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CITY OF BAKERSFIELD
INSURANCE REQUIREMENTS
To the Special Event Applicant:
For the duration of your permit, you must maintain the following insurance from a company admitted to
write insurance in the State of California and rated A-:VII by A.M. Best Company (or equivalent). The
insurance must be primary and non-contributory, contain at least a 30 day written notice of policy
cancellation or if there are any material changes in the policy language or terms. Some events may
require higher limits of coverage based on the discretion of the Risk Manager.
1. Commercial general liability in an amount not less than One Million Dollars ($1,000,000) per
occurrence. If food is sold, products liability coverage in an amount not less than One Million Dollars
($1,000,000) must be included. If alcoholic beverages are sold or served, liquor liability coverage in
an amount not less than One Million Dollars ($1,000,000) must be included. If participants, film
extras, and/or spectators are involved, the certificate of insurance must specify that the commercial
general liability covers participants, film extras, and/or spectators as applicable. An additional insured
endorsement is required and must include coverage for the City, its mayor, council, officers,
employees, volunteers, and agents under your commercial general liability policy.
2. Workers’ compensation as required by the California Labor Code, if the permit holder uses its own
employees in conducting the planned event or activity. Waiver of subrogation endorsement in
required in favor of the City. If you are not required under the State of California Labor Code to
maintain workers’ compensation insurance, you must complete the Workers’ Compensation
Exemption Declaration following this section.
3. Automobile Liability in an amount not less than One Million Dollars ($1,000,000) combined single limit
covering owned, non-owned and hired autos, if automobiles are used in the move-in, setup, break-
down, or operation of the event/activity. If you are using only non-owned or hired autos, a non-owned
auto endorsement to your general liability policy is acceptable.
You must provide the insurance to this office at least ten (10) working days prior to your event/activity:
Certificate of Insurance issued by your insurance broker-agent evidencing the insurance coverage
applicable to your event/activity, the insurance must be primary and non-contributory with the
cancellation provision on the certificate amended to read as follows: “Should any of the above
described policies be cancelled before the expiration dates or if there are any material changes in the
policy language or terms, the issuing company will mail thirty (30) days prior written notice to the
certificate holder. In the case of cancellation for non-payment of premium, the issuing company will
mail ten (10) days prior written notice to the certificate holder.”
Any written statements by you and/or your insurance broker-agent explaining the reasons why any of
the above coverage is limited or why any of the applicable requirements have not been satisfied.
All certificates and endorsements must be submitted to:
City of Bakersfield – Treasury Division
1600 Truxtun Avenue Bakersfield, CA 93301
For your convenience, we have a facsimile machine within this department. The facsimile access
telephone number is (661) 852-2041.
If you or your insurance broker-agent have any questions regarding these insurance requirements, please
do not hesitate to contact Risk Management at (661) 326-3738.