BUILDERS RENOVATIONS APPLICATION FORM
THE ANSWERS TO THESE QUESTIONS FORM PART OF AN APPLICATION FOR INSURANCE ONLY. NOTHING IN THIS
APPLICATION SHALL BE DEEMED AN AGREEMENT TO PROVIDE INSURANCE AND UNDERWRITERS MAY DECLINE
TO OFFER COVERAGE OR OFFER COVERAGE ON TERMS THAT DIFFER FROM THE COVERAGE SOUGHT BY THE
APPLICANT.
1. In which state is the property to be insured:
2. Please confirm the type of property to be insured: Residential Commercial Farm Other
3. Has the applicant had any policy of property insurance cancelled or non-renewed in the past 3 (three)
years for reasons other than vacancy ?
4. Has the applicant been convicted of the crimes of arson or insurance fraud? Yes No
5. Is the applicant currently involved in bankruptcy proceedings?
6. Is the property to be insured subject to mortgage foreclosure proceedings or tax liens?
7. Is the property to be insured subject to more than 2 (two) mortgages or other cumbrances or a mortgage
provided by an individual or entity other than a financial institution?
8. Is the property to be insured condemned, scheduled for demolition, located in Protection Class 9 or 10
or located in a high crime neighbourhood?
9. Does the existing structure exceed 3 (three) stories or involve adding a storey to the existing structure?
10. Has the renovation / remodelling / construction work already begun? Yes No
11. Is the property to be insured any of the following: modular, manufactured or mobile homes, earth homes,
dome homes, open pier, stilt homes, row or town homes, unique, green or experimental or any other
non conventional building?
12. Does any work involve any of the following: renovation after fire, theft or vandalism, extensive
gutting, demolition or underpinning of an existing building or structure, lead, asbestos or other pollutant abatement?
13. Is the property to be insured over 75 years old or recognized as an historical building?
14. Will the property to be insured remain locked & secured against unauthorized entry throughout the policy
period when building is unattended? Yes No
15. Does the property to be insured include knob and tube wiring or aluminium wiring or fuses? Yes No
16. Is replacing the knob and tube wiring or fuses with new wiring and circuit breakers included within project? Yes No
17. Is the applicant acting as Contractor? Yes No
18. Are all relevant permits in place and is the Contractor licensed? Yes No
19. Has the Contractor had a minimum of 3 (three) years experience with similar renovation / remodelling /
construction work? Yes No
20. Has the Contractor been subject to more than 2 (two) insurance claims, a single insurance claim exceeding
$10,000 or any litigation in the last 3 (three) years arising from or related to its renovation or construction work?
Yes No
21. Does the project involve structural work or structural repairs or is the renovation/remodelling costs more than 50%
of the existing structure value? Yes No
22. Is there a signed written contract between the applicant and Contractor? Yes No
23. Are there any agreements (including but not limited to hold harmless, waivers of subrogation or any other
contractual provision) in place which would relieve any contractors or workers on the project from liability? Yes No
24. Are there any documents providing a breakdown of the projected cost of the work? Yes No
25. Does the Contractor carry Commercial General Liability insurance coverage with a minimum occurence
limit of $1,000,000? Yes No
ATR – 126 Builders Renovations Application Page 1 of 3