How might you find flexibility in important expenses? Consider the following suggestions and check the box
next to the ones that are interesting to you.
Unsure which goal to focus on first? Consider this order: 1) $500-$1000
emergency fund 2) Pay off credit card debt 3) Savings to cover 3 months
of income 4) Down payment on home or paying down student loans.
Have extra money you're willing to put towards a goal? Reference the
priorities you created and set aside money in an emergency fund to
cover a month's worth of those expenses in case something changes.
Subscriptions: Make a list of your subscriptions (Streaming services,
Amazon, etc.). Do you need all of these right now?
If your cash flow is tight, consider reaching out to your vehicle lender
or student loan servicer to see if a payment could be skipped or what
other options may be available.
Ask a friend or family member how they've saved on a cell phone,
cable or internet bill. Write their ideas here or come up with your own:
If your income is reduced, you might be eligible for energy assistance.
Consider reaching out to your utility company to see what is available.
(Rent) What is not working with your current rental situation?
Consider reaching out to your landlord to see if they have any flexibility
in how rent is paid
(splitting payments based on pay schedule, a new due date, etc.)
Consider making a list of what you need to buy and a limit of how much
you are willing to spend. It will be easier to stay on track with your
finances if you plan ahead.
If you are interested in personalized suggestions, consider calling GreenPath to talk to an expert and together review your options.
Review your paycheck. Consider reaching out to your HR department
to better understand what might be adjusted in your paycheck like
deductions or contributions to a retirement account.
If your income is reduced, consider applying for unemployment or
identify if there are opportunities for additional income through
Consider reaching out to your mortgage lender. Often, there are
options if you are struggling. Reach out to a GreenPath housing
counselor to discuss pros and cons.
Consider a discount grocery store in order to save money.
Many of these stores offer the same healthy food options of the
more expensive stores.
Consider sharing your idea with us by clicking on this survey.
Your suggestion may end up helping someone else who is looking
Write down your own idea: