SECTION 9: IMPORTANT NOTICES
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SECTION 8: WHERE TO SEND THE COMPLETED DEFERMENT REQUEST
Return the completed deferment request and any required documentation to: If you need help completing this form, call:
SECTION 7: ELIGIBILITY REQUIREMENTS AND TERMS/CONDITIONS FOR MILITARY SERVICE DEFERMENT AND POST-ACTIVE DUTY STUDENT DEFERMENT
n Military Service Deferment eligibility requirements: I may defer repayment of my loan(s) while I am (1) serving on active duty during a war or other military operation or national
emergency or (2) performing qualifying National Guard duty during a war or other military operation or national emergency, and for an additional 180 days following the completion
of my qualifying military service. I must provide my loan holder with a copy of my military orders or a written statement from my commanding or personnel officer, or I must have
my commanding or personnel officer certify in Section 4 on this form.
n Post-Active Duty Student Deferment eligibility requirements: I may defer repayment of my loan(s) after my active duty military service and any applicable grace period until the
earlier of (a) the date I resume enrollment at an eligible school on at least a half-time basis, or (b) 13 months following the completion of my active duty military service and any
applicable grace period, if (1) I am a member of the National Guard or other reserve component of the Armed Forces or a retired member, and my service includes a period on or
after October 1, 2007; (2) I was enrolled at least half time at an eligible school at the time I was called to active duty or within 6 months before the date I was called to active duty;
(3) I provide my loan holder with the name of the school I attended and my last date of attendance; and (4) I provide my loan holder with a copy of my military orders or a written
statement from my commanding or personnel officer, or my commanding or personnel officer certifies in Section 4 on this form.
n I am not required to make payments of loan principal during my deferment. I will not be charged interest on my Perkins Loan Program loan(s) or on my subsidized FFEL or Direct
Loan program loan(s) during my deferment. However, I will be charged interest on my unsubsidized FFEL and Direct Loan program loan(s), unless I qualify for the Direct Loan
Program’s no interest accrual benefit for active duty service members as explained below.
n I have the option of paying the interest that accrues on my unsubsidized FFEL or Direct Loan program loan(s) during my deferment. My loan holder may capitalize interest that I do
not pay during the deferment period on my unsubsidized FFEL or Direct Loan program loan(s).
n If my deferment does not cover all my past due payments, my loan holder may grant me (a) a forbearance for all payments due before the date my deferment begins, or (b) a
forbearance for all payments due at the time my deferment request is processed if the period for which I am eligible for a deferment has ended.
n My loan holder may capitalize unpaid interest that accrues during a forbearance period on my FFEL or Direct Loan program loan(s), and this will increase the principal balance of
the loan(s). Unpaid interest that accrues on a Perkins Loan Program loan during a forbearance period is not capitalized.
n My loan holder may grant me a forbearance on my FFEL or Direct Loan program loan(s) for up to 60 days, if necessary, for the collection and processing of documentation related
to my deferment request. Interest that accrues during this forbearance period will not be capitalized.
n If I am a Direct Loan borrower, no interest will be charged on my Direct Loan Program loans that were first disbursed on or after October 1, 2008, or on the portion of a Direct
Consolidation Loan that repaid Direct Loan or FFEL Program loans that were first disbursed on or after October 1, 2008, for a period not to exceed 60 months while I:
• Qualify for a military service deferment (see Section 2, Item A) as described in Sections 6 and 7, and
• Serve in an area of hostilities in which service qualies for special pay under section 310 of title 37, United States Code, as certied by an authorized ofcial in Section 4, or
documented in a written statement from my commanding or personnel officer or in a copy of my military orders.
n I will provide additional documentation to my loan holder, as required, to support my eligibility for this deferment.
n I will notify my loan holder immediately if I stop performing the military duty that qualifies me for the deferment I have requested or if I otherwise become ineligible for
this deferment.
