Fill - Lende

State of _________________

DEED OF TRUST

This Deed of Trust (this “Trust Deed”) is made as of the _____ day of _______________, 20_____ (the

“Effective Date” by and among:

Lende

r(s):

• ________

________________ [Name] a/an (Check one) ☐ individual ☐ _________________

___________________ [Entity type] incorporated under the laws of _________________ [State]

located at ________________________________________ [Address] and

• ________________________ [Name] a/an (Check one) ☐ individual ☐ _________________

___________________ [Entity type] incorporated under the laws of _________________ [State]

located at ________________________________________ [Address] and

• ________________________ [Name] a/an (Check one) ☐ individual ☐ _________________

___________________ [Entity type] incorporated under the laws of _________________ [State]

located at ________________________________________ [Address]

(collectively “Lender”) and

Borrower(s):

• ________

________________ [Name] a/an (Check one) ☐ individual ☐ _______________

___________________ [Entity type] incorporated under the laws of _________________ [State]

located at ________________________________________ [Address] and

• ________________________ [Name] a/an (Check one) ☐ individual ☐ ________________

___________________ [Entity type] incorporated under the laws of _________________ [State]

located at ________________________________________ [Address] and

• ________________________ [Name] a/an (Check one) ☐ individual ☐ _______________

___________________ [Entity type] incorporated under the laws of _________________ [State]

located at ________________________________________ [Address]

ollectively “Borrower”) and

Co-S

igner(s):

• ________________________ [Name] a/an (Check one) ☐ individual ☐ _______________

___________________ [Entity type] incorporated under the laws of _________________ [State]

located at ________________________________________ [Address] and

• ________________________ [Name] a/an (Check one) ☐ individual

☐ ________

_________

___________________ [Entity type] incorporated under the laws of _________________ [State]

located at ________________________________________ [Address] and

• ________________________ [Name] a/an (Check one) ☐ individual ☐ ________________

___________________ [Entity type] incorporated under the laws of _________________ [State]

located at ________________________________________ [Address]

(collectively “Co-Signer” and together with Borrower, “Trustor”), and

Trustee:

• ________________________ [Name] a/an (Check one) ☐ individual ☐ _______________

___________________ [Entity type] incorporated under the laws of _________________ [State]

located at ________________________________________ [Address] (“Trustee”).

IN CONSIDERATION OF the sum lent to Borrower by Lender in the amount of $______________

(the “Principal Amount”) together with interest of __________% on the outstanding balance as evidenced

by the (Check one) ☐ Loan Agreement ☐ Promissory Note ☐ Other: ______________________

dated ____________________, 20_____ by and among/between Lender and Borrower and

________________________ [Guarantor name], acting as guarantor, ( ☐ attached hereto as Exhibit

A) (the “Note”), this Trust Deed secures to Lender the repayment of the Note, and all renewals,

extensions and modifications of the Note, and the performance of Borrower’s covenants and agreements

under this Trust Deed and the Note.

FOR THIS PURPOSE, Trustor irrevocably grants and conveys to Trustee, in trust, with power of

sale, the following described property located in the County of _________________: ________________

__________________________________________________________________ [Property description],

which currently has the address of ________________________________________, together with all

the improvements now or hereafter erected on the Property, and all easements, appurtenances, and

fixtures now or hereafter a part of the Property. All replacements and additions shall also be covered by

this Trust Deed. All of the foregoing is referred to in this Trust Deed as the “Property.”

NOW THEREFORE, in consideration of the mutual covenants and obligations set forth herein, the

parties agree as follows:

1. Payment of Principal and Interest. Borrower shall pay when due the principal, together with any

interest, fees, charges, escrow funds and other costs associated with this Trust Deed, including any

amendment, extension or renewal thereof, according to the terms specified in the Note. Payments are

deemed received by Lender when received at the location designated in the Note or at such other

location as may be designated by Lender.

2. Partial Payments. Lender may return any payment or partial payment if the payment or partial

payments are insufficient to bring the Loan current. Lender may accept any payment or partial payment

insufficient to bring the Loan current, without waiver of any rights hereunder or prejudice to its rights to

refuse such payment or partial payments in the future, but Lender is not obligated to apply such payments

at the time such payments are accepted. No offset or claim which Borrower might have now or in the

future against Lender shall relieve Borrower from making payments due under the Note and this Trust

Deed or performing the covenants and agreements secured by this Trust Deed.

3. Prepayments. (Check one)

☐ If Borrower is not in default of this Trust Deed, Borrower may prepay all or a portion of the Principal

Amount, without penalty and according to the terms of the Note. Prepayment shall not relieve Borrower of

its obligation from making payments when due under the Note and this Trust Deed or performing the

covenants and agreements secured by this Trust Deed.

☐ Not applicable.

4. Application of Payments. Except as otherwise described in this Trust Deed, all payments accepted

by Lender shall be applied in the following order of priority: (a) interest due under the Note; (b) principal

due under the Note; (c) amounts due for Escrow Items (as defined herein) due under this Trust Deed.

Such payments shall be applied to each payment in the order in which it became due. Any remaining

amounts shall be applied first to late charges, second to any other amounts due under this Trust Deed,

and then to reduce the principal balance of the Note. Any application of payments, insurance proceeds, or

other amounts to principal due under the Note shall not extend or postpone the due date, or change the

amount, of the periodic payments due under the Note.

5. Funds for Escrow Items.

A. Escrow Items. Borrower shall pay to Lender on the day periodic payments are due under the

Note, until the Note is paid in full, a sum to provide for payment of amounts due for (a) taxes and

assessments and other items which can attain priority over this Trust Deed, such as a lien or

encumbrance on the Property; (b) leasehold payments or ground rents on the Property, if any; and (c)

premiums for any and all insurance required by Lender under this Trust Deed. These items are called

“Escrow Items.” At origination or at any time during the term of the Loan, Lender may require that

community association dues, fees, and/or assessments, if any, be escrowed by Borrower, and such dues,

fees and assessments shall also be an Escrow Item. Borrower shall promptly furnish to Lender all notices

of amounts to be paid under this Section.

B. Payment for Escrow Items. Borrower shall pay Lender amounts for Escrow Items unless

Lender waives Borrower’s obligation to pay Lender for any or all Escrow Items. Lender may waive

Borrower’s obligation to pay to Lender for any or all Escrow Items at any time. Any such waiver may only

be in writing. In the event of such waiver, Borrower shall pay directly, when and where payable, the

amounts due for any Escrow Items and, if Lender requires, shall furnish to Lender receipts evidencing

such payment. If Borrower fails to pay the amount due for an Escrow Item, Lender may pay such amount

and Borrower shall then be obligated to repay to Lender any such amount. Lender may revoke the waiver

as to any or all Escrow Items at any time.

C. Escrow Fund. Lender may, at any time, collect and hold amounts for Escrow Items in

accordance with the Real Estate Settlement Procedures Act (“RESPA”). Lender shall estimate the

amount for Escrow Items due on the basis of current data and reasonable estimates of expenditures of

future Escrow Items or otherwise in accordance with applicable law. If there is a surplus of sums for

Escrow Items held in escrow, as defined under RESPA, Lender shall account to Borrower for the excess

funds in accordance with RESPA. If there is a shortage of sums for Escrow Items held in escrow, as

defined under RESPA, Lender shall notify Borrower as required by RESPA, and Borrower shall pay to

Lender the amount necessary to make up the shortage in accordance with RESPA. Upon payment in full

of all sums secured by this Trust Deed, Lender shall promptly refund to Borrower any sums for Escrow

Items held by Lender.

6. Borrower’s Representations and Warranties. (Check one)

☐ Borrower hereby represents and warrants the following: (Check all that apply)

☐ Borrower is the legal owner of and has the right to grant and convey the Property.

☐ The Property is free and clear of all encumbrances, except for encumbrances of record.

