Expenses Monthly total
$
$
$
$
$
$
$
$
$
$
$
$
Other debt payments (e.g., personal loans, credit cards)
Other expenses or fees
$
Total monthly expenses
HEALTH
PERSONAL & FAMILY
OTHER
$ $ $
ExpensesIncome
$
=
$
Gasoline $
$
$
Car payments (e.g., insurance, loans, lease)
$
TRANSPORT
Public transit (e.g., bus, taxi, ride-sharing)
Clothing and shoes
If your income is greater than your expenses, this is a budget surplus: use this money to save for goals and to add
to your savings account! If your expenses are greater than your income, this means you have a budget deficit.
For additional tips on prioritizing you expenses, check out GreenPath’s Aligning Priorities Workbook.
Car maintenance (e.g., oil change, new res)
Other transportaon expenses (e.g., parking, tolls)
Prescripons and medicaons
Health insurance (if not deducted from paycheck)
Other medical expenses (e.g., Dr. office copay, glasses, contacts)
Child care (e.g., daycare, babysier)
Money given or sent to family (e.g., gis, child support)
Entertainment (e.g., movies, concerts)
Subscripons (e.g., streaming services, music, mobile apps)
Pet care (e.g., food, vet, dog-daycare)
Other personal or family expenses (e.g., toiletries, makeup, haircut)
Savings (e.g., emergency fund, holidays, vacation)
School costs (e.g., supplies, tuition, student loans)
Budgeng Worksheet (connued)
Budget Surplus or Deficit
Free Budgeting Assistance & Counseling Support from GreenPath
If you are having trouble paying your bills, we encourage you to connect
with our partners at GreenPath Financial Wellness for a free counseling
session. They can help you to make a plan and may also be able to lower
your interest rates on your exisng credit card debts.
www.greenpathref.com
877-337-3399