FIRST MORTGAGE PRE-QUALIFICATION
CERTIFICATION
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The undersigned certify the following:
1.
I/We have applied for a mortgage loan from Home HeadQuarters, Inc. (“Lender”)
In applying for the loan, I/We completed a loan application containing various information on the purpose
of the loan, the amount and source of the down payment, employment and income information, and asset
and liabilities. I/We certify that all of the information is true and compete. I/We made no misrepresentations
in the loan application or other documents, nor did I/We omit any pertinent information.
2.
I/We understand and agree that Lender reserves the right to change the mortgage loan review process
to a full documentation program. This may include verifying the information provided on the application
with the employer and/or Financial institution.
3.
I/We fully understand that it is a Federal crime punishable by fine or imprisonment, or both, to knowingly
make any false statements when applying for this mortgage, as applicable under the provision of Title 18,
United States Code, Section 1014.
AUTHORIZATION TO RELEASE INFORMATION
To Whom It May Concern:
1.
I/We have applied for a mortgage loan from Lender. As part of the application process, Lender and the
mortgage guaranty insurer (if any) may verify information contained in my/our loan application and in
other documents required in connection with the loan, either before the loan is closed or as part of its
quality control program.
2.
I/We authorize you to provide to Lender and to any investor to whom Lender may sell my mortgage,
and to the mortgage guaranty insurer (if any), any and all information and documentation that they
request. Such information includes, but is not limited to; employment history and income; bank, money
market; and similar account balances; credit history; and copes of income tax returns.
3.
Lender or any investor that purchases the mortgage or the mortgage guaranty insurer (if any) may
address this authorization to any party named in the loan application.
4.
A copy of this authorization may be accepted as an original.
5.
Your prompt reply to Lender, the investor that purchased the mortgage or the mortgage guaranty
insurer (if any) is appreciated.
6.
Mortgage guaranty insurer (if any).
AUTHORIZATION TO PULL CREDIT AUTHORIZATION
By signing below, I /we hereby authorization Home HeadQuarters, Inc. to obtain a consumer credit report
through a credit reporting company chosen by Home HeadQuarters, Inc.
I/We understand and agree that Home HeadQuarters, Inc. intends to use this consumer credit report for the
purposes of evaluating my/our financial readiness to buy/refinance a home.
538 Erie Blvd. W. Ste. 100, Syracuse, NY 13204 • www.homehq.org • (800) 724-4330 | (315) 474-1939 • fax: (315) 474-0637