☐ Other: ________________________________________________________________

☐ Not applicable.

7. Defense of Title. Borrower warrants and will defend title to the Property against all claims and

demands, subject to any encumbrances of record, or any action or proceeding purporting to affect the

security hereof or the rights or powers of Lender, and will pay all costs and expenses, including cost of

evidence of title and attorney’s fees in a reasonable sum.

8. Charges. Borrower shall pay all (a) taxes, assessments, charges, fines, and impositions attributable to

the Property which can attain priority over this Trust Deed; (b) leasehold payments or ground rents on the

Property, if any; and (c) community or association dues, fees, and/or assessments, if any. To the extent

that these items are Escrow Items, Borrower shall pay them in the manner provided in this Trust Deed.

9. Liens. Borrower shall promptly discharge any lien which has priority over this Trust Deed unless

Borrower (a) agrees in writing to the payment of the obligation secured by the lien in a manner acceptable

to Lender, but only so long as Borrower is performing such agreement; (b) contests the lien in good faith

by, or defends against enforcement of the lien in, legal proceedings which in Lender’s opinion operate to

prevent the enforcement of the lien while those proceedings are pending, but only until such proceedings

are concluded; or (c) secures from the holder of the lien an agreement satisfactory to Lender

subordinating the lien to this Trust Deed. If Lender determines that any part of the Property is subject to a

lien which can attain priority over this Trust Deed, Lender may give Borrower a notice identifying the lien.

Within 10 days of the date on which that notice is given, Borrower shall satisfy the lien or take one or

more of the actions set forth above in this Section.

10. Property Insurance.

A. Type of Insurance. Borrower shall keep all buildings and improvements now existing or

hereafter erected on the Property insured against loss by fire, earthquakes, floods, hazards included

within the term “extended coverage,” and any other hazards for which Lender requires insurance. The

insurance amounts (including deductible levels) and periods and the insurance carrier shall be subject to

Lender’s approval. Lender reserves the right to make reasonable changes to the insurance requirements

while this Trust Deed is in effect.

B. Maintaining Insurance. If Borrower fails to maintain any of the coverages described above,

Lender may at its option obtain insurance coverage, which shall become additional debt of Borrower

secured by this Trust Deed. Borrower acknowledges that the cost of the insurance coverage so obtained

might significantly exceed the cost of insurance that Borrower could have obtained. Any amounts paid by

Lender under this Section shall bear interest at the same rate as the Principal Amount in the Note.

C. Insurance Beneficiaries. All insurance policies shall include a standard mortgage clause, and

shall name Lender as mortgagee and/or as an additional loss payee. Lender shall have the right to hold

the policies and renewal certificates. If Lender requires, Borrower shall promptly give to Lender all

receipts of paid premiums and renewal notices. If Borrower obtains any form of insurance coverage, not

otherwise required by Lender, for damage to, or destruction of, the Property, such policy shall include a

standard mortgage clause and shall name Lender as mortgagee and/or as an additional loss payee.

D. Event of Loss. In the event of loss, Borrower shall give prompt notice to the insurance carrier

and Lender. Unless Lender and Borrower otherwise agree in writing, any insurance proceeds, whether or

not the underlying insurance was required by Lender, shall be applied to restoration or repair of the

Property, if the restoration or repair is economically feasible and Lender’s security is not lessened. If the

restoration or repair is not economically feasible or Lender’s security would be lessened, the insurance

proceeds shall be applied to the sums secured by this Trust Deed, whether or not then due, with the

excess, if any, paid to Borrower.

11. Mortgage Insurance. (Check one)

☐ Borrower shall maintain mortgage insurance protecting Lender against the nonpayment of, or default

on, the Note as required by Lender. Nothing in this Section shall affect Borrower’s obligation to make

payments on the Principal Amount and interest as required under the Note.

☐

Borrower is NOT required to maintain mortgage insurance.

