Office of Financial Aid
Hepburn Hall, Room 215
2039 John F. Kennedy Boulevard | Jersey City, NJ 07305
Phone: (201) 200-3173| Fax: (201) 200-3181 | Email: financialaid@njcu.edu
2019-2020 FINANCIAL AID DIRECT LOAN ADJUSTMENT REQUEST
Student Name ___ Gothic ID#____________________
Submit this form to the NJCU Office of Financial Aid to request an adjustment to your existing Federal Direct Loan. Please
view the Annual Loan Limits chart below to determine your maximum loan eligibility. The amount of other financial aid may
limit or reduce the amount of loans you can receive. You have the right to cancel all or part of your loan. Loan changes and
adjustments can only be made by submitting this form to the NJCU Office of Financial Aid.
I am requesting an adjustment in my Federal Direct Loan(s) to (check one):
Increase subsidized loan to maximum amount available Reduce subsidized loan to $0
Increase unsubsidized loan to maximum amount available Reduce unsubsidized loan to $0
(OR)
I am requesting a specific amount adjustment to my Federal Direct Loan(s) by indicating the FINAL amount desired during
each semester in the table below.
Loan Type Fall 2019 Spring 2020
Direct Subsidized Loan
$
$
Direct Unsubsidized Loan
$
$
Direct Parent Plus Loan
$
$
Direct Graduate Plus Loan
$
$
Student’s Signature Date
Parent’s Signature (For Increase/Decrease of Parent PLUS loan) Date
Dependent Students
Annual Loan Limits
Freshmen: 0 - 30 credits
$5,500 ($3,500 subsidized/$2,000 unsubsidized)
Sophomores: 30 60 credits
$6,500 ($4,500 subsidized/$2,000 unsubsidized)
Juniors & Seniors: Over 60 credits
$7,500 ($5,500 subsidized/$2,000 unsubsidized)
Independent Students
Annual Loan Limits
Freshmen: 0 - 30 credits
$9,500 ($3,500 subsidized/$6,000 unsubsidized)
Sophomores: 30 60 credits
$10,500 ($4,500 subsidized/$6,000 unsubsidized)
Juniors & Seniors: Over 60 credits
$12,500 ($5,500 subsidized/$7,000 unsubsidized)
Graduate or Professional
Annual Loan Limits
Graduate or Professional
$20,500 (unsubsidized)