What name would you like to be shown on the new Account? This is the name that will appear on chequebooks and paying-in books, where applicable.
There is room for a maximum of 22 characters per line.
Name of Corporate Trustee Name of Scheme
Name of Member
For action by Scheme provider only
Master Account (£) number
Master Account (€) number
Master Account ($) number
Please ensure you visit caterallen.co.uk to download the FSCS Information Sheet and Exclusions List before completing this application form.
You will be asked to acknowledge receipt of the Information Sheet in the Declaration section of this application form.
Please complete this form in BLOCK CAPITALS and black ink and return it in the pre-paid envelope provided to: Cater Allen Private Bank,
9 Nelson Street, Bradford BD1 5AN. If you need any help completing this form, please call us on 0800 092 3300.
1 Scheme details
Applicant(s) to complete
Please let us know the account(s) you would like to open, by ticking the relevant box. Tell us the amount you would like to deposit as an opening balance,
and in which currency. Then decide whether you would like a chequebook and/or paying-in book.
2 Which Account(s) are you applying for?
Applicant(s) to complete
SIPP Bank Account
Postal paying in
book for cheques
Reserve Account for Pensions
(minimum opening balance £5,000)
Sovereign 30 Account
(minimum opening balance £5,000)
If you would like to make the initial deposit by cheque, it is required that the cheque is made payable to the name that you wish your new Account to
be in. No cash, postal orders or third party cheques can be accepted.
All Deposits from (please tick the appropriate box). Please also indicate
the value and country the funds originated from (if not UK):
Registered Pension
from other Registered
Pension Scheme
Pension Contributions
If ‘Other, please specify the source of the funds
Where pension contributions are to be made please indicate from the
list below, from which sources your contributions have been funded.
Please also indicate the value and country the funds originated from (if
not UK):
How much will you be
depositing per month?
Where will these credits come from?
Income from
Retirement Income
Property Related Income
Inheritance Related
Income from Stocks,
Shares, Bonds,
Debentures or
Managed Investments
Income from legal
Income from divestment/
divestiture of assets
Income from ownership/
sale virtual currencies
Income from gifts
(more than £10,000)
Income received from
another person/entity
Income from savings
Other: please specify
Approximate total
monthly outgoings
From which country(ies) are payments expected to be made and received?
Are pension contributions made by an employer by way of deduction
from employees wages and the scheme rules do not permit the
assignment of a member’s interest under the scheme
3 Source of funds
Applicant(s) to complete
Have you been introduced to Cater Allen Private Bank by
a SIPP Provider / Professional Adviser?
If ‘Yes, please complete the details below. If ‘No, go to section 5.
Name of company
Postcode Country
Contact name
4 SIPP Provider / Professional Advisers details
Applicant(s) to complete
In order to ensure that the Bank’s information is always up to date,
and to comply with Anti-Money Laundering Regulations, please
complete the section below. In some circumstances the Bank may
not be able to process your request without this information.
If this application form does not provide you with enough space for
everyones personal details, please print this section of the form and
complete for each additional person then attach all relevant pages to
this application.
If the scheme member is an existing Cater Allen Client, please provide
their Cater Allen Account number
If ‘Other‘ please state
Forename(s) If you aren’t able to complete your full name in the space
provided please do this in the ‘Additional information’ section.
Middle name(s)
If applicable please provide your maiden name
Does the scheme member have any other names they are or have been
known by? You can provide up to five
Date of birth
Country of birth
Does the scheme member have dual nationality?
If ‘Yes’ please specify which country(ies)
Current residential address C/O and PO Box addresses are not
Postcode Country
How long has the scheme member been at their current home address?
Does the scheme member have a shared mail box? (e.g. block of flats)
If yes we will make special arrangements if they need to receive their
chequebook or paying-in book by post.
Is your current residential address the same as your current
correspondence address?