12. Occupancy. (Check one)

☐ Borrower shall occupy, establish and use the Property as Borrower’s principal residence after the

execution of this Trust Deed, unless Lender otherwise agrees in writing, which consent shall not be

unreasonably withheld, or unless extenuating circumstances exist which are beyond Borrower’s control.

☐

Borrower is NOT required to occupy, establish and use the Property as Borrower’s principal

residence.

13. Maintenance and Repair. Borrower shall not destroy, damage or impair the Property, allow the

Property to deteriorate or commit waste on the Property. Regardless of if Borrower is residing in the

Property, Borrower shall maintain the Property and shall not allow the Property to deteriorate or decrease

in value due to its condition. If the Property is damaged, Borrower shall promptly repair the Property to

avoid further deterioration or damage, unless repair or restoration is not economically feasible.

14. Hazardous Substances. Borrower shall not cause or permit the presence, use, disposal, storage, or

release of any hazardous substances, or threaten to release any hazardous substances, on or in the

Property. In addition, Borrower shall not do, or allow anyone else to do, anything affecting the Property

Borrower shall not do, nor allow anyone else to do, anything affecting the Property that is in violation of

any environmental law or which, due to the presence, use or release of a hazardous substance, creates a

condition that adversely affects the value of the Property. Hazardous substances include substances

defined as toxic or hazardous substances, pollutants, or wastes by environmental law, gasoline,

kerosene, other flammable or toxic petroleum products, toxic pesticides and herbicides, volatile solvents,

materials containing asbestos or formaldehyde, and radioactive materials.

15. Inspections. Lender or its agent may make reasonable entries upon and inspections of the Property.

If it has reasonable cause, Lender may inspect the interior of the buildings and improvements on the

Property. Lender shall give Borrower notice at the time of or prior to such an interior inspection specifying

such reasonable cause.

16. Protection of Lender’s Interest. Lender may do and pay for whatever is reasonable or appropriate

to protect Lender’s interest in the Property and its rights under this Trust Deed, including protecting and/or

assessing the value of the Property, and securing and/or repairing the Property. Any amounts disbursed

by Lender under this Section shall become additional debt of Borrower secured by this Trust Deed. These

amounts shall bear interest at the same rate as the Principal Amount in the Note.

17. Borrower Not Released. Extension of the time for payment or modification of amortization of the

sums secured by this Trust Deed granted by Lender to Borrower shall not operate to release the liability

of Borrower. Any forbearance by Lender in exercising any right or remedy including, without limitation,

Lender’s acceptance of payments from third persons or entities or in amounts less than the amount then

due, shall not be a waiver of or preclude the exercise of any right or remedy.

18. Sale of the Property. Borrower shall not sell, transfer, lease, assign or otherwise dispose of all or any

part of the Property or Borrower’s interest in the Property without Lender’s prior written consent.

Selling without Lender’s Consent (Check one)

☐ If all or any part of the Property or Borrower’s interest in the Property is sold, transferred, leased,

assigned or otherwise disposed of without Lender’s prior written consent, Lender may require immediate

payment in full of all sums secured by this Trust Deed.

☐ Not applicable.

19. Sale of the Note. The Note or a partial interest in the Note (together with this Trust Deed) can be sold

one or more times without prior notice to Borrower. Borrower will be given written notice of the change

which will state the new name and address, the address to which payments should be made and any

other information required by RESPA.

20. Events of Default. The following shall each constitute an “Event of Default”:

- Borrower fails to make any required payment due under the Note or this Trust Deed.

- Borrower fails to comply with any of the terms or conditions of the Note or this Trust Deed.

- Borrower gave materially false, misleading, or inaccurate information or statements to Lender (or

failed to provide Lender with material information) in connection with the loan.

(Check all others that apply)

☐ If Borrower abandons the Property.

☐ If a default occurs on any lien or encumbrance on the Property, or an additional lien or

encumbrance is registered on the Property without Lender’s consent.

☐ If any action or proceeding, whether civil or criminal, is begun that, in Lender’s judgment, could

result in forfeiture of the Property or other material impairment of Lender’s interest in the Property or

rights under this Trust Deed.

