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§ A.3.1.3 Additional Insured Obliga
tions. To the fullest extent permitted by law, the Contractor shall cause the
commercial general liability coverage to include (1) the Owner, the Architect, and the Architect’s consultants as
additional insureds for claims caused in whole or in part by the Contractor’s negligent acts or omissions during the
Contractor’s operations; and (2) the Owner as an additional insured for claims caused in whole or in part by the
Contractor’s negligent acts or omissions for which loss occurs during completed operations. The additional insured
coverage shall be primary and non-contributory to any of the Owner’s general liability insurance policies and shall
apply to both ongoing and completed operations. To the extent commercially available, the additional insured coverage
shall be no less than that provided by Insurance Services Office, Inc. (ISO) forms CG 20 10 07 04, CG 20 37 07 04,
and, with respect to the Architect and the Architect’s consultants, CG 20 32 07 04.
§ A.3.2 Contractor’s Required Insurance Coverage
§ A.3.2.1 The Contractor shall purchase and maintain the following types and limits of insurance from an insurance
company or insurance companies lawfully authorized to issue insurance in the jurisdiction where the Project is located.
The Contractor shall maintain the required insurance until the expiration of the period for correction of Work as set
forth in Section 12.2.2 of the General Conditions, unless a different duration is stated below:
(If the Contractor is required to maintain insurance for a duration other than the expiration of the period for correction
of Work, state the duration.)
§ A.3.2.2 Commercial General Liability
§ A.3.2.2.1 Commercial General Liability insurance for the Project written on an occurrence form with policy limits of
not less than ($ ) each occurrence,
($ ) general aggregate, and ($ ) aggregate for products-
completed operations hazard, providing coverage for claims including
.1 damages because of bodily injury, sickness or disease, including occupational sickness or disease, and
death of any person;
.2 personal injury and advertising injury;
.3 damages because of physical damage to or destruction of tangible property, including the loss of use of
such property;
.4 bodily injury or property damage arising out of completed operations; and
.5 the Contractor’s indemnity obligations under Section 3.18 of the General Conditions.
§ A.3.2.2.2 The Contractor’s Commercial General Liability policy under this Section A.3.2.2 shall not contain an
exclusion or restriction of coverage for the following:
.1 Claims by one insured against another insured, if the exclusion or restriction is based solely on the fact
that the claimant is an insured, and there would otherwise be coverage for the claim.
.2 Claims for property damage to the Contractor’s Work arising out of the products-completed operations
hazard where the damaged Work or the Work out of which the damage arises was performed by a
Subcontractor.
.3 Claims for bodily injury other than to employees of the insured.
.4 Claims for indemnity under Section 3.18 of the General Conditions arising out of injury to employees of
the insured.
.5 Claims or loss excluded under a prior work endorsement or other similar exclusionary language.
.6 Claims or loss due to physical damage under a prior injury endorsement or similar exclusionary
language.
.7 Claims related to residential, multi-family, or other habitational projects, if the Work is to be performed
on such a project.
.8 Claims related to roofing, if the Work involves roofing.
.9 Claims related to exterior insulation finish systems (EIFS), synthetic stucco or similar exterior coatings
or surfaces, if the Work involves such coatings or surfaces.
.10 Claims related to earth subsidence or movement, where the Work involves such hazards.
.11 Claims related to explosion, collapse and underground hazards, where the Work involves such hazards.
§ A.3.2.3 Automobile Liability covering vehicles owned, and non-owned vehicles used, by the Contractor, with policy
limits of not less than ($ ) per accident, for bodily injury, death of any person,
and
property dama
ge arising out of the ownership, maintenance and use of those motor vehicles along with any other
statutorily required automobile coverage.
AIA Document A101® – 2017 Exhibit A. Copyright © 2017 by The American Institute of Architects. All rights reserved. The “American Institute of
Architects,” “AIA,” the AIA Logo, “A101,” and “AIA Contract Documents” are registered trademarks and may not be used without permission. This document
was created on under the terms of AIA Documents on Demand® Order No. , is not for resale, is licensed for
one-time use only, and may only be used in accordance with the AIA Contract Documents® Documents-on-Demand - End User License Agreement. To
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