CITY OF EDGEWATER
BUILDING DEPARTMENT
104 North Riverside Drive
Edgewater, Florida 32132
SUBSTANTIAL IMPROVEMENT OR SUBSTANTIAL
Phone: (386) 424-2400 X 1514 FAX: (386) 424-2423
DAMAGE APPLICATION
Property Information
Address
Parcel Number
Owner Name
Phone
Owner Address
Contractor Information
Name
License Number
Phone
Address
Qualifier Name
Phone
Please check one of the following:
I am attaching a State Certified Appraiser’s report of my property dated within the last 6 months from
permit submittal date.
I am not attaching a State Certified Appraiser’s report and accept the use of the valuation of my property
maintained by the Volusia County Property Appraiser’s Office.
Since your structure is located in a Special Flood Hazard Area the National Flood Insurance Program (NFIP)
regulations regarding the 50% rule shall apply in accordance with 44 CFR Sections 59.1 and 60.3.
Documents to be submitted with Application
Completed and signed application for substantial damage/improvement review (pgs. 1, 5, & 6 Only)
Owner’s and Contractor’s reconstruction/improvement affidavit signed, notarized and dated (pg. 5)
Completed cost estimate of reconstruction/improvement form (pg. 6)
Signed copy of construction contract with the contractor. All subcontractor bids and all cost estimates by
line item for any trade without a subcontractor bid. (Please see pg. 3 for additional information required)
Elevation certificate (if available)
*NOTE: If the construction contract, subcontractor bids, cost estimate and worksheet are missing, the permit
package will be returned without further review.
Applicant Signature
Floodplain Information
Office Use Only
Permit Number
Flood Zone
Current BFE NAVD
Required DFE
Lowest Floor Elevation: NAVD (if known)
Market Value
Improvement Value
Ratio Improvement Value/Market Value %
Floodplain Coordinator Signature
Date
Revised 02/2018 1
ADDITIONS AND ALTERATIONS FORM FOR STRUCTURES LOCATED BELOW THE BASE FLOOD ELEVATION IN A
SPECIAL FLOOD HAZARD AREA
WHAT IS SUBSTANTIAL IMPROVEMENT OR SUBSTANTIAL DAMAGE?
NOTICE TO PROPERTY OWNERS
Making additions or alterations to a structure whose lowest floor is below the base flood elevation or rebuilding
your home or structure after the storm?
If your residential or non-residential structure is located in a Special Flood Hazard Area (SFHA) and is below the
Base Flood Elevation (BFE), the City of Edgewater has flood damage prevention regulations that may affect how
you remodel, renovate, or add on to your building. If your building has sustained structural and/or interior
damage, these regulations may affect how it is reconstructed. Communities that participate in the National
Flood Insurance Program (NFIP) are required to adopt and enforce laws in accordance with 44CFR Sections 59.1
and 60.3. Federally backed flood insurance is available for residents and property owners of communities in
good standing with the NFIP.
SUBSTANTIAL DAMAGE means damage of any origin sustained by a structure whereby the cost of restoring the
structure to its pre-
damaged condition would equal or exceed 50% of the market value or replacement cost of
the structure before the damage occurred. (Note: The cost of the repairs must include all costs necessary to fully
repair the structure to its before damaged condition).
SUBSTANTIAL IMPROVEMENT means any reconstruction, rehabilitation, addition, or other improvement of a
structure, the c
ost of which equals or exceeds 50% of the market value of the structure before the “start of
construction” of the improvement. If a building is “substantially damaged” or “substantially improved”, it must
be brought into compliance with the City of Edgewater flood damage prevention regulations, including elevating
the building to or above the base flood elevation. In accordance with the National Flood Insurance Program and
the Federal Emergency Management Agency the City of Edgewater shall determine “substantial damage” and
“substantial improvement” and has implemented the following procedures to do so:
The City will use the assessed value of your structure recorded by the Volusia County Property Appraiser’s
Office. This value excludes the land, pool/spa, an
d any item not a permanent part of the structure. (Please
contact the County Property Appraiser’s office or the City’s Building Department to obtain this value). However,
if you disagree with the Property Appraiser’s valuation of the structure, you may engage a State of Florida
licensed property appraiser to submit an appraisal for the Depreciated Replacement Cost (Actual Cash Value) of
the structure. This appraisal must be dated no later than (6) months from the date of permit submittal.
