ADMINISTRATIVE
WAGE GARNISHMENT
FORM SF-329
Notice
to Federal Agencies:
In addition to this coversheet, this Administrative Wage Garnishment package includes:
SF-329A
SF-329B
SF-329C
SF-329D
Letter to Employer & Important Notice to Employer
Wage Garnishment Order
Wage Garnishment Worksheet
Employer Certification
Brief
Instructions:
The Federal Agency issuing the Wage Garnishment Order is referred to as the "Creditor Agency."
The Creditor Agency must complete this Administrative Wage Garnishment form and mail all parts
(SF-329A, SF-329B, SF-329C, and SF-329D) of the form to the employer of the individual who owes a
delinquent debt to the Federal Government. all parts of the form (other than
the Wage Garnishment Order, SF-329B) will not invalidate the wage garnishment order. The individual
who owes a delinquent debt to the Federal Government is referred to as the "employee" or the "debtor."
Letter to Employer and Important Notice to Employer (SF-329A):
The Creditor Agency is not
required to insert any information on the Letter to the Employer & Important Notice to the Employer.
The Creditor Agency must include this Letter as part of the Administrative Wage Garnishment Form
mailed to employers when issuing a wage garnishment order.
(see reverse for additional information)
However, failure to include
AUTHORIZED FOR LOCAL REPRODUCTION STANDARD FORM 329
(rev. 1/2005)
Prescribed by 31 CFR 285.11
PREVIOUS EDITION NOT USABLE
Complete instructions to Federal Agencies preparing 
Administrative Wage Garnishment Form SF-329 
may be obtained from the Financial Management Service's 
web site at: http://www.fms.treas.gov/debt/awg.html#forms, 
or by calling the Financial Management Service at (202) 874-0540. 
ADMINISTRATIVE
WAGE GARNISHMENT
FORM SF-329
Notice
to Federal Agencies (cont.):
Brief Instructions (cont.):
Wage Garnishment Order (SF-329B)
: This Wage Garnishment Order is to be completed by the
Federal Agency issuing the Wage Garnishment Order, and must be included as part of the form mailed
to employers.
Section 2. Wage Garnishment Amount: If the agency and the debtor have agreed to an exact
dollar amount to be deducted from the debtors's wages, insert the dollar amount in section 2(a).
If section 2(a) is completed, the agency should skip section 2(b) and proceed to Creditor Agency
Certification.
If section 2(a) is not completed, the agency must complete section 2(b)(1). the percentage
of the debtor's disposable pay that the employer is ordered to deduct.
The percentage will be
15% unless the agency either agrees to a lower percentage or is ordered by a hearing official
to accept a lower percentage, e.g. 10%.
Creditor Agency Certification: The head of the agency, or his or her delegatee, must sign the
Wage Garnishment Order. signatory's printed name and title should be printed or
typed where indicated.
Wage Garnishment Worksheet (SF-329C)
: The Creditor Agency is not required to insert any
information on the Wage Garnishment Worksheet. Agency must include this blank Wage
Garnishment Worksheet as part of the Administrative Wage Garnishment form mailed to employers
when issuing a wage garnishment order.
Employer Certification (SF-329D)
: The Creditor Agency must complete the top part of the Employer
Certification where indicated, and include the Employer Certification as part of the Administrative
Wage Garnishment form mailed to employers. are required to complete the form and return
it to the creditor agency within 20 days of receipt.
Insert
In addition, the
The Creditor
Employers
STANDARD FORM 329 BACK (rev. 1/2005)
LETTER TO EMPLOYER & IMPORTANT NOTICE TO EMPLOYER
Dear Employer,
One of your employees has been identified as owing a delinquent nontax debt to the
United States. The Debt Collection Improvement Act of 1996 (DCIA) permits Federal agencies
to garnish the pay of individuals who owe such debt without first obtaining a court order.
Enclosed is a Wage Garnishment Order directing you to withhold a portion of the employee's
pay each pay period and to forward those amounts to us. We have previously notified the
employee that this action was going to take place and have provided the employee with the
opportunity to dispute the debt.
As both a businessperson and a taxpayer you can understand and appreciate the importance
of ensuring that duly owed debts do not go unpaid. Your cooperation in complying with the
enclosed Wage Garnishment Order will assist in our efforts to collect the billions of dollars in
delinquent nontax debt owed to the United States. A Wage Garnishment Worksheet is
enclosed to assist you in determining the proper amount to withhold.
Please read the enclosed documents carefully. They contain important information
concerning your responsibilities to comply with this Order. If you have any questions,
please call the contact name listed on the Order.