Privacy Act Notice. The Privacy Act of 1974 (5 U.S.C. 552a) requires that the following notice be provided to you:
The authority for collecting the requested information from and about you is §421 et seq., §451 et seq., and/or §461 et seq. of the Higher Education Act (HEA) of 1965, as amended
(20 U.S.C. 1071 et seq., 20 U.S.C. 1087a et seq., and/or 20 U.S.C. 1087aa et seq.), and the authorities for collecting and using your Social Security Number (SSN) are §484(a)(4) of
the HEA (20 U.S.C. 1091(a)(4)) and 31 U.S.C. 7701(b). Participating in the Federal Family Education Loan (FFEL) Program, William D. Ford Federal Direct Loan (Direct Loan) Program,
and Federal Perkins Loan (Perkins) Program and giving us your SSN are voluntary, but you must provide the requested information, including your SSN, to participate.
The principal purposes for collecting the information on this form, including your SSN, are to verify your identity, to determine your eligibility to receive a loan or a benefit on a loan
(such as a deferment, forbearance, discharge, or forgiveness) under the FFEL Program, Direct Loan Program, and/or Perkins Program, to permit the servicing of your loan(s), and,
if it becomes necessary, to locate you and to collect and report on your loan(s) if your loan(s) become delinquent or in default. We also use your SSN as an account identifier and to
permit you to access your account information electronically.
The information in your file may be disclosed, on a case-by-case basis or under a computer matching program, to third parties as authorized under routine uses in the appropriate
systems of records notices. The routine uses of this information include, but are not limited to, its disclosure to federal, state, or local agencies, to private parties such as relatives,
present and former employers, business and personal associates, to consumer reporting agencies, to financial and educational institutions, and to guaranty agencies in order to verify
your identity, to determine your eligibility to receive a loan or a benefit on a loan, to permit the servicing or collection of your loan(s), to enforce the terms of the loan(s), to investigate
possible fraud and to verify compliance with federal student financial aid program regulations, or to locate you if you become delinquent in your loan payments or if you default.
To provide default rate calculations, disclosures may be made to guaranty agencies, to financial and educational institutions, or to state agencies. To provide financial aid history
information, disclosures may be made to educational institutions. To assist program administrators with tracking refunds and cancellations, disclosures may be made to guaranty
agencies, to financial and educational institutions, or to federal or state agencies. To provide a standardized method for educational institutions to efficiently submit student enrollment
status, disclosures may be made to guaranty agencies or to financial and educational institutions. To counsel you in repayment efforts, disclosures may be made to guaranty agencies,
to financial and educational institutions, or to federal, state, or local agencies.
In the event of litigation, we may send records to the Department of Justice, a court, adjudicative body, counsel, party, or witness if the disclosure is relevant and necessary to
the litigation. If this information, either alone or with other information, indicates a potential violation of law, we may send it to the appropriate authority for action. We may send
information to members of Congress if you ask them to help you with federal student aid questions. In circumstances involving employment complaints, grievances, or disciplinary
actions, we may disclose relevant records to adjudicate or investigate the issues. If provided for by a collective bargaining agreement, we may disclose records to a labor
organization recognized under 5 U.S.C. Chapter 71. Disclosures may be made to our contractors for the purpose of performing any programmatic function that requires disclosure of
records. Before making any such disclosure, we will require the contractor to maintain Privacy Act safeguards. Disclosures may also be made to qualified researchers under Privacy
Act safeguards.
Paperwork Reduction Notice. According to the Paperwork Reduction Act of 1995, no persons are required to respond to a collection of information unless it displays a currently valid
OMB control number. The valid OMB control number for this information collection is 1845-0080. The time required to complete this information collection is estimated to average
0.5 hours (30 minutes) per response, including the time to review instructions, search existing data resources, gather and maintain the data needed, and complete and review the
information collection. If you have any comments concerning the accuracy of the time estimate(s) or suggestions for improving this form, please write to:
U.S. Department of Education
Washington, DC 20202-4537
If you have questions regarding the status of your individual submission of this form, contact your loan holder (see Section 8).
(If no telephone number is shown, call your loan holder .)
