Revised 1/2020 (CYE2020) Page 7 of 11 SEE PAGE 11 FOR FAX AND PHONE INFORMATION
AHCCCS Insurance Requirements
Thi
s communication outlines the additional insurance requirements and provides examples to assist you.
AHCCCS
Insurance Requirements
The AHCCCS insurance requirements include Commercial General Liability, Business Automobile Liability and Worker’s
Compensation and Employers’ Liability.
Your commercial general liability policy and your business automobile policy (if applicable), need to include an
endorsement (see letter a. below under Commercial General Liability and letter a. below under Business Automobile
Liability) and a waiver of subrogation (see letter b. below under Commercial General Liability and letter b. below under
Business Automobile Liability) in the Description field of your policy.
Your worker’s compensation and employers’ liability policy requires only the waiver of subrogation language.
Out
lined below are the minimum requirements. Policy examples follow.
Comme
rcial General Liability – Occurrence Form
Policy should include bodily injury, property damage, personal and advertising injury and broad form contractual liability
coverage. The amounts below are the minimum requirements.
• General Aggregate $2,000,000
• Products – Completed Operations Aggregate $1,000,000
• Personal and Advertising Injury $1,000,000
• Damage to Rented Premises $50,000
• Each Occurrence $1,000,000
a. The policy shall be endorsed (Blanket Endorsements are not acceptable) to include the following additional
insured language: “The State of Arizona, and its departments, agencies, boards, commissions, universities,
officers, officials, agents, and employees shall be named as additional insureds with respect to liability arising
out of the activities performed by or on behalf of the Contractor." Such additional insured shall be covered to
the full limits of liability purchased by the Subcontractor, even if those limits of liability are in excess of those
required by this contract.
b. Policy shall contain a waiver of subrogation endorsement (Blanket Endorsements are not acceptable) in favor
of the “State of Arizona, and its departments, agencies, boards, commissions, universities, officers, officials,
agents, and employees” for losses arising from work performed by or on behalf of the Subcontractor.
c. If direct services are provided to children and/or vulnerable adults (as defined by A.R.S §46-451(A)(9)), the
policy shall include coverage for Sexual Abuse and Molestation (SAM). This SAM coverage may be sub-limited
to no less than $500,000. The limits may be included within the General Liability limit, provided by separate
endorsement with its own limits. If you are unable to obtain SAM coverage under your General Liability because
the insurance market will not support it, it should it be included with the Professional Liability.
d. The following statement must provide on their Certificate(s) of Insurance: “Sexual Abuse and Molestation
coverage is included” or “Sexual Abuse and Molestation coverage is not excluded.”