STATE NOTICES AND DISCLOSURES
ALABAMA CODE TITLE 22-6A-2
Notice: The organization facilitating the sharing of medical expenses is
not an insurance company, and neither its guidelines nor plan of operation
is an insurance policy. Whether anyone chooses to assist you with your
medical bills will be totally voluntary because no other participant will
be compelled by law to contribute toward your medical bills. As such,
participation in the organization or a subscription to any of its documents
should never be considered to be insurance. Regardless of whether you
receive any payment for medical expenses or whether this organization
continues to operate, you are always personally responsible for the
payment of your own medical bills.
ALASKA STATUTE 21.03.021(K)
Notice: The organization coordinating the sharing of medical expenses is
not an insurance company, and neither its guidelines nor plan of operation
is an insurance policy. Whether anyone chooses to assist you with your
medical bills will be totally voluntary because no other participant will be
compelled by law to contribute toward your medical bills. Participation in
the organization or a subscription to any of its documents should never
be considered to be insurance. Regardless of whether you receive a
payment for medical expenses or whether this organization continues
to operate, you are always personally responsible for the payment of
your own medical bills.
ARIZONA STATUTE 20-122
Notice: The organization facilitating the sharing of medical expenses
is not an insurance company and the ministry’s guidelines and plan
of operation are not an insurance policy. Whether anyone chooses to
assist you with your medical bills will be completely voluntary because
participants are not compelled by law to contribute toward your medical
bills. Therefore, participation in the ministry or a subscription to any of
its documents should not be considered to be insurance. Regardless of
whether you receive any payment for medical expenses or whether this
ministry continues to operate, you are always personally responsible for
the payment of your own medical bills.
ARKANSAS CODE 23-60-104.2
Notice: The organization facilitating the sharing of medical expenses
is not an insurance company and neither its guidelines nor plan of
operation is an insurance policy. If anyone chooses to assist you with
your medical bills, it will be totally voluntary because participants are not
compelled by law to contribute toward your medical bills. Participation in
the organization or a subscription to any of its documents should never
be considered to be insurance. Regardless of whether you receive a
payment for medical expenses or if this organization continues to
operate, you are always personally responsible for the payment of your
own medical bills.
FLORIDA STATUTE 624.1265
Notice: The organization facilitating the sharing of medical expenses
is not an insurance company, and neither its guidelines nor its plan of
operation is an insurance policy. Membership is not oered through an
insurance company, and the organization is not subject to the regulatory
requirements or consumer protections of the Florida Insurance Code.
Whether anyone chooses to assist you with your medical bills will be
totally voluntary because no other participant is compelled by law
to contribute toward your medical bills. As such, participation in the
organization or a subscription to any of its documents should never be
considered to be insurance. Regardless of whether you receive any
payments for medical expenses or whether this organization continues
to operate, you are always personally responsible for the payment of
your own medical bills.
GEORGIA STATUTE 33-1-20
Notice: The organization facilitating the sharing of medical expenses is
not an insurance company, and neither its guidelines nor plan of operation
is an insurance policy. Whether anyone chooses to assist you with your
medical bills will be totally voluntary because no other participant will
be compelled by law to contribute toward your medical bills. As such,
participation in the organization or a subscription to any of its documents
should never be considered to be insurance. Regardless of whether you
receive any payment for medical expenses or whether this organization
continues to operate, you are always personally responsible for the
payment of your own medical bills.
IDAHO STATUTE 41-121
Notice: The organization facilitating the sharing of medical expenses is
not an insurance company, and neither its guidelines nor plan of operation
is an insurance policy. Whether anyone chooses to assist you with your
medical bills will be totally voluntary because no other participant will
be compelled by law to contribute toward your medical bills. As such,
participation in the organization or a subscription to any of its documents
should never be considered to be insurance. Regardless of whether you
receive any payment for medical expenses or whether this organization
continues to operate, you are always personally responsible for the
payment of your own medical bills.
ILLINOIS: STATUTE 215-5/4-CLASS 1-B
Notice: The organization facilitating the sharing of medical expenses is
not an insurance company, and neither its guidelines nor plan of operation
constitute or create an insurance policy. Any assistance you receive with
your medical bills will be totally voluntary. As such, participation in the
organization or a subscription to any of its documents should never be
considered to be insurance. Whether or not you receive any payments
for medical expenses and whether or not this organization continues to
operate, you are always personally responsible for the payment of your
own medical bills.
INDIANA CODE 27-1-2.1
Notice: The organization facilitating the sharing of medical expenses
is not an insurance company, and neither its guidelines nor its plan of
operation is an insurance policy. Any assistance you receive with your
medical bills will be totally voluntary. Neither the organization nor any
other participant can be compelled by law to contribute toward your
medical bills. As such, participation in the organization or a subscription
to any of its documents should never be considered to be insurance.
Whether or not you receive any payments for medical expenses and
whether or not this organization continues to operate, you are always
personally responsible for the payment of your own medical bills.