If not, please provide your current correspondence address below:
Postcode Country
Previous residential address if less than three years at address shown
within ‘Current home address’ field. If the scheme member has had
more than one previous address in the last three years, please provide
details of all other addresses on a separate sheet)
Postcode Country
How long did the scheme member live at this address?
Country of fiscal residence (i.e. the country in which you are currently
resident and employed)
Tax Identification Number for country of fiscal residence (if not UK)
Do you make a tax contribution in any other country due to residence or
If yes, please specify the countries to which you make tax contributions
and provide your corresponding TIN (Tax Identification Number). Please
provide details for up to five additional countries on the ‘Additional
information’ section at the end of this application form.
5 Personal details of Scheme Member
Scheme member(s) to complete
6 Confirmation of Verification of Identity (CVIC)
FCA authorised and regulated Financial Intermediary to complete
Second applicant
Full name (including any middle names)
Date of birth
Current home address
Postcode Country
We confirm that:
(a) the information provided in this section was obtained by me in relation
to the applicant;
(b) the evidence we have obtained to verify the identity of the applicant(s)
(tick only one):
Meets the standard evidence set out within the guidance for the
UK Financial Sector issued by the Joint Money Laundering Steering
Group (“JMLSG”); or
Exceeds the standard evidence (written details of the further
verification evidence taken are attached to this confirmation)
(c) where identity has been verified by an electronic identification
service, we have met the client face to face.
FCA authorised and regulated Financial Intermediary’s Signature
This section should only be completed by FCA authorised and regulated Financial Intermediary – if you do not have an FCA authorised and
regulated Financial Intermediary, please proceed to section 7.
If you are a FCA authorised and regulated Financial Intermediary who has fully verified the identities of your client(s) as listed in section 5 of this form,
please read and confirm the following details by completing and signing this section.
Full name of introducing firm
Regulator reference number
First applicant
Full name (including any middle names)
Date of birth
Current home address
Postcode Country
The Corporate Trustee
hereby apply to open a Self Invested Personal Pension Plan Member
Bank Account (‘The Account’) with Cater Allen Private Bank (‘The
Bank’) in accordance with the published Terms and Conditions and in
accordance with the Account Mandate below, which we acknowledge
having received and to which we agree to be bound and any subsequent
amendments which the Bank may inform us of from time to time.
We hereby certify that:
A We are duly authorised by the Trust Deed of the Scheme to open
the Account and operate it as set out in this Mandate and we hereby
indemnify the Bank against any losses suffered as a result of any
operation of the Account in accordance with this Mandate which is
found to be in breach of the Trust Deed.
B In the event of the death, incapacity or inability to act of the Member,
the Bank is able to pay or deliver all money, securities, deeds or
documents or any other property which it holds, to the order of the
Corporate Trustee.
C In the event of the inability of the Corporate Trustee to act the Bank
will suspend the operation of the Account until such time as a
replacement Corporate Trustee is appointed and becomes a party to
the Account.
The liability of the Trustees for any indebtedness arising from time to
time on the Account(s) shall be limited to the assets held within that part
of the Trust’s Personal Pension Plan which is referable to
the Member.
Authorised Signatories
The Authorised Signatories of the Corporate Trustee will be as provided
for in sections 1 and 7 of the Application Form and Mandate to support
SIPP Plan Bank Accounts applicable to the Scheme.
Please act on the signature(s) of the Authorised Signatories of the
Corporate Trustee (see above) and as set out in sections 1 and 7 of
the above Application Form and Mandate to support SIPP Plan Bank
Accounts, in respect of cheques or other orders for payment on the
Account, and as authority for the sale, purchase, delivery or other
dealings with securities, bills, coupons, documents, boxes, packages and
their contents and other property at any time held by you.
All transactions on this Account must be signed by (please tick one box):
Member and the Corporate Trustee
Corporate Trustee only
Please tell us how many Authorised Signatories
are required to sign at any one time on behalf
of the Corporate Trustee - please write this
information both numerically and in words,
for example ‘2 - two’:
We hereby authorise the Bank to provide the Schemes Auditors with
such information as they may request concerning the Self Invested
Personal Pension Plan Member Bank Account and any transactions
which may have taken place via the Account.
