4-Point Inspection Form
Sample Form Insp4pt 01 18
Special Instructions: This sample 4-Point Inspection Form includes the minimum data needed for Underwriting to
properly evaluate a property application. While this specific form is not required, any other inspection report submitted
for consideration must include at least this level of detail to be acceptable.
Photo Requirements
Photos must accompany each 4-Point Inspection Form. The minimum photo requirements include:
Dwelling: Each side
Roof: Each slope
Plumbing: Water heater, under cabinet plumbing/drains, exposed valves
Open main electrical panel and interior door
Electrical box with the panel off
All hazards or deficiencies
Inspector Requirements
To be accepted, all inspection forms must be completed, signed and dated by a verifiable Florida-licensed professional. Examples
include:
A general, residential, or building contractor
A building code inspector
A home inspector
Note: A trade-specific, licensed professional may sign off only on the inspection form section for their trade. (e.g., an electrician may
sign off only on the electrical section of the form.)
Documenting the Condition of Each System
The Florida-licensed inspector is required to certify the condition of the roof, electrical, HVAC and plumbing systems. Acceptable
Condition means that each system is working as intended and there are no visible hazards or deficiencies.
Additional Comments or Observations
This section of the 4-Point Inspection Form must be completed with full details/descriptions if any of the following are noted on the
inspection:
Updates: Identify the types of updates, dates completed and by whom
Any visible hazards or deficiencies
Any system determined not to be in good working order
Note to All Agents
The writing agent must review each 4-Point Inspection Form before it is submitted with an application for coverage. It is the agent’s
responsibility to ensure that all rules and requirements are met before the application is bound. Agents may not submit applications
for properties with electrical, heating or plumbing systems not in good working order or with existing hazards/deficiencies.