☐ Other: ________________________________________________________________________

_________________________________________________________________________________

21. Acceleration. Upon the occurrence of an Event of Default, Lender shall give notice to Borrower

specifying: (a) the default; (b) the action required to cure the default; (c) a date, not less than __________

days from the date the notice is given to Borrower, by which the default must be cured; and (d) that failure

to cure the default on or before the date specified in the notice may result in acceleration of the sums

secured by this Trust Deed and sale of the Property. The notice shall further inform Borrower of the right

to reinstate after acceleration and the right to bring a court action to assert the non-existence of a default

or any other defense of Borrower to acceleration and sale. If the default is not cured on or before the date

specified in the notice, Lender at its option may require immediate payment in full of all sums secured by

this Trust Deed without further demand and may invoke the power of sale and any other remedies

permitted by applicable law.

22. Power of Sale. If Borrower remains in default after __________ days, Lender may at it option

foreclose and force a sale of the Property without a judicial proceeding. If Lender invokes the power of

sale, Lender shall give written notice to Trustee of the occurrence of an event of default and of Lender’s

election to cause the Property to be sold. Trustee shall record a notice of sale in each county in which any

part of the Property is located and shall mail copies of the notice as prescribed by applicable law to

Borrower and to the other persons prescribed by applicable law. After the time required by applicable law

and after publication and posting of the notice of sale, Trustee, without demand on Borrower, shall sell the

Property at public auction to the highest bidder for cash at the time and place designated in the notice of

sale. Trustee may postpone sale of the Property by public announcement at the time and place of any

previously scheduled sale. Lender or its designee may purchase the Property at any sale.

23. Remedies. Lender may enforce its rights or remedies in equity or at law, or both, whether for specific

performance of any provision in this Agreement or to enforce the payment of the Loan or any other legal

or equitable right or remedy. The rights and remedies of Lender now or hereafter existing at law or in

equity or by statute or otherwise shall be cumulative and shall be in addition to every other such right or

remedy. Lender shall be entitled to collect all expenses incurred in pursuing the remedies provided in this

Trust Deed, including, but not limited to, reasonable attorneys’ fees and costs of title evidence.

24. Substitute Trustee. Lender may, for any reason or cause, from time to time remove Trustee and

appoint a successor trustee to any Trustee appointed hereunder. Without conveyance of the Property, the

successor trustee shall succeed to all the title, power and duties conferred upon Trustee herein and by

applicable law.

25. Release. Upon payment of all sums secured by this Trust Deed, Lender shall release this Trust Deed,

and Lender shall request Trustee to reconvey the Property to Borrower and shall surrender this Trust

Deed and all notes evidencing debt secured by this Trust Deed to Trustee.

26. Joint and Several Liability. (Check one)

☐ There is more than one Borrower. Borrower covenants and agrees that Borrower’s obligations and

liability shall be joint and several.

☐ Not applicable.

27. Co-Signers. Any Co-Signer who co-signs this Trust Deed but does not execute the Note: (a) is co-

signing this Trust Deed only to mortgage, grant and convey Co-Signer’s interest in the Property under the

terms of this Trust Deed; (b) is not personally obligated to pay the sums secured by this Trust Deed; and

with regard to the terms of this Trust Deed or the Note without Co- Signer’s consent.

28. Notices. All notices given by Borrower or Lender in connection with this Trust Deed must be in

writing. Any notice to Borrower in connection with this Trust Deed shall be deemed to have been given to

Borrower when mailed by first class mail or when actually delivered to Borrower’s notice address if sent

by other means. Notice to any one Borrower shall constitute notice to all Borrowers unless applicable law

expressly requires otherwise. The notice address shall be the Property address unless Borrower has

designated a substitute notice address by notice to Lender. Borrower shall promptly notify Lender of

Borrower’s change of address. Any notice to Lender shall be given by delivering it or by mailing it by first

class mail to Lender’s address stated herein unless Lender has designated another address by notice to

Borrower. Any notice in connection with this Trust Deed shall not be deemed to have been given to

Lender until actually received by Lender.

29. Successors and Assigns. Any successor-in-interest of Borrower who assumes Borrower’s

obligations under this Trust Deed in writing, and is approved by Lender, shall obtain all of Borrower’s

rights and benefits under this Trust Deed. Borrower shall not be released from Borrower’s obligations and

liability under this Trust Deed unless Lender agrees to such release in writing. The covenants and

agreements of this Trust Deed shall be binding upon and inure to the benefit of the successors and

assigns of Lender.

30. Governing Law. This Trust Deed shall be governed by and construed in accordance with the laws of

the State of _________________, without giving effect to the conflict of laws principles thereof. All rights

and obligations contained in this Trust Deed are subject to any requirements and limitations of the

governing law.

31. No Waiver. No exercise of any right or remedy by Lender or Trustee hereunder shall constitute a

waiver of any other right or remedy herein contained or provided by law. No delay by Lender or Trustee in

exercising any such right or remedy hereunder shall operate as a waiver thereof or preclude the exercise

thereof during the continuance of any default hereunder.

32. Severability. If any provision of this Trust Deed is held to be invalid, illegal or unenforceable in whole

or in part, the remaining provisions shall not be affected and shall continue to be valid, legal and

enforceable as though the invalid, illegal or unenforceable parts had not been in this Trust Deed.

33. Headings. The section headings herein are for reference purposes only and shall not otherwise affect

the meaning, construction or interpretation of any provision of this Trust Deed.

34. Copies. All parties shall be given one copy of the Note and of this Trust Deed.

35. Time of Essence. Time is of the essence in each the performance of this Trust Deed.

36. Other. __________________________________________________________________________

____________________________________________________________________________________

IN WITNESS WHEREOF, this Trust Deed has been executed and delivered as of the date first written

above.

Borrower Full Name

Representative Signature

Representative Name and Title

Borrower Full Name

Representative Signature

Representative Name and Title

Borrower Full Name

Representative Signature

Representative Name and Title

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Co-Signer Full Name

Representative Signature

Representative Name and Title

Co-Signer Full Name

Representative Signature

Representative Name and Title

Co-Signer Full Name

Representative Signature

Representative Name and Title

Agreed and acknowledged by:

Lender Full Name

Representative Signature

Representative Name and Title

Lender Full Name

Representative Signature

Representative Name and Title

Lender Full Name

Representative Signature

Representative Name and Title

Trustee Full Name

Representative Signature

Representative Name and Title

Guarantor Signature

Guarantor Full Name

ACKNOWLEDGEMENT OF NOTARY PUBLIC

STATE OF _________________,

COUNTY OF _________________.

On this day, personally appeared before me, ________________________, to me known to be the

person(s) described in and who executed the within instrument, and acknowledged that he/she signed the

same as his/her voluntary act and deed, for the uses and purposes therein mentioned.

Witness my hand and official seal hereto affixed on this day of ____________________, 20_____.

_________________________________

Notary Public Signature

My Commission expires: _____________

ACKNOWLEDGEMENT OF NOTARY PUBLIC

STATE OF _________________,

COUNTY OF _________________.

On this day, personally appeared before me, ________________________, to me known to be the

person(s) described in and who executed the within instrument, and acknowledged that he/she signed the

same as his/her voluntary act and deed, for the uses and purposes therein mentioned.

Witness my hand and official seal hereto affixed on this day of ____________________, 20_____.

_________________________________

Notary Public Signature

My Commission expires: _____________

ACKNOWLEDGEMENT OF NOTARY PUBLIC

STATE OF _________________,

COUNTY OF _________________.

On this day, personally appeared before me, ________________________, to me known to be the

person(s) described in and who executed the within instrument, and acknowledged that he/she signed the

same as his/her voluntary act and deed, for the uses and purposes therein mentioned.

Witness my hand and official seal hereto affixed on this day of ____________________, 20_____.

