You can obtain an inStant QuotE bY providing thE information in SEction i - inStant QuotE information, SubjEct to thE rEmaindEr of
thE application complEtEd prior to binding.
STSA 11/10
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Specialty Training School Application - All States
I. INSTANT QUOTE INFORMATION
Instant Quote is only available for accounts with no losses in the past three years. If there is loss history, please complete the entire application.
Applicant’s name: ________________________________________________________________________________________________________
Location address: _______________________________________________________________________________ q Same as mailing address
City: ___________________________________________________________________________________________________________________
State: __________________________________________________________________________________________________________________
Zip code: _______________________________________________________________________________________________________________
E-mail address of primary contact: _________________________________________________________________________________________
Description of operations:
Classification (Type of school):
What year did the business start? ___________________
How many years has the applicant been at the current location? _______________________
Do you own the building? q Yes q No
(If no, skip building owner questions under both the Property & Liability Sections below)
Property Section
Building construction (please check one):
q Frame - Building is made from a wood frame (2x4s/veneers)
q Joisted masonry - Outside walls are constructed with bricks/cinder blocks. Roof is made of wood
q Masonry non-combustible - Same as joisted masonry, except roof is steel
q Fire resistive - Structural steel framing, reinforced concrete outside/load bearing walls
q Other
Protection class: _________________________
Requested cause of loss: q Basic q Special
Requested valuation: q Replacement cost q Actual cash value
Deductible: q $1,000 q $2,500 q $5,000
Coinsurance: q 80% q 90% q 100%
Business personal property limit $ _________________________________________________________________________________________
Business income and extra expense limit $ _________________________________________________________________________________
q Art instruction
q Athletic instruction
q Bartending
q Beautician
q Business
q Charm/Modeling
q Computer
q Cooking
q Craft/Hobby
q Dance
q Drama/Theater
q Dressmaking
q Hobby
q Insurance
q Language
q Massage
q Medical/Nursing
q Music
q Paralegal
q Personal trainer
q Photography
q Poker/Gambling
q Public speaking
q Reading
q Real estate – Training agents only
q Secretarial/Administrative assistant.
q Tailor
q In-home tutors
q Tutoring centers
q Wine tasting
USLI.COM
888-523-5545
STSA 11/10
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Building Owner:
Building limit $ __________________________________________________________________________________________________________
What year was the building constructed? ___________________________________________________________________________________
What is the square footage of the entire structure? ________________________________________________________sq. ft.
What is the square footage of portion occupied by applicant? _______________________________________________sq. ft.
Liability Section
General liability limit: q $100,000/$200,000 q $300,000/$600,000 q $500,000/$1,000,000
q $1,000,000/$2,000,000 q $1,000,000/$3,000,000
Abuse or molestation liability limit: q $25,000/$50,000 q $50,000/$100,000 q $100,000/$100,000
(This coverage is not available on q $100,000/$300,000 q $300,000/$300,000
the following classes: Athletic instruction, Charm/Modeling, Drama/Theater, Massage, Music, Personal trainers and In-home tutors)
Annual sales: ____________________________________________________________________________________________________________
Total number of teachers: _________________________________ Annual number of students: ________________________________
Does the school operate: q All year or details ________________________________________________________________________________
Any off premises events? q Yes q No
If Yes, provide details: _____________________________________________________________________________________________________
No school with an overnight exposure q True q False
No public or private elementary, junior or senior high school q True q False
No school that focuses on learning disabled, physically or mentally challenged children q True q False
Building Owner:
Is any portion of the building leased to commercial tenants? q Yes q No If Yes, applicable sq. ft. __________
Does the applicant lease any apartments at this location? q Yes q No If Yes, Number of Units __________
Applicable sq. ft. of Apts. __________
Additional Interests (AI = Additional Insured, LP = Loss Payee, M = Mortgagee)
Name Relationship/Interest Address City, State, Zip AI LP M
q q q
q q q
q q q
II. LOSS INFORMATION FOR THE PAST THREE YEARS
Property coverages q None, or provide details below.
