
15. 44 \$18.41 
16. 80 \$6.76 
17.
94 \$5.25 
18.
72 \$5.96 
19. 76 \$7.46 
20.
68 \$14.31 
21.
64 \$7.54 
22. 64 \$5.54 
23.
77 \$7.73 
24.
70 \$7.62 
25.
86 \$6.98 
26. 44 \$5.70 
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©American Guidance Service, Inc. Permission is granted to reproduce for classroom use only. Consumer Mathematics
Name Date Period
Workbook Activity
Chapter 1, Lesson 6
6
Compute Earnings that Include Tips
Shasta delivers flowers. She earns \$5.15 an hour plus tips. In one 40-hour
workweek she earned \$153.00 in tips. Find her total income for the week.
Step 1: Find weekly wages Step 2: Add tips to weekly wages
\$5.15 Hourly wage \$206.00 Weekly wages
40 Hours worked 153.00 Tips
 
\$206.00 Weekly wages \$359.00 Total income
Shasta’s total income is \$359.00
1. Sharmaine works 30 hours at an exclusive restaurant. She earns
\$3.50 per hour plus tips. In one week, she earned \$1,250.00 in tips.
What was Sharmaines total income? ___________________________
2. Eldon helps people load their groceries into their cars at the
grocery store. The grocery store pays him \$5.15 per hour. In one
week he worked 38 hours and earned \$425.00 in tips. What was
his total income? ___________________________________________
3. Cybil delivers food for an Asian carryout. She works 28 hours
per week for \$3.50 per hour. In a particular week she earned
\$240.00 in tips. What was her total income that week? _____________
4. Arquette is a caddy at the country club. He has no hourly wage.
His only income is from tips. In a given week he was tipped by
12 golfers: \$20, \$15, \$10, \$15, \$25, \$10, \$15, \$22, \$18, \$15, \$20,
\$20. What did he earn that week? ______________________________
5. Lucinda is a baby sitter. Her hourly rate is \$5.00. In one week she
baby sat 13 hours and received tips of \$14.50. How much did
she earn? _________________________________________________
6. Martin is a hair stylist. He averages a weekly wage of \$240 and
usually gets another \$356 in tips. What is his average total
income? _________________________________________________
7. Ansel is a maid at the hotel. He receives tips from the guests at the
ends of their stay. One week he earned \$452.67 in tips and \$5.23
per hour for 40 hours. What did he earn? _______________________
E
XAMPLE
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©American Guidance Service, Inc. Permission is granted to reproduce for classroom use only. Consumer Mathematics
Name Date Period
Workbook Activity
Chapter 1, Lesson 7
7
EXAMPLE
Weekly Wages for Piecework
Carol makes jewelry. She earns \$0.78 for each piece that she
makes. How much will she earn this week?
Piece Rate
\$0.78
Solution:49
57 2.65 Weekly production
63 \$.78
Piece rate

42 21.20
54 188.50
 
265 Weekly production \$206.70 Wages
Carol will earn \$206.70.
Directions Compute the wages for each example below.
Daily Production
MTWThF
49 57 63 42 54
Daily Production
Piece
M T W Th F Rate Wages
1.
37 38 34 38 35 \$1.00 ______________
2. 10 11 11 9 12 \$3.12 ______________
3. 16 14 15 14 14 \$3.01 ______________
4. 31 32 33 32 34 \$1.05 ______________
5. 9 10 10 9 8 \$2.91 ______________
6. 86769 \$4.25 ______________
7. 19 18 18 18 15 \$2.50 ______________
8. 13 14 11 13 11 \$2.72 ______________
9. 14 13 13 12 14 \$3.68 ______________
10. 17 20 21 19 20 \$1.88 ______________
11. 12 16 17 16 15 \$2.76 ______________
12. 67677 \$3.66 ______________
13. 22 20 19 21 17 \$2.44 ______________
14. 15 16 14 17 17 \$1.76 ______________
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©American Guidance Service, Inc. Permission is granted to reproduce for classroom use only. Consumer Mathematics
Name Date Period
Workbook Activity
Chapter 1, Lesson 8
8
Rounding Money
Sally wants to leave a tip for the good service. Her bill is \$23.78. A
customary 15% tip is \$3.567. Round to the nearest cent, dime and dollar.
Key Digit Add 1? Drop remaining digits.
Cent: \$3.567 \$3.577 \$3.57
Dime: \$3.567 \$3.667 \$3.60 Hold cents place with zeros.
Dollar: \$3.567 \$4.567 \$4.00
Sally may leave a tip of \$3.57, \$3.60 or \$4.00
Directions Round each amount to the nearest cent, dime and dollar.
Key Digit
Cent Dime Dollar
1.
\$12.3456
\$12.35 \$12.30 \$12
2.
\$32.518 _______ ________ ________
3.
\$10.334 _______ ________ ________
4.
\$28.5361
______ _______ ______
5.
\$67.0081
______ _______ ______
6.
\$123.991
______ _______ ______
7.
\$83.996
______ _______ ______
8.
\$0.789
______ _______ ______
9.
\$0.899
______ _______ ______
10.
\$44.4444
______ _______ ______
Key Digit
Cent Dime Dollar
11.
\$4.28532
______ _______ ______
12.
\$34.5561
______ _______ ______
13.
\$504.729
______ _______ ______
14.
\$11.4981
______ _______ ______
15.
\$125.873
______ _______ ______
16.
\$39.0206
______ _______ ______
17.
\$62.5820
______ _______ ______
18.
\$0.5432
______ _______ ______
19.
\$0.4532
______ _______ ______
20.
\$831.38576
______ _______ ______
E
XAMPLE
Directions: Round each amount to the next cent, dime and dollar.
Key Digit
Cent Dime Dollar
21.
\$12.3456
______ _______ ______
22.
\$32.518
______ _______ ______
23.
\$10.334
______ _______ ______
24.
\$28.5361
______ _______ ______
Key Digit
Cent Dime Dollar
25.
\$67.0081
______ _______ ______
26.
\$4.28532
______ _______ ______
27.
\$34.5561
______ _______ ______
28.
\$504.729
______ _______ ______
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©American Guidance Service, Inc. Permission is granted to reproduce for classroom use only. Consumer Mathematics
Name Date Period
Workbook Activity
Chapter 1, Lesson 9
9
Salary
Wynell is quoted an annual salary of \$52,000.00. He has the option of several pay periods. Find the amount he would receive
in each pay period.
Pay Period Weekly Biweekly Semimonthly Monthly Quarterly Semiannually
Number of pays 52 26 24 12 4 2
\$1,000.00 \$2,000.00 \$2,166.67 \$4,333.33 \$13,000.00 \$26,000.00
52
\$
5
2
,0
0
0
.0
0
26
\$
5
2
,0
0
0
.0
0
24
\$
5
2
,0
0
0
.0
0
12
\$
5
2
,0
0
0
.0
0
4
\$
5
2
,0
0
0
.0
0
2
\$
5
2
,0
0
0
.0
0
Wynell is paid either \$1,000.00 weekly, \$2,000.00 biweekly, \$2,166.67 semimonthly, \$4,333.33 monthly, \$13,000.00
quarterly or \$26,000.00 semiannually.
Directions Complete the following chart. Find the amount earned during each pay period. Round answers to the nearest cent.
Weekly Biweekly Semi-monthly Monthly Quarterly Semi-annually
Annual 52 pay 26 pay 24 pay 12 pay 4 pay 2 pay
Worker Salary periods periods periods periods periods periods
1.
Jacob \$15,600 ________ ________ ________ ________ ________ ________
2. Matthew \$31,200 ________ ________ ________ ________ ________ ________
3. Joshua \$78,000 ________ ________ ________ ________ ________ ________
4. Madison \$10,920 ________ ________ ________ ________ ________ ________
5. Hannah \$140,400 ________ ________ ________ ________ ________ ________
6. Samantha \$93,600 ________ ________ ________ ________ ________ ________
7. Andrew \$35,000 ________ ________ ________ ________ ________ ________
8. Ashley \$90,000 ________ ________ ________ ________ ________ ________
9. Michael \$27,430 ________ ________ ________ ________ ________ ________
10. Emily \$44,358 ________ ________ ________ ________ ________ ________
E
XAMPLE
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©American Guidance Service, Inc. Permission is granted to reproduce for classroom use only. Consumer Mathematics
Name Date Period
Workbook Activity
Chapter 1, Lesson 10
10
Renaming Percents as Decimals
Method: Remove the percent symbol and move the decimal point two
places to the left.
Rename 45% as a decimal. Rename 2.4% as a decimal.
45% 0.45 2.4% 0.024
Rename 13 % as a decimal. Write a zero to make two places.
13 % 0.13
Directions Rename these percents as decimals.
1
7
1
7
1
7
EXAMPLE
1. 35%
2. 28%
3. 5%
4. 2.6%
5. 4%
6. 1.2%
7. 0.1%
8. 4.01%
9. 26
5
8
%
10. 8.2%
11. 9%
12. 0.33%
13. 2%
14. 93%
15. 38%
16. 0.08%
17. 6.01%
18. 77.1%
19. 5.3%
20. 3.01
2
3
%
21. 48%
22. 6%
23. 7.001%
24. 0.05%
25. 453%
26. 35
1
2
%
27. 1%
28. 60%
29. 77%
30. 5.09%
31. 8.11%
32. 129%
33. 20%
34. 400%
35. 0.03%
36. 40
3
4
%
37. 7.11%
38. 34.4%
39. 0.79%
40. 12%
41. 5.055%
42. 2.21%
43. 681%
44. 0.01%
45. 3%
46. 100%
47. 2000%
48. 0.004%
EXAMPLE
EXAMPLE
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©American Guidance Service, Inc. Permission is granted to reproduce for classroom use only. Consumer Mathematics
Name Date Period
Workbook Activity
Chapter 1, Lesson 11
11
Earning Commission
Santiago sells furniture. He earns a 10% commission on his sales up to his
quota of \$2,500. Santiago earns a 14% commission on all sales beyond
\$2,500. Last week his sales were \$4,966. How much did Santiago earn?
Quota Rate Sales Bonus Rate
\$2,500 10% \$4,966 14%
Step 1: Step 2: Step 3: Step 4:
\$ 2,5.00 \$ 4,966 \$ 2,4.66 \$250.00
Regular Commission
.10 2,500 .14 345.24 Bonus Commission
   
\$250.00 \$ 2,466 98.64 \$595.24 Total Commission
246.60

\$345.24 Bonus Commission
Santiago earned \$595.24.
Directions Compute the total commission for each example below. Add the
bonus commission to the regular commission.
E
XAMPLE
Quota Rate Sales Bonus Rate Total Commission
1.
\$5,300 11% \$5,783 21% ________________
2. \$8,700 6% \$14,536 17% ________________
3. \$1,600 11% \$1,889 13% ________________
4. \$5,600 8% \$9,490 15% ________________
5. \$9,400 10% \$11,447 14% ________________
6. \$4,500 5% \$7,730 13% ________________
7. \$8,800 4% \$10,317 7% ________________
8. \$4,600 2% \$7,377 4% ________________
9. \$2,500 8% \$3,795 10% ________________
10. \$1,900 8% \$2,021 10% ________________
11. \$4,600 9% \$8,365 15% ________________
12. \$8,800 3% \$3,848 10% ________________
13. \$4,400 5% \$8,161 11% ________________
14. \$7,000 9% \$9,471 13% ________________
Regular
Commission
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©American Guidance Service, Inc. Permission is granted to reproduce for classroom use only. Consumer Mathematics
Name Date Period
Workbook Activity
Chapter 1, Lesson 12
12
Salary Plus Commission
Armand sells automobiles. He earns a weekly salary of \$156 plus a commission
of 0.4% on all his sales. Last week his sales were \$153,782. What did he earn?
Step 1 Step 2
\$153,782 Sales \$156.00 Salary
.004 Rate of commission 615.13 Commission
 
\$615.128 Commission \$771.13 Total earnings
Armand’s total earnings were \$771.13.
Directions Find the commission and total earnings for the sales listed below.
Total Rate of Salary Total
Sales Commission Earned Commission Earnings
1.
\$50,000 2% \$200 _____________ _____________
2. \$31,000 3% \$100 _____________ _____________
3. \$45,000 2.4% \$150 _____________ _____________
4. \$450,000 1.5% \$125 _____________ _____________
5. \$61,129 2.8% \$250 _____________ _____________
6. \$64,732 3.2% \$100 _____________ _____________
7. \$63,794 1.9% \$150 _____________ _____________
8. \$19,376 2.45% \$100 _____________ _____________
9. \$90,276 3.27% \$260 _____________ _____________
10. \$37,385 2.87% \$170 _____________ ____________
11. \$17,396 1.67% \$350 _____________ _____________
12. \$3,945 2.34% \$160 _____________ _____________
13. \$323,386 1.91% \$140 _____________ _____________
14. \$32,784 4.03% \$200 _____________ _____________
15. \$1,357,369 0.42% \$100 _____________ _____________
16. \$29,864 2.73% \$200 _____________ _____________
17. \$98,773 1.42% \$250 _____________ _____________
18. \$76,764 3.12% \$100 _____________ _____________
19. \$18,363 1.44% \$230 _____________ _____________
20. \$94,735 2.61% \$170 _____________ _____________
EXAMPLE
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©American Guidance Service, Inc. Permission is granted to reproduce for classroom use only. Consumer Mathematics
Name Date Period
Workbook Activity
Chapter 1, Lesson 13
13
3 2.4 0.06
Write this: 3 3.00
2.4 OR 2.40
0.06 0.06
 