_________________________________

Notary Public Signature

My Commission expires: _____________

ACKNOWLEDGEMENT OF NOTARY PUBLIC

STATE OF _________________,

COUNTY OF _________________.

On this day, personally appeared before me, ________________________, to me known to be the

person(s) described in and who executed the within instrument, and acknowledged that he/she signed the

same as his/her voluntary act and deed, for the uses and purposes therein mentioned.

Witness my hand and official seal hereto affixed on this day of ____________________, 20_____.

_________________________________

Notary Public Signature

My Commission expires: _____________

ACKNOWLEDGEMENT OF NOTARY PUBLIC

STATE OF _________________,

COUNTY OF _________________.

On this day, personally appeared before me, ________________________, to me known to be the

person(s) described in and who executed the within instrument, and acknowledged that he/she signed the

same as his/her voluntary act and deed, for the uses and purposes therein mentioned.

Witness my hand and official seal hereto affixed on this day of ____________________, 20_____.

_________________________________

Notary Public Signature

My Commission expires: _____________

ACKNOWLEDGEMENT OF NOTARY PUBLIC

STATE OF _________________,

COUNTY OF _________________.

On this day, personally appeared before me, ________________________, to me known to be the

person(s) described in and who executed the within instrument, and acknowledged that he/she signed the

same as his/her voluntary act and deed, for the uses and purposes therein mentioned.

Witness my hand and official seal hereto affixed on this day of ____________________, 20_____.

_________________________________

Notary Public Signature

My Commission expires: _____________

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ACKNOWLEDGEMENT OF NOTARY PUBLIC

STATE OF _________________,

COUNTY OF _________________.

On this day, personally appeared before me, ________________________, to me known to be the

person(s) described in and who executed the within instrument, and acknowledged that he/she signed the

same as his/her voluntary act and deed, for the uses and purposes therein mentioned.

Witness my hand and official seal hereto affixed on this day of ____________________, 20_____.

_________________________________

Notary Public Signature

My Commission expires: _____________

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ACKNOWLEDGEMENT OF NOTARY PUBLIC

STATE OF _________________,

COUNTY OF _________________.

On this day, personally appeared before me, ________________________, to me known to be the

person(s) described in and who executed the within instrument, and acknowledged that he/she signed the

same as his/her voluntary act and deed, for the uses and purposes therein mentioned.

Witness my hand and official seal hereto affixed on this day of ____________________, 20_____.

_________________________________

Notary Public Signature

My Commission expires: _____________

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ACKNOWLEDGEMENT OF NOTARY PUBLIC

STATE OF _________________,

COUNTY OF _________________.

On this day, personally appeared before me, ________________________, to me known to be the

person(s) described in and who executed the within instrument, and acknowledged that he/she signed the

same as his/her voluntary act and deed, for the uses and purposes therein mentioned.

Witness my hand and official seal hereto affixed on this day of ____________________, 20_____.

_________________________________

Notary Public Signature

My Commission expires: _____________

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ACKNOWLEDGEMENT OF NOTARY PUBLIC

STATE OF _________________,

COUNTY OF _________________.

On this day, personally appeared before me, ________________________, to me known to be the

person(s) described in and who executed the within instrument, and acknowledged that he/she signed the

same as his/her voluntary act and deed, for the uses and purposes therein mentioned.

Witness my hand and official seal hereto affixed on this day of ____________________, 20_____.

_________________________________

Notary Public Signature

My Commission expires: _____________

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signature

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ACKNOWLEDGEMENT OF NOTARY PUBLIC

STATE OF _________________,

COUNTY OF _________________.

On this day, personally appeared before me, ________________________, to me known to be the

person(s) described in and who executed the within instrument, and acknowledged that he/she signed the

same as his/her voluntary act and deed, for the uses and purposes therein mentioned.

Witness my hand and official seal hereto affixed on this day of ____________________, 20_____.

_________________________________

Notary Public Signature

My Commission expires: _____________

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EXHIBIT A

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