You must obtain and submit a detailed and complete cost estimate to the City of Edgewater for the addition,
remodeling, reconstruction or for repair of all the damages sustained by your structure. The cost estimate must
be prepared and signed by a licensed contractor. In addition, the contractor must sign an affidavit indicating that
the cost estimate includes all damages or all improvements to the structure, not just structural. A signed
contract must be submitted with the permit application. If the owner is the contractor, the owner is responsible
for submitting the cost estimate, and providing documentation, including subcontractor bids.
The City will evaluate the cost of improvements or repairs and determine if they are fair and reasonable. For
damage repairs, pre-storm prices and rates will be utilized. The cost of improvements or repairs does not include
items not considered a permanent part of the structure (i.e. plans, surveys, permits, sidewalks, pools, screens,
sheds, gazebos, fences, etc.).
If a structure is determined to have “substantial damage” or is proposed to be “substantially improved”, then an
Elevation Certificate must be submitted to the City of Edgewater to determine the lowest floor elevation. Also,
building plans must be submitted illustrating how the structure will be elevated. Please note that garages and
carports are not considered to be the “lowest floor” as long as they are used solely for parking of vehicles,
building access and storage. If the lowest floor and all electrical, plumbing, and mechanical equipment are above
BFE, the building can be repaired and reconstructed without having to comply with the 50% Rule.
Revised 02/2018 2
ADDITIONS AND ALTERATIONS FORM FOR STRUCTURES LOCATED BELOW THE BASE FLOOD ELEVATION
IN A SPECIAL FLOOD HAZARD AREA
NFIP allows a new or substantially improved non-residential building in Zone AE or AH to have its lowest floor
below BFE provided that the building has been designed, constructed, and certified to be floodproofed.
Floodproofing of areas below the BFE in residential buildings is not permitted under the NFIP nor is
floodproofing permitted in a Coastal High Hazard Area (Zone VE). The City of Edgewater requires submittal of a
Floodproofing Certificate for every floodproofed building within a Special Flood Hazard Area (SFHA) before
obtaining a Certificate of Occupancy or Completion. Floodproofing certificates may be obtained at the following
website: www.fema.gov/pdf/fhm/ff81-65.pdf.
Following a presidential disaster declaration, the Small Business Administration (SBA) may make loans available
for both residential and non-residential buildings for purposes of elevating the structure to or above the base
flood elevation. Proof of “substantial damage” from the City of Edgewater is required for loan processing.
Donated or Discounted Materials:
The value placed on materials must equal the actual or estimated cost of all materials to be used. When
materials or servicing equipment are donated or discounted below normal market values, the value must be
adjusted to an amount equivalent to that estimated through normal market transaction.
Self or Volunteer Labor:
The value placed on materials must be equal to the actual or estimated labor charge for repairs of all damages
sustained by the structure. Where non-reimbursed (volunteer) labor is involved, the value of the labor must be
estimated based on applicable minimum
hourly wage scales for the type of construction work to be completed.
The building official, based on his professional judgment and knowledge of local and regional wage scales can
provide additional guidance to determine reasonable labor rates for professi
onal trades (i.e. electricians,
plumbers, block masons, framing, HVAC, etc.)
Contractor, Subcontractor & Owner Bids/Estimates Required:
1. Copy of the signed construction contract between the owner and the general contractor must be
provided (if permit is applied for by a contractor owner/builder is exempt from this requirement)
2. All subcontractor bids must include the following information: Date, Address of Project, Specific Scope
of Work and Trade, Total Cost of Project which must specify the following: Labor Only, Materials Only,
Labor and Materials
3.