5.46 5.46
4 0.35 1.082
Write this: 4.000
0.350
1.082

5.432
E
XAMPLE
a) Remember that the number 3 can be
expressed as a decimal, that is, 3 5 3.0 5 3.00.
b) Remember that the decimal points must be lined
up before you begin to add.
c) Remember to place the decimal point in the sum
as shown in the examples.
d) Remember to place zeros in the addends to help
1. 3.00
2.93
0.78

2. 4.00
5.103
23.049
02.9012

3. 5.09
2.036
90.345

4. 1.026
4.56
63.0071
101.0000

5. 34.03
5.602
3.8401
23.1000

6. 6.7
.347
9.62
2.200

7. .506
41.0033
9.1
61.0000

8. 6.3
.037
7.0322
82.9000

9. 39.041
6.7
5.06
74.000

10. 923.1
73.12
7.00002
000.64000

11. 3.3
.0093
73.00381
2,920.08000

12. 402.1005
61.03
4.6
022.3700

Directions Write these in the vertical form and add.
13. 2.3 0.46 91.308  17. 5.8 1 0.406 
14.
8 3.9 0.73  18. 66.02 8.1 5 
15.
7.5 4.4 5  19. 8 .702 32.1 
16.
0.76 1.3 6  20. 63 4.56 5.8 
EXAMPLE
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©American Guidance Service, Inc. Permission is granted to reproduce for classroom use only. Consumer Mathematics
Name Date Period
Workbook Activity
Chapter 2, Lesson 1
14
Expressing Prices
Newspaper ads for food stores often report prices in both dollars and cents.
To compare prices we must be able to express prices in both cents and dollars.
Express \$0.45 in cents. Express 89¢ in dollars.
\$0.45 45¢ 89¢ \$0.89
Some prices are quoted in fractions of a cent, such as \$1.026. To express this
amount in cents, move the decimal point two places to the right.
\$1.026 102.6¢
Directions Express these prices in dollars and cents. It is important to use
the correct symbol in the price.
Cents Dollars
1.
47¢ _______
2. _______ \$0.52
3. 32¢ _______
4. _______ \$1.79
5. _______ \$2.55
6. 59¢ _______
7. _______ \$1.05
8. 36¢ _______
9. _______ \$0.04
10. _______
Cents Dollars
11.
1.9¢ _______
12. _______ \$0.005
13. 77.4¢ _______
14. _______ \$0.0021
15. _______
16. _______ \$0.066
17. .05¢ _______
18. _______ 1
43
19. .78¢ _______
20. _______ 1
56
EXAMPLE
EXAMPLE
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©American Guidance Service, Inc. Permission is granted to reproduce for classroom use only. Consumer Mathematics
Name Date Period
Workbook Activity
Chapter 2, Lesson 2
15
It is not unusual to see food prices written without the dollar sign, \$, or the
cents sign, ¢. Most of the time it is easy to understand what the price is.
A) 56¢ B) \$0.56 C) .56 All three prices mean fifty-six cents.
However, every so often a mistake is made and a price is listed incorrectly.
In the following list, which price is not the same value as the other three?
A) 149¢ B) \$1.49 C) \$149 D) 1
49
E) 1.49
Price C is not the same. Price C represents one hundred and forty-nine dollars.
Prices A, B, D and E all represent one hundred forty-nine cents.
Directions Write the letter of the price that is not equal to the other three.
AB C D
1.
47¢ \$0.47 .47¢ .47 _______
2. \$1.05 1.05¢ 105¢ 1
05
_______
3. \$0.32 32¢ .32 \$32 _______
4. .05¢ \$0.05 .05 _______
5. .78 78¢ 7.8¢ \$0.78 _______
6. 59¢ 5.9¢ .59 \$.59 _______
7. \$35 .35 \$0.35 35¢ _______
8. 86¢ 8.6¢ .86 \$0.86 _______
9. \$96 .96 \$0.96 96¢ _______
10. .5¢ \$0.05 .05 _______
11. \$1.07 \$107 1.07 1
07
_______
12. 5
79
\$5.79 \$0.579 5.79 _______
13. 5.99 \$5
99
\$599 \$5.99 _______
14. \$2
49
2.49 \$2.49 \$249 _______
15. .09 \$0.09 .09¢ _______
16. \$3
88
388 \$388 \$3.88 _______
EXAMPLE
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©American Guidance Service, Inc. Permission is granted to reproduce for classroom use only. Consumer Mathematics
Name Date Period
Workbook Activity
Chapter 2, Lesson 3
16
The fresh produce bin at the roadside stand posted these prices.
Tarika purchased 2 lb broccoli, 3 lb bananas and 2 heads of lettuce.
How much do these items cost together?
Step 1 Write the decimal Step 2 Find the multiples Step 3 Add the prices
point in each price. of each price
broccoli, 97¢  \$0.97 2 lb broccoli 2 .97 \$1.94 \$1.94
bananas, \$1  \$1.00 3 lb bananas 1 1.00 \$1.00 1.00
lettuce, 99¢  \$0.99 2 heads lettuce 2 .99 \$1.98 1.98

\$4.92
Tarika spent \$4.92 on this produce.
Directions From the chart find the price for each food item listed below.
The find the total cost of each group of items.
1. 3 lb broccoli
2 cantaloupes
1 lb apples __________
2. 3 cucumbers
3. 6 lb bananas
3 cucumbers __________
4. 1 lb broccoli
3 cucumbers
3 lb bananas
2 cantaloupes
5. 6 lb apples
2 lb broccoli __________
6. 9 lb bananas
2 cantaloupes __________
7. 4 lb apples
3 cucumbers __________
8. 2 lb broccoli
3 lb apples
6 cucumbers __________
9. 3 lb bananas
10 cantaloupes
1 lb broccoli __________
10. 4 cantaloupes
3 cucumbers __________
11. 3 lb bananas
6 cucumbers __________
12. 6 lb broccoli
3 cucumbers
3 lb bananas
2 cantaloupes
13. 6 lb broccoli
3 lb bananas __________
14. 4 lb broccoli
4 lb apples __________
15. 6 lb bananas
12 cucumbers __________
16. 2 lb apples
3 lb bananas
15 cucumbers __________
EXAMPLE
Broccoli
97¢ per lb
Cucumbers
3 for 2
99
Bananas
\$1 for 3 lb
Cantaloupes
2 for \$5
Lettuce
99¢ each
Apples
88¢ lb
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©American Guidance Service, Inc. Permission is granted to reproduce for classroom use only. Consumer Mathematics
Name Date Period
Workbook Activity
Chapter 2, Lesson 4
17
Computing Change
Shaunna paid for purchases of \$16.95 with a \$20.00 bill.
Compute her change.
Shaunna’s change was 1 nickel and 3 one-dollar bills.
Directions Compute the change for each of these purchases. The answer to
Number 1 is 1 dime.
Purchase
Price Cash Change
1.
\$9.90 \$10 
2.
\$7.69 \$8 
3.
\$12.67 \$13 
4.
\$2.02 \$5 
5.
\$7.32 \$20 
6.
\$11.12 \$20 
7.
\$13.92 \$14 
8.
\$13.03 \$14 
9.
\$5.53 \$6 
10.
\$9.10 \$10 
11.
\$7.94 \$8 
12.
\$8.52 \$20 
13.
\$5.96 \$20 
14.
\$6.90 \$20 
15.
\$5.38 \$10 
16.
\$12.21 \$20 
17.
\$4.49 \$20 
18.
\$7.81 \$8 
19.
\$0.11 \$10 
Do not give more than
1 nickel,
2 dimes,
3 quarters,
4 pennies,
4 \$1-bills, or
1 \$5-bill.
EXAMPLE
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©American Guidance Service, Inc. Permission is granted to reproduce for classroom use only. Consumer Mathematics
Name Date Period
Workbook Activity
Chapter 2, Lesson 5
18
Subtraction of Decimals
3.63 0.734
Write this: 3.630 Insert a zero here.
0.734

2.896
8 0.631
Write this: 8.000 Insert zeros here.
0.631

7.369
Directions Insert zeros and subtract.
EXAMPLE
EXAMPLE
a) Remember to fill places in the
minuend and subtrahend with
zeros when necessary.
b) Remember to keep the decimal
points lined up.
1. 34.3
05.64

2.
4
00.349

3.
7.302
00.83

4.
5.1
01.204

5.
48.22
003.489

6.
39.4
00.0371

7.
10
003.4005

8.
356.748
007.8

9.
5.602
04.0498

10.
81.923
023.9047

11.
38
000.0273

12.
9
00.9

13.
3
0.0234

14.
74.73
05.332

15.
7465.2
0.9098

16.
37
08.394

Directions Write these in the vertical form and subtract.
17. 23.4 4.56 
18. 4 0.48 
19. 63.2 4.509 
20. 16 1.34 
21. 82 2.302 
22. 38.809 7.7081 
23. 9 3.4051 
24. 0.983 0.01023 
Then click OK or Print. If you do not specify the page or pages, all pages will print.
©American Guidance Service, Inc. Permission is granted to reproduce for classroom use only. Consumer Mathematics
Name Date Period
Workbook Activity
Chapter 2, Lesson 6
19
Coupons for More than One
Karen has a coupon that offers a savings of \$1.25 on any two cartons of orange juice.
Each carton is marked \$4.99. How much will the two cartons cost with the coupon?
Step 1 Multiply Step 2 Subtract
\$4.99 \$9.98
2 1.25
 
