USDA Forest Service Insurance Requirements
The following insurance guidelines are provided to show why insurance requirements
are necessary and how the Certificate of Insurance needs to be prepared to meet the
agency direction
The Special Use Permit requires the Permittee to indemnify the United States against
any liability for damage to life or property arising from the occupancy or use of National
Forest System Lands. The Permit requires the Permittee to have the insurance
company name the United States Government (Forest Service) as an additionally
insured party. Also, the Certificate of Insurance and the insurance policy shall contain
a specific provision to the effect that the policy shall not be cancelled or the provisions
changed or deleted before thirty (30) days written notification by the insurance
company to the U.S. Government, c/o USDA Forest Service.
A Certificate of Insurance must be presented to the Forest Service before a Special
Use Permit will be issued. For long-term or high risk projects the Authorized Officer
may require that a copy of the actual insurance policy be furnished before the permit is
issued.
The following acceptable additional insured clause shall be shown in verbatim on the
face of the Certificate of Insurance or Binder and, as a clause or an endorsement in the
insurance policy:
'It is understood and agreed that the United States Government is additional
insured solely as respects liability arising from operations of the named
insured."
In addition, the following 30 day clause is also mandatory and shall be shown in
verbatim on the Certificate of Insurance as well as in the insurance policy:
"It is understood and agreed that the coverage under this policy will not be
changed or its provisions changed or deleted before thirty (30) days written
notice to the:
United States Government, USDA Forest Service,
Columbia River Gorge National Scenic Area
902 Wasco, Suite 200
Hood River, OR 97031
United States Government, c/o USDA Forest Service, Columbia River Gorge
National Scenic Area shall be listed in the certificate holder box.
If these clauses are not on the Certificate of Insurance in verbatim, and are not in the
insurance policy or on an endorsement as stated above, a Special Use Permit will not
be issued.
The amount of insurance required will depend on the degree of risk involved. The
Forest Representative administering the special use permit will inform the prospective
permittee of the required liability coverage necessary, such as: (coverage’s shown
minimums)
(1) $ 10,000 Property Damage
(2) $100,000 Death or injury to One Individual, and
(3) $300,000 Death or injury to more than One Individual
(4) $300,000 Combined Single Limit (CSL)