Thank you for your cooperation.
See reverse for Important Notice to Employer.
Enclosures: Wage Garnishment Order (SF-329B)
Wage Garnishment Worksheet (SF-329C)
Employer Certification (SF-329D)
* * * * *
Notice to Federal Agencies:
Complete instructions to Federal Agencies preparing Administrative Wage
Garnishment forms may be obtained from the Fiscal Service web site at:
https://fiscal.treasury.gov/fsservices/gov/debtColl/rsrcsTools/debt_forms.htm#awg
STANDARD FORM 329A
(rev. 1/2005)
Prescribed by 31 CFR 285.11
AUTHORIZED FOR LOCAL REPRODUCTION
PREVIOUS EDITION NOT USABLE
IMPORTANT NOTICE TO EMPLOYER
FEDERAL LAW (31 U.S.C. § 3720D, 31 C.F.R. § 285.11) PROVIDES:
1. Federal law supersedes State law. Federal law applies to wage garnishment pursuant to the Wage
Garnishment Order notwithstanding State law.
2. Disposable pay. For purposes of the Wage Garnishment Order, "disposable pay" means the
employee's compensation (including, but not limited to, salary, overtime, bonuses, commissions, sick
leave and vacation pay) from an employer after the deduction of health insurance premiums and any
amounts required by law to be withheld. Proper deductions include Federal, State, and local taxes,
State unemployment and disability taxes, social security taxes, and involuntary pension contributions,
but do not include voluntary pension or retirement plan contributions, union dues, or amounts withheld
pursuant to a court order, and the like. A Wage Garnishment Worksheet is included with the Wage
Garnishment Order to assist the employer in calculating disposable pay and the wage garnishment
amount.
3. Multiple Withholding Orders. If in addition to the Wage Garnishment Order you, as employer, are
served with other withholding orders pertaining to the same employee, then you may withhold
sufficient amounts to satisfy the multiple withholding orders simultaneously, up to the maximum
amount of 25%. The Wage Garnishment Order should be paid before garnishment or withholding
orders that you receive after you receive this one, EXCEPT that family support orders always should
be paid first. Upon termination of the family support or prior withholding order(s), the amount
withheld for the Wage Garnishment Order shall be increased to the amount stated in Section 2 of the
Wage Garnishment Order.
4. Pay cycles. An employer is not required to vary its normal pay and disbursement cycles to comply
with the Wage Garnishment Order.
5.
Failure to comply. AN EMPLOYER WHO FAILS TO COMPLY WITH THE WAGE
GARNISHMENT ORDER SHALL BE LIABLE FOR ANY AMOUNTS THAT THE
EMPLOYER FAILS TO WITHHOLD UNDER THE WAGE GARNISHMENT ORDER, PLUS
ATTORNEY'S FEES AND COSTS INCURRED BY THE CREDITOR AGENCY TO
ENFORCE THE WAGE GARNISHMENT ORDER. IN ADDITION, THE EMPLOYER WHO
FAILS TO COMPLY WITH THE WAGE GARNISHMENT ORDER MAY BE LIABLE FOR
PUNITIVE DAMAGES AS DETERMINED BY A COURT OF COMPETENT JURISDICTION.
6.
No retaliation. AN INDIVIDUAL MAY SUE ANY EMPLOYER WHO DISCHARGES
FROM EMPLOYMENT, REFUSES TO EMPLOY, OR TAKES DISCIPLINARY ACTION
AGAINST AN INDIVIDUAL SUBJECT TO A WAGE GARNISHMENT ORDER BY REASON
OF THE FACT THAT THE INDIVIDUAL'S WAGES HAVE BEEN SUBJECT TO
GARNISHMENT UNDER 31 U.S.C. § 3720D. A COURT OF COMPETENT JURISDICTION
SHALL AWARD ATTORNEY'S FEES TO A PREVAILING EMPLOYEE, AND, IN ITS
DISCRETION, MAY ORDER REINSTATEMENT OF THE INDIVIDUAL, AWARD
PUNITIVE DAMAGES AND BACK PAY TO THE EMPLOYEE, OR ORDER SUCH OTHER
REMEDY AS MAY BE REASONABLY NECESSARY.
