Use of the Emergency Financial First Aid Kit
The Emergency Financial First Aid Kit (EFFAK), Third Edition, dated April 2014, is a
copyrighted work of Operation Hope, Inc., for which the U.S. Department of Homeland
Security, Federal Emergency Management Agency (FEMA) has rights for public
distribution and use.
The EFFAK may be used as distributed by FEMA for educational, informational, and
personal use, but not for commercial use or sale. All other uses of the EFFAK are strictly
prohibited and subject to copyright protection as may be applicable.
Department of Homeland Security (DHS) Visual Identities
The EFFAK contains the DHS Visual Identities comprising intellectual property owned by
DHS. The public distribution of the EFFAK does not confer authorization to use the ofcial
seal, insignia, or other visual identities of DHS. Use of the DHS seal without proper
authorization violates Federal law (e.g., 18 U.S.C. §§ 506, 701, 1017), and is against DHS
policies governing usage of the seal. The term “DHS Visual Identities” as used here means
the DHS or DHS component name, initials, seal, insignia, and trademark or certication
marks of DHS or any DHS component, or any combination, variation, or colorable
imitation of them alone. The DHS Visual Identities solely or in combination with other
words may not be used in a manner reasonably calculated to convey the impression of
afliation, connection, or endorsement by DHS or any DHS component. Any other use
of any DHS Visual Identities other than that which is contained in the EFFAK is strictly
prohibited and requires prior written approval from DHS.
The EFFAK may not be used in a manner to state or imply an endorsement by DHS,
FEMA, or the United States Government.
Any reference in the EFFAK to any specic commercial products, processes, or services
by trade name, trademark, manufacturer, or otherwise does not constitute or imply
its endorsement, recommendation, or favoring by DHS, FEMA, or the United States
The views, opinions, ndings, conclusions, or recommendations expressed in the EFFAK
are those of the authors and do not necessarily reect the ofcial policy or position of
DHS, FEMA, or the United States Government. The publication of these views by DHS
does not confer any individual rights or cause of action against the United States. Users
of information in the EFFAK assume all liability from such use.
EFFAK Emergency Financial First Aid Kit