Direct Consolidation Loan Request to Add Loans
William D. Ford Federal Direct Loan Program
OMB No. 1845-0053
Form Approved
Exp. Date 04/30/2019
WARNING: Any person who knowingly makes a false statement or misrepresentation on this form or on any accompanying
document is subject to penalties that may include fines, imprisonment, or both, under the U.S. Criminal Code and 20 U.S.C.
Read the Instructions on page 2 before completing this form.
Last Name:
First Name:
Middle Initial:
Social Security Number:
3. Loan Code (see
4. Loan Holder/Servicer Name, Address, and Area
Code/Telephone Number (see Instructions)
5. Loan Account
6. Estimated Payoff
I request that the U.S. Department of Education (ED) pay in full the eligible federal education loans identified above in the
Loans You Want to Consolidate section and that the amount of my Direct Consolidation Loan be increased to include
the amount paid by ED.
If my Direct Consolidation Loan has already been made, I understand that ED must receive this request within 180
days of the date my Direct Consolidation Loan was made. I further understand that by adding these loans my
repayment term may be extended, my interest rate may change, and my monthly payment amount may change. I will
receive a revised disclosure statement and repayment schedule from ED.
My signature below certifies that I have read, understand, and agree to the terms and conditions of this loan, including all
terms and conditions specified on the Direct Consolidation Loan Application and Promissory Note (Note) that I previously
submitted, including the Borrower Understandings, Certifications and Authorizations, and the Borrower's Rights and
Responsibilities Statement.
Borrower's Signature
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click to sign
click to edit
Use this form if you would like to add one or more eligible federal education loans
to your Direct Consolidation Loan, if the loan has already been made, or to the
Note you previously submitted. Note: If your Direct Consolidation Loan has already
been made, you must return this completed form to your Servicer at the address
listed on this page within 180 days after the date your Direct Consolidation
Loan was made. If you want to consolidate additional eligible loans after this
period of time, you must apply for a new Direct Consolidation Loan.
To complete this form, type or print using blue or black ink. If you cross out
anything and write in new information, put your initials beside the change.
Incorrect or incomplete information may delay processing.
Items 1 and 2: Enter the requested information.
Items 3-6: Enter the requested information for each of the federal education loans
that you want to add to your Direct Consolidation Loan (or to the Note you have
submitted). To find the information you will need to complete this section, you can
look at the last monthly billing statement you received, your quarterly interest
statement or annual statement, your coupon book, or the Internet site of your loan
holder or servicer. You may also obtain information about your loans by accessing
the National Student Loan Data System (NSLDS) at
. If you need
more space to list your loans, attach an additional sheet of paper to this form. Put
your name, Social Security Number, and loan information on the paper.
Item 3: Enter the code that corresponds to the loan type from the list of loan
types and their codes in these instructions. If you are not sure about the loan
type, leave this item blank. Loan types not included in the list are not eligible for
Item 4: Enter the full name and mailing address of the loan holder or the loan
holder's servicer. (This is the address to which you must send your payments.)
You must provide at least the name, city, and state of the loan holder or servicer.
Item 5: Enter the account number for each loan (the number should be on your
statement or in your payment book). If you cannot find the account number,
leave this item blank.
Item 6: Enter the estimated amount needed to pay off the loan, including any
unpaid interest, late fees, and collection costs.
Item 7: Carefully read this section. Sign and date the form using blue or black ink. If
you do not sign this form, your request cannot be processed.
Review all the information on the form. When you have completed the form, make
a copy for your records and mail the original to us in the envelope provided, at the
address shown on this page.
As soon as we receive your completed form, we will begin processing your request
to add loans. During this time, we might contact you with questions.
In the meantime, if you currently are required to make payments on your loans,
continue to do so. You will need to continue making payments until you receive
written notification that your loans have been successfully added to your Direct
Consolidation Loan. If you are having difficulty making payments on your loans,
contact your loan holder or servicer at the correspondence address or telephone
number on your current loan statements to find out ways you might be able to
postpone loan payments; you should ask specifically about your “deferment” and
“forbearance” options.
IMPORTANT: We will send you a notice before we pay off your loans. This notice
1. Provide you with information about the loans and payoff amounts that we
have verified with your loan holder(s) or through NSLDS, and
2. Tell you the deadline by which you must notify us if you do not want to add
one or more of the loans listed in the notice to your Direct Consolidation
The notice will include information about the loans you listed in the Loans You
Want to Consolidate section. If you have additional loans that are with a holder of
a loan listed in the Loans You Want to Consolidate section, but you did not list
those loans in that section, the notice may also include information about those
additional eligible loans. For example, if you have two Subsidized Federal Stafford
Loans with Loan Holder A, but you listed only one of these loans in the Loans You
Want to Consolidate section, the notice that we send may include information
about both of your Subsidized Federal Stafford Loans that are with Loan Holder A.
You must inform us by the deadline specified in the notice if you do not want
all of the loans listed in the notice to be consolidated.
Code Loan Type
A Subsidized Federal Stafford Loans
B Guaranteed Student Loans (GSL)
C Federal Insured Student Loans (FISL)
D Direct Subsidized Loans
E Direct Subsidized Consolidation Loans
F Federal Perkins Loans
Unsubsidized Federal Stafford Loans (including Nonsubsidized
Stafford Loans)
H Federal Supplemental Loans for Students (SLS)
I Direct PLUS Loans for Graduate/Professional Students
J Unsubsidized Federal Consolidation Loans
K Direct Unsubsidized Consolidation Loans
L Direct Unsubsidized Loans
M National Direct Student Loans (NDSL)
N National Defense Student Loans (NDSL)
O Subsidized Federal Consolidation Loans
P Auxiliary Loans to Assist Students (ALAS)
Q Health Professions Student Loans (HPSL)
R Health Education Assistance Loans (HEAL)
S Federal PLUS Loans for Graduate/Professional Students
T Federal PLUS Loans for Parents
U Direct PLUS Loans for Parents
V Direct PLUS Consolidation Loans
Y Nursing Student Loans (NSL) and Nurse Faculty Loans
Z Loans for Disadvantaged Students (LDS)
W Education loans ineligible for consolidation
0 Direct Subsidized Loans (Subsidy Loss Eligible)
9 Direct Subsidized Consolidation Loans (Subsidy Loss Eligible)
Mail the completed form to the following address:
For help completing this form, call
For the hearing impaired, the TDD number is
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Privacy Act Notice
The Privacy Act of 1974 (5 U.S.C. 552a) requires that the following notice be
provided to you:
The authority for collecting the requested information from and about you is §451
et seq. of the Higher Education Act (HEA) of 1965, as amended (20 U.S.C. 1087a et
seq.) and the authorities for collecting and using your Social Security Number (SSN)
are §484(a)(4) of the HEA (20 U.S.C. 1091(a)(4)) and 31 U.S.C. 7701(b). Participating
in the William D. Ford Federal Direct Loan (Direct Loan) Program and giving us your
SSN are voluntary, but you must provide the requested information, including your
SSN, to participate.
The principal purposes for collecting the information on this form, including your
SSN, are to verify your identity, to determine your eligibility to receive a loan or a
benefit on a loan (such as a deferment, forbearance, discharge, or forgiveness)
under the Direct Loan Program, to permit the servicing of your loan(s), and, if it
becomes necessary, to locate you and to collect and report on your loan(s) if your
loan(s) become delinquent or in default. We also use your SSN as an account
identifier and to permit you to access your account information electronically.
The information in your file may be disclosed, on a case-by-case basis or under a
computer matching program, to third parties as authorized under routine uses in
the appropriate systems of records notices. The routine uses of this information
include, but are not limited to, its disclosure to federal, state, or local agencies, to
private parties such as relatives, present and former employers, business and
personal associates, to consumer reporting agencies, to financial and educational
institutions, and to guaranty agencies in order to verify your identity, to determine
your eligibility to receive a loan or a benefit on a loan, to permit the servicing or
collection of your loan(s), to enforce the terms of the loan(s), to investigate possible
fraud and to verify compliance with federal student financial aid program
regulations, or to locate you if you become delinquent in your loan payments or if
you default. To provide default rate calculations, disclosures may be made to
guaranty agencies, to financial and educational institutions, or to state agencies.
To provide financial aid history information, disclosures may be made to
educational institutions. To assist program administrators with tracking refunds
and cancellations, disclosures may be made to guaranty agencies, to financial and
educational institutions, or to federal or state agencies. To provide a standardized
method for educational institutions to efficiently submit student enrollment status,
disclosures may be made to guaranty agencies or to financial and educational
institutions. To counsel you in repayment efforts, disclosures may be made to
guaranty agencies, to financial and educational institutions, or to federal, state, or
local agencies.
In the event of litigation, we may send records to the Department of Justice, a
court, adjudicative body, counsel, party, or witness if the disclosure is relevant and
necessary to the litigation. If this information, either alone or with other
information, indicates a potential violation of law, we may send it to the
appropriate authority for action. We may send information to members of
Congress if you ask them to help you with federal student aid questions. In
circumstances involving employment complaints, grievances, or disciplinary
actions, we may disclose relevant records to adjudicate or investigate the issues. If
provided for by a collective bargaining agreement, we may disclose records to a
labor organization recognized under 5 U.S.C. Chapter 71. Disclosures may be made
to our contractors for the purpose of performing any programmatic function that
requires disclosure of records. Before making any such disclosure, we will require
the contractor to maintain Privacy Act safeguards. Disclosures may also be made to
qualified researchers under Privacy Act safeguards.
Financial Privacy Act Notice
Under the Right to Financial Privacy Act of 1978 (12 U.S.C. 3401-3421), ED will have
access to financial records in your student loan file maintained in compliance with
the administration of the Direct Loan Program.
Paperwork Reduction Notice
According to the Paperwork Reduction Act of 1995, no persons are required to
respond to a collection of information unless the collection displays a valid OMB
control number. The valid OMB control number for this information collection is
1845-0053. Public reporting burden for this collection of information is estimated
to average 10 minutes (0.17 hours) per response, including time for reviewing
instructions, searching existing data sources, gathering and maintaining the data
needed, and completing and reviewing the collection of information. The
obligation to respond to this collection is required to obtain a benefit in
accordance with 34 CFR 685.201(c)(1).
If you have comments or concerns regarding the status of your individual
submission of this form, contact:
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