Graduate Borrowing Preferences Perceptive Content: FA Clarification
2018-2019
Graduate Student Borrowing Preferences
Office of Student Financial Aid
1021 Dulaney Valley Road
Baltimore, Maryland 21204-2794
P: 410-337-6141
F: 410-337-6504
E: finaid@goucher.edu
________________________________ _____________________ _____________________
Student Last Name Student First Name Goucher ID Number
This form is optional. We will use this to provide guidance on loan amounts, or to package loans based on your general
preference. You have the final say on how much you wish to accept, and you will be required to accept any loans in
Net Partner before they are processed. You are also able to modify or cancel loans as per the federal regulations.
Remember that you need to be at least half-time (4.5 credits) in a given semester to be eligible for a loan for that
semester. Only classes required for your degree are eligible for federal aid. You must maintain SAP guidelines, meet all
general requirements, and submit an expected enrollment form each year or semester as needed.
Since these are preferences for student loans, remember to borrow only what you really need and follow the federal
suggestions on responsible borrowing.
I wish to borrow only what is needed to cover
my tuition and fees billed by Goucher College
and will cover books and other indirect
expenses completely out-of-pocket
Loan needs to be a bit higher than statement
amount due, to account for origination fees
You will probably end up with a nominal credit
each semester (typically < $30) and the Billing
office is required to issue you a check
If enrollment or billing changes, then you will
need to initiate any desired change to the loan
I wish to borrow enough to cover my tuition
and fees billed by Goucher, plus an estimated
additional $______________ each semester to
help pay for books or other indirect expenses
Remember to PLAN AHEAD – You will not
have access to any desired additional funds
until about 3 weeks after classes start
The amount will not be exactly what you
specify, but will be close to your general
preference and adjustments can be made
I wish to borrow the maximum for which I am
eligible each semester
Remember to PLAN AHEAD – You will not
have access to any desired additional funds
until about 3 weeks after classes start
Remember that these are loans which you
need to pay back
If you have already borrowed the maximum
unsubsidized loan, you will need to apply for an
additional Graduate PLUS Loan if you have
remaining need in your budget
By signing this form, I certify all information is complete & correct. I understand that this is a preference only, and
understand the key points for my preference. I understand that updates are not automatic and it is always my
responsibility to manage and insure that my financial aid meets my billing needs and due dates every semester.
_____________________________________________ _____________________________
Student Signature Date
(ELECTRONIC SIGNATURES NOT ACCEPTED. Please print & sign in ink, then mail, fax, or scan and e-mail.)
