Requirements
for a Bare
Bone Petition
Pro Se
Chapter 7
U. S. Bankruptcy Court
Northern District of
Illinois
Last Updated: February 19, 2020
CHAPTER 7 - INDIVIDUAL
DOCUMENTS
REQUIRED
AT TIME OF FILING
(Minimum Filing Requirements)
REMINDER: PLEASE SIGN ALL PAGES THAT REQUIRE A SIGNATURE
Chapter7IndividualDocumentsRequiredatTimeofFilingChecklist
When filing a Chapter 7, please complete all requirements listed below and submit with
your form of payment.
VoluntaryPetitionforIndividualsFilingforBankruptcy(OfficialForm101)
StatementAboutYourSocialSecurityNumbers(OfficialForm121).Requiredifthedebtoris
anindividual.MustbesubmittedWITHthepetition.Fed.R.Bankr.P.1007(f).
Namesandaddressesofallcreditorsofthedebtor.MustbefiledWITHthepetition.
Fed.R.Bankr.P.1007(a)(1).
FormofPaymentselectfromoneofthefollowing:
FilingFeePaidinFullCashorMoneyOrdermadepayableto“ClerkoftheU.S.
BankruptcyCourt”
Application/OrderforIndividualstoPaytheFilingFeeinInstallments(OfficialForm
103A)
Application/OrdertoHavetheChapter7FilingFeeWaived(OfficialForm103B)
Chapter7StatementofYourCurrentMonthlyIncome(OfficialForm122A1)
CertificateofCreditCounseling
Before you file for bankruptcy, you must receive a briefing about credit
counseling from an approved agency within 180 days before you file. If
you and your spouse are filing together, each of you must receive a briefing before
you file. Failure to do so will almost certainly result in the dismissal of your case.
You may have a briefing about credit counseling one-on-one or in a group, by
telephone, or by internet.
PhotoI.D.LocalRule50051E
Isrequiredforopeningabankruptcycase
Please Note: Pursuant to Local Rule 1009-1
If after the petition, the debtor files the creditor list or adds any creditors to the
schedules, the debtor must serve each such creditor, by first-class or certified mail, with a
copy of the original notice of the meeting of creditors and must file proof of such service
with the clerk.
REMINDER: PLEASE SIGN ALL PAGES THAT REQUIRE A SIGNATURE
Official Form 101 Voluntary Petition for Individuals Filing for Bankruptcy page 1
Official Form 101
Voluntary Petition for Individuals Filing for Bankruptcy 02/20
The bankruptcy forms use you and Debtor 1 to refer to a debtor filing alone. A married couple may file a bankruptcy case togethercalled a
joint caseand in joint cases, these forms use you to ask for information from both debtors. For example, if a form asks, “Do you own a car,
the answer would be yes if either debtor owns a car. When information is needed about the spouses separately, the form uses Debtor 1 and
Debtor 2 to distinguish between them. In joint cases, one of the spouses must report information as Debtor 1 and the other as Debtor 2. The
same person must be Debtor 1 in all of the forms.
Be as complete and accurate as possible. If two married people are filing together, both are equally responsible for supplying correct
information. If more space is needed, attach a separate sheet to this form. On the top of any additional pages, write your name and case number
(if known). Answer every question.
Part 1:
Identify Yourself
About Debtor 1:
1. Your full name
Write the name that is on your
government-issued picture
identification (for example,
your driver’s license or
passport).
Bring your picture
identification to your meeting
with the trustee.
__________________________________________________
First name
__________________________________________________
Middle name
__________________________________________________
Last name
___________________________
Suffix (Sr., Jr., II, III)
2. All other names you
have used in the last 8
years
Include your married or
maiden names.
__________________________________________________
First name
__________________________________________________
Middle name
__________________________________________________
Last name
__________________________________________________
First name
__________________________________________________
Middle name
__________________________________________________
Last name
3. Only the last 4 digits of
your Social Security
number or federal
Individual Taxpayer
Identification number
(ITIN)
xxx xx ____ ____ ____ ____
OR
9 xx xx ____ ____ ____ ____
United States Bankruptcy Court for the:
________________ District of ________
Case number (If known): _________________________ Chapter you are filing under:
Chapter 7
Chapter 11
Chapter 12
Chapter 13
Fill in this information to identify your case:
Check if this is an
amended filing
__________ District of __________
Debtor 1 _______________________________________________________ Case number (if known)_____________________________________
First Name Middle Name Last Name
Official Form 101 Voluntary Petition for Individuals Filing for Bankruptcy page 2
About Debtor 1:
4. Any business names
and Employer
Identification Numbers
(EIN) you have used in
the last 8 years
Include trade names and
doing business as names
I have not used any business names or EINs.