The above authority shall remain in force until the Bank receives written
notice of its revocation, notwithstanding any change in the constitution
(or name) of the Scheme and shall apply notwithstanding any change
in the identity of the Trustees or the admission of any new Trustee or
We authorise the Bank to send copies of all statements issued in respect
of the Account and to disclose details of that Account to any Financial
Intermediary, as advised of from time to time, or their successors in
title. We acknowledge that such Financial Intermediary may receive
commission from the Bank in respect of the Account.
The Bank is hereby authorised to comply with all withdrawal
instructions given by facsimile, providing that such instructions are
signed in accordance with the current Mandate to operate the above
Account and the Bank may act upon such instructions without the
need for further enquiry. The Bank may act upon such instructions
immediately and without further enquiry unless it has cause to be
suspicious as the nature and content of the request.
We hereby authorise the Bank to deduct from the Self Invested Personal
Pension Plan Member Bank Account such management fees and
charges as may be notified from time to time to the Bank under the sole
signature of the Corporate Trustee.
Closure of Account
The Bank will not accept notification of closure of this Account unless it
is authorised by the correct signatories as detailed on the valid Mandate
that is in existence at that point in time.
7 Account Mandate
Applicant(s) to complete
My personal data is data which by itself or with other data available to
you can be used to identify me. You are Cater Allen Private Bank, the
data controller. This data protection statement sets out how you’ll use
my personal data. I can contact your Data Protection Officer (DPO) at
201 Grafton Gate East, Milton Keynes, MK9 1AN if I have any questions.
Where there are two or more people named on this form, this data
protection statement applies to each person separately.
The types of personal data you collect and use
Whether or not I become a customer, you’ll use my personal data for
the reasons set out below and if I become a customer you’ll use it to
manage the account, policy or service I’ve applied for. You’ll collect most
of this directly during the application journey either from me or from
my Financial Adviser if I have one. The sources of personal data collected
indirectly are mentioned in this statement. The personal data you use
about me as a personal or business customer (if I am one) may include:
Full name and personal details including contact information (e.g.
home and/or business address and address history, email address,
home, business and mobile telephone numbers);
Date of birth and/or age (e.g. to make sure that I’m eligible to apply);
Financial details (e.g. salary and details of other income, and details
of accounts held with other providers);
Records of products and services I’ve obtained or applied for, how
I use them and the relevant technology used to access or manage
them (e.g. mobile phone location data, IP address, MAC address);
Biometric data (e.g. fingerprints and voice recordings for TouchID and
voice recognition);
Information from credit reference or fraud prevention agencies,
electoral roll, court records of debt judgements and bankruptcies
and other publicly available sources as well as information on any
financial associates I may have;
Family, lifestyle or social circumstances if relevant to the product or
service (e.g. the number of dependants I have);
Education and employment details/employment status for credit and
fraud prevention purposes; and
Personal data about other named applicants. I must have their
authority to provide their personal data to you and share this data
protection statement with them beforehand together with details of
what I’ve agreed on their behalf.
Providing my personal data
You’ll tell me if providing some personal data is optional, including if
you ask for my consent to process it. In all other cases I must provide my
personal data so you can process my application (unless I’m a customer
and you already hold my details).
Monitoring of communications
Subject to applicable laws, you’ll monitor and record my calls, emails,
text messages, social media messages and other communications
in relation to my dealings with you. You’ll do this for regulatory
compliance, self-regulatory practices, crime prevention and detection,
to protect the security of your communications systems and procedures,
to check for obscene or profane content, for quality control and staff
training, and when you need to see a record of what’s been said. You
may also monitor activities on my account where necessary for these
reasons and this is justified by your legitimate interests or your legal
Using my personal data: the legal basis and purposes
You’ll process my personal data:
1. As necessary to perform your contract with me for the relevant
account, policy or service:
a) To take steps at my request prior to entering into it;
b) To decide whether to enter into it;
c) To manage and perform that contract;
d) To update your records; and
e) To trace my whereabouts to contact me about my account and
recovering debt.
2. As necessary for your own legitimate interests or those of other
persons and organisations, e.g.:
a) For good governance, accounting, and managing and auditing your
business operations;
b) To search at credit reference agencies at my home and/or business
address (if I am a business customer) if I’m over 18 and apply for
c) To monitor emails, calls, other communications, and activities on my
d) For market research, analysis and developing statistics; and
e) To send me marketing communications, including automated
decision making relating to this.
3. As necessary to comply with a legal obligation, e.g.:
a) When I exercise my rights under data protection law and make
b) For compliance with legal and regulatory requirements and related
c) For establishment and defence of legal rights;
d) For activities relating to the prevention, detection and investigation
of crime;
e) To verify my identity, make credit, fraud prevention and anti-money
laundering checks; and
f) To monitor emails, calls, other communications, and activities on my
4. Based on my consent, e.g.:
a) When I request you to disclose my personal data to other people or
organisations such as a company handling a claim on my behalf, or
otherwise agree to disclosures;
b) When you process any special categories of personal data about
me at my request (e.g. my racial or ethnic origin, political opinions,
religious or philosophical beliefs, trade union membership, genetic
data, biometric data, data concerning my health, sex life or sexual
orientation); and
c) To send me marketing communications where you’ve asked for my
consent to do so.
I’m free at any time to change my mind and withdraw my consent. The
consequence might be that you can’t do certain things for me.
Sharing of my personal data
Subject to applicable data protection law you may share my personal
data with:
The Santander group of companies* and associated companies in
which you have shareholdings;
Sub-contractors and other persons who help you provide your
products and services;
Companies and other persons providing services to you;
Your legal and other professional advisors, including your auditors;
Fraud prevention agencies, credit reference agencies, and debt
collection agencies when you open my account and periodically
during my account or service management;
Other organisations who use shared databases for income
verification and affordability checks and to manage/collect arrears;
Government bodies and agencies in the UK and overseas (e.g. HMRC
who may in turn share it with relevant overseas tax authorities and
with regulators e.g. the Prudential Regulation Authority, the Financial
Conduct Authority, the Information Commissioner’s Office);
Courts, to comply with legal requirements, and for the administration
of justice;
In an emergency or to otherwise protect my vital interests;
To protect the security or integrity of your business operations;
8 Data Protection Statement
Applicant(s) to complete
To other parties connected with my account e.g. guarantors and
other people named on the application including joint account
holders who will see my transactions;
When you restructure or sell your business or its assets or have a
merger or re-organisation;
Market research organisations who help to improve your products
or services;
Payment systems (e.g. Visa or MasterCard), if you issue cards linked
to my account, who may transfer my personal data to others as
necessary to operate my account and for regulatory purposes, to
process transactions, resolve disputes and for statistical purposes,
including sending my personal data overseas; and
Anyone else where you have my consent or as required by law.
International transfers
My personal data may be transferred outside the UK and the European
Economic Area. While some countries have adequate protections for
personal data under applicable laws, in other countries steps will
be necessary to ensure appropriate safeguards apply to it. These
include imposing contractual obligations of adequacy or requiring the
recipient to subscribe or be certified with an ‘international framework’
of protection. Further details can be found in the ‘Using My Personal
Data’ booklet.
Identity verification and fraud prevention checks
The personal data you’ve collected from me at application or at any
stage will be shared with fraud prevention agencies who will use it to
prevent fraud and money-laundering and to verify my identity. If fraud
is detected, I could be refused certain services, finance or employment
in future. You may also search and use your internal records for these
purposes. Further details on how my personal data will be used by you
and these fraud prevention agencies, and my data protection rights, can
be found in the ‘Using My Personal Data’ booklet.
