Insurance Life Insurance
79. Indicate the healthcare coverage provided. Check all that apply. For example, if you offer "health
insurance" for municipal employees, check that box. If you do not offer "health insurance," then leave the box
If your municipality does not offer any insurance coverage, skip to question 51.
80. Is your municipality self insured or fully insured?
81. What type of healthcare plan does your municipality provide?
(Select all the plans your municipality offers.)
PPO (Preferred Provider Organization)
HDHP (High Deductible Health Plan) combined with a Health Savings Account (HSA)
HRA (Health Reimbursement Arrangement)
Deductible for Individual
Deductible for Family
Out of Pocket Max for Individual
Out of Pocket Max for Family
82. What is the deductible and out of pocket maximums for your health plans?
Note: The deductible is the amount an insured must pay before the insurance company begins to pay medical
claims. The "out of pocket max" is the amount an insured must pay out in a year, before the insurance
company will begin paying 100% of the medical claims.