Subcontractor bids for the following trades are a mandatory requirement: Mechanical, Plumbing,
Electrical & Roofing
4. All other subcontractor bids can be utilized and must include the above information in place of a general
contractor estimate or owner estimate
5. Contractor and Owner Estimates must be shown on a separate worksheet and must provide detailed
information as the example shown below:
Line Item # 17 DRYWALL: Materials: 1,000 sq ft ½” Dryw
all @ $2.00/sq ft = $2,000.00 & Labor: 16MH
to hang Drywall @ $20.00/MH = $320.00
Revised 02/2018 3
ADDITIONS AND ALTERATIONS FORM FOR STRUCTURES LOCATED BELOW THE BASE FLOOD ELEVATION
IN A SPECIAL FLOOD HAZARD AREA
Substantial improvement or substantial damage items to be included
All structural elements, including but not limited to:
Spread or continuous foundation footings and pilings monolithic or other types of concrete slabs
Bearing walls, tie beams and trusses
Wood or reinforced concrete decking or roofing
Floors and ceilings
Attached decks and porches
Exterior wall finishes (e.g. brick, stucco, or siding including painting and decorative molding)
Windows and doors
Roofing
Hardware
All interior finish elements, including but not limited to:
Tile, linoleum, stone, wood or carpet
All plumbing and fixtures
Interior & Exterior Wall finishes (e.g. drywall, painting, stucco, plaster, paneling, marble, or decorative finishes)
Built-in bookcases and furniture
All Cabinets and countertops
Hardware
All utility and service equipment, including but not limited to:
HVAC equipment
Repair or reconstruction of electrical and plumbing services
Light fixtures and ceiling fans
Security systems
Built-in kitchen appliances
Central vacuum systems
Water filtration, conditioning or recirculation systems
Also: Labor and other costs associated with demolishing, removing or altering building components, and overhead and
profit.
Items to Excluded
Plans and specifications
Survey costs
Permit fees
Debris removal (e.g. removal of debris from building or lot, dumpster rental, transport fees to landfill and landfill tipping
fees), and clean-
up (e.g. dirt and mud removal, building dry out, etc.) Items not considered real property such as: throw
rugs, carpeting over finished floors, furniture, refrigerators, appliances which are not built-in, etc.
Outside improvements to be excluded, including:
Landscaping & Yard Lights
Detached structures (incl. garages)
Sidewalks
Landscape irrigation systems
Fences
Docks and davits
Swimming pools/spas
Seawalls
Screened pool enclosures
Driveways
Sheds
Gazebos
Decks
Revised 02/2018 4
SUBSTANTIAL IMPROVEMENT OR SUBSTANTIAL
CITY OF EDGEWATER
BUILDING DEPARTMENT
104 North Riverside Drive
Edgewater, Florida 32132
Phone: (386) 424-2400 X 1514 FAX: (386) 424-2423
DAMAGE PROPERTY OWNER AFFIDAVIT
STRUCTURES LOCATED BELOW THE BASE FLOOD ELEVATION IN A SPECIAL FLOOD HAZARD AREA
Job Information
Address
Owner Name
Contractor Name
I, the OWNER, hereby attest that all of the proposed repairs/reconstruction, additions, alterations or other
improvements submitted for the Substantial Damage/Improvement Review by me or by my contractor is included in this
estimated construction cost herewith. Neither I, nor any other contractor will make any repair, improvement or
alteration to the subject structure not included on the attached list.
I UNDERSTAND THAT I AM SUBJECT TO ENFORCEMENT ACTION AND/OR FINES IF INSPECTION OF THE PROPERTY
REVEALS THAT I HAVE MADE REPAIRS OR IMPROVEMENTS NOT INCLUDED ON THE ATTACHED LIST OF REPAIRS TO MY
STRUCTURE OR THAT I HAVE INCLUDED NON-
CONFORMING OR ILLEGAL STRUCTURES/ADDITIONS TO THE EXISTING
STRUCTURE WITHOUT HAVING PRESENTED PLANS FOR SUCH ADDITIONS/ENCLOSURES. I UNDERSTAND THAT ANY
PERMIT ISSUED BY THE CITY OF EDGEWATER
PURSUANT TO THIS AFFIDAVIT DOES NOT AUTHORIZE THE
RECONSTRUCTION, REPAIR OR MAINTENANCE OF ANY ILLEGAL ADDITIONS/ENCLOSURES, FENCES, SHEDS OR NON-
CONFORMING USES OR STRUCTURES ON THE SUBJECT PROPERTY.
Owner Signature
Print Name
Date
STATE OF FLORIDA, COUNTY OF VOLUSIA
The foregoing instrument was acknowledged before me this day of , 20 _ by
who is personally known to me or who has produced as identification, and who did not take an oath.
Notary Public SEAL
Revised 02/2018 5
SUBSTANTIAL IMPROVEMENT OR SUBSTANTIAL
CITY OF EDGEWATER
BUILDING DEPARTMENT
104 North Riverside Drive
Edgewater, Florida 32132
Phone: (386) 424-2400 X 1514 FAX: (386) 424-2423
DAMAGE CONTRACTOR AFFIDAVIT
STRUCTURES LOCATED BELOW THE BASE FLOOD ELEVATION IN A SPECIAL FLOOD HAZARD AREA
Job Information
Address
Owner Name
Contractor Name
I, the CONTRACTOR, hereby attest that all of the proposed repairs/reconstruction, additions, alterations or other
improvements submitted for the Substantial Damage/Improvement Review by me or by my contractor are included in
this estimated construction cost herewith. Neith
er I, nor any other contractor will make any repair, improvement or
alteration to the subject structure not included on the attached list.
I UNDERSTAND THAT I AM SUBJECT TO ENFORCEMENT ACTION AND/OR FINES IF INSPECTION OF THE PROPERTY
REVEALS THAT I HAVE M
ADE REPAIRS OR IMPROVEMENTS NOT INCLUDED ON THE ATTACHED LIST OF REPAIRS TO MY
STRUCTURE OR THAT I HAVE INCLUDED NON-
CONFORMING OR ILLEGAL STRUCTURES/ADDITIONS TO THE EXISTING
STRUCTURE WITHOUT HAVING PRESENTED PLANS FOR SUCH ADDITIONS/ENCLOSURES. I UNDERS
TAND THAT ANY
PERMIT ISSUED BY THE CITY OF EDGEWATER PURSUANT TO THIS AFFIDAVIT DOES NOT AUTHORIZE THE
RECONSTRUCTION, REPAIR OR MAINTENANCE OF ANY ILLEGAL ADDITIONS/ENCLOSURES, FENCES, SHEDS OR NON-
CONFORMING USES OR STRUCTURES ON THE SUBJECT PROPERTY.
Owner Signature
Print Name
Date
STATE OF FLORIDA, COUNTY OF VOLUSIA
The foregoing instrument was acknowledged before me this day of , 20 _ by
who is personally known to me or who has produced as identification, and who did not take an oath.
Notary Public SEAL
Revised 02/2018 6
ADDITIONS AND ALTERATIONS FORM FOR STRUCTURES LOCATED BELOW THE BASE FLOOD
ELEVATION IN A SPECIAL FLOOD HAZARD AREA
COST ESTIMATE OF RECONSTRUCTION/IMPROVEMENT
This cost estimate of reconstruction/improvement must be prepared and signed by the contractor or by the owner if the owner acts
as the contractor.
*** Please see page 3 for more information. ***
DESCRIPTION
BIDS AND ESTIMATES
LABOR AND MATERIALS /
SUB-CONTRACTOR
MATERIAL COSTS
LABOR COSTS
1. Concrete Materials & Labor
2. Masonry Materials & Labor
3. Truss Package - Materials
4. Framing Materials
5. Framing Labor
6. Ext. Doors Materials
7. Ext. Windows Materials
8. Ext. Windows/Doors Labor
9. Roofing Materials & Labor
10. Ext. Finish Materials & Labor
11. Electrical Materials & Labor
12. Plumbing Materials & Labor
13. Plumbing Fixtures Materials
14. Mechanical Materials & Labor
15. Insulation Materials & Labor
17. Drywall Materials & Labor
18. Int. Doors/Trim Materials
19. Int. & Ext. Hardware Materials
20. Finish/Trim Carpentry Labor
21. Cabinetry Materials & Labor
22. Countertops Materials & Labor
23. Floor/Wall Coverings (ALL) M & L
24. Built-in Appliances M & L
25. Int. & Ext. Painting M & L
26. Demolition & Removal
27. Elevator Materials & Labor
28. Mirrors/Shower Enclosures M & L
29. Other -
30. Other -
31. Overhead & Profit
SUBTOTALS:
TOTAL ESTIMATED COSTS: (ALL THREE SUBTOTALS ADDED TOGETHER)
By signing this cost estimate, I certify that I have attached the contractor agreement (if applicable), all subcontractor
bids and the costs estimate worksheet as required
Contractor Signature
Date
Owner Signature
Date
Revised 02/2018 7