Credit reference checks (this doesn’t apply to the following accounts:
Asset 30 Account and Sovereign 30 Account)
If I’ve applied for a credit product then in order to process my application,
you’ll perform credit and identity checks on me at my home and/or
business address (if I am a business customer) with one or more credit
reference agencies. To do this you’ll supply my personal data to the
credit reference agencies and they’ll give you information about me.
When you carry out a search at the credit reference agencies they’ll
place a footprint on my credit file. A credit search may either be: a)
a quotation search where a soft footprint is left. This has no effect
on my credit score, and lenders are unable to see this; or b) a hard
footprint where I’ve agreed/requested Cater Allen to proceed with my
application for credit. This footprint will be viewable by other lenders
and may affect my ability to get credit elsewhere. You’ll also continue
to exchange information about me with credit reference agencies
while I have a relationship with you. The credit reference agencies
may in turn share my personal information with other organisations.
If I am a business customer, the personal data shared with the credit
reference agencies will relate to me and my business. Details about my
application (whether or not it’s successful) will be recorded and you’ll
give details of me, the business (where applicable) and my accounts
and how I manage them to credit reference agencies. If I do not repay
any debt in full or on time, they’ll record the outstanding debt and
supply this information to others performing similar checks, to trace my
whereabouts and to recover debts that I owe. Records remain on file
for 6 years after they are closed, whether settled by me or defaulted.
A financial association link between joint applicants will be created at
the credit reference agencies. This will link our financial records and be
taken into account in all future applications by either or both of us until
either of us apply for a notice of disassociation with the credit reference
The identities of the credit reference agencies, and the ways in which
they use and share personal information is explained in more detail in
the ‘Using My Personal Data’ booklet, or via the Credit Reference Agency
Information Notice (CRAIN) document which can be accessed via any of
the following links:
My marketing preferences and related searches
You’ll use my home address, phone numbers, and email address and
social media (e.g. Facebook, Google and message facilities in other
platforms) to contact me according to my preferences. I can change my
preferences or unsubscribe at any time by contacting you. In the case of
social media messages I can manage my social media preferences via
that social media platform. If I’m over 18, you may search the files at
credit reference agencies before sending marketing communications to
me about credit. The credit reference agencies don’t record this particular
search or show it to other lenders and it won’t affect my credit rating. You
do this as part of your responsible lending obligations which is within your
legitimate interests.
From time to time you’d like to contact me about products, services and
offers that may interest me or to get my opinion on how you are doing.
I understand you won’t bombard me and I can choose to stop receiving
information at any time by contacting you.
Applicant 1
I have ticked any box(es) I WOULD NOT like you to use:
Market research, including customer satisfaction surveys
All of the above
I understand that I may receive details of products and services from
other Santander group companies if I have agreed with them to receive
such information.
Applicant 2
I have ticked any box(es) I WOULD NOT like you to use:
Market research, including customer satisfaction surveys
All of the above
I understand that I may receive details of products and services from
other Santander group companies if I have agreed with them to receive
such information.
Automated decision making and processing
Automated decision making involves processing my personal data
without human intervention to evaluate my personal situation such as
my economic position, personal preferences, interests or behaviour, for
instance in relation to transactions on my accounts, my payments to other
providers, and triggers and events such as account opening anniversaries
and maturity dates. You may do this to decide what marketing
communications are suitable for me, to analyse statistics and assess
lending risks. All this activity is on the basis of your legitimate interests,
to protect your business, and to develop and improve your products and
services, except as follows; when you do automated decision making
including profiling activity to assess lending and insurance risks, this will
be performed on the basis of it being necessary to perform the contract
with me or to take steps to enter into that contract. Further details can be
found in the ‘Using My Personal Data’ booklet.
Other information about me as a business customer (if I am one)
You may also hold all the information I give to you (i.e. name, address,
date of birth, nationality) in order to undertake periodic due diligence
checks which banks are required to undertake to comply with UK
Criteria used to determine retention periods (whether or not I
become a customer)
The following criteria are used to determine data retention periods for
my personal data:
8 Data Protection Statement (Continued)
Applicant(s) to complete
Retention in case of queries. You’ll retain my personal data as
long as necessary to deal with my queries (e.g. if my application is
Retention in case of claims. You’ll retain my personal data for as
long as I might legally bring claims against you; and
Retention in accordance with legal and regulatory requirements.