\$9.98 \$8.73
Directions For each set of items, find the cost when a coupon is used.
Item Price for 1 Item Coupon Value Cost
1. Peanuts \$0.99 25¢ on 2 bags ___________________
2. Crackers \$2.50 35¢ on 2 boxes ___________________
3. Potato chips \$1.79 30¢ on 2 bags ___________________
4. Sliced American cheese \$3.49 95¢ on 3 packs ___________________
5. Gelatin \$2.09 75¢ on 4 boxes ___________________
6. Batteries \$2.89 85¢ on 3 packs ___________________
7. Italian bread \$0.88 20¢ on 2 loaves ___________________
8. Pasta \$1.89 50¢ on 4 boxes ___________________
9. Coffee \$6.09 \$1.75 on 4 cans ___________________
10. Paper towels \$0.99 \$1.00 on 6 rolls ___________________
11. Taco sauce \$1.09 45¢ on 3 jars ___________________
12. Mustard \$1.59 70¢ on 4 jars ___________________
13. Popcorn \$2.59 \$1.00 on 5 boxes ___________________
14. Zip-close bags \$3.29 85¢ on 3 boxes ___________________
15. Pasta sauce \$1.29 75¢ on 5 jars ___________________
16. Salad bar \$2.79 per pound 55¢ on 2 lbs. ___________________
17. Pancake mix \$2.39 \$1.25 on 6 boxes ___________________
18. Aluminum foil \$3.19 80¢ on 3 rolls ___________________
19. Oatmeal \$1.89 25¢ on 2 packages ___________________
20. Frozen dinners \$3.49 \$1.10 on 4 dinners ___________________
EXAMPLE
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©American Guidance Service, Inc. Permission is granted to reproduce for classroom use only. Consumer Mathematics
Name Date Period
Workbook Activity
Chapter 2, Lesson 7
20
Pounds and Ounces
Luis is buying a can of tomatoes. There are many different sized cans in the store. Luis sees one
containing 29 oz, another with 1 lb 12 oz. He wants to figure out which one is bigger.
Step 1 Write both weights in ounces Step 2 Compare the weights.
Recall 1 lb 16 oz The weights are 29 oz and 28 oz
1 lb 12 oz 16 oz 12 oz 28 oz The can weighing 29 oz is bigger.
Directions Circle the largest weight in each problem. Circle them both if they are equal.
1. 48 oz 2 lb 10 oz
2. 32 oz 2 lb
3. 1 lb 6 oz 24 oz
4. 29 oz 2 lb
5. 5 oz 5 lb
6. 13 oz 1 lb
7. 2 lb 36 oz
8. 3 lb 5 oz 50 oz
9. 10 lb 10 oz 160 oz
10. 65 oz 4 lb 15 oz
EXAMPLE
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©American Guidance Service, Inc. Permission is granted to reproduce for classroom use only. Consumer Mathematics
Name Date Period
Workbook Activity
Chapter 2, Lesson 8
21
Expiration Dates
Marty cut from the newspaper a coupon for diapers that expires at the
end of October. If today’s date is May 3, how much longer may he use
the coupon? Since May has just begun, count it as one month. Count
one month each for June, July, August, September and October. Marty
has six months to use the coupon: May – October.
Directions How much longer may each coupon be used?
Current Date Expiration Date on Coupon
1.
April 15, 2002 December 15, 2002 ________________________
2. June 30, 2004 December 1, 2004 ________________________
3. April 5, 2003 November 20, 2003 ________________________
4. August 14, 2005 September 15, 2005 ________________________
5. July 4, 2003 August 31, 2003 ________________________
6. December 15, 2003 February 28, 2004 ________________________
7. May 5, 2003 September 7, 2003 ________________________
8. July 10, 2004 December 24, 2004 ________________________
9. January 17, 2005 January 31, 2005 ________________________
10. March 3, 2003 March 31, 2003 ________________________
11. February 15, 2004 May 31, 2004 ________________________
12. September 15, 2003 July 31, 2004 ________________________
13. January 10, 2003 April 30, 2003 ________________________
14. June 15, 2005 June 30, 2006 ________________________
15. October 13, 2004 October 31, 2004 ________________________
E
XAMPLE
MAY JUNE
SMTWT F S SMTWT F S
12 123456
3456789 78910111213
10 11 12 13 14 15 16 14 15 16 17 18 19 20
17 18 19 20 21 22 23 21 22 23
29 30
24 25 26 27
24 25 26 27 28 29 30
28
31
JULY AUGUST
SMTWT F S SMTWT F S
30 31
1234
30 31
29
1
567891011 2345678
12 13 14 15 16 17 18 9 10 11 12 13 14 15
19 20 21 22 23 24 25 16 17 18 19 20 21 22
26 27 28 29
23 24 25 26 27 28
SEPTEMBER OCTOBER NOVEMBER DECEMBER
SMTWT F S SMTWT F S SMTWT F S SMTWT F S
45
26 27 28
123 21 34567
234
67891011
123
12 45678910 891011121314
5
789
1
10 11 12
13 14 15 16 17 18 19 11 12 13 14 15 16 17 15 16 17 18 19 20 21 13 14 15 16 17 18 19
20 21 22 23 24 25 26 18 19 20 21 22 23 24
29 30 31
22 23 24 25 26 27 28 20 21 22 23 24 25 26
27 28 29 30
25
29 30 27 28 29 30 31
6
Then click OK or Print. If you do not specify the page or pages, all pages will print.
©American Guidance Service, Inc. Permission is granted to reproduce for classroom use only. Consumer Mathematics
Name Date Period
Workbook Activity
Chapter 2, Lesson 9
22
Division of Whole Numbers with Remainders
3,259 9 7,006 17 7,543 26
Write this: Write this: Write this:
Remember to write the remainder over the divisor.
Directions Divide.
362
1
9
9
3
,2
5
9
2,7

55
54

19
18

1
412
1
2
7
17
7
,0
0
6
6,8

20
17

36
34
   
2
290
2
3
6
26
7
,5
4
3
5,2

2,34
2,34

3
EXAMPLE
1. 8
2,
34
5
2. 7
3,
55
9
3. 11
3,
85
5
4. 9
5,
99
9
5. 18
5,
56
5
6. 31
11
,2
54
7. 11
3,
73
5
8. 20
11
0,
01
9
9. 41
4,
80
0
10. 42
4,
49
9
11. 61
25
,4
99
12. 40
14
,4
15
Directions Write these in the standard form and divide.
13. 14,472 91  14. 53,408 51  15. 72,420 65 
EXAMPLE EXAMPLE
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©American Guidance Service, Inc. Permission is granted to reproduce for classroom use only. Consumer Mathematics
Name Date Period
Workbook Activity
Chapter 2, Lesson 10
23
The Key to Using Per
Arsenio wanted to find the number of items to put into 4 even stacks.
He has 56 items. What will be the number of items per stack?
Step 1 Step 2
Write word problem. Replace words with numbers.
Stack
It
e
m
s
14
4
5
6
Arsenio will have 14 items per stack.
Directions Use the word per to solve these problems. Round answers
to the nearest whole number or to the nearest cent.
1. 36 feet of wire, 9 rolls Feet per roll _______________________
2. 60,000 watts, 15 hours Watts per hour _______________________
3. 46 miles, 2 gallons Miles per gallon _______________________
4. 46 miles, 2 gallons Gallons per mile _______________________
5. 320 people, 8 buses People per bus _______________________
6. 1,240 students, 46 classes Students per class _______________________
7. \$634.56 tips, 31 tables Tips per table _______________________
8. 816 apples, 12 bushels Apples per bushel _______________________
9. 1,897 cars, 6 lots Cars per lot _______________________
11. 857 students, 10 teachers Students per teacher _______________________
13. \$3.56, 26 ounces Cost per ounce _______________________
14. \$15.72, 3 pounds Cost per pound _______________________
15. 16,554 miles, 21 trips Miles per trip _______________________
16. \$21,580, 2,000 hours Salary per hour _______________________
17. 4,156 pieces, 40 hours Pieces per hour _______________________
18. 4,365 miles, 107 hours Miles per hour _______________________
19. 379 push-ups, 7 days Push-ups per day _______________________
20. 4,998 miles, 32 days Miles per day _______________________
E
XAMPLE
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©American Guidance Service, Inc. Permission is granted to reproduce for classroom use only. Consumer Mathematics
Name Date Period
Workbook Activity
Chapter 2, Lesson 11
24
Division of Decimals
18.4 8 0.768 1.6
Write this: Write this:
Directions Divide.
Steps to Remember
a) Move the decimal point in
the divisor to the right.
b) Move the decimal point in
the dividend the same
number of places.
c) Then place a decimal point
straight above it in the
quotient.
.48
1.6
0
.7
6
8
64

128
128

2.3
8
1
8
.4
16

24
24

Quotient
Dividend
Divisor
E
XAMPLE
1. 9
41
.4
2. 5
3.
65
3. 8
41
.6
4. 15
40
.5
5. 1.9
8.
74
6. 1.1
84
.7
7. .72
1.
22
4
8. 4.3
8.
21
3
19. .026
1.
35
2
10. .57
.9
23
4
11. .33
6.
27
12. .056
.6
32
8
13. .26
.1
09
46
14. .09
.1
10
7
15. .36
32
.7
6
16. .04
.8
44
Directions Write these in standard form and divide.
17. 0.06734 0.037 ____________________
18. 6.592 0.16 ________________________
19. 0.08357 0.61 _____________________
20. 0.4212 0.36 ______________________
21. 0.0405 0.015 _____________________
22. 0.04592 0.41 _____________________
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©American Guidance Service, Inc. Permission is granted to reproduce for classroom use only. Consumer Mathematics
Name Date Period
Workbook Activity
Chapter 2, Lesson 11
25
Rounding the Quotient
Round to the nearest tenth. Round to the nearest hundredth.
8 0.9 0.89 2.3
Write this: Write this:
Reminder: It may be necessary to write zeros in the dividend.
Directions Divide. Round to the place indicated.
EXAMPLE
Zeros may be inserted
one at a time until the
desired number of
places is reached for
rounding.
8.88 8.9
0.9
8
.0
0
0
72

80
72

80
72

8
.386 .39
2.3
0
.8
9
0
0
6 9

2 00
1 84

160
138

22
1. Tenth
.6
5
2. Hundredth
.06
7.
1
3. Hundredth
23
1
4. Thousandth
5.8
5.
9
5. Hundredth
1.9
2.
5
6. Tenth
.9
.8
7
7. Hundredth
1.3
.1
4
8. Hundredth
.62
5.
3
9. Thousandth
.03
2
10. Hundredth
6.3
.6
4
11. Hundredth
5.1
7.
2
12. One
.024
1.
04
13. Hundredth
7.1
6.
3
14. Tenth
9
10
15. Thousandth
6
2
16. Hundredth
12
1.
45
Directions Write these in the standard form and divide. Round the quotients
to the nearest hundredth.
17. 5.1 7.6 
18.
1.7 0.16 
19.
0.215 0.34 
20.
5 0.32 
E
XAMPLE
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©American Guidance Service, Inc. Permission is granted to reproduce for classroom use only. Consumer Mathematics
Name Date Period
Workbook Activity
Chapter 2, Lesson 12
26
Vernon could buy a 7-oz box of chocolates for \$2.50, or he could
buy an 11-oz box of chocolates for \$2.75. Which is the better buy?
Round answers down to the next lower cent.
\$2.50 7 \$.357 Since \$0.25 is less than \$0.35, the 11-oz
box of chocolates is the better buy.
\$2.75 11 \$.25
Directions Compute the unit prices and choose the better buy for each example below.
Round answers down to the next lower cent.
EXAMPLE
Unit Unit Better
Offer 1 Price Offer 2 Price Buy
1.
\$24.00 for 20 ft  \$12.00 for 8 ft  
2.
\$17.61 for 21 ft  \$11.41 for 10 ft  
3.
\$14.96 for 25 lb  \$21.11 for 24 lb  
4.
\$17.00 for 21 lb  \$15.78 for 16 lb  
5.
\$16.72 for 19 in  \$20.39 for 14 in  
6.
\$17.39 for 25 oz  \$17.56 for 22 oz  
7.
\$2.58 for 11 ft  \$2.33 for 13 ft  
8.
\$7.17 for 10 ft  \$7.58 for 14 ft  
9.
\$8.73 for 17 yd  \$11.03 for 8 yd  
10.
\$12.89 for 21 sq ft  \$15.37 for 11 sq ft  
11.
\$4.05 for 16 ft  \$4.14 for 19 ft  
12.
\$12.71 for 13 oz  \$11.19 for 13 oz  
13.
\$1.47 for 7 lb  \$0.96 for 5 lb  
14.
\$3.29 for 6 ft  \$4.33 for 6 ft  
15.
\$14.78 for 19 gal  \$17.65 for 18 gal  
16.
\$7.75 for 16 ft  \$4.93 for 18 ft  
17.
\$0.91 for 17 in  \$1.06 for 23 in  
18.
\$0.59 for 6 lb  \$0.35 for 3 lb  
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©American Guidance Service, Inc. Permission is granted to reproduce for classroom use only. Consumer Mathematics
Name Date Period
Workbook Activity
Chapter 2, Lesson 13
27
Tipping in a Restaurant
Aaron, Rebecca, Caleb, Madeline, Connor, and Sophia all have dinner at the
neighborhood restaurant. The bill comes to \$125, which they decide to split
6 ways. They also decide to give a 15% tip to the server. Find the amount
due from each diner.
Step 1 Calculate the tip and add it Step 2 Divide by the number of diners.
to the bill. Do this in one Round to the nearest 10 cents.
percent of the tip to 100%.
\$23.95 \$24.00
Notice 100% 15% 115% 6
\$
1
4
3
.7
5
\$125 115% 125 1.15 \$143.75
Each person will pay \$24.
Directions Find the amount due from each diner. Round to the nearest 10 cents, if necessary.
Amount of Number Percent Total Bill Each Person’s
the Bill of Diners for Tip Plus Tip Share
1.
\$124.00 4 15% ____________ ____________
2. \$148.00 5 20% ____________ ____________
3. \$80.00 3 15% ____________ ____________
4. \$56.00 2 15% ____________ ____________
5. \$259.75 6 20% ____________ ____________
6. \$163.82 4 15% ____________ ____________
7. \$374.60 8 18% ____________ ____________
8. \$44.81 2 15% ____________ ____________
9. \$94.71 3 15% ____________ ____________
10. \$203.86 5 20% ____________ ____________
11. \$66.90 3 15% ____________ ____________
12. \$317.04 7 20% ____________ ____________
13. \$478.45 10 18% ____________ ____________
14. \$207.14 6 15% ____________ ____________
15. \$571.08 10 18% ____________ ____________
EXAMPLE
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©American Guidance Service, Inc. Permission is granted to reproduce for classroom use only. Consumer Mathematics
Name Date Period
Workbook Activity
Chapter 3, Lesson 1
28
Jordan is going on his first winter camping trip. He needs to buy warm
camping clothes. In the newspaper, he finds an ad for a camping supply
sale. Jordan bought 2 pairs of wool socks for \$6.99 each, a waterproof
jacket for \$55.00, and 2 pairs of thermal underwear for \$12.50 each.
The state sales tax is 5.25%. What is his total cost?
Step 1 Multiply, then add to find the total cost. Step 2 Multiply the cost by the sales tax rate.
2 pairs wool socks @ \$6.99 \$13.98 Round to the next higher cent. (Note:
Jacket @ \$55.00 55.00 some states use rounding to nearest
2 pairs underwear @ \$12.50  25.00 cent, others raise to the next cent.)

