Declaration of Financial Status
Resimac Prime & Resimac Specialist
3 December 2018 | Australian Credit Licence 247829 | Page 1 of 2
To: Perpetual Trustee Company Limited (ACN 000 01 007) and Resimac Limited (ACN 002 997 835) (‘Credit Provider’)
The Credit Provider recommends that all loan applicants seek independent legal and financial advice prior to obtaining a loan.
APPLICANT 1 DETAILS
First name
Surname
Company / Trustee
ABN of income source
Occupation
APPLICANT 2 DETAILS
First name
Surname
Company / Trustee
ABN of income source
Occupation
Provide a detailed explanation below of the nature of business and how the declared income is derived
(e.g. I own and operate a plumbing business with 6 employees. The majority of work is sourced via agreements with local real estate
agents, online advertising and word of mouth).
$
Income
Individual: Estimated annual pre-tax income from self-employed activities
Company: Estimated Net profit before tax
$
Income
Individual: Estimated annual pre-tax income from self-employed activities
Company: Estimated Net profit before tax
This declaration should be completed and signed by all intended applicants of the loan.
$
Loan amount
(yrs)
Loan term
%
Interest rate (% p.a.)
$
Monthly repayments
Are the documents provided to verify (i.e. business account bank statements or BAS statements) representative of full years’
trading?
£
Yes
£
No
Declaration of Financial Status
Resimac Prime & Resimac Specialist
3 December 2018 | Australian Credit Licence 247829 | Page 2 of 2
Signature (Applicant 1)
Name in print
Date:
/ /
Signature (Applicant 2)
Name in print
Date:
/ /
Declaration
a. I am/we are aware of our financial obligations under the
proposed loan with the Credit Provider.
b. I am/we are satisfied that my/our financial obligations under
this loan will not adversely impact on my/our ability to meet all
my/our other financial obligations (including living expenses)
as and when they fall due.
c. I/we confirm that I/we can comfortably afford all repayments
resulting from this loan without incurring substantial or undue
financial hardship.
d. I/we acknowledge that the Credit Provider has assessed this
facility with significantly less documentary evidence of my/
our income than for a Prime loan.
e. I/we specifically request the Credit Provider to consider
my/our loan application while required me/us to provide
significantly less evidence of my/our income, outgoings,
assets and liabilities than for a Prime loan.
f. I/we acknowledge that the Credit Provider and any lender’s
mortgage insurer have relied upon the information contained
in the application for credit (“application”) and within this
Declaration of Financial Status in assessing whether to
approve the application.
g. There are no other significant issues relevant to the
application that should be brought to the attention of the
Credit Provider not already contained in this document or the
Loan Application.
I/We certify, warrant and represent to the Credit Provider that:
WARNING: The Credit Provider may rely on the information you provide in this Declaration of Financial Status when assessing
whether it is appropriate to make this loan to you. Consider obtaining legal and financial advice to ensure you can afford to repay
the loan. There may be cheaper loans available to you if you provide this information.