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Financial Aid Office
Federal Direct Subsidized' Loan' Request Form
Your initial 2019-20 Kauai Community College Financial Aid Award notification ONLY includes funds
that are recommended for meeting the costs of your education.
In many cases, KCC recommends
not borrowing at all, or recommends borrowing amounts that are less than the
annual loan limits.
First Time Student Borrowers: If this is your first Federal Direct Student Loan, you will need to
complete and sign a
Master Promissory Note (MPN) as well as Entrance Counseling prior to
your loan being processed. Once co
mpleted, and upon receipt of this signed form, your loan will be
First time student, first time borrowers: There is a 30-day delay in the release of
the first loan disbursement for first-time, fir
st-year college students. (30 days AFTER the 1
day of the
Transfer Student Borrowers: If you have a borrowed a Federal Direct Student Loan at another
college/university in the last 10 years, you do not need to do a new MPN. You must complete
Counseling prior to your loan being processed. Once completed, and upon receipt of this signed form,
your loan will be proc
Returning Student Borrowers: Upon receipt of this signed form, your loan will be processed.
Both the Master
Promissory Note and Entrance Counseling can be completed at the following web
By completing this form, you a
re requesting a Federal Direct Subsidized Loan. This loan has specific
terms and conditions and differs from the Federal Direct Unsubsidized Loan. Visit
https://studentaid.ed.gov/sa/types/loans for fur
Phone #: _____________________ UH ID Number/User Name: _________________________________
USE 'THESE 'TOOLS'TO'HELP 'MAKE 'A'SMART'DECISION'ABOUT'BORROWING:
1. Go to https://studentloans.gov and sign in using your FSA User ID/Password
a. Select "Complete Loan Counseling" and complete both "Entrance Counseling" (required)
and "Financial Awareness Counseling" (strongly recommended). Each counseling
session takes approximately 30 minutes to complete.
b. Select Repay Loans from the menu on the right. Use "Estimate your Payments" to
how much you've borrowed so far, plan future borrowing, explore repayment options that
are available, and learn how much your monthly payments are likely to be.
programs and activities. For more information or inquiries regarding these policies, please contact Teresa Tumbaga, Title IX
Coordinator, firstname.lastname@example.org, 808-245-8395 or Alicia Sams, Student Support Counselor, email@example.com,