\$93.98 \$93.98 Cost of clothes
.0525 Tax rate

\$4.93395 Sales Tax \$4.94 Sales tax
Step 3 Add the sales tax to the cost to find the
total amount Jordan will pay.
\$93.98 Cost of clothes
4.94 Sales Tax

\$98.92 Total Amount Jordan paid \$98.92 for his purchases.
Directions Find the cost of each set of purchases. Find the sales tax, rounding to
the next higher cent. Then add the sales tax to the cost to find the total
amount paid.
Cost of Tax Sales Total
Shopper Purchases Purchases Rate Tax Amount Paid
1.
Serena 2 bathing suits @ \$29.00 5%
flippers, \$18.79
2. Boris hiking boots, \$104.59 6%
4 pair socks @ \$12.99
3. Jane poncho, \$49.99 7%
boots @ \$29.99
4. Liu backpack, \$149
00
4%
2 kercheifs, @ \$5
00
5. Raven pocket pants, \$29.99 4%
5 pairs sweats, \$39.99
6. Bob ski gloves, \$24.97 5%
3 scarves @ \$5.85
7. Myan sun hat, \$7
99
3.5%
shorts, \$14.97
EXAMPLE
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©American Guidance Service, Inc. Permission is granted to reproduce for classroom use only. Consumer Mathematics
Name Date Period
Workbook Activity
Chapter 3, Lesson 2
29
Finding Amount Saved on Sale Prices
J J works hard and plays hard. He wants to be able to afford fun things so
he looks for bargains. He has found a skateboard that regularly sells for
\$125.00. It is on sale for 30% off. He decides to buy it. How much will
he save? What will he pay?
Step 1 Multiply to find the amount saved. Step 2 Subtract to find the Sale Price
\$125.00 Regular price
\$125 30% 37.50 Amount Saved

\$125 .30 \$37.50 \$87.50 Sale Price
J J saved \$37.50 on the sale price. He will pay \$87.50.
Directions Find the amount saved on the sale price.
Item Regular Price Discount Amount Saved Sale Price
1. Airline ticket \$399.00 12%
2. Music CD \$14.99 10%
3. Inline skates \$240.00 20%
4. Boom box \$79.50 15%
5. Best-selling book \$29.95 20%
6. Mountain bike \$749.50 5%
7. Hockey stick \$10.00 10%
8. Camcorder \$699.95 30%
9. Hair dryer \$35.00 10%
10. DVD player \$149.49 15%
11. Video game \$39.95 10%
12. Concert tickets \$42.00 5%
13. Cell phone \$159.00 20%
14. Movie ticket \$7.50 50%
15. Telephone card \$25.00 20%
16. Handheld pc \$249.00 15%
17. Digital camera \$399.00 10%
18. Karaoke machine \$99.99 30%
19. 53 HDTV monitor \$3,010.00 17%
20. DVD home theater system \$600.00 17%
EXAMPLE
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Renaming Decimals as Percents
Method: Move the decimal point two places to the right and write a percent
symbol.
Rename 0.45 as a percent. Rename 1.2 as a percent.
0.45 45% 1.2 120%
Rename 3 as a percent. Write a zero to
3 300%
make two places.
Directions Rename these decimals as percents.
©American Guidance Service, Inc. Permission is granted to reproduce for classroom use only. Consumer Mathematics
Name Date Period
Workbook Activity
Chapter 3, Lesson 3
30
EXAMPLE
EXAMPLE
EXAMPLE
1. 0.24
2. 0.05
3. 0.234
4. 0.016
5. 1.29
6. 2.33
7. 0.002
8. 14.5
9. 28.1
10. 5.2
11. 0.06
12. 4.05
13. 56.2
14. 0.9
15. 5.5
16. 3.44
17. 0.1
18. 0.91
19. 31.6
20. 0.0035
21. 0.001
22. 4
23. 71
24. 8.9
25. 3.7
26. 0.4
27. 6.01
28. 0.318
29. 4.051
30. 1.8
31. 74.9
32. 82
33. 8.0
34. 6.05
35. 0.6
36. 0.11
37. 0.003
38. 0.106
39. 1.29
40. 2
41. 0.0452
42. 0.444
43. 4.881
44. 0.0201
45. 0.0001
46. 3.3
47. 56
48. 1.011
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©American Guidance Service, Inc. Permission is granted to reproduce for classroom use only. Consumer Mathematics
Name Date Period
Workbook Activity
Chapter 3, Lesson 4
31
Computing the Sale Price
Claudia buys \$10 earrings with a 32% discount. How much does
she pay?
Think: 100% 32% 68%
\$ 010.00
000.68

80.00
600.00

\$6.80.00 Claudia pays \$6.80.
Directions Use the shortcut method to compute the sale price in just one written step.
Round to the next higher cent.
EXAMPLE
Regular Sale
Price Discount Price
1.
\$26.00 10% 
2.
\$17.43 12% 
3.
\$38.46 26% 
4.
\$36.32 11% 
5.
\$46.61 8% 
6.
\$30.17 38% 
7.
\$20.70 28% 
8.
\$35.66 31% 
9.
\$17.01 16% 
10.
\$362.01 31.2% 
11.
\$40.87 43% 
12.
\$26.60 31% 
13.
\$19.89 44% 
14.
\$42.20 39% 
15.
\$26.67 44% 
16.
\$6.98 2% 
17.
\$28.45 25% 
Regular Sale
Price Discount Price
18.
\$23.30 36% 
19.
\$46.90 24% 
20.
\$46.84 36% 
21.
\$5.13 8% 
22.
\$9.45 39% 
23.
\$34.60 21% 
24.
\$8.73 3% 
25.
\$411.84 37.1% 
26.
\$43.97 16% 
27.
\$39.03 18% 
28.
\$17.80 12% 
29.
\$32.70 17% 
30.
\$18.65 26% 
31.
\$32.99 17% 
32.
\$30.13 15% 
33.
\$47.02 45% 
34.
\$45.44 41% 
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©American Guidance Service, Inc. Permission is granted to reproduce for classroom use only. Consumer Mathematics
Name Date Period
Workbook Activity
Chapter 3, Lesson 5
32
Ron and Jane plan to travel to Europe in July. They are looking for T-shirts
that will keep them cool. Ron wants 1 of each style in the short-sleeve
T-shirt, 1 in blue and 1 in grey, size L. Jane wants 1 each of 3 colors,
size M, in the long-sleeve style. They order from this CoolGuy catalog.
CoolGuyT-shirts are great for traveling. Wash them and they dry instantly!
Men’s sizes S, M, L, XL, XXL. Women’s sizes XS, S, M, L, XL.
Men’s CoolGuy T-shirts in Grey, White, Blue,
Black or Mineral
Short-sleeve pocket #7264 \$26.50
Short-sleeve #2286 \$24.50
Long-sleeve #2285 \$29.50
EXAMPLE
Directions Complete the order forms for Ron and Jane.
Item # How Many Color Size Description Amount
Total of Merchandise
Shipping & Handling 5.95
Total Amount
1.
2.
3.
4.
5.
6.
7.
Item # How Many Color Size Description Amount
Total of Merchandise
Shipping & Handling 5.95
Total Amount
1.
2.
3.
4.
5.
6.
7.
Women’s CoolGuy T-shirts in Lapis, White,
or Cherry
Short-sleeve #5968 \$24.00
Long-sleeve #5969 \$30.00
Ron
Jane
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©American Guidance Service, Inc. Permission is granted to reproduce for classroom use only. Consumer Mathematics
Name Date Period
Workbook Activity
Chapter 3, Lesson 6
33
Renaming to the Simplest Form
16
Think: 1
7
9
7

2
Directions Rename each to the simplest form.
2
7
9
7
15
4
9
7
Think:
3
4
1
5
equals 3
12

3
3
4
16 16
16 16 3
16 19
3
4
15
4
3
4
15
4
15
4
15
4
EXAMPLE
1.
2. 16
3.
4.
5.
6.
7.
8.
9. 23
10.
11.
12.
13.
14.
15. 25
16.
17. 13
18.
19.
20.
21.
22.
23.
24. 33
25. 5
26. 1
27.
28.
29.
30. 2
31.
32.
33. 6
34. 7
35. 9
21
4
4
3
5
4
75
8
53
10
3
2
53
13
47
8
16
3
32
7
18
9
16
3
45
7
123
11
108
9
64
7
57
6
29
7
5
2
33
10
5
4
32
7
26
13
35
8
42
5
19
6
16
9
22
4
23
5
28
5
25
3
22
7
19
2
4
3
18
5
EXAMPLE
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©American Guidance Service, Inc. Permission is granted to reproduce for classroom use only. Consumer Mathematics
Name Date Period
Workbook Activity
Chapter 3, Lesson 7
34
Expressing Fractions in Higher Terms
Express as a fraction with a denominator of 24.
Step 1: Step 2: Step 3: Step 4:

Because 24 6 4, multiply 5 by 4. New fraction.
Directions Express each fraction in higher terms as indicated.
20
24
5
6
20
24
5 4
6 4
0
24
5 4
6 4
0
24
5
6
5
6
EXAMPLE
1.
2.
3.
4.
5.
6.
7.
8.
9.
10.
11.
12.
13.
14.
15.
16.
17.
18.
19.
20.
21.
22.
23.
24.
25.
26.
27.
28.
29.
30.
31.
32.
33.
34.
35.
36.
37.
38.
39.
40.
0
200
5
40
0
250
35
50
0
161
11
23
0
117
4
13
0
105
6
15
0
91
5
13
0
76
2
19
0
112
5
16
0
54
3
18
0
72
2
12
0
70
5
7
0
84
2
12
0
80
4
5
0
80
3
16
0
121
2
11
0
126
12
21
0
52
3
4
0
108
2
3
0
63
1
7
0
54
3
9
0
95
3
5
0
56
5
7
0
110
4
22
0
65
3
13
0
48
1
16
0
84
4
21
0
60
11
12
0
60
12
20
0
34
2
17
0
66
3
11
0
75
4
15
0
39
5
13
0
10
1
2
0
54
6
9
0
35
2
7
0
36
5
12
0
55
5
11
0
12
2
3
0
36
4
9
0
40
7
8
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©American Guidance Service, Inc. Permission is granted to reproduce for classroom use only. Consumer Mathematics
Name Date Period
Workbook Activity
Chapter 3, Lesson 8
35
12 4 13 3
Write this: 12 Write this: 13 13
04 03 3
16 16 16
1
2
7
14
4
5
3
14
3
14
3
5
4
14
2
7
1
5
3
14
2
7
3
5
1
5
EXAMPLE
If the denominators are the
numerators.
Find the least common
Simplify to the
lowest terms.
1. 13
02
2. 23
05
3. 18
09
4. 5
06
5. 3
02
6. 8
00
7. 09
05
8.
00
9.
00
10. 2
01
11. 35
04
12. 14
03
13. 33
00
14.
00
15.
00
16. 03
02
17. 05
02
18. 09
02
19. 08
05
20. 02
00
21. 08
02
22. 32
01
23. 02
05
24. 21
04
6
8
5
7
5
13
2
64
3
16
3
38
6
19
8
45
1
5
5
66
2
11
1
9
1
6
3
5
1
3
1
6
3
8
4
8
6
7
2
30
3
15
1
6
5
8
1
5
2
10
1
8
6
7
5
20
3
10
5
22
8
22
1
5
5
6
2
3
1
6
5
12
1
8
1
7
3
26
2
13
1
5
1
2
2
17
5
17
2
8
3
8
EXAMPLE
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©American Guidance Service, Inc. Permission is granted to reproduce for classroom use only. Consumer Mathematics
Name Date Period
Workbook Activity
Chapter 3, Lesson 8
36
EXAMPLE
If the denominators are the
same, then subtract the
numerators.
Find the least common denomi-
nator. Then subtract.
Simplify to the
lowest terms.
E
XAMPLE
1. 00
00
2. 14
02
3. 08
06
4. 07
02
5. 06
04
6. 25
02
7. 02
01
8. 10
01
9. 03
00
10. 12
03
11. 26
04
12. 02
01
13. 03
02
14. 08
02
15. 18
03
16. 07
02
17. 26
02
18. 09
04
19. 01
00
20. 14
05
21. 30
04
22. 15
02
23. 81
03
24. 12
03
2
25
6
10
2
22
2
11
3
7
1
2
4
39
3
13
1
8
1
5
3
7
27
28
2
9
5
12
1
6
7
8
3
18
8
9
1
15
2
5
2
18
5
12
3
16
5
8
6
66
7
11
2
6
3
8
4
5
2
8
7
12
1
32
3
16
1
7
2
3
3
8
5
7
1
5
19
20
6
10
4
5
1
6
2
3
1
15
11
15
4
7
6
7
Subtraction of Fractions
13 2 6 2
Write this: 13 Write this: 6 6
02 2 2
11 11 4 4
4
7
12
21
3
4
9
12
3
21
3
21
2
12
15
21
5
7
11
12
3
21
5
7
2
12
11
12
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©American Guidance Service, Inc. Permission is granted to reproduce for classroom use only. Consumer Mathematics
Name Date Period
Workbook Activity
Chapter 3, Lesson 8
37
Subtraction with Renaming
10 4 9 6
Write this: 10 9 Write this: 9 9 8
04 4 6 6 6
5 2 2
2
3
10
15
10
11
11
15
11
15
11
15
5
11
5
11
21
15
6
15
2
5
15
11
4
11
11
15
2
5
5
11
4
11
EXAMPLE
Remember 1 ,
so .
11
11
4
11
15
11
11
11
1. 12
03
2. 5
03
3. 16
05
4. 18
02
5. 33
00
6. 41
03
7. 36
04
8. 45
02
9. 4
02
10. 29
04
11. 11
03
12. 29
04
13. 25
02
14. 4
02
15. 3
02
16. 1
00
17. 27
02
18. 4
02
19. 18
02
20. 17
03
21. 8
02
22. 15
05
23. 3
02
24. 4
03
6
7
1
3
2
9
9
10
3
4
1
4
4
8
2
9
1
5
1
2
1
3
7
8
5
16
8
9
7
8
4
5
1
3
3
8
1
6
1
4
1
6
21
62
6
31
8
22
2
11
5
8
3
16
1
5
2
15
3
10
1
9
6
7
3
14
4
5
7
10
8
9
15
18
6
7
1
5
3
4
2
3
4
7
2
7
6
13
5
13
EXAMPLE
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©American Guidance Service, Inc. Permission is granted to reproduce for classroom use only. Consumer Mathematics
Name Date Period
Workbook Activity
Chapter 3, Lesson 9
38
Multiplication of Decimals
31.2 0.34 0.33 0.005
Write this: 3 1.2 Write this: .33
000.3 4 00.0 05
 
1 2 4 8 0.00 1 65
93 6

10.6 0 8
Directions Multiply.
Decimal place
Decimal places
Decimal places to be
marked off in the
product counting
from right to left.
1
02

3
Sometimes it becomes neces-
sary to insert zeros at the left.
EXAMPLE
1. 003.4
2.6
2. 0071.8
0.29
3. 003.02
0.12
4. 004.21
0 3.8
5. 00 10.8
1.71
6. 004.501
002.3
7. 0020.34
010.3
8. 00.234
.008
9. 001.03
.009
10. 00.0037
0.019
11. 00.00319
0.0084
12. 00.0028
0.072
Directions Write these in vertical form and multiply.
13. 2.034 4.5 
14.
4.9 0.009 
15.
0.004 0.24 
16.
49.5 3.4 
17.
3.405 0.003 
18.
0.00391 0.019 
19.
0.934 23.1 
20.
0.0201 0.039 
21.
0.0031 0.009 
22.
10.07 0.35 
23.
129 4.03 
24.
0.506 0.0001 
EXAMPLE
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©American Guidance Service, Inc. Permission is granted to reproduce for classroom use only. Consumer Mathematics
Name Date Period
Workbook Activity
Chapter 3, Lesson 10
39
Using a Charge Account
Ryan has bought supplies for her floral shop on her credit card. She owes
\$330.00. The minimum payment due is \$40.00. Ryan decides to pay
\$80.00. That is more than her minimum so that she can pay it off faster.
Ryan’s interest charge per month is 0.9% of the unpaid balance. How
much will she owe next month if she makes no new purchases?
Step 1 Subtract the payment Step 2 Find the interest on Step 3 Add the interest to
from the balance to the unpaid balance. the unpaid balance
find unpaid balance. to the new balance.
\$330 Balance \$250 \$250.00
80 Payment .009 2.25
  
\$250 New Balance \$2.25 \$252.25
Ryan now owes \$252.25 on her charge account.
Directions Find the interest and new balance on these charge accounts.
Unpaid Interest Rate New
Balance Payment Balance per Month Interest Balance
1. \$100.00 \$20 1.2%
2. \$1,020.00 \$100 1.5%
3. \$450.00 \$45 1.6%
4. \$825.00 \$85 0.9%
5. \$56.00 \$2.80 1.4%
6. \$143.00 \$7.15 1.5%
7. \$253.00 \$12.65 1.6%
8. \$167.00 \$8.35 2.0%
9. \$52.70 \$2.64 1.8%
10. \$152.89 \$7.64 1.5%
11. \$376.14 \$18.81 1.3%
12. \$985.09 \$49.25 1.5%
13. \$552.17 \$27.61 1.6%
14. \$682.34 \$34.12 1.8%
15. \$710.02 \$35.50 0.9%
EXAMPLE
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©American Guidance Service, Inc. Permission is granted to reproduce for classroom use only. Consumer Mathematics
Name Date Period
Workbook Activity
Chapter 3, Lesson 11
40
Using a Layaway Plan
Mikkel and his brother Jay bought a house together. They want to invest in an
energy saving refrigerator that costs \$899.99. They decide to use a five-month
layaway. They made a 15% deposit. How much do they owe each month?
Step 1 Find the deposit. It is customary to round the amount to the nearest cent.
\$900
.15

\$135
Step 2 Find the remaining amount to be paid.
\$900
135

\$765
Step 3 Find the amount of each layaway payment.
\$153
5
\$
7
6
5
Mikkel and Jay will make a \$135 deposit and pay 5 layaway payments of \$153.
Then they will take their refrigerator home.
Directions Find the deposit and monthly payment for each layaway plan.
Percent Deposit Remainder Number of Payment
Item Price Deposit Amount Due Payments Amount
1. Air Filter \$249.99 20% 5
2. Water Heater \$269.99 33% 10
3. Sewing Machine \$175.00 30% 5
4. Down Comforter \$159.00 10% 6
5. Clothes Dryer \$499.99 15% 10
6. Winter Coat \$174.99 15% 5
7. Set of Luggage \$249.99 10% 5
8. Cooking Pan Set \$179.99 12% 10
9. Mountain Bike \$359.99 25% 5
10. DVD Player \$229.99 50% 5
EXAMPLE
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©American Guidance Service, Inc. Permission is granted to reproduce for classroom use only. Consumer Mathematics
Name Date Period
Workbook Activity
Chapter 4, Lesson 1
41
Renting a Home
Renter’s Rule You should spend no more than one week’s income for
a month’s rent. Xavier earns \$2,080 per month. What is the maximum
amount that he should pay for rent?
There are about 4.3 weeks in each month. To estimate Xavier ‘s weekly
income, divide his monthly income by 4.3
\$483.72
4.3
\$
2
,0
8
0
.0
0
Xavier can afford to spend about \$484 dollars per month for rent.
Directions Use the renters rule to find the maximum amount that should be spent
for rent with each of these incomes. Remember that 1 year equals 12
months or 52 weeks. Round answers to the nearest dollar.
Renter Income Maximum Amount for Rent
1.
Makayla \$8,146 per month __________________________
2. Jared \$1,256 every two weeks __________________________
3. Brooke \$18,450 annually __________________________
4. Marissa \$3,549 monthly __________________________
5. Ian \$2,894 biweekly __________________________
6. Marcus \$6,268 per month __________________________
7. Devin \$44,000 annually __________________________
8. Eduardo \$2,025 every two weeks __________________________
9. Vanessa \$1,563 monthly __________________________
10. Miguel \$28,800 annually __________________________
11. Wyatt \$3,095 monthly __________________________
12. Isabelle \$42,970 annually __________________________
13. Lucas \$940 every two weeks __________________________
14. Alexandria \$3,564 monthly __________________________
15. Shelby \$40,600 annually __________________________
16. Trinity \$2,335 every two weeks __________________________
17. Kimberly \$4,040 monthly __________________________
18. Blake \$800 twice a month __________________________
19. Antonio \$955 twice a month __________________________
20. Fernando \$32,684 annually __________________________
EXAMPLE
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©American Guidance Service, Inc. Permission is granted to reproduce for classroom use only. Consumer Mathematics
Name Date Period
Workbook Activity
Chapter 4, Lesson 2
42
Banker’s Rule You may borrow up to 2.5 times your annual income.
Arianna is buying a home. Her weekly income is \$900. What is the
maximum amount that she may borrow?
Step 1: Find annual income Step 2: Apply the Banker’s Rule
\$900 weekly income \$46,800
52 weeks in a year 2.5
 
\$46,800 annual income \$117,000
Arianna may borrow up to \$117,000.
Directions Use the Banker’s Rule to find the maximum amount that may be
borrowed with each of these incomes. Remember that 1 year equals
12 months or 52 weeks. Round answers to the nearest dollar.
Annual Maximum Able
Renter Income Income to Borrow
1.
Makayla \$8,146 per month __________________ ____________________
2. Jared \$1,256 every two weeks __________________ ____________________
3. Brooke \$18,450 annually __________________ ____________________
4. Marissa \$3,549 monthly __________________ ____________________
5. Ian \$2,894 biweekly __________________ ____________________
6. Marcus \$6,268 per month __________________ ____________________
7. Devin \$44,000 annually __________________ ____________________
8. Eduardo \$2,025 every two weeks __________________ ____________________
9. Vanessa \$1,563 monthly __________________ ____________________
10. Miguel \$28,800 annually __________________ ____________________
11. Wyatt \$3,095 monthly __________________ ____________________
12. Isabelle \$42,970 annually __________________ ____________________
13. Lucas \$940 every two weeks __________________ ____________________
14. Alexandria \$3,564 monthly __________________ ____________________
15. Shelby \$40,600 annually __________________ ____________________
16. Trinity \$2,335 every two weeks __________________ ____________________
17. Kimberly \$4,040 monthly __________________ ____________________
18. Blake \$800 twice a month __________________ ____________________
19. Antonio \$955 twice a month __________________ ____________________
20. Fernando \$32,684 annually __________________ ____________________
EXAMPLE
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Name Date Period
Workbook Activity
Chapter 4, Lesson 3
43
Computing the Down Payment
Jesus Morales decided to purchase a townhouse. The price is \$83,500.
What is his 18% down payment? How much is left to mortgage?
Step 1 Find the down payment Step 2 Find amount to mortgage
\$83,500 \$83,500
.18 15,030
 
\$15,030.00 \$68,470
Jesus will make a \$15,030 down payment and mortgage the rest, \$68,470.
Directions Find the amount of the down payment and the amount of the
mortgage for each townhouse.
Cost of Rate of
House Down Payment Down Payment Mortgage
1. \$53,000 10% ____________________ ____________________
2. \$65,000 15% ____________________ ____________________
3. \$67,500 20% ____________________ ____________________
4. \$69,900 30% ____________________ ____________________
5. \$74,500 10% ____________________ ____________________
6. \$86,000 5% ____________________ ____________________
7. \$99,900 20% ____________________ ____________________
8. \$101,000 18% ____________________ ____________________
9. \$105,995 22% ____________________ ____________________
10. \$109,900 19% ____________________ ____________________
11. \$115,000 10% ____________________ ____________________
12. \$116,900 20% ____________________ ____________________
13. \$118,000 30% ____________________ ____________________
14. \$119,000 25% ____________________ ____________________
15. \$120,000 14% ____________________ ____________________
16. \$123,500 17% ____________________ ____________________
17. \$125,999 21% ____________________ ____________________
18. \$159,000 14% ____________________ ____________________
19. \$179,900 30% ____________________ ____________________
20. \$180,000 75% ____________________ ____________________
EXAMPLE
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©American Guidance Service, Inc. Permission is granted to reproduce for classroom use only. Consumer Mathematics
Name Date Period
Workbook Activity
Chapter 4, Lesson 4
44
Paying Mortgages
James obtained an \$84,000, 30-year balloon mortgage at 10.5%
for 5 years. How much does James still owe after 5 years?
Mortgage Rate Term in Years
\$84,000 10.5% 30
Step 1: Look in the table. Find the percentage at 10.5% for
30 years. The percentage is 96.9%.
Step 2: Multiply \$84,000 by 96.9%
\$00084,000
00000.969
756.000
5,040.000
75,600.000
\$81,396.000
The principal remaining at the end of his 5-year balloon
mortgage is \$81,396.
Directions Compute the principal remaining at the end of each 5-year balloon mortgage.
E
XAMPLE
Percentage of Mortgage
Principal Left After 5 Years
Term
Rate 20 Yrs. 30 Yrs.
10% 89.8% 96.6%
10.5% 90.3% 96.9%
11% 90.8% 97.2%
11.5% 91.3% 97.4%
12% 91.7% 97.7%
12.5% 92.2% 97.9%
13% 92.6% 98.1%
13.5% 93.1% 98.3%
14% 93.4% 98.4%
14.5% 93.7% 98.6%
15% 94.1% 98.7%
15.5% 94.4% 98.8%
16% 94.7% 99%
Term in Remaining
Mortgage Rate Years Principal
1.
\$79,000 14.5% 30 
2.
\$89,000 11.5% 30 
3.
\$42,000 10% 30 
4.
\$64,000 14% 30 
5.
\$67,000 12.5% 20 
6.
\$68,000 14% 30 
7.
\$42,000 15% 30 
8.
\$55,000 14% 30 
9.
\$104,000 12.5% 20 
10.
\$781,000 16% 30 
11.
\$98,000 13.5% 20 
12.
\$104,000 10.5% 30 
13.
\$73,000 15% 30 
Term in Remaining
Mortgage Rate Years Principal
14.
\$106,000 12% 30 
15.
\$69,000 13% 20 
16.
\$59,000 12% 30 
17.
\$84,000 15.5% 30 
18.
\$1,056,000 11% 20 
19.
\$48,000 15.5% 30 
20.
\$66,000 14% 20 
21.
\$67,000 14.5% 30 
22.
\$85,000 11.5% 30 
23.
\$67,000 10.5% 20 
24.
\$86,000 10.5% 30 
25.
\$78,000 12% 20 
26.
\$104,000 15.5% 30 
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©American Guidance Service, Inc. Permission is granted to reproduce for classroom use only. Consumer Mathematics
Name Date Period
Workbook Activity
Chapter 4, Lesson 5
45
Fixed-Rate Mortgage Payments
Mortgage Rate Term in Years
\$65,000 12.75% 25
Step 1: Look at the table. The payment at
12.75% for 25 years is \$11.10.
Step 2: \$0011.10
000065

\$0721.50
Step 3: 12
000025

300
Step 4: \$0721.50
000300

\$216,450
Directions Compute the total payment for each of these mortgage loans.
Monthly Payment to Amortize (Repay)
a Loan of \$1,000
Term
Rate 20 Years 25 Years 30 Years
12.50% \$11.37 \$10.91 \$10.68
12.75% 11.54 11.10 10.87
13.00% 11.72 11.28 11.07
13.25% 11.90 11.47 11.26
13.50% 12.08 11.66 11.46
13.75% 12.26 11.85 11.66
14.00% 12.44 12.04 11.85
14.25% 12.62 12.23 12.05
14.50% 12.80 12.43 12.25
14.75% 12.99 12.62 12.45
EXAMPLE
Term in Total
Mortgage Rate Years Payment
1.
\$55,000 13.75% 30 
2.
\$55,000 14% 30 
3.
\$34,000 13.5% 30 
4.
\$34,000 13.75% 30 
5.
\$50,000 14.5% 25 
6.
\$50,000 14.75% 25 
7.
\$102,000 14.25% 25 
8.
\$102,000 14.5% 25 
9.
\$726,000 14.5% 25 
10.
\$726,000 14.75% 25 
11.
\$108,000 13.5% 30 
12.
\$108,000 13.75% 30 
13.
\$57,000 12.75% 30 
Term in Total
Mortgage Rate Years Payment
14.
\$46,000 13.5% 25 
15. \$46,000 13.5% 20 
16.
\$36,000 14.25% 25 
17.
\$36,000 14.25% 30 
18.
\$65,000 13.25% 25 
19.
\$65,000 13.25% 30 
20.
\$105,000 13.75% 25 
21.
\$105,000 13.75% 20 
22.
\$1,100,000 13.25% 25 
23.
\$1,100,000 13.25% 30 
24.
\$42,000 12.75% 25 
25.
\$42,000 12.75% 30 
26.
\$55,000 13.75% 25 
Payment for \$1,000
(Loan is \$65,000)
Payment for \$65,000
Months in 1 year
Years
Months in 25 years
Payment for 1 month
Months
Total payment
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©American Guidance Service, Inc. Permission is granted to reproduce for classroom use only. Consumer Mathematics
Name Date Period
Workbook Activity
Chapter 4, Lesson 6
46
ABCD
681 1
Begin with dial A. Read the number that the pointer has just passed.
Then read dial B. If the pointer is between numbers take the lower number.
Even though the number appears to be exactly on a number, read the next
lower number–unless the pointer to its right has passed zero. Dials C and D
are read in the same way as dial B.
Directions Record the readings on these sample utility meters.
1.
2.
3.
4.
5.
EXAMPLE
0
1
2
3
4
5
6
7
8
9
0
9
8
7
6
5
4
3
2
1
0
1
2
3
4
5
6
7
8
9
0
9
8
7
6
5
4
3
2
1
0
1
2
3
4
5
6
7
8
9
0
9
8
7
6
5
4
3
2
1
0
1
2
3
4
5
6
7
8
9
0
9
8
7
6
5
4
3
2
1
0
1
2
3
4
5
6
7
8
9
0
9
8
7
6
5
4
3
2
1
0
1
2
3
4
5
6
7
8
9
0
9
8
7
6
5
4
3
2
1
0
1
2
3
4
5
6
7
8
9
0
9
8
7
6
5
4
3
2
1
0
1
2
3
4
5
6
7
8
9
0
9
8
7
6
5
4
3
2
1
0
1
2
3
4
5
6
7
8
9
0
9
8
7
6
5
4
3
2
1
0
1
2
3
4
5
6
7
8
9
0
9
8
7
6
5
4
3
2
1
0
1
2
3
4
5
6
7
8
9
0
9
8
7
6
5
4
3
2
1
0
1
2
3
4
5
6
7
8
9
0
9
8
7
6
5
4
3
2
1
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©American Guidance Service, Inc. Permission is granted to reproduce for classroom use only. Consumer Mathematics
Name Date Period
Workbook Activity
Chapter 4, Lesson 7
47
Subtraction of Whole Numbers
30,045 4,857
Write this: 30,045 Minuend
04,857 Subtrahend

25,188 Difference or Remainder
Directions Subtract.
EXAMPLE
1. 372 45 
2.
754 586 
3.
3,841 548 
4.
9,004 486 
5.
3,945 459 
6.
5,108 4,960 
7.
4,056 3,506 
8.
50,400 38,404 
9.
30,451 5,968 
10.
84,452 9,574 
11.
95,068 49,052 
12.
89,502 9,495 
13.
490,683 39,475 
14.
10,237 9,340 
15.
102,873 30,475 
16.
340,900 12,009 
17.
340,581 93,364 
18.
200,319 92,338 
19.
300,471 49,284 
20.
100,000 20,594 
21.
101,039 39,900 
22.
944,032 94,475 
23.
200,341 90,943 
24.
837,529 84,750 
25.
838,470 84,757 
26.
580,334 84,758 
27.
405,562 393,400 
28.
344,163 12,419 
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©American Guidance Service, Inc. Permission is granted to reproduce for classroom use only. Consumer Mathematics
Name Date Period
Workbook Activity
Chapter 4, Lesson 8
48
Telephone Bills
Telephone bills are a total of charges for various services plus taxes.
Find the total monthly bill for the following charges: flat rate: \$19.68;
caller ID: \$8.73; long distance \$3.78; and taxes: \$0.87.
\$19.68
8.73
3.78
.87

\$33.06
The total monthly telephone bill is \$33.06.
Directions Find the total telephone bill for the services listed below.
Flat Optional Long
Rate Services Distance Taxes Monthly Bill
1. \$14.78 \$14.88 \$1.43 \$0.67 _____________
2. \$18.34 \$3.77 \$6.09 \$1.44 _____________
3. \$24.77 \$7.39 \$11.53 \$3.27 _____________
4. \$19.34 \$6.13 \$27.84 \$7.33 _____________
5. \$14.55 \$5.99 \$88.92 \$1.63 _____________
6. \$18.90 \$5.08 \$127.55 \$2.79 _____________
7. \$22.02 \$4.07 none \$3.34 _____________
8. \$24.11 \$11.52 \$37.67 \$5.19 _____________
9. \$13.05 \$38.41 \$44.80 \$4.78 _____________
10. \$18.79 \$9.62 \$2.36 \$0.98 _____________
11. \$33.71 \$11.74 \$4.87 \$3.65 _____________
12. \$19.33 \$21.94 \$9.78 \$2.87 _____________
13. \$13.38 \$12.87 \$41.64 \$3.21 _____________
14. \$9.22 \$33.62 \$209.76 \$10.56 _____________
15. \$7.29 \$5.81 \$123.65 \$5.76 _____________
16. \$9.12 none \$77.99 \$4.32 _____________
17. \$18.73 \$4.50 \$12.09 \$0.78 _____________
18. \$14.88 \$8.37 \$2.78 \$0.56 _____________
19. \$28.69 \$9.99 \$32.64 \$1.32 _____________
20. \$33.68 \$10.68 \$1.11 \$1.45 _____________
EXAMPLE
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©American Guidance Service, Inc. Permission is granted to reproduce for classroom use only. Consumer Mathematics
Name Date Period
Workbook Activity
Chapter 4, Lesson 9
49
Policy Year in Term of Amount of
Which Death Occurs Mortgage Mortgage Benefit Paid
1.
15 20 \$50,000 _____________________
2. 5 25 \$45,000 _____________________
3. 5 20 \$85,000 _____________________
4. 25 30 \$132,600 _____________________
5. 5 10 \$10,500 _____________________
6. 15 25 \$101,900 _____________________
7. 1 20 \$32,700 _____________________
8. 10 25 \$87,900 _____________________
9. 30 30 \$145,800 _____________________
10. 5 15 \$52,900 _____________________
11. 20 25 \$98,900 _____________________
12. 15 30 \$123,500 _____________________
EXAMPLE
Mortgage Insurance
Franklin had a \$75,900 mortgage for a term of 30 years. He died in the
25th year. Use the chart below to find the benefit of his mortgage insurance.
Percent of Mortgage Covered
Policy Year 30 25 20 15 10
in which Year Year Year Year Year
Death Occurs Term Term Term Term Term
1 100% 100% 100% 100% 100%
5 94% 92% 88% 80% 66%
10 84% 77% 67% 49% 12%
15 71% 59% 41% 9%
20 55% 36% 8%
25 34% 7%
30 7%
Step 1 Read Chart Step 2 Multiply the mortgage by 34%
For a 30 year term mortgage, \$75,900
the benefit in the 25th year is 34% .34

\$25,806
The insurance company paid a benefit of \$25,806.
Directions Find the amount paid by the insurance company in each of these situations.
Then click OK or Print. If you do not specify the page or pages, all pages will print.
©American Guidance Service, Inc. Permission is granted to reproduce for classroom use only. Consumer Mathematics
Name Date Period
Workbook Activity
Chapter 4, Lesson 10
50
Solving for the Percentage
rate base percentage
23% of 35 is what number? Step 1: Write the rate as a decimal.
0.23 35 N Step 2: Multiply the rate times the base.
8.05 N
2% of 5.8 is what number?
0.02 5.8 N
0.116 N
Directions Solve for the percentage.
EXAMPLE
1. 4% of 37 is what number? 
2.
34% of 5.7 is what number? 
3.
5% of 6 is what number? 
4.
7.4% of 200 is what number? 
5.
25% of 0.57 is what number? 
6.
5.6% of 283 is what number? 
7.
55% of 104 is what number? 
8.
48% of 2003 is what number? 
9.
90% of 203 is what number? 
10.
0.38% of 74 is what number? 
11.
50% of 300 is what number? 
12.
6.01% of 0.01 is what number? 
13.
110% of 90 is what number? 
14.
85% of 3000 is what number? 
15.
40% of 0.92 is what number? 
16.
57.5% of 70.5 is what number? 
17.
75% of 10 is what number? 
18.
60% of 9 is what number? 
19.
7.2% of 44 is what number? 
20.
5% of 6.9 is what number? 
21.
41% of 54.18 is what number? 
22.
36% of 0.102 is what number? 
23.
70% of 384 is what number? 
24.
6.3% of 7.02 is what number? 
25.
0.9% of 7 is what number? 
26.
38% of 4.7 is what number? 
27.
0.5% of 100 is what number? 
28.
8% of 16 is what number? 
EXAMPLE
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©American Guidance Service, Inc. Permission is granted to reproduce for classroom use only. Consumer Mathematics
Name Date Period
Workbook Activity
Chapter 5, Lesson 1
51
234 349 1,603  Write this: 234
349
1,603

2,186
Sum
EXAMPLE
1. 23 48 506 
2.
5 94 80 3 
3.
5 74 102 49 
4.
203 448 509 
5.
429 747 67 
6.
690 38 441 8 
7.
3,594 37 380 
8.
405 393 4,488 
9.
48,204 74,503 302 
10.
7,834 6,539 92,389 
11.
283 7,485 3,774 
12.
560 374 6,005 
13.
4,759 5,768 30,481 
14.
49,036 87,630 390,476 
15.
30,457 58,604 80,512 
16.
38,405 50,067 40,584 
17.
203,753 859,302 702,641 
18.
5,037,583 7,458,324 37,495,621

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Name Date Period
Workbook Activity
Chapter 5, Lesson 2
52
on the line.
1. Derek buys a \$2,230 car with a \$580 trade-in. How much extra money
does he pay? _________________
2. Lisa agrees to pay \$157.28 per month for her car. How much will she
pay in nine months? _________________
3. Martis car has a sale price of \$6,630. How much money does she pay
after a \$1,090 rebate? _________________
4. Tashias car is guaranteed for 30 days or 4,000 miles (whichever comes
first). She bought the car on April 10 with 48,397 miles on it. On May 8,
the odometer reads 52,405. Is the guarantee still in effect? _________________
how much money will you save? _________________
6. Calvins car is guaranteed for 30 days or 4,500 miles (whichever comes
first). He bought the car on July 7 with 38,472 miles. On August 7, the
odometer reads 42,950. Is the guarantee still in effect? _________________
7. The car Andres wants to buy has a list price of \$7,614.11. The dealer
will sell it at 5% off. How much must he pay? _________________
transportation \$54.50, undercoat \$148.80, 60-day guarantee \$95.00,
tape deck \$238.73. What is the final cost? _________________
9. When Viviana purchases her car, she agrees to pay \$126.00 down and
\$108.83 per month for one year. How much will she pay for the car? _________________
10. Tam paid the dealer \$1,410.00 cash for his car. He also paid \$40.00 for
license plates, \$154.30 for insurance, and 6% sales tax. How much did
Tam pay for all these charges? _________________
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Name Date Period
Workbook Activity
Chapter 5, Lesson 3
53
Financing a Car
Antigone purchased a car for \$26,500.00 and financed the payments. After paying
a \$6,500.00 down payment, she financed the rest for 72 months at \$456.49 per
month. What was the deferred price of Antigone’s car and the total interest she paid?
Step 1 Multiply to find total monthly payments Step 2 Add to find deferred price
\$456.49 Monthly Payment \$32,867.28 Total Monthly Payments
72 Months 6,500.00 Down Payment
 
\$32,867.28 Total Monthly Payments \$39,367.28 Deferred Price
Step 3 Subtract to find Interest Paid
\$39,367.28 Deferred Price
26,500.00 Cash Price

\$12,867.28 Interest Paid
The deferred price of Antigone’s car is \$39,367.28 and the total interest paid is \$12,867.28.
Directions Find the total monthly payment, the deferred price and the interest paid.
Cash Down Monthly Months Total Monthly Deferred Interest
Price Payment Payment to Pay Payments Price Paid
1.
\$26,000 \$6,000 \$456.49 72 ____________ ____________ ____________
2. \$14,000 \$4,000 \$252.13 60 ____________ ____________ ____________
3. \$9,250 \$1,250 \$215.67 48 ____________ ____________ ____________
4. \$33,500 \$3,500 \$613.35 72 ____________ ____________ ____________
5. \$17,999 \$2,999 \$345.04 60 ____________ ____________ ____________
6. \$23,700 \$3,700 \$432.05 72 ____________ ____________ ____________
7. \$22,899 \$2,899 \$366.21 72 ____________ ____________ ____________
8. \$15,500 \$5,500 \$219.70 60 ____________ ____________ ____________
9. \$21,769 \$3,169 \$390.29 60 ____________ ____________ ____________
10. \$44,600 \$4,600 \$912.98 72 ____________ ____________ ____________
11. \$25,800 \$5,800 \$481.66 60 ____________ ____________ ____________
12. \$17,895 \$2,895 \$378.20 60 ____________ ____________ ____________
13. \$31,700 \$3,700 \$621.75 72 ____________ ____________ ____________
14. \$29,999 \$2,999 \$567.43 72 ____________ ____________ ____________
15. \$15,630 \$10,000 \$163.34 48 ____________ ____________ ____________
16. \$22,999 \$3,999 \$457.58 60 ____________ ____________ ____________
EXAMPLE
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Name Date Period
Workbook Activity
Chapter 5, Lesson 4
54
Automobile Liability Insurance
Jerod had \$100,000/\$150,000 liability coverage. He injured three
people in an accident: \$30,000; \$50,000; and \$110,000. Find the
insurance payment. Find Jerod’s payment.
Coverage: Insurance Company’s Driver’s
\$100,000/\$150,000 Payment Payment
Person 1: \$ 030,000 Person 3: \$ 10,000*
Amounts Due Victims: Person 2: 50,000 30,000*

\$30,000; \$50,000; Person 3: 100,000 \$ 40,000*

\$110,000 Total: \$ 180,000
150,000

\$0 30,000
*Remember, the insurance company only pays up to the policy
limit. In this case, Jerod would have to pay the \$10,000 that goes
over the limit for injury to any one person (\$110,000 – \$100,000
limit), as well as the \$30,000 that goes over the policy limit.
Directions For each case below, compute the insurance companys payment
and the drivers payment, if any.
Insurance
Company’s Driver’s
Coverage Amounts Due Victims Payment Payment
1.
\$50,000/\$150,000 \$20,000; \$12,500; \$12,500; \$60,000  
2.
\$100,000/\$150,000 \$110,000; \$60,000; \$103,000  
3.
\$75,000/\$125,000 \$79,000; \$52,500  
4.
\$150,000/\$300,000 \$120,000; \$155,000  
5.
\$75,000/\$125,000 \$75,000; \$81,000; \$3,500; \$105,000  
6.
\$125,000/\$225,000 \$112,500  
7.
\$150,000/\$250,000 \$4,500; \$165,000; \$90,000  
8.
\$100,000/\$150,000 \$130,000; \$109,000; \$5,000  
9.
\$150,000/\$200,000 \$160,000  
10.
\$150,000/\$225,000 \$180,000; \$6,000; \$180,000  
11.
\$50,000/\$200,000 \$7,000; \$60,000; \$7,000  
12.
\$75,000/\$125,000 \$82,500; \$52,500; \$97,500  
13.
\$100,000/\$225,000 \$116,000; \$50,000  
EXAMPLE
Policy limit*
Policy limit*
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Name Date Period
Workbook Activity
Chapter 5, Lesson 5
55
Step 1 Place the decimal point and a comma in the number. 28,144.3
Step 2 Write the number in words.
The reading is twenty-eight thousand one hundred forty-four and three tenths miles.
Directions Write the odometer reading in words.
1. ___________________________________________________________
___________________________________________________________
2. ___________________________________________________________
___________________________________________________________
3. ___________________________________________________________
___________________________________________________________
4. ___________________________________________________________
___________________________________________________________
5. ___________________________________________________________
___________________________________________________________
Directions Round to the nearest thousand miles. Write the number in words.
6. ___________________________________________________________
___________________________________________________________
7. ___________________________________________________________
___________________________________________________________
8. ___________________________________________________________
___________________________________________________________
9. ___________________________________________________________
___________________________________________________________
10. ___________________________________________________________
___________________________________________________________
EXAMPLE
0246791
1368123
0130659
1773017
0901572
0571928
0887680
1342874
0026506
1294431
0281443
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Name Date Period
Workbook Activity
Chapter 5, Lesson 6
56
Average Miles Driven per Year
Dakota’s odometer reads 14,579.2 miles. His car is 3 years old.
Find the average number of miles he drove per year. Round to
the nearest hundred miles.
Step 1 Divide to the 10 miles place. Step 2 Round off to the 100 miles place.
4,859. 4,900 miles
3
1
4
,5
7
9
.2
12

2 5
2 4

17
15
Dakota drove an average of 4,900 miles per year.
Directions Find the average number of miles driven per year for each car.
Odometer Reading Age of Car in Years Average Number of Miles
1.
2 __________________________
2. 4 __________________________
3. 9 __________________________
4. 2 __________________________
5. 9 __________________________
6. 5 __________________________
7. 3 __________________________
8. 6 __________________________
9. 4 __________________________
10. 12 __________________________
11. 10 __________________________
12. 8 __________________________
13. 8 __________________________
14. 3 __________________________
15. 5 __________________________
16. 1 __________________________
EXAMPLE
0145792
0027580
0085737
0875623
0267303
1325738
0095315
0462047
0934562
0345731
1234580
1003526
0535117
0987624
0196270
0462871
0007260
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Name Date Period
Workbook Activity
Chapter 5, Lesson 7
57
Number of Miles Traveled
Samuel’s odometer reads 456187.5 at the beginning of a trip. At the
end, it reads 459733.2. How far did Samuel travel to the nearest mile?
To find the distance, subtract the beginning reading from the ending reading.
459,733.2
456,187.5

3,545.7
Samuel traveled 3,546 miles.
Directions Find the number of miles traveled. Round to the nearest mile.
Beginning End Miles Traveled
1.
004561.9 004783.9 _____________________________
2. 194766.2 195351.6 _____________________________
3. 022945.5 023010.3 _____________________________
4. 010304.0 010728.2 _____________________________
5. 115678.5 116283.4 _____________________________
6. 109357.7 109499.6 _____________________________
7. 034811.9 035168.8 _____________________________
8. 044122.6 046587.3 _____________________________
9. 000347.2 001173.8 _____________________________
10. 045821.5 045911.6 _____________________________
11. 100682.6 101773.2 _____________________________
12. 029613.7 030010.5 _____________________________
13. 075329.4 075987.7 _____________________________
14. 004729.6 013844.4 _____________________________
15. 039559.8 040688.0 _____________________________
16. 107603.4 108933.2 _____________________________
17. 110110.0 120095.7 _____________________________
18. 003526.5 003822.8 _____________________________
19. 035583.2 039533.5 _____________________________
20. 118395.3 120554.7 _____________________________
EXAMPLE
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Name Date Period
Workbook Activity
Chapter 5, Lesson 8
58
Division of Whole Numbers Without Remainders
1,404 6 3,120 12 11,707 23
Write this: Write this: Write this:
Directions Divide.
1. 9
2,
43
9
5. 8
4,
98
4
9. 29
17
,8
35
2. 7
3,
16
4
6. 13
6,
79
9
10. 23
16
,3
30
3. 8
1,
64
8
7. 13
3,
96
5
11. 31
17
,4
84
4. 7
2,
73
7
8. 17
1,
80
2
12. 28
61
,8
80
234
6
1
,4
0
4
1,2

20
18

24
24

260
12
3
,1
2
0
2,4

72
72

509
23
1
1
,7
0
7
11,5

207
207

Quotient
Dividend
Divisor
EXAMPLE EXAMPLE EXAMPLE
Directions Write these in the standard form and divide.
13. 4,173 39 14. 8,316 18 15. 5,136 48
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Name Date Period
Workbook Activity
Chapter 5, Lesson 9
59
Multiplication of Whole Numbers
273 49 Write this: 273
00,049

2,457
10,920

13,377
Directions Multiply.
1. 239
008
2. 203
012
3. 485
031
4. 349
011
5. 803
072
6. 402
0084
7. 847
0094
8. 475
0047
9. 485
0051
10. 3,102
0018
11. 4,852
0027
12. 9,050
0091
13. 2,961
0102
14. 5,706
0313
15. 4,066
0116
EXAMPLE
Factors
Partial Products
Product
Directions Write these in the vertical form and multiply.
16. 3,041 325 17. 4,712 482 18. 3,012 384
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Name Date Period
Workbook Activity
Chapter 5, Lesson 10
60
Computing the Fuel Needed
Twanda is planning a 320 mile trip. Her car’s EPA rating is 41 mpg on the highway. How many
gallons of gas will she require for this trip? Round to the nearest gallon.
7.8 ~ 8 gallons needed for the trip
41
3
2
0
.0
Miles
Twanda will need about 8 gallons of gas for this trip.
Directions Find the amount of fuel needed for each trip. Round your answer to the nearest gallon.
Distance Mileage Rating Amount of Fuel
1. 253 miles 22 mpg _________________________
2. 119 miles 25 mpg _________________________
3. 610 miles 18 mpg _________________________
4. 784 miles 32 mpg _________________________
5. 223 miles 18 mpg _________________________
6. 483 miles 25 mpg _________________________
7. 2,194 miles 35 mpg _________________________
8. 244 miles 33 mpg _________________________
9. 632 miles 29 mpg _________________________
10. 2,048 miles 38 mpg _________________________
11. 653 miles 28 mpg _________________________
12. 2,639 miles 26 mpg _________________________
13. 877 miles 39 mpg _________________________
14. 902 miles 44 mpg _________________________
15. 1,763 miles 42 mpg _________________________
16. 3,779 miles 31 mpg _________________________
17. 3,992 miles 25 mpg _________________________
18. 14,329 miles 41 mpg _________________________
19. 296 miles 34 mpg _________________________
20. 118 miles 14 mpg _________________________
EXAMPLE
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Name Date Period
Workbook Activity
Chapter 5, Lesson 11
61
Computing Average Speed
Arthur drives 157 miles in 4 hours and 16 minutes. Find his average
rate of speed.
Step 1 Convert minutes to a .26 Hour ~ 0.3 Hour
decimal part of an hour 60
1
6
.0
Minutes
by dividing by 60. Round
to the nearest tenth of an hour
Step 2 Write the hours as a 4 hours and 16 minutes
decimal number. 4 hours 0.3 hours 4.3 hours
Step 3 Divide the miles by the hours 36.5 ~ 37 miles per hour
4.3
1
5
7
.0
Arthur’s average rate of speed is 37 miles per hour.
Directions Find the average speed for these trips. Round your answer to
the nearest mile per hour.
Distance Time Average Speed
1.
92 miles 1 hours, 55 minutes ____________________________
2. 437 miles 10 hours, 15 minutes ____________________________
3. 906 miles 30 hours, 30 minutes ____________________________
4. 83 miles 1 hours, 47 minutes ____________________________
5. 143 miles 3 hours, 10 minutes ____________________________
6. 892 miles 25 hours, 15 minutes ____________________________
7. 3,445 miles 86 hours, 14 minutes ____________________________
8. 572 miles 14 hours, 35 minutes ____________________________
9. 998 miles 30 hours, 30 minutes ____________________________
10. 1,653 miles 34 hours, 55 minutes ____________________________
11. 285 miles 5 hours, 16 minutes ____________________________
12. 188 miles 4 hours, 12 minutes ____________________________
13. 621 miles 15 hours, 14 minutes ____________________________
14. 490 miles 9 hours, 30 minutes ____________________________
15. 1,477 miles 29 hours, 30 minutes ____________________________
EXAMPLE
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©American Guidance Service, Inc. Permission is granted to reproduce for classroom use only. Consumer Mathematics
Name Date Period
Workbook Activity
Chapter 5, Lesson 12
62
Computing Travel Time
Clifford plans a trip of 304 miles. He expects to be able to average 50
miles per hour. How much time should Clifford expect the trip to take?
Step 1 Divide the miles by the 6.08 Hours
average speed. Round 50
3
0
4
.0
0
Miles
to the nearest hundredth
of an hour.
Step 2 Convert the decimal part of .08 Hour
the quotient to minutes 60 Minutes per hour

by multiplying it by 60. 4.80 ~ 5 minutes
Clifford’s trip should take about 6 hours and 5 minutes.
Directions Find the travel time for each of these trips. Round your answer
to the nearest minute.
Distance Average Speed Estimated Time for Trip
1.
450 miles 30 mph _________________________
2. 450 miles 35 mph _________________________
3. 450 miles 40 mph _________________________
4. 450 miles 45 mph _________________________
5. 450 miles 55 mph _________________________
6. 100 miles 55 mph _________________________
7. 200 miles 55 mph _________________________
8. 300 miles 55 mph _________________________
9. 400 miles 55 mph _________________________
10. 500 miles 55 mph _________________________
11. 700 miles 37 mph _________________________
12. 700 miles 42 mph _________________________
13. 700 miles 47 mph _________________________
14. 700 miles 52 mph _________________________
15. 700 miles 57 mph _________________________
16. 1,000 miles 55 mph _________________________
EXAMPLE
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Name Date Period
Workbook Activity
Chapter 5, Lesson 13
63
Barry has \$15.00. He wants to buy gas at \$0.99
9
. How many gallons
Step 1 Write the price of the gas as a decimal. \$0.99
9
\$0.999
Step 2 Divide the amount of money 15.01 ~ 15.0 gallons
by the price of one gallon of gas. .999
1
5
.0
0
0
0
0
Barry is able to purchase 15.0 gallons.
Directions Find the amount of gas you can buy with each amount of money.
Amount Cost per
of Money Gallon of Gasoline Gallons of Gas
1.
\$5 \$1.029 ____________________________
2. \$25 \$1.159 ____________________________
3. \$35 \$1.199 ____________________________
4. \$10 \$1.059 ____________________________
5. \$15 \$1.079 ____________________________
6. \$25 \$1.189 ____________________________
7. \$13 \$.889 ____________________________
8. \$22 \$1.219 ____________________________
9. \$12 \$1.049 ____________________________
10. \$16 \$1.129 ____________________________
11. \$21 \$1.149 ____________________________
12. \$20 \$1.129 ____________________________
13. \$30 \$1.319 ____________________________
14. \$24 \$1.279 ____________________________
15. \$18 \$1.089 ____________________________
16. \$8 \$1.219 ____________________________
17. \$16 \$1.139 ____________________________
18. \$29 \$1.199 ____________________________
19. \$33 \$1.209 ____________________________
20. \$22 \$1.099 ____________________________
EXAMPLE
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©American Guidance Service, Inc. Permission is granted to reproduce for classroom use only. Consumer Mathematics
Name Date Period
Workbook Activity
Chapter 5, Lesson 14
64
Repairing Cars
Erika Jones had the PCV valve and rear
wheel bearings replaced on her car. To
find her total bill, you must:
Step 1: Fill in the parts and work done.
Step 2: Find the price of parts and hours
worked from the flat rate chart.
Step 3: Multiply hours of labor times \$60,
and compute the sales tax of 6%
on the parts only.
Step 4: Add to find the total bill
Flat Rate Chart
Time
(in hours) Repairs Parts
.4 Replace PCV valve \$227.50
2.1 Complete tune-up 127.80
1.7 Fix gas tank leak (sealant) 15.00
1.5 Tighten steering wheel 0
.7 Recharge air conditioner and
check for leaks (refrigerant) 30.00
Time
(in hours) Repairs Parts
5.2 Replace clutch 180.80
1.5 Replace front brake pads 32.95
2.5 Install roof rack 126.85
.7 Align the front end 0
.7 Replace muffler, tail pipe 160.00
3.1 Carburetor overhaul 0
1.1 Replace rear wheel bearings 45.62
NAME  DATE 
PARTS \$ PRICE HOURS DESCRIPTION LABOR
PCV valve \$7 50 .4 Replace PCV valve \$24 00
Rear wheel Replace rear
bearings 45 62 1.1 wheel bearings 66 00
MECHANICAL LABOR \$90 00
PARTS 53 12
SALES TAX 319
TOTAL \$146 31
FRIENDLY MOTORS
“SALES, SERVICE, & PARTS”
AUTHORIZED DEALER
Erika Jones Oct. 23
3309 Mace St., Baltimore 21206
EXAMPLE
NAME  DATE 
PARTS \$ PRICE HOURS DESCRIPTION LABOR
MECHANICAL LABOR
PARTS
SALES TAX
TOTAL
FRIENDLY MOTORS
“SALES, SERVICE, & PARTS”
AUTHORIZED DEALER
Directions Fill out a car repair order
form for this repair. Charge
\$60 per hour for labor and
6% sales tax. Do not charge
sales tax on labor. Make up
1. Frank Davis
Replace PCV valve
Replace clutch
Complete tuneup
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©American Guidance Service, Inc. Permission is granted to reproduce for classroom use only. Consumer Mathematics
Name Date Period
Workbook Activity
Chapter 6, Lesson 1
65
Average Calories per Day
On seven consecutive days Reynaldo consumed the following
number of calories:
Sunday 2,300 Thursday 3,290
Monday 3,500 Friday 2,095
Tuesday 2,135 Saturday 2,487
Wednesday 1,960
What his average caloric intake per day?
Step 1 Find the total number of calories. Step 2 Divide by 7 days
2,300
3,500
2,135 2,538 Calories per day
1,960 7
1
7
,7
6
7
C
a
lo
ri
e
s
in
a
w
e
e
k
3,290
2,095
2,487

17,767
On average, Reynaldo consumed 2,538 calories per day.
Directions Find the average number of calories consumed per day
Total Average
Calories Number Number
per of Calories of Calories
Days Day in a Week per Day
1. Sunday 3,200
Monday 1,975
Tuesday 2,010
Wednesday 2,234
Thursday 3,610
Friday 1,800
Saturday 2,550
2. Sunday 2,478
Monday 3,167
Tuesday 2,068
Wednesday 2,173
Total Average
Calories Number Number
per of Calories of Calories
Days Day in a Week per Day
Thursday 1,994
Friday 2,055
Saturday 3,605
3. Sunday 2,678
Monday 2,057
Tuesday 2,145
Wednesday 2,301
Thursday 3,200
Friday 2,804
Saturday 3,503
EXAMPLE
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Name Date Period
Workbook Activity
Chapter 6, Lesson 2
66
Renaming to Lowest Terms
1
1
2
6
1
1
2
6
4
4
3
4
3
1
1
2
6
3
1
1
2
6
3
3
4
3
3
4
Divide the numerator and the
denominator by 4 because 4 Rename
1
1
2
6
as shown in
is a common factor of 12 and 16. the first example.
Directions Rename each fraction to the lowest terms.
1.
2. 10
3.
4.
5.
6.
7. 3
8. 8
9.
10.
11.
12.
13.
14. 2
15.
16.
17.
18. 6
19. 17
20. 11
21.
22.
23.
24.
25.
26.
27.
28. 9
29.
30.
31.
32.
33.
34.
35.
36.
37.
38.
39. 7
40. 23
76
84
28
42
39
91
60
84
72
104
54
68
48
72
18
63
45
57
15
51
56
63
32
48
12
20
84
108
28
35
14
18
24
56
40
56
27
81
18
81
2
10
30
54
14
35
42
57
15
21
16
24
20
42
9
21
13
65
52
64
26
36
28
38
14
22
5
25
10
16
22
44
16
18
12
36
10
12
8
10
E
XAMPLE
EXAMPLE
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Name Date Period
Workbook Activity
Chapter 6, Lesson 3
67
The Key to Proportion
You can use cross products to find an unknown term in a proportion.
2
5
2
0
Step 1 Find one cross product.
2
2 20 40
 
520
Step 2 To find the missing term, divide the cross product by the other term.
2
8 Missing term 
520 5
4
0
Cross product
Step 3 Write the complete proportion.
2
5
2
8
0
Step 4 Check by comparing cross products.
2
8
 
520
5 82 20
40 40
Directions Find the unknown term in each proportion.
1.
1
3
9
2.
2
7
1
2
3.
3
4
6
4.
1
2
6
5.
2
4
6
6.
4
1
3
6
2
7.
3
4
9
5
8.
1
8
9
7
9.
4
2
5
10.
2
5
0
2
0
11.
3
7
2
4
12.
2
5
2
5
13.
1
5
6
2
0
14.
3
5
3
0
15.
1
8
9
7
16.
4
9
8
17.
1
6
8
9
18.
1
2
1
2
8
4
19.
4
9
8
0
1
6
20.
1
1
0
8
8
3
EXAMPLE
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©American Guidance Service, Inc. Permission is granted to reproduce for classroom use only. Consumer Mathematics
Name Date Period
Workbook Activity
Chapter 6, Lesson 4
68
Division of Fractions
Divisor
5
6
1
7
0
Rule: Invert the divisor
1
7
0
to
1
7
0
and multiply.
Write this:
5
6
1
7
0
2
2
5
1
1
2
4
1
2
1
2
3
1
4
Write this:
5
2
1
4
3
Express mixed numbers as improper fractions.
5
2
1
4
3
1
1
0
3
Invert the divisor. Then multiply. Simplify if possible.
1. 
2. 
3. 
4. 
5. 
6. 
7. 
8. 
9. 
10. 
11. 1 
12. 
13. 2 
14. 1 
15. 2 
16. 3 
17. 1 1
18. 3 1
19. 2
20. 8 
21. 5 1
22. 7 
23. 5 
24. 9 
2
8
2
6
14
30
3
5
2
4
1
3
1
3
1
3
13
18
2
3
3
7
5
8
2
8
2
7
1
5
2
7
34
15
2
5
22
10
1
5
13
12
5
6
3
8
3
4
5
6
10
11
5
6
8
9
1
5
2
3
12
18
6
9
14
25
7
10
5
6
8
9
2
5
3
13
4
9
7
18
6
8
5
8
4
14
2
7
1
5
3
5
5
6
5
7
EXAMPLE
5
3
2
1
E
XAMPLE
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Name Date Period
Workbook Activity
Chapter 6, Lesson 5
69
Renaming Fractions as Percents
Rename
6
7
as a percent.
Step 1 Divide the numerator by the Step 2 Move the decimal point two
denominator and round to the places to the right and write a
nearest thousandths. percent symbol.
Directions Rename these fractions as percents.
1.
2.
3.
4.
5.
6.
7.
8.
9.
10.
11.
12.
13.
14.
15.
16.
17.
18.
19.
20.
21.
22.
23.
24.
25.
5
14
2
13
1
6
4
13
5
11
4
9
7
9
1
9
10
11
11
13
7
13
2
11
5
16
2
9
3
5
5
8
2
7
4
7
6
13
5
12
1
3
6
9
4
5
2
3
7
8
0.8571 0.857
7
6
.0
0
0
0
5 6

40
35

50
49

10
7

0.857 85.7%
Move two Write the
places. % symbol.
EXAMPLE