Which of the following MINIMUM REQUIRED LIMITS OF AUTOMOBILE LIABILITY do all drivers agree to maintain as a condition of
coverage for all licensed vehicles, that are owned (titled or registered to), leased, rented, operated or acquired during the policy period
by you or any member of your household? If you elect to purchase Excess Uninsured/Underinsured Motorist (UM/UIM) coverage
the Required Basic UM/UIM policy limits must be equal to the liability limits for the required Basic Automobile Liability Policy. You
agree that this condition applies equally to personal use of a vehicle covered under a Commercial Automobile Liability Policy.
$500,000 Bodily Injury per person/
$500,000 Bodily Injury per occurrence/
$50,000 Property Damage per occurrence
Note: Limit C is available ONLY if all drivers in the household are age 22 and over. Limit C is NOT available if there are any drivers age
70 or over; and/or if any response makes the risk Standard II; and/or if any response makes the risk PUP Special.
– OR –
$500,000
combined single limit per
occurrence
If you are unsure what underlying coverage limits you are carrying, or are required to carry, we suggest contacting your local brokering agent.
$250,000 Bodily Injury per person/
$500,000 Bodily Injury per occurrence/
$50,000 Property Damage per occurrence
LIMIT A
Please fully complete and print the Application, obtain the insured’s signature and forward it to your Program Administrator for processing.
Do you and ALL members of your household agree to maintain the MINIMUM REQUIRED LIMITS OF LIABILITY coverage
outlined below as a condition of coverage? For those limits that currently do not apply to you or any member of your household,
you must agree to maintain those limits only if they become applicable to you or any member of your household during the
Policy period as a condition of your coverage.
I AGREE TO THE MINIMUM REQUIRED LIMITS OF LIABILITY FOR THE COVERAGES BELOW:
NO
UNLICENSED RECREATIONAL VEHICLES
(Includes snowmobiles, ATVs, golf carts, etc. Required only if you or a member of your household own or
acquire an unlicensed recreational vehicle during the Policy period that is not covered by your homeowners
or personal liability policy for the following limits of liability.)
WATERCRAFT
(Including boats, personal watercraft, Jet Skis and canoes. Required only if you or a member of your
household own or acquire a watercraft during the Policy period that is not covered by your homeowners or
personal liability policy for the following limits of liability.)
QUESTION 25 (You MUST agree to one of the two limits below. If left unanswered, the risk is not eligible):
FARMOWNERS OR FARM COMPREHENSIVE PERSONAL LIABILITY
(Required only if you or any member of your household own a farm which is not covered by your
homeowners policy.)
QUESTION 24 (You must respond by checking “YES” or “NO”):
QUESTION 26 (You MUST agree to one of the three limits below. If left unanswered, the risk is not eligible):
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SIGN AND DATE APPLICATION ON PAGE 4
PUP 276FL (10/17)
$100,000 combined single limit
per occurrence
– OR –
$100,000/$300,000/$25,000
$300,000 combined single limits
– OR –
$250,000/$500,000/$100,000
– OR –
$300,000/$300,000/$100,000
Note: The RLI personal umbrella does not provide coverage for watercraft exceeding 45 ft. and/or 50 mph.
This exclusion does not apply to personal watercraft.
$300,000 per occurrence
– OR –
Note: Limit A is ALWAYS REQUIRED if the answer to QUESTION 15 is greater than zero.
$300,000 combined single
limit per occurrence
SELECT ONLY
ONE LIMIT
YES
LIMIT B
$300,000 Bodily Injury per person/
$300,000 Bodily Injury per occurrence/
$50,000 Property Damage per occurrence
– OR –
$100,000 Bodily Injury per person/
$300,000 Bodily Injury per occurrence/
$50,000 Property Damage per occurrence
LIMIT C (The choice of Limit C results in a higher premium. Excess UM/UIM is NOT available if you maintain Limit C.)
$100,000 per occurence (the choice of $100,000 results in a higher premium
and is only available for insured’s with a primary residence in Florida.)
– OR –
PRIMARY RESIDENCE – REQUIRES HOMEOWNERS OR COMPREHENSIVE PERSONAL LIABILITY
SEASONAL, SECONDARY OR RENTAL PROPERTIES REQUIRE PREMISES LIABILITY OR COMPREHENSIVE PERSONAL LIABILITY
$100,000
$300,000
or higher
$300,000 per occurence or higher
Which of the following MINIMUM REQUIRED LIMITS OF LIABILITY do you and ALL members of your household agree to
maintain as a condition of coverage during the Policy period?
Note: If any property identified in question 2 has a liability limit of $100,000 per occurrence, you MUST check the $100,000 box above.
Residential properties that are covered under a commercial or other non-personal premises liability policy are excluded from coverage.