Year Status Incurred Description
____________ Open/Closed $ ______________ ____________________________________________________________________________
____________ Open/Closed $ ______________ _____________________________________________________________________________
____________ Open/Closed $ ______________ _____________________________________________________________________________
Liability coverages q None, or provide details below.
Year Status Incurred Description
____________ Open/Closed $ ______________ _____________________________________________________________________________
_____________ Open/Closed $ ______________ _____________________________________________________________________________
____________ Open/Closed $ ______________ _____________________________________________________________________________
III. ADDITIONAL PROPERTY INFORMATION
1.If you own the building and it is more than 10 years old, please complete the following:
Age of roof (yr):_______ Plumbing updated (yr):________ Electrical updated (yr):_______ Heating updated (yr):_______
Roof type:
q
Flat q
Wood shake q
Shingle q
Metal q
Tile q
Slate q
Other:__________
Plumbing type: q
PVC q
Copper q
Lead q
Galvanized q
Other:_____________________
What type of burglar alarm is on the premises? q
Central station q
Local q
None
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IV. ELIGIBILITY CRITERIA
1. No bankruptcies, tax or credit liens against the applicant in the last five years q True q False
2. Coverage has not been cancelled or non-renewed in the last three years (not applicable in Missouri) q True q False
If False, advise reason ___________________________________________________________________________________________________
3. Insured does not occupy more than 25,000 square feet q True q False
4. No armed security on premises at any time q True q False
5. For any building built prior to 1978, 100% of the electric wiring is on functioning and operating
circuit breakers q N/A q True q False
6. For any building built prior to 1978, there is no aluminum wiring or knob and tube wiring q N/A q True q False
7. Functioning and operational smoke and/or heat detectors in all units and/or occupancies q True q False
General Liability
1. Background and criminal checks completed on all staff q True q False
2. No more than $3,000,000 in annual gross receipts q True q False
3. No swimming pools q True q False
4. No on-water activity or instruction q True q False
5. No archery or firearms activities or training q True q False
6. No cheerleading or gymnastic activities, equipment or instruction q True q False
7. No karate, martial arts or similar type activity or instruction q True q False
Art & Craft/Hobby Instruction
1. Kilns are UL approved q True q False
2. Proper storage of all paints and flammables in metal file cabinets q True q False
3. No glassblowing operations q True q False
Athletic Instruction, Dance Instruction and Personal Trainers
1. All participants/guardians must sign a waiver of liability/release of liability as a condition of participation q True q False
2. No professional athlete training q True q False
Cooking
1. Commercial cooking protected by extinguishing system meeting NFPA #96 standards q True q False
2. Annually serviced fire extinguishers mounted by cooking equipment q True q False
Medical/Nursing
1. No lab or clinical training; contemplates classroom training only q True q False
2. No CPR or first aid schools or instructors q True q False
3. No childbirth or parenting classes q True q False
V. ADDITIONAL APPLICANT INFORMATION
Form of business: q Individual q Corporation q Partnership q LLC q Other: ___________________________
Applicant’s mailing address: _____________________________________ (if different than the location address above)
City: ______________________________________________________ State: ______________________ Zip code: ___________________
E-mail address of primary contact: _____________________________________________ Phone: ____________________________________
Inspection contact name: _______________________________________ Telephone/E-mail address: ___________________________________
Virginia Notice: Statements in the application shall be deemed the insured’s representations. A statement made in the application or in any
affidavit made before or after a loss under the policy will not be deemed material or invalidate coverage unless it is clearly proven that such
statement was material to the risk when assumed and was untrue.
Minnesota Notice: The clause “and/or authorization or agreement to bind the insurance.” is replaced with “Authorization or agreement to bind
the insurance may be withdrawn or modified based on changes to the information contained in this application prior to the effective date of
the insurance applied for that may render inaccurate, untrue or incomplete any statement made with a minimum of 10 days notice given to the
insured prior to the effective date of cancellation when the contract has been in effect for less than 90 days or is being canceled for nonpayment
of premium.”
Colorado Fraud Statement: It is unlawful to knowingly provide false, incomplete, or misleading facts or information to an insurance company
for the purpose of defrauding or attempting to defraud the company. Penalties may include imprisonment, fines, denial of insurance, and civil
damages. Any insurance company or agent of an insurance company who knowingly provides false, incomplete, or misleading facts or information
to a policyholder or claimant for the purpose of defrauding or attempting to defraud the policyholder or claimant with regard to a settlement or
award payable from insurance proceeds shall be reported to the Colorado division of insurance within the department of regulatory agencies.
District of Columbia Fraud Statement: WARNING: It is a crime to provide false or misleading information to an insurer for the purpose of
defrauding the insurer or any other person. Penalties include imprisonment and/or fines. In addition, an insurer may deny insurance benefits if
false information materially related to a claim was provided by the applicant.
Florida Fraud Statement: You are agreeing to place coverage in the surplus lines market. Superior coverage may be available in the admitted
STSA 11/10
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market and at a lesser cost. Persons insured by surplus lines carriers are not protected under the Florida Insurance Guaranty Act with respect
to any right of recovery for the obligation of an insolvent unlicensed insurer.
Kentucky Fraud Statement: Any person who knowingly and with intent to defraud any insurance company or other person files an application
for insurance containing any materially false information or conceals, for the purpose of misleading, information concerning any fact material
thereto commits a fraudulent insurance act, which is a crime.
Maine and Washington Fraud Statement: It is a crime to knowingly provide false, incomplete or misleading information to an insurance
company for the purpose of defrauding the company. Penalties may include imprisonment, fines or a denial of insurance benefits.
New Jersey Fraud Statement: Any person who includes any false or misleading information on an application for an insurance policy is
subject to criminal and civil penalties.
New York Fraud Statement: Any person who knowingly and with intent to defraud any insurance company or other person files an application
for insurance or statement of claim containing any materially false information, or conceals for the purpose of misleading, information
concerning any fact material thereto, commits a fraudulent insurance act, which is a crime and shall also be subject to a civil penalty not to
exceed five thousand dollars and the stated value of the claim for each such violation.
Ohio Fraud Statement: Any person who, with intent to defraud or knowing that he is facilitating a fraud against an insurer, submits an
application or files a claim containing a false or deceptive statement is guilty of insurance fraud.
Oklahoma Fraud Statement: WARNING: Any person who knowingly, and with intent to injure, defraud or deceive any insurer, makes any
claim for the proceeds of an insurance policy containing any false, incomplete or misleading information is guilty of a felony.
Pennsylvania Fraud Statement: Any person who knowingly and with intent to defraud any insurance company or other person files an
application for insurance or statement of claim containing any materially false information or conceals for the purpose of misleading, information
concerning any fact material thereto commits a fraudulent insurance act, which is a crime and subjects such person to criminal and civil penalties.
Tennessee and Virginia Fraud Statement: It is a crime to knowingly provide false, incomplete or misleading information to an insurance
company for the purpose of defrauding the company. Penalties include imprisonment, fines and denial of insurance benefits.
Fraud Statement (All Other States): Any person who knowingly presents a false or fraudulent claim for
payment of a loss or benefit or knowingly presents false information in an application for insurance may be
guilty of a crime and may be subject to fines and confinement in prison.
Applicant’s signature: ____________________________________________ Title: _________________________ Date: _________________________
If your state requires that we have information regarding your Authorized Retail Agent or Broker, please provide below.
Retail agency name: _______________________________________________________________________ License #: ___________________________
Main agency phone number: ____________________________________________________________________________________________________
Agency mailing address: _________________________________________________________________________________________________________
City: ________________________________________ State: __________________ Zip code: ___________________________
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