_________________________________________________
Business name
_________________________________________________
Business name
___ ___ ___ ___ ___ ___ ___ ___ ___
EIN
___ ___ ___ ___ ___ ___ ___ ___ ___
EIN
5. Where you live
_________________________________________________
Number Street
_________________________________________________
_________________________________________________
City State ZIP Code
_________________________________________________
County
If your mailing address is different from the one
above, fill it in here. Note that the court will send
any notices to you at this mailing address.
_________________________________________________
Number Street
_________________________________________________
P.O. Box
_________________________________________________
City State ZIP Code
6. Why you are choosing
this district to file for
bankruptcy
Check one:
Over the last 180 days before filing this petition,
I have lived in this district longer than in any
other district.
I have another reason. Explain.
(See 28 U.S.C. § 1408.)
________________________________________
________________________________________
________________________________________
________________________________________
Check one:
Over the last 180 days before filing this petition,
I have lived in this district longer than in any
other district.
I have another reason. Explain.
(See 28 U.S.C. § 1408.)
________________________________________
________________________________________
________________________________________
________________________________________
Debtor 1 _______________________________________________________ Case number (if known)_____________________________________
First Name Middle Name Last Name
Official Form 101 Voluntary Petition for Individuals Filing for Bankruptcy page 3
Part 2:
Tell the Court About Your Bankruptcy Case
7. The chapter of the
Bankruptcy Code you
are choosing to file
under
Check one. (For a brief description of each, see Notice Required by 11 U.S.C. § 342(b) for Individuals Filing
for Bankruptcy (Form 2010)). Also, go to the top of page 1 and check the appropriate box.
Chapter 7
Chapter 11
Chapter 12
Chapter 13
8. How you will pay the fee
I will pay the entire fee when I file my petition. Please check with the clerk’s office in your
local court for more details about how you may pay. Typically, if you are paying the fee
yourself, you may pay with cash, cashier’s check, or money order. If your attorney is
submitting your payment on your behalf, your attorney may pay with a credit card or check
with a pre-printed address.
I need to pay the fee in installments. If you choose this option, sign and attach the
Application for Individuals to Pay The Filing Fee in Installments (Official Form 103A).
I request that my fee be waived (You may request this option only if you are filing for Chapter 7.
By law, a judge may, but is not required to, waive your fee, and may do so only if your income is
less than 150% of the official poverty line that applies to your family size and you are unable to
pay the fee in installments). If you choose this option, you must fill out the Application to Have the
Chapter 7 Filing Fee Waived (Official Form 103B) and file it with your petition.
9. Have you filed for
bankruptcy within the
last 8 years?
No
Yes. District __________________________ When _______________ Case number ___________________________
MM / DD / YYYY
District __________________________ When _______________ Case number ___________________________
MM / DD / YYYY
District __________________________ When _______________ Case number ___________________________
MM / DD / YYYY
10. Are any bankruptcy
cases pending or being
filed by a spouse who is
not filing this case with
you, or by a business
partner, or by an
affiliate?
No
Yes. Debtor _________________________________________________ Relationship to you _____________________
District __________________________ When _______________ Case number, if known____________________
MM / DD / YYYY
Debtor _________________________________________________ Relationship to you _____________________
District __________________________ When _______________ Case number, if known____________________
MM / DD / YYYY
11. Do you rent your
residence?
No. Go to line 12.
Yes. Has your landlord obtained an eviction judgment against you?
No. Go to line 12.
Yes. Fill out Initial Statement About an Eviction Judgment Against You (Form 101A) and file it as
part of this bankruptcy petition.
Debtor 1 _______________________________________________________ Case number (if known)_____________________________________
First Name Middle Name Last Name
Official Form 101 Voluntary Petition for Individuals Filing for Bankruptcy page 4
Part 3:
Report About Any Businesses You Own as a Sole Proprietor
12. Are you a sole proprietor
of any full- or part-time
business?
A sole proprietorship is a
business you operate as an
individual, and is not a
separate legal entity such as
a corporation, partnership, or
LLC.
If you have more than one
sole proprietorship, use a
separate sheet and attach it
to this petition.
No. Go to Part 4.
Yes. Name and location of business
_______________________________________________________________________________________
Name of business, if any
_______________________________________________________________________________________
Number Street
_______________________________________________________________________________________
_______________________________________________ _______ __________________________
City State ZIP Code
Check the appropriate box to describe your business:
Health Care Business (as defined in 11 U.S.C. § 101(27A))
Single Asset Real Estate (as defined in 11 U.S.C. § 101(51B))
Stockbroker (as defined in 11 U.S.C. § 101(53A))
Commodity Broker (as defined in 11 U.S.C. § 101(6))
None of the above
13. Are you filing under
Chapter 11 of the
Bankruptcy Code and
are you a small business
debtor?
For a definition of small
business debtor, see
11 U.S.C. § 101(51D).
If you are filing under Chapter 11, the court must know whether you are a small business debtor so that it
can set appropriate deadlines. If you indicate that you are a small business debtor, you must attach your
most recent balance sheet, statement of operations, cash-flow statement, and federal income tax return or if
any of these documents do not exist, follow the procedure in 11 U.S.C. § 1116(1)(B).
No. I am not filing under Chapter 11.
No. I am filing under Chapter 11, but I am NOT a small business debtor according to the definition in
the Bankruptcy Code.
Yes. I am filing under Chapter 11, I am a small business debtor according to the definition in the Bankruptcy
Code, and I do not choose to proceed under Subchapter V of Chapter 11.
Part 4:
Report if You Own or Have Any Hazardous Property or Any Property That Needs Immediate Attention
14. Do you own or have any
property that poses or is
alleged to pose a threat
of imminent and
identifiable hazard to
public health or safety?
Or do you own any
property that needs
immediate attention?
For example, do you own
perishable goods, or livestock
that must be fed, or a building
that needs urgent repairs?
No
Yes. What is the hazard? ________________________________________________________________________
________________________________________________________________________
If immediate attention is needed, why is it needed? _______________________________________________
________________________________________________________________________
Where is the property? ________________________________________________________________________
Number Street
________________________________________________________________________
________________________________________ _______ ____________________
City State ZIP Code
Yes. I am filing under Chapter 11, I am a small business debtor according to the definition in the
Bankruptcy Code, and I choose to proceed under Subchapter V of Chapter 11.
Debtor 1 _______________________________________________________ Case number (if known)_____________________________________
First Name Middle Name Last Name
Official Form 101 Voluntary Petition for Individuals Filing for Bankruptcy page 5
Part 5:
Explain Your Efforts to Receive a Briefing About Credit Counseling
15. Tell the court whether
you have received a
briefing about credit
counseling.
The law requires that you
receive a briefing about credit
counseling before you file for
bankruptcy. You must
truthfully check one of the
following choices. If you
cannot do so, you are not
eligible to file.
If you file anyway, the court
can dismiss your case, you
will lose whatever filing fee
you paid, and your creditors
can begin collection activities
again.
About Debtor 1:
About Debtor 2 (Spouse Only in a Joint Case):
You must check one:
I received a briefing from an approved credit
counseling agency within the 180 days before I
filed this bankruptcy petition, and I received a
certificate of completion.
Attach a copy of the certificate and the payment
plan, if any, that you developed with the agency.
I received a briefing from an approved credit
counseling agency within the 180 days before I
filed this bankruptcy petition, but I do not have a
certificate of completion.
Within 14 days after you file this bankruptcy petition,
you MUST file a copy of the certificate and payment
plan, if any.
I certify that I asked for credit counseling
services from an approved agency, but was
unable to obtain those services during the 7
days after I made my request, and exigent
circumstances merit a 30-day temporary waiver
of the requirement.
To ask for a 30-day temporary waiver of the
requirement, attach a separate sheet explaining
what efforts you made to obtain the briefing, why
you were unable to obtain it before you filed for
bankruptcy, and what exigent circumstances
required you to file this case.
Your case may be dismissed if the court is
dissatisfied with your reasons for not receiving a
briefing before you filed for bankruptcy.
If the court is satisfied with your reasons, you must
still receive a briefing within 30 days after you file.
You must file a certificate from the approved
agency, along with a copy of the payment plan you
developed, if any. If you do not do so, your case
may be dismissed.
Any extension of the 30-day deadline is granted
only for cause and is limited to a maximum of 15
days.
I am not required to receive a briefing about
credit counseling because of:
Incapacity. I have a mental illness or a mental
deficiency that makes me
incapable of realizing or making
rational decisions about finances.
