REVISED 2021 7
Credentialing Alliance
AZAHP PRACTITIONER DATA FORM
AHCCCS Insurance Requirements
This communication outlines the additional insurance requirements and provides examples to assist you.
AHCCCS Insurance Requirements
The AHCCCS insurance requirements include Commercial General Liability, Business Automobile Liability and
Worker’s Compensation and Employers’ Liability.
Your commercial general liability policy and your business automobile policy (if applicable), need to include an
endorsement (see letter a. below under Commercial General Liability and letter a. below under Business
Automobile Liability) and a waiver of subrogation (see letter b. below under Commercial General Liability and
letter b. below under Business Automobile Liability) in the Description field of your policy.
Your worker’s compensation and employers’ liability policy requires only the waiver of subrogation language.
Outlined below are the minimum requirements. Policy examples follow
Commercial General Liability – Occurrence Form
Policy should include bodily injury, property damage, personal and advertising injury and broad form contractual
liability coverage. The amounts below are the minimum requirements.
• General Aggregate $2,000,000
• Products – Completed Operations Aggregate $1,000,000
• Personal and Advertising Injury $1,000,000
• Damage to Rented Premises $50,000
• Each Occurrence $1,000,000
a.
The policy shall be endorsed (Blanket Endorsements are not acceptable) to include the following
additional insured language: “The State of Arizona, and its departments, agencies, boards,
commissions, universities, officers, officials, agents, and employees shall be named as additional
insureds with respect to liability arising out of the activities performed by or on behalf of the
Contractor." Such additional insured shall be covered to the full limits of liability purchased by the
Subcontractor, even if those limits of liability are in excess of those required by this contract.
b.
Policy shall contain a waiver of subrogation endorsement (Blanket Endorsements are not
acceptable) in favor of the “State of Arizona, and its departments, agencies, boards, commissions,
universities, officers, officials, agents, and employees” for losses arising from work performed by or
on behalf of the Subcontractor.
c.
If direct services are provided to children and/or vulnerable adults (as defined by A.R.S §46-
451(A)(9)), the policy shall include coverage for Sexual Abuse and Molestation (SAM). This SAM
coverage may be sub-limited to no less than $500,000. The limits may be included within the
General Liability limit, provided by separate endorsement with its own limits. If you are unable to
obtain SAM coverage under your General Liability because the insurance market will not support it,
it should it be included with the Professional Liability.
d.
The following statement must provide on their Certificate(s) of Insurance: “Sexual Abuse
and Molestation coverage is included” or “Sexual Abuse and Molestation coverage is not
excluded.”