STANDARD FORM 329A BACK
(rev. 1/200
5)
UNITED STATES GOVERNMENT
WAGE GARNISHMENT ORDER (SF-329B)
1. Date of this Order: 2. Date Mailed to Employer: 3. Creditor Agency Tracking No.
(refer to this number in all correspondence):
RE:
5. Employee Social Security No.:
4.a. Employee Name:
TO:
FROM:
6. Employer: 7. Employer Mailing Address
(include street address, p.o. box, suite no., city, state, zip code):
8. Creditor Agency:
10. Contact Name: 11. Telephone No.:
12. Internet e-mail address:
13. Fax No.:
9. Creditor Agency Mailing Address for Correspondence
(include street address, city, state, zip code):
Note
: The amount due may be increased as a result
of additional interest, penalties, and other costs
being assessed by the Creditor Agency.
Section 1. ORDER
. YOU, the Employer, are hereby ORDERED to deduct from all disposable pay paid by you
to the Employee the Wage Garnishment Amount described in Section 2 of this Order. You are ordered to begin
deductions on the first pay day after you receive this Order. If the first pay day is within 10 days after you receive
this Order, you may begin deductions on the second pay day after you receive this Order. You are ordered to
continue deductions until you receive notification from the Creditor Agency to suspend or discontinue deductions.
YOU are further ORDERED to pay the Creditor Agency all Wage Garnishment Amounts deducted by you under
14. Amount Due:
$
15. As of (Month/Day/Year):
Notice to Federal Agencies:
Complete instructions to Federal Agencies preparing Administrative Wage
Garnishment forms may be obtained from the Fiscal Service web site at:
https://fiscal.treasury.gov/fsservices/gov/debtColl/rsrcsTools/debt_forms.htm#awg
STANDARD FORM 329B
(rev. 1
/2005)
Prescribed by 31 CFR 285.11
AUTHORIZED FOR LOCAL REPRODUCTION
PREVIOUS EDITION NOT USABLE
Print Form
Save Form
Clear Form
4.b. Employee Alias Name:
If box checked, this is an Amended Order. An Amended Order supersedes any prior orders issued by the Creditor Agency 
in connection with the employee named below.
(See Box #21 below for the mailing address for check payments.)
* * * * *
this order within three (3) business days of the withholding. Employers are encouraged to make payments
electronically, if possible, as follows:
16. ABA Routing No.: 17. Account No.: 18. Agency Location Code (ALC) No.:
19. Account Title:
20. Other information required (i.e., tracking no., debtor name, etc.):
Otherwise, mail checks (postmarked with 3 business days of the withholding) to:
21. Mailing address for check payments:
Section 2. WAGE GARNISHMENT AMOUNT.
(a) The Wage Garnishment Amount is $ per pay period in accordance with an
agreement between the Creditor Agency and the Employe
e.
-OR-
(b) The Wage Garnishment Amount for each pay period is the lesser of:
(1) % of the Employee's disposal pay (not
to exceed 15%);
(2) the garnishment amount set forth in 15 U.S.C. 1673(a)(2)
(the amount by which the employee's
disposable pay exceeds an amount equivalent to 30 times the minimum wage);
or
(3) 25% of the Employee's disposable pay less the amounts withheld under the withholding
orders with priority.
A withholding order with priority is a valid, legally enforceable withholding order that either (1) was
received by the Employer prior to this Order, or (2) is an order for family support regardless of date received. Upon termination
of any withholding order with priority or upon receipt of an order for family support subsequent to the receipt of this Order, the amount
withheld for this order shall be recalculated based on the formula described in this Section 2(b).
Note
: The Employer may use the attached Wage Garnishment Worksheet
to calculate the Wage Garnishment Amount.
CREDITOR AGENCY CERTIFICATION
. The CREDITOR AGENCY herby certifies that this Order is
issued in accordance with the requirements of 31 U.S.C. § 3720D and 31 C.F.R. § 285.11 and is mailed to the
Employer on the date shown above.
Title:
CREDITOR AGENCY SIGNATURE
Print Name:
STANDARD FORM 329B BACK (rev. 1/2005)
WAGE GARNISHMENT WORKSHEET (SF-329C)
Notice to Employers
: The Employer may use a copy of this Worksheet each pay period to calculate the Wage
Garnishment Amount to be deducted from a debtor's disposable pay. Disposable pay includes, but is not limited
to, salary, overtime, bonuses, commissions, sick leave and vacation pay.
If section 2(a) of the Wage
Garnishment Order specifies the dollar amount to be garnished, the employer does not need to complete
this Worksheet.
'HEWRU1DPH 6RFLDO6HFXULW\1XPEHU
Pay Period Frequency (Select One):
.. . ..
)
DISPOSABLE PAY COMPUTATION
1.
2.
3.
