INSTRUCTIONS FOR COMPLETING THE DIRECT CONSOLIDATION LOAN REQUEST TO ADD LOANS
BEFORE YOU BEGIN
Use this form if you would like to add one or more eligible federal education loans
to your Direct Consolidation Loan, if the loan has already been made, or to the
Note you previously submitted. Note: If your Direct Consolidation Loan has already
been made, you must return this completed form to your Servicer at the address
listed on this page within 180 days after the date your Direct Consolidation
Loan was made. If you want to consolidate additional eligible loans after this
period of time, you must apply for a new Direct Consolidation Loan.
To complete this form, type or print using blue or black ink. If you cross out
anything and write in new information, put your initials beside the change.
Incorrect or incomplete information may delay processing.
Items 1 and 2: Enter the requested information.
LOANS YOU WANT TO CONSOLIDATE
Items 3-6: Enter the requested information for each of the federal education loans
that you want to add to your Direct Consolidation Loan (or to the Note you have
submitted). To find the information you will need to complete this section, you can
look at the last monthly billing statement you received, your quarterly interest
statement or annual statement, your coupon book, or the Internet site of your loan
holder or servicer. You may also obtain information about your loans by accessing
the National Student Loan Data System (NSLDS) at
. If you need
more space to list your loans, attach an additional sheet of paper to this form. Put
your name, Social Security Number, and loan information on the paper.
Item 3: Enter the code that corresponds to the loan type from the list of loan
types and their codes in these instructions. If you are not sure about the loan
type, leave this item blank. Loan types not included in the list are not eligible for
Item 4: Enter the full name and mailing address of the loan holder or the loan
holder's servicer. (This is the address to which you must send your payments.)
You must provide at least the name, city, and state of the loan holder or servicer.
Item 5: Enter the account number for each loan (the number should be on your
statement or in your payment book). If you cannot find the account number,
leave this item blank.
Item 6: Enter the estimated amount needed to pay off the loan, including any
unpaid interest, late fees, and collection costs.
PROMISSORY NOTE ADDENDUM
Item 7: Carefully read this section. Sign and date the form using blue or black ink. If
you do not sign this form, your request cannot be processed.
Review all the information on the form. When you have completed the form, make
a copy for your records and mail the original to us in the envelope provided, at the
address shown on this page.
As soon as we receive your completed form, we will begin processing your request
to add loans. During this time, we might contact you with questions.
In the meantime, if you currently are required to make payments on your loans,
continue to do so. You will need to continue making payments until you receive
written notification that your loans have been successfully added to your Direct
Consolidation Loan. If you are having difficulty making payments on your loans,
contact your loan holder or servicer at the correspondence address or telephone
number on your current loan statements to find out ways you might be able to
postpone loan payments; you should ask specifically about your “deferment” and
IMPORTANT: We will send you a notice before we pay off your loans. This notice
1. Provide you with information about the loans and payoff amounts that we
have verified with your loan holder(s) or through NSLDS, and
2. Tell you the deadline by which you must notify us if you do not want to add
one or more of the loans listed in the notice to your Direct Consolidation
The notice will include information about the loans you listed in the Loans You
Want to Consolidate section. If you have additional loans that are with a holder of
a loan listed in the Loans You Want to Consolidate section, but you did not list
those loans in that section, the notice may also include information about those
additional eligible loans. For example, if you have two Subsidized Federal Stafford
Loans with Loan Holder A, but you listed only one of these loans in the Loans You
Want to Consolidate section, the notice that we send may include information
about both of your Subsidized Federal Stafford Loans that are with Loan Holder A.
You must inform us by the deadline specified in the notice if you do not want
all of the loans listed in the notice to be consolidated.
LOAN TYPES AND THEIR CODES
Code Loan Type
A Subsidized Federal Stafford Loans
B Guaranteed Student Loans (GSL)
C Federal Insured Student Loans (FISL)
D Direct Subsidized Loans
E Direct Subsidized Consolidation Loans
F Federal Perkins Loans
Unsubsidized Federal Stafford Loans (including Nonsubsidized
H Federal Supplemental Loans for Students (SLS)
I Direct PLUS Loans for Graduate/Professional Students
J Unsubsidized Federal Consolidation Loans
K Direct Unsubsidized Consolidation Loans
L Direct Unsubsidized Loans
M National Direct Student Loans (NDSL)
N National Defense Student Loans (NDSL)
O Subsidized Federal Consolidation Loans
P Auxiliary Loans to Assist Students (ALAS)
Q Health Professions Student Loans (HPSL)
R Health Education Assistance Loans (HEAL)
S Federal PLUS Loans for Graduate/Professional Students
T Federal PLUS Loans for Parents
U Direct PLUS Loans for Parents
V Direct PLUS Consolidation Loans
Y Nursing Student Loans (NSL) and Nurse Faculty Loans
Z Loans for Disadvantaged Students (LDS)
W Education loans ineligible for consolidation
0 Direct Subsidized Loans (Subsidy Loss Eligible)
9 Direct Subsidized Consolidation Loans (Subsidy Loss Eligible)
WHERE TO SEND YOUR COMPLETED REQUEST TO ADD LOANS
Mail the completed form to the following address:
For help completing this form, call
For the hearing impaired, the TDD number is
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