WESTERN OREGON UNIVERSITY
REVOLVING CHARGE ACCOUNT PLAN TERMS AND CONDITIONS (Rev. 6/94)
Terms and conditions of the Western Oregon University ("WOU") Revolving Charge Account Plan are:
PAYMENT AND DUE DATES
Student Current Term Charges: Students must pay all past due amounts, including any tuition, fines, and fees
incurred during any prior term, and one third of the student's current term's tuition, fees, meals, and housing
charges prior to or on the first designated due date of the current term. Any unpaid balance is subject to the
terms and conditions of the Revolving Charge Account Plan and immediately will incur interest until paid. Any
subsequent payments will be applied to the unpaid balance on a first incurred, first paid basis. Financial aid,
refunds, and any other amounts due to the student from WOU will be applied toward any amount due before
any monies are released to the student. The option to pay the unpaid balance in full always exists. Students
must pay all unpaid current term charges on or before the last day of the current term. The first designated
due date and the last day of a term are those specified in the "Class Schedule" for that term.
Charges Other Than Student Current Term Charges: Non-student Plan participants and students incurring
charges other than student current term charges must pay the charges on the first day of the month following
the incurring of the charge.
SERVICE CHARGE A Revolving Charge Account Plan Service Charge of $12.00 per term will be charged
students if current term charges are not paid in full prior to or on the first designated due date of the term
specified in the "Class Schedule".
INTEREST Interest will be charged each month on any unpaid balance outstanding at any time during the prior
month at the rate of one percent per month (12% APR). This is subject to change as mandated by the Oregon
Administrative Rules.
PAST DUE ACCOUNTS It is the student's or other plan participant's responsibility to make payments by the due
dates regardless of the circumstances. Failure to receive a billing prior to the first of the month is not an
acceptable excuse for late payment. A student's minimum one third payment of the current term charges is
past due if not paid by the first designated due date. Two thirds of the current term charges may be required
to be paid in order for a student to register for subsequent terms. The remainder of a student's current term
charges are past due if not paid by the last day of the current term. Charges other than student current term
charges are past due if not paid by the due date of the first billing of the charges. WOU may impose penalties
or undertake other actions upon past due accounts as follows:
a. Registration may be denied or canceled; b. The extension of credit, provision of services, grade reports,
transcripts, diplomas, and graduation may be withheld or denied; c. A 15% in-house collection/referral charge
could be assessed. d. This debt may be referred to an outside collection agency or the Oregon Department of
Revenue. The collection agencies or the Department of Revenue's cost of service will be added to the unpaid
balance that must be paid. This could be 25%-33% of the amount referred; e. Other collection costs, court
filing fees, and reasonable attorney fees incurred by WOU at trial or upon appeal may be added to this
account if necessary; f. The status of this account may be reported to credit bureaus; g. Eviction from
student housing may result when past due amounts relate to housing department charges; h. Telephone
services may be disconnected or denied when past due accounts relate to telecommunication charges.
ADDRESS INFORMATION Until all outstanding account balances are paid in full, the student or other plan
participant is responsible to inform WOU's Business Office of any name and/or address changes.
BILLING RIGHTS A Student or other plan participant may challenge a charge within 60 days of the origination
of the charge by submitting a written objection to the WOU Business Office.
Questions regarding this agreement can be addressed to the WOU Business Office (503) 838-8202.
345 Monmouth Ave N, Monmouth OR 97361 - Admin Building Room 101
