UH ID Number/User
Financial Aid Office
Federal Direct Unsubsidized Loan Request Form
Your initial 2020-21 Kauai Community College Financial Aid Award notification ONLY includes funds
that are recommended for meeting the costs of your education. In many cases, KCC recommends not
borrowing at all, or recommends borrowing amounts that are less than the annual loan limits.
Use this form to request a Federal Direct Unsubsidized Student Loan in addition to the funds already
awarded and outlined in your initial 2020-21 financial aid award notification. If you have not requested and
are eligible for a Federal Direct Subsidized Loan for the 2020-21 award year, you must complete an
application for a Subsidized Direct Student Loan first.
First Time Student Borrowers: If this is your first Federal Direct Student Loan, you will need to complete
and sign a Master Promissory Note (MPN) as well as Entrance Counseling prior to your loan being
processed. Once completed, and upon receipt of this signed form, your loan will be processed.
Please Note: First time student, first time borrowers: There is a 30-day delay in the release of the first
loan disbursement for first-time, first-year college students. (30 days AFTER the 1
day of the term).
Transfer Student Borrowers: If you have a borrowed a Federal Direct Student Loan at another
college/university in the last 10 years, you do not need to do a new MPN. You must complete Entrance
Counseling prior to your loan being processed. Once completed, and upon receipt of this signed form, your
loan will be processed.
Returning Student Borrowers: Upon receipt of this signed form, your loan will be processed.
Both the Master Promissory Note and Entrance Counseling can be completed at the following web site:
. Upon login, locate Complete Aid Process at the top of the page. Select MPN for
Undergraduates. The link to Complete Entrance Counseling is in the same area.
By completing this form, you are requesting a Federal Direct Unsubsidized Student Loan. This loan
has specific terms and conditions and differs from the Federal Direct Subsidized Loan. Visit
https://studentaid.ed.gov/sa/types/loans for further details.
Student’s Name: ____________________________Date of
one #: _______________ _________________________
USE THESE TOOLS TO HELP MAKE A SMART DECISION ABOUT BORROWING:
1) Go to https://studentaid.gov and sign in using your FSA User ID/Password.
a) Upon login you will be on your Dashboard. On the top right under, Estimate monthly payments
and compare repayment plans, select Loan Simulator.
b) Select the Guide Me button located under, I Want to Find the Best Repayment Strategy.
Kaua’i Community College does not discriminate on the basis of age, race, sex, color, national origin, or disability in its programs
and activities. For more information or inquiries regarding these policies, please contact the Title IX Coordinator at 808-245-8395 or
Alicia Sams, Student Support Counselor, email@example.com, 808-245-8317.
3-1901 Kaumuali‘i Highway
Līhu‘e, Hawai‘i 96766-9500
Telephone: (808) 245-8360
Fax: (808) 245-0100
An Equal Opportunity/Affirmative Action Institution