KENTUCKY REVISED STATUTE 304.1-120 (7)
NOTICE: Under Kentucky law, the religious organization facilitating
the sharing of medical expenses is not an insurance company, and its
guidelines, plan of operation, or any other document of the religious
organization do not constitute or create an insurance policy. Participation
in the religious organization or a subscription to any of its documents
shall not be considered insurance. Any assistance you receive with your
medical bills will be totally voluntary. Neither the organization or any
participant shall be compelled by law to contribute toward your medical
bills whether or not you receive any payments for medical expenses,
and whether or not this organization continues to operate, you shall be
personally responsible for the payment of your medical bills.
LOUISIANA REVISED STATUTE TITLE 22-318,319
Notice: The ministry facilitating the sharing of medical expenses is not
an insurance company. Neither the guidelines nor the plan of operation
of the ministry constitutes an insurance policy. Financial assistance for
the payment of medical expenses is strictly voluntary. Participation in
the ministry or a subscription to any publication issued by the ministry
shall not be considered as enrollment in any health insurance plan or as
a waiver of your responsibility to pay your medical expenses.
MAINE REVISED STATUTE TITLE 24-A, §704, SUB-§3
Notice: The organization facilitating the sharing of medical expenses is
not an insurance company and neither its guidelines nor plan of operation
is an insurance policy. Whether anyone chooses to assist you with your
medical bills will be totally voluntary because no other participant will be
compelled by law to contribute toward your medical bills. Participation in
the organization or a subscription to any of its documents should never
be considered to be insurance. Regardless of whether you receive
payment for medical expenses or whether this organization continues
to operate, you are always personally responsible for the payment of
your own medical bills.
MARYLAND ARTICLE 48, SECTION 1-202(4)
Notice: This publication is not issued by an insurance company nor is it
oered through an insurance company. It does not guarantee or promise
that your medical bills will be published or assigned to others for payment.
No other subscriber will be compelled to contribute toward the cost of
your medical bills. Therefore, this publication should never be considered
a substitute for an insurance policy. This activity is not regulated by the
State Insurance Administration, and your liabilities are not covered by the
Life and Health Guaranty Fund. Whether or not you receive any payments
for medical expenses and whether or not this entity continues to operate,
you are always liable for any unpaid bills.
MICHIGAN SECTION 550.1867
Notice: Altrua HealthShare that operates this health care sharing ministry
is not an insurance company and the financial assistance provided
through the ministry is not insurance and is not provided through an
insurance company. Whether any participant in the ministry chooses to
assist another participant who has financial or medical needs is totally
voluntary. A participant will not be compelled by law to contribute toward
the financial or medical needs of another participant. This document
is not a contract of insurance or a promise to pay for the financial or
medical needs of a participant by the ministry. A participant who receives
assistance from the ministry for his or her financial or medical needs
remains personally responsible for the payment of all of his or her medical
bills and other obligations incurred in meeting his or her financial or
medical needs.
MISSISSIPPI TITLE 83-77-1
Notice: The organization facilitating the sharing of medical expenses is
not an insurance company, and neither its guidelines nor plan of operation
is an insurance policy. Whether anyone chooses to assist you with your
medical bills will be totally voluntary because no other participant will
be compelled by law to contribute toward your medical bills. As such,
participation in the organization or a subscription to any of its documents
should never be considered to be insurance. Regardless of whether you
receive any payment of medical expenses or whether this organization
continues to operate, you are always personally responsible for the
payment of your own medical bills.
MISSOURI SECTION 376.1750
Notice: This publication is not an insurance company nor is it oered
through an insurance company. Whether anyone chooses to assist you
with your medical bills will be totally voluntary, as no other subscriber
or member will be compelled to contribute toward your medical bills.
As such, this publication should never be considered to be insurance.
Whether you receive any payments for medical expenses and whether
or not this publication continues to operate, you are always personally
responsible for the payment of your own medical bills.
NEBRASKA REVISED STATUTE CHAPTER 44-311
IMPORTANT NOTICE: This organization is not an insurance company,
and its product should never be considered insurance. If you join
this organization instead of purchasing health insurance, you will be
considered uninsured. By the terms of this agreement, whether anyone
chooses to assist you with your medical bills as a participant of this
organization will be totally voluntary, and neither the organization nor any
participant can be compelled by law to contribute toward your medical
bills. Regardless of whether you receive payment for medical expenses or
whether this organization continues to operate, you are always personally
responsible for the payment of your own medical bills. This organization
is not regulated by the Nebraska Department of Insurance. You should
review this organization’s guidelines carefully to be sure you understand
any limitations that may aect your personal medical and financial needs.
