Page 2 of 2
SECTION 5: INSTRUCTIONS FOR COMPLETING THE DEFERMENT REQUEST FORM
Type or print using dark ink. Report dates as month-day-year. For example, show “January 31, 2009” as “01-31-2009”.
REMEMBER TO SIGN AND DATE THE FORM AND HAVE AN AUTHORIZED SCHOOL OFFICIAL COMPLETE SECTION 4.
Send the completed form and any required documentation to:
U.S. Department of Education
Direct Loan Servicing Center
P.O. Box 5609
Greenville, TX 75403-5609
If you need help completing this form, call:
If you use a telecommunications device for the deaf (TDD), call:
Direct Loan Servicing Center web site:
SECTION 6: DEFINITIONS
An authorized official who may complete Section 4 is an authorized official of the school where you or your student are/were enrolled as at least a half-time student.
If unpaid interest is capitalized, this means that it is added to the principal balance of your loan(s). This will increase the principal amount and the total cost of your loan(s).
A deferment allows you to temporarily postpone making payments on your loan(s). No interest is charged during a deferment on Direct Subsidized Loans and Direct Subsidized
Consolidation Loans. Interest is charged during a deferment on all other Direct Loans.
An eligible school is a school that has been approved by ED to participate in ED’s Federal Student Aid programs or that meets other requirements. The Direct Loan Servicing Center
can tell you if the school where you are enrolled is an eligible school.
A forbearance allows you to temporarily postpone making payments on your loan(s), gives you an extension of time for making payments, or lets you temporarily make smaller
payments than previously scheduled. Interest is charged during a forbearance on all types of Direct Loans.
The William D. Ford Federal Direct Loan (Direct Loan) Program includes Federal Direct Stafford/Ford (Direct Subsidized) Loans, Federal Direct Unsubsidized Stafford/Ford (Direct
Unsubsidized) Loans, Federal Direct PLUS (Direct PLUS) Loans, and Federal Direct Consolidation (Direct Consolidation) Loans. These loans are known collectively as “Direct Loans”.
SECTION 7: ELIGIBILITY REQUIREMENTS
You may defer repayment of your loans –
(1) While you are enrolled at least half-time at an eligible school;
(2) For Direct PLUS Loans first disbursed on or after July 1, 2008, during the 6-month period after you cease to be enrolled at least half time at an eligible school;
(3) For Direct PLUS Loans first disbursed on or after July 1, 2008, while the student on whose behalf you obtained the loan is enrolled at least half time at an eligible school, and
during the 6-month period after the student ceases to be enrolled at least half time.
SECTION 8: IMPORTANT NOTICES
PRIVACY ACT NOTICE
The Privacy Act of 1974 (5 U.S.C. 552a) requires that the following notice be provided to you:
The authority for collecting the requested information from and about you is §451 et seq. of the Higher Education Act (HEA) of 1965, as amended (20 U.S.C. 1087a et seq.) and the
authorities for collecting and using your Social Security Number (SSN) are §484(a)(4) of the HEA (20 U.S.C. 1091(a)(4)) and 31 U.S.C. 7701(b). Participating in the William D. Ford
Federal Direct Loan (Direct Loan) Program and giving us your SSN are voluntary, but you must provide the requested information, including your SSN, to participate.
The principal purposes for collecting the information on this form, including your SSN, are to verify your identity, to determine your eligibility to receive a loan or a benefit on a loan (such as
a deferment, forbearance, discharge, or forgiveness) under the Direct Loan Program, to permit the servicing of your loan(s), and, if it becomes necessary, to locate you and to collect and
report on your loan(s) if your loan(s) become delinquent or in default. We also use your SSN as an account identifier and to permit you to access your account information electronically.
The information in your file may be disclosed, on a case-by-case basis or under a computer matching program, to third parties as authorized under routine uses in the appropriate systems
of records notices. The routine uses of this information include, but are not limited to, its disclosure to federal, state, or local agencies, to private parties such as relatives, present and
former employers, business and personal associates, to consumer reporting agencies, to financial and educational institutions, and to guaranty agencies in order to verify your identity, to
determine your eligibility to receive a loan or a benefit on a loan, to permit the servicing or collection of your loan(s), to enforce the terms of the loan(s), to investigate possible fraud and to
verify compliance with federal student financial aid program regulations, or to locate you if you become delinquent in your loan payments or if you default. To provide default rate
calculations, disclosures may be made to guaranty agencies, to financial and educational institutions, or to state agencies. To provide financial aid history information, disclosures may be
made to educational institutions. To assist program administrators with tracking refunds and cancellations, disclosures may be made to guaranty agencies, to financial and educational
institutions, or to federal or state agencies. To provide a standardized method for educational institutions to efficiently submit student enrollment status, disclosures may be made to
guaranty agencies or to financial and educational institutions. To counsel you in repayment efforts, disclosures may be made to guaranty agencies, to financial and educational institutions,
or to federal, state, or local agencies.
In the event of litigation, we may send records to the Department of Justice, a court, adjudicative body, counsel, party, or witness if the disclosure is relevant and necessary to the litigation.
If this information, either alone or with other information, indicates a potential violation of law, we may send it to the appropriate authority for action. We may send information to members
of Congress if you ask them to help you with federal student aid questions. In circumstances involving employment complaints, grievances, or disciplinary actions, we may disclose
relevant records to adjudicate or investigate the issues. If provided for by a collective bargaining agreement, we may disclose records to a labor organization recognized under 5 U.S.C.
Chapter 71. Disclosures may be made to our contractors for the purpose of performing any programmatic function that requires disclosure of records. Before making any such disclosure,
we will require the contractor to maintain Privacy Act safeguards. Disclosures may also be made to qualified researchers under Privacy Act safeguards.
Paperwork Reduction Notice.
According to the Paperwork Reduction Act of 1995, no persons are required to respond to a collection of information unless it displays a currently valid OMB control number. The valid
OMB control number for this information collection is 1845-0011. The time required to complete this information collection is
estimated to average 0.16 hours (10 minutes) per response,
including the time to review instructions, search existing data resources, gather and maintain the data needed, and complete and review the information collection. If you have comments
concerning the accuracy of the time estimate(s) or suggestions for improving this form, please write to: U.S. Department of Education, Washington, DC 20202-4537. Do not
send the completed form to this address.
If you have questions about the status of your individual submission of this form, contact the Direct Loan Servicing Center (see Section 5).