HOUSEHOLD SPENDING & SAVING PLAN
FAMILY SIZE
Adults ________
Children ________
NET MONTHLY INCOME
Now With House
Source 1 ________ ________
Source 2 ________ ________
Source 3 ________ ________
Total Income (A)
__
_____
_
______
FIXED EXPENSES
Now With House
Rent/Mortgage ________ ________
Electric ________ ________
Gas/Oil ________ ________
Water/Sewer ________
_
_______
Cell/Home Phone ________ ________
Streaming Services ________ ________
Internet Service ________ ________
Trash Pickup ________ ________
Television Services ________ ________
Medical Insurance ________ ________
Auto Insurance ________ ________
Life Insurance ________ ________
Renter/Home Insurance ________ ________
Child Support/Alimony ________
_
_______
Child Care ________ ________
HOA/Condo Fees ________ ________
Other ________ ________
Total Fixed (B) _______ _______
DEBT PAYMENTS
Now With House
Automobile Loan ________ ________
Other Loans
(Personal, furniture, etc.) ________ ________
Student Loans ________ ________
Major Credit Cards ________ ________
Other Purchase Cards
(Dept. store, Gas etc.) ________ ________
Total Debt (C) ________ ________
FLEXIBLE EXPENSES
Now With House
Savings ________ ________
Groceries/Food Delivery ________ ________
Eating Out (work. etc.) ________ ________
Entertainment/Hobbies ________ ________
Laundry/Dry Cleaning ________ ________
Clothing ________ ________
Cleaning Supplies ________ ________
Auto Gas/Electric ________ ________
Auto Maintenance ________ ________
Ride Sharing or Service ________ ________
Parking/Tolls ________ ________
App Purchase ________ ________
Alcohol/Cigarettes ________ ________
Church/Charity ________ ________
Tuition/Books ________ ________
Barber/Salon Services ________ ________
Membership (Gym, etc.) ________ ________
Doctor/Dentist ________ ________
Pets ________ ________
Lottery/Bingo ________ ________
Lawn Care ________ ________
Maintenance/Repairs ________ ________
Other ________ ________
Total Flexible (D) ________ ________
EXPENSES
Fixed (B) ________ ________
Debt (C) ________ ________
Flexible (D) ________ ________
Total Expenses (E) ________ ________
Subtract Expenses from Income (A - E)
Total Income (A) ________ ________
Total Expenses (E) ________ ________
Difference + or - ________ ________
Applicants Signature: ________________________________
Applicants Signature: ________________________________
CERTIFICATION: I hereby certify that I have reviewed the above budget with the applicant(s) and concur that it is
reasonable
.
Lender or Counselor Signature:
_____________________________________________________________________
click to sign
signature
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