You’ll retain my personal data after my account has been closed or
has otherwise come to an end based on your legal and regulatory
My rights under applicable data protection law
My rights are as follows (noting that these rights don’t apply in all
circumstances and that data portability is only relevant from May 2018):
The right to be informed about your processing of my personal data;
The right to have my personal data corrected if it’s inaccurate and to
have incomplete personal data completed;
The right to object to processing of my personal data;
The right to restrict processing of my personal data;
The right to have my personal data erased (the “right to be
The right to request access to my personal data and information
about how you process it;
The right to move, copy or transfer my personal data (“data
portability”); and
Rights in relation to automated decision making including profiling.
I have the right to complain to the Information Commissioner’s Office.
It has enforcement powers and can investigate compliance with data
protection law: ico.org.uk.
For more details on all the above I can contact your DPO or request the
‘Using My Personal Data’ booklet by calling 0800 092 3300 or I can view
it online at caterallen.co.uk.
Data anonymisation and aggregation
My personal data may be converted into statistical or aggregated data
which can’t be used to identify me, then used to produce statistical
research and reports. This aggregated data may be shared and used in
all the ways described above.
*Group companies
For more information on the Santander group companies, please see
the ‘Using My Personal Data’ booklet.
8 Data Protection Statement (Continued)
Applicant(s) to complete
The Bank requires the Corporate Trustee to sign this Application to
authorise the opening of this Account.
The Corporate Trustees have authority from the Scheme member(s)
of the Pension Scheme to allow Cater Allen to undertake appropriate
online references searches both now and at any time in the future on
the Scheme member(s) for the purpose of verifying their identity
and/or their address.
Cater Allen may also request from the Trustees documents confirming
the Scheme member(s) identity and/or address. The Pension
Administrator undertakes to ensure that the Scheme member(s) is/
are made aware of Cater Allens requirements to use their data in this
By signing this Application Form we agree that:
We have read the Data Protection Statement, and agree that you can
use our information as stated in the Statement.
We have received and accept the Terms and Conditions of this
Account and agree to also be bound by any subsequent amendments
advised to us by the Bank from time to time.
The information contained in this Application is true and correct.
Cater Allen Private Bank is duly authorised to operate the Account(s).
I have received a copy of the FSCS Information Sheet and Exclusions
9 Declaration
Applicant(s) to complete
Is the member to be an Authorised Signatory on this particular SIPP
Plan Bank Account?
Full name (including any middle names)
Corporate Trustee
Full name (including any middle names)
Corporate Trustee
Full name (including any middle names)
Cater Allen Private Bank is able to provide literature in alternative formats. The formats available are: Large Print,
Braille and Audio CD. If you would like to register to receive correspondence in an alternative format please contact us
on 0800 092 3300. For the hard of hearing and/or speech impaired please use the Text Relay service. Further details
can be found at http://ngts.org.uk/
Cater Allen Private Bank is the name used for banking services provided by Cater Allen Limited. Registered Office: 2 Triton Square, Regent’s Place, London, NW1 3AN. Registered
in England and Wales number 383032. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and Prudential Regulation
Authority. Our Financial Services Register number is 178737. You can check this on the Financial Services Register by visiting the FCA’s website www.fca.org.uk/register. Cater
Allen Limited is part of the Santander group. Cater Allen and the flame logo are registered trademarks. Calls may be recorded or monitored. Telephone 0800 092 3300.
CAPB 0486 OCT 20 H
Additional information
Applicant(s) to complete
Please use this section to provide your full name or any other additional information relevant to your application.
Additional countries which you make tax contributions and their
corresponding TIN (Tax Identification Number).
Additional countries which you make tax contributions and their
corresponding TIN (Tax Identification Number).