Disability. My physical disability causes me
to be unable to participate in a
briefing in person, by phone, or
through the internet, even after I
reasonably tried to do so.
Active duty. I am currently on active military
duty in a military combat zone.
If you believe you are not required to receive a
briefing about credit counseling, you must file a
motion for waiver of credit counseling with the court.
You must check one:
I received a briefing from an approved credit
counseling agency within the 180 days before I
filed this bankruptcy petition, and I received a
certificate of completion.
Attach a copy of the certificate and the payment
plan, if any, that you developed with the agency.
I received a briefing from an approved credit
counseling agency within the 180 days before I
filed this bankruptcy petition, but I do not have a
certificate of completion.
Within 14 days after you file this bankruptcy petition,
you MUST file a copy of the certificate and payment
plan, if any.
I certify that I asked for credit counseling
services from an approved agency, but was
unable to obtain those services during the 7
days after I made my request, and exigent
circumstances merit a 30-day temporary waiver
of the requirement.
To ask for a 30-day temporary waiver of the
requirement, attach a separate sheet explaining
what efforts you made to obtain the briefing, why
you were unable to obtain it before you filed for
bankruptcy, and what exigent circumstances
required you to file this case.
Your case may be dismissed if the court is
dissatisfied with your reasons for not receiving a
briefing before you filed for bankruptcy.
If the court is satisfied with your reasons, you must
still receive a briefing within 30 days after you file.
You must file a certificate from the approved
agency, along with a copy of the payment plan you
developed, if any. If you do not do so, your case
may be dismissed.
Any extension of the 30-day deadline is granted
only for cause and is limited to a maximum of 15
days.
I am not required to receive a briefing about
credit counseling because of:
Incapacity. I have a mental illness or a mental
deficiency that makes me
incapable of realizing or making
rational decisions about finances.
Disability. My physical disability causes me
to be unable to participate in a
briefing in person, by phone, or
through the internet, even after I
reasonably tried to do so.
Active duty. I am currently on active military
duty in a military combat zone.
If you believe you are not required to receive a
briefing about credit counseling, you must file a
motion for waiver of credit counseling with the court.
Debtor 1 _______________________________________________________ Case number (if known)_____________________________________
First Name Middle Name Last Name
Official Form 101 Voluntary Petition for Individuals Filing for Bankruptcy page 6
Part 6:
Answer These Questions for Reporting Purposes
16. What kind of debts do
you have?
16a. Are your debts primarily consumer debts? Consumer debts are defined in 11 U.S.C. § 101(8)
as “incurred by an individual primarily for a personal, family, or household purpose.”
No. Go to line 16b.
Yes. Go to line 17.
16b. Are your debts primarily business debts? Business debts are debts that you incurred to obtain
money for a business or investment or through the operation of the business or investment.
No. Go to line 16c.
Yes. Go to line 17.
16c. State the type of debts you owe that are not consumer debts or business debts.
_______________________________________________________________
17. Are you filing under
Chapter 7?
Do you estimate that after
any exempt property is
excluded and
administrative expenses
are paid that funds will be
available for distribution
to unsecured creditors?
No. I am not filing under Chapter 7. Go to line 18.
Yes. I am filing under Chapter 7. Do you estimate that after any exempt property is excluded and
administrative expenses are paid that funds will be available to distribute to unsecured creditors?
No
Yes
18. How many creditors do
you estimate that you
owe?
1-49
50-99
100-199
200-999
1,000-5,000
5,001-10,000
10,001-25,000
25,001-50,000
50,001-100,000
More than 100,000
19. How much do you
estimate your assets to
be worth?
$0-$50,000
$50,001-$100,000
$100,001-$500,000
$500,001-$1 million
$1,000,001-$10 million
$10,000,001-$50 million
$50,000,001-$100 million
$100,000,001-$500 million
$500,000,001-$1 billion
$1,000,000,001-$10 billion
$10,000,000,001-$50 billion
More than $50 billion
20. How much do you
estimate your liabilities
to be?
$0-$50,000
$50,001-$100,000
$100,001-$500,000
$500,001-$1 million
$1,000,001-$10 million
$10,000,001-$50 million
$50,000,001-$100 million
$100,000,001-$500 million
$500,000,001-$1 billion
$1,000,000,001-$10 billion
$10,000,000,001-$50 billion
More than $50 billion
Part 7:
Sign Below
For you
I have examined this petition, and I declare under penalty of perjury that the information provided is true and
correct.