Gross Amount paid to Employee
Amounts Withheld:
a. Federal income tax
b.F.I.C.A. (social security)
c. Medicare
d. State tax (including income tax, unemployment, disability)
e. City/Local tax
f. Health insurance premiums
g. Involuntary retirement or pension plan payments
Total allowable deductions [Add lines a - g]
WAGE GARNISHMENT AMOUNT COMPUTATION
If the Employee's wages are not subject to any withholding orders with priority, skip to line 8.
25% of Disposable Pay [Multiply line 4 by .25]
Total Amounts Withheld Under Other Wage Withholding Orders with Priority.
See section 2(b) of the Order.
Subtract line 6 from line 5 [If line 6 is more than line 5, enter zero]
Multiply the percentage from section 2(b)(1) of the Order by line 4. (The percentage from section 2(b)(1) of
the Order may not exceed 15%). Example: If the percentage from section 2(b)(1) of the Order is 15%,
multiply .15 by line 4.
Amount equivalent to 30 times the Federal Minimum wage ($.5)
If the employee is paid Line 9 is If the employee is paid Line 9 is
Weekly or less.50 2x per month4.5
Every other week.00 Monthly9.50
Subtract line 9 from line 4 [if line 9 is more than line 4, enter zero]
WAGE GARNISHMENT AMOUNT
Line 7, 8, or 10, whichever amount is the smallest
STANDARD FORM 329C
(11-98)
Prescribed by 31 CFR 285.11
5.
6.
7.
8.
9.
10.
11.
Weekly or less Every other week Two times per month Monthly Other (Specify:
4.
DISPOSABLE PAY
[Subtract line 3 from line 1]
AUTHORIZED FOR LOCAL REPRODUCTION
EMPLOYER CERTIFICATION (SF-329D)
NOTICE TO EMPLOYERS: THE EMPLOYER MUST COMPLETE AND RETURN THIS
CERTIFICATION TO THE CREDITOR AGENCY WITHIN 20 DAYS OF RECEIPT.
To be completed by Creditor Agency:
Date of this Order: Date Mailed to Employer: Creditor Agency Tracking No.
Creditor Agency: Creditor Agency Mailing Address for Correspondence (include street address, city, state, zip code):
Employee Name: Employee Social Security No.:
The remainder of the Employer Certification is to be completed by Employer:
Employer: Employer Taxpayer Identifying Number:
Note: The employer Taxpayer Identifying Number, required by 31 U.S.C. § 7701(c), will be used to collect and report any delinquent
amounts owed by the Employer under this Order.
1. The Employer received the Wage Garnishment Order concerning the above named employee on
.
(Date)
2.
Check one of the following:
a.
b.
The above named Employee is currently employed with this Employer, or
The above named Employee is no longer employed by this Employer.
Please provide the following information for employees no longer employed:
Employment Termination Date:
Employee's current employer (if known):
Employee's last known address and telephone no. (if known):
Note: If the Employee is no longer employed with this Employer, the Employer does not need to complete
the rest of this Certification. Sign and date this Certification on page 2 and return to the Creditor Agency.
* * * * *
Notice to Federal Agencies:
Complete instructions to Federal Agencies preparing Administrative Wage Garnishment forms may be
obtained from the Fiscal Service's web site at https://fiscal.treasury.gov/fsservices/gov/debtColl/rsrcsTools/debt_forms.htm.
STANDARD FORM 329D
(rev. 1/2005)
Prescribed by 31 CFR 285.11
AUTHORIZED FOR LOCAL REPRODUCTION
PREVIOUS EDITION NOT USABLE
(refer to this number in all correspondence):
3. Please provide the following information for the current pay period only. Or, you may attach a copy of a
completed Wage Garnishment Worksheet to this Certification:
Gross amount paid to Employee
(indicate whether hourly, weekly, annually, etc.):
$
Wage Garnishment Amount:
$
4. If the Employee's
wages are subject to withholding orders with priority, please complete the following:
A withholding order with priority is one received by the employer prior to this Order or an order for family
support received at any time. Upon termination of the family support or prior withholding order, the amount
withheld for this Order shall be increased.
List All Withholding Orders With Priority
Date Served
On Employer
Approx. Date
Withholding
Expected to
End (if known)
The person signing below hereby
certifies that he or she is a duly authorized representative of the Employer,
and that the above information is accurate to the best of his or her knowledge and belief.
SIGNATURE OF EMPLOYER REPRESENTATIVE
DATE
Print Name:
Title:
Telephone No.:
STANDARD FORM 329D BACK
(rev. 1/2005)