Hospital Indemnity Insurance
ADF# HI828.15
Facts & Stats
People get sick and have accidents.
It happens all the time, sometimes
requiring a trip to the hospital. Even
with medical coverage, additional
expenses can add up quickly.
of all personal bankruptcies
are a result of medical
expenses. The study also
reveals that 78% of those
who filed had insurance.
1
42
%
Recent studies have shown
What you need to know about MetLife’s Hospital Indemnity coverage:
•
You and your eligible family members are guaranteed coverage.
4
No medical exam and no hassle.
•
Lump-sum payment can be used to help cover unexpected costs that result from a hospitalization.
•
For your convenience, premiums will be automatically deducted from your paycheck.
gym membership
Monthly
Based on average costs at national retail chains
Breakfast out
3x per week,
Coffee with egg
sandwich/platter
for group of 4.
Tickets, drink, popcorn
and candy
Movie outing
How it
works
On his way to work, Bill’s car is hit by a large truck on Highway 101. Due to
the severity of the impact, the car is totaled and Bill is injured. When police
and medics arrive at the scene of the accident, they call for an ambulance.
Bill is immediately taken to the emergency room at a local hospital. Upon
evaluation by the attending doctor, Bill is admitted to the Intensive Care Unit
for close observation of trauma to his head and a fractured disk in his neck.
After spending 2 days in the Intensive Care Unit he is moved to a standard
room and stays there for 5 more days.
Covered Event
2
Benefit Amount
3
ICU Admission $1,000
ICU Confinement for 2 days $400
Hospital Confinement for 5 days
$1,000
Luckily Bill has hospital indemnity insurance! He would get a lump-sum payment totaling
$2,400
+ + +
With competitive employee rates, you can get Hospital Indemnity Plan coverage for less than the cost of...
Benefits paid by MetLife
Hospital Indemnity
Insurance High Plan