If I have chosen to file under Chapter 7, I am aware that I may proceed, if eligible, under Chapter 7, 11,12, or 13
of title 11, United States Code. I understand the relief available under each chapter, and I choose to proceed
under Chapter 7.
If no attorney represents me and I did not pay or agree to pay someone who is not an attorney to help me fill out
this document, I have obtained and read the notice required by 11 U.S.C. § 342(b).
I request relief in accordance with the chapter of title 11, United States Code, specified in this petition.
I understand making a false statement, concealing property, or obtaining money or property by fraud in connection
with a bankruptcy case can result in fines up to $250,000, or imprisonment for up to 20 years, or both.
18 U.S.C. §§ 152, 1341, 1519, and 3571.
______________________________________________ _____________________________
Signature of Debtor 1 Signature of Debtor 2
Executed on _________________ Executed on __________________
MM / DD / YYYY MM / DD / YYYY
Debtor 1 _______________________________________________________ Case number (if known)_____________________________________
First Name Middle Name Last Name
Official Form 101 Voluntary Petition for Individuals Filing for Bankruptcy page 7
For your attorney, if you are
represented by one
If you are not represented
by an attorney, you do not
need to file this page.
I, the attorney for the debtor(s) named in this petition, declare that I have informed the debtor(s) about eligibility
to proceed under Chapter 7, 11, 12, or 13 of title 11, United States Code, and have explained the relief
available under each chapter for which the person is eligible. I also certify that I have delivered to the debtor(s)
the notice required by 11 U.S.C. § 342(b) and, in a case in which § 707(b)(4)(D) applies, certify that I have no
knowledge after an inquiry that the information in the schedules filed with the petition is incorrect.
_________________________________ Date _________________
Signature of Attorney for Debtor MM / DD / YYYY
_________________________________________________________________________________________________
Printed name
_________________________________________________________________________________________________
Firm name
_________________________________________________________________________________________________
Number Street
_________________________________________________________________________________________________
______________________________________________________ ____________ ______________________________
City State ZIP Code
Contact phone _____________________________________ Email address ______________________________
______________________________________________________ ____________
Bar number State
Debtor 1 _______________________________________________________ Case number (if known)_____________________________________
First Name Middle Name Last Name
Official Form 101 Voluntary Petition for Individuals Filing for Bankruptcy page 8
For you if you are filing this
bankruptcy without an
attorney
If you are represented by
an attorney, you do not
need to file this page.
The law allows you, as an individual, to represent yourself in bankruptcy court, but you
should understand that many people find it extremely difficult to represent
themselves successfully. Because bankruptcy has long-term financial and legal
consequences, you are strongly urged to hire a qualified attorney.
To be successful, you must correctly file and handle your bankruptcy case. The rules are very
technical, and a mistake or inaction may affect your rights. For example, your case may be
dismissed because you did not file a required document, pay a fee on time, attend a meeting or
hearing, or cooperate with the court, case trustee, U.S. trustee, bankruptcy administrator, or audit
firm if your case is selected for audit. If that happens, you could lose your right to file another
case, or you may lose protections, including the benefit of the automatic stay.
You must list all your property and debts in the schedules that you are required to file with the
court. Even if you plan to pay a particular debt outside of your bankruptcy, you must list that debt
in your schedules. If you do not list a debt, the debt may not be discharged. If you do not list
property or properly claim it as exempt, you may not be able to keep the property. The judge can
also deny you a discharge of all your debts if you do something dishonest in your bankruptcy
case, such as destroying or hiding property, falsifying records, or lying. Individual bankruptcy
cases are randomly audited to determine if debtors have been accurate, truthful, and complete.
Bankruptcy fraud is a serious crime; you could be fined and imprisoned.
If you decide to file without an attorney, the court expects you to follow the rules as if you had
hired an attorney. The court will not treat you differently because you are filing for yourself. To be
successful, you must be familiar with the United States Bankruptcy Code, the Federal Rules of
Bankruptcy Procedure, and the local rules of the court in which your case is filed. You must also
be familiar with any state exemption laws that apply.
Are you aware that filing for bankruptcy is a serious action with long-term financial and legal
consequences?
No
Yes
Are you aware that bankruptcy fraud is a serious crime and that if your bankruptcy forms are
inaccurate or incomplete, you could be fined or imprisoned?