NEW HAMPSHIRE: SECTION 126-V:1
IMPORTANT NOTICE: This organization is not an insurance company,
and its product should never be considered insurance. If you join
this organization instead of purchasing health insurance, you will be
considered uninsured. By the terms of this agreement, whether anyone
chooses to assist you with your medical bills as a participant of this
organization will be totally voluntary, and neither the organization nor any
participant can be compelled by law to contribute toward your medical
bills. Regardless of whether you receive payment for medical expenses or
whether this organization continues to operate, you are always personally
responsible for the payment of your own medical bills. This organization is
not regulated by the New Hampshire Insurance Department. You should
review this organization’s guidelines carefully to be sure you understand
any limitations that may aect your personal medical and financial needs.
NORTH CAROLINA STATUTE 58-49-12
Notice: The organization facilitating the sharing of medical expenses
is not an insurance company and neither its guidelines nor its plan of
operation is an insurance policy. Whether anyone chooses to assist
you with your medical bills will be voluntary. No other participant will
be compelled by law to contribute toward your medical bills. As such,
participation in the organization or a subscription to any of its documents
should never be considered to be insurance. Regardless of whether you
receive any payment for medical expenses or whether this organization
continues to operate, you are always personally liable for the payment
of your own medical bills.
OKLAHOMA
This is not an insurance policy. It is a voluntary program that is neither
approved, endorsed or regulated by the Oklahoma Department of
Insurance and the program is not guaranteed under the Oklahoma Life
and Health Guaranty Association.
PENNSYLVANIA 40 PENN. STATUTE SECTION 23(B)
NOTICE: This publication is not an insurance company nor is it oered
through an insurance company. This publication does not guarantee or
promise that your medical bills will be published or assigned to others
for payment. Whether anyone chooses to pay your medical bills will be
totally voluntary. As such, this publication should never be considered a
substitute for insurance. Whether you receive any payments for medical
expenses and whether or not this publication continues to operate, you
are always liable for any unpaid bills.
SOUTH DAKOTA STATUTE TITLE 58-1-3.3
Notice: The organization facilitating the sharing of medical expenses is
not an insurance company, and neither its guidelines nor plan of operation
is an insurance policy. Whether anyone chooses to assist you with your
medical bills will be totally voluntary because no other participant will
be compelled by law to contribute toward your medical bills. As such,
participation in the organization or a subscription to any of its documents
should never be considered to be insurance. Regardless of whether you
receive any payments for medical expenses or whether this organization
continues to operate, you are always personally responsible for the
payment of your own medical bills.
TEXAS CODE TITLE 8, K, 1681.001
Notice: This health care sharing ministry facilitates the sharing of medical
expenses and is not an insurance company, and neither its guidelines nor
its plan of operation is an insurance policy. Whether anyone chooses to
assist you with your medical bills will be totally voluntary because no other
participant will be compelled by law to contribute toward your medical
bills. As such, participation in the ministry or a subscription to any of its
documents should never be considered to be insurance. Regardless of
whether you receive any payment for medical expenses or whether this
ministry continues to operate, you are always personally responsible
for the payment of your own medical bills. Complaints concerning this
health care sharing ministry may be reported to the oce of the Texas
attorney general.
UTAH
This is not an insurance policy. It is a voluntary program that is neither
approved, endorsed or regulated by the Utah Department of Insurance
and the program is not guaranteed under the Utah Life and Health
Guaranty Association.
VIRGINIA: CODE 38.2-6300-6301
Notice: This publication is not insurance, and is not oered through
an insurance company. Whether anyone chooses to assist you with
your medical bills will be totally voluntary, as no other member will be
compelled by law to contribute toward your medical bills. As such, this
publication should never be considered to be insurance. Whether you
receive any payments for medical expenses and whether or not this
publication continues to operate, you are always personally responsible
for the payment of your own medical bills.
WASHINGTON
This is not an insurance policy. It is a voluntary program that is neither
approved, endorsed or regulated by the Washington Department of
Insurance and the program is not guaranteed under the Washington Life
and Health Guaranty Association.
WISCONSIN STATUTE 600.01 (1) (B) (9)
ATTENTION: This publication is not issued by an insurance company,
nor is it oered through an insurance company. This publication does not
guarantee or promise that your medical bills will be published or assigned
to others for payment. Whether anyone chooses to pay your medical bills is
entirely voluntary. This publication should never be considered a substitute
for an insurance policy. Whether or not you receive any payments for
medical expenses, and whether or not this publication continues to
operate, you are responsible for the payment of your own medical bills.
WYOMING 26.1.104 (A)(V)(C)
Notice: The organization facilitating the sharing of medical expenses is
not an insurance company, and neither its guidelines nor plan of operation
is an insurance policy. Any assistance with your medical bills is completely
voluntary. No other participant is compelled by law or otherwise to
contribute toward your medical bills. Participation in the organization or
a subscription to any of its documents shall not be considered to be
health insurance and is not subject to the regulatory requirements or
consumer protections of the Wyoming insurance code. You are personally
responsible for payment of your medical bills regardless of any financial
sharing you may receive from the organization for medical expenses. You
are also responsible for payment of your medical bills if the organization
ceases to exist or ceases to facilitate the sharing of medical expenses.