No
Yes
Did you pay or agree to pay someone who is not an attorney to help you fill out your bankruptcy forms?
No
Yes. Name of Person_____________________________________________________________________.
Attach Bankruptcy Petition Preparer’s Notice, Declaration, and Signature (Official Form 119).
By signing here, I acknowledge that I understand the risks involved in filing without an attorney. I
have read and understood this notice, and I am aware that filing a bankruptcy case without an
attorney may cause me to lose my rights or property if I do not properly handle the case.
_______________________________________________ ______________________________
Signature of Debtor 1 Signature of Debtor 2
Date _________________ Date _________________
MM / DD / YYYY MM / DD / YYYY
Contact phone ______________________________________ Contact phone ________________________________
Cell phone ______________________________________ Cell phone ________________________________
Email address ______________________________________ Email address ________________________________
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UNITED STATES BANKRUPTCY COURT
NORTHERN DISTRICT OF ILLINOIS
EASTERN DIVISION
In Re:
Case No.
Debtor (s)
Chapter
List of Creditors

Debtor/Joint Debtor’s Name:
Debtor 1
Official Form 121 Statement About Your Social Security Numbers
United States Bankruptcy Court for the:
__________ District of __________
Case number (If known): _________________________
Fill in this information to identify your case:
Official Form 121
Statement About Your Social Security Numbers 12/15
Use this form to tell the court about any Social Security or federal Individual Taxpayer Identification numbers you have used. Do not file this
form as part of the public case file. This form must be submitted separately and must not be included in the court’s public electronic records.
Please consult local court procedures for submission requirements.
To protect your privacy, the court will not make this form available to the public. You should not include a full Social Security Number or
Individual Taxpayer Number on any other document filed with the court. The court will make only the last four digits of your numbers known
to the public. However, the full numbers will be available to your creditors, the U.S. Trustee or bankruptcy administrator, and the trustee
assigned to your case.
Making a false statement, concealing property, or obtaining money or property by fraud in connection with a bankruptcy case can result in
fines up to $250,000, or imprisonment for up to 20 years, or both. 18 U.S.C. §§ 152, 1341, 1519, and 3571.
Part 1: Tell the Court About Yourself and Your spouse if Your Spouse is Filing With You
For Debtor 1:
For Debtor 2 (Only If Spouse Is Filing):
1. Your name
_________________________________________________
First name
_________________________________________________
Middle name
_________________________________________________
Last name
_________________________________________________
First name
_________________________________________________
Middle name
_________________________________________________
Last name
Part 2: Tell the Court About all of Your Social Security or Federal Individual Taxpayer Identification Numbers
2. All Social Security
Numbers you have
used
__ __ __ __ __ __ __ __ __
__ __ __ __ __ __ __ __ __
You do not have a Social Security number.
__ __ __ __ __
__ __ __ __
__ __ __ __ __
__ __ __ __
You do not have a Social Security number.
3. All federal Individual
Taxpayer
Identification
Numbers (ITIN) you
have used
9 __ __ __ __ __ __ __ __
9 __ __ __ __ __ __ __ __
You do not have an ITIN.
9 __ __ __ __ __ __ __ __
9 __ __ __ __ __ __ __ __
You do not have an ITIN.
Part 3: Sign Below
Under penalty of perjury, I declare that the information
I have provided in this form is true and correct.
_______________________________________
Signature of Debtor 1
Date _________________
MM / DD / YYYY
Under penalty of perjury, I declare that the information
I have provided in this form is true and correct.
_______________________________________
Signature of Debtor 2
Date _________________
MM / DD / YYYY
__________ District of __________
Print
Save As...
Reset
Official Form 103A Application for Individuals to Pay the Filing Fee in Installments
Official Form 103A
Application for Individuals to Pay the Filing Fee in Installments 12/15
Be as complete and accurate as possible. If two married people are filing together, both are equally responsible for supplying correct
information.
Part 1: Specify Your Proposed Payment Timetable
1. Which chapter of the Bankruptcy Code
a
re you choosing to file unde
r?
Chapter 7
Chapter 11
Chapter 12
Chapter 13
2. You may apply to pay the filing fee in up to
four i
nstallments. Fill in the amounts yo
u
prop
ose to pay and the dates you plan to
pay them. Be sure all dates are busin
ess
da
ys. Then add the payments you prop
ose
to pa
y.
You must propose to pay the entir
e fee no
later than 120
days after you file th
is
bankruptc
y case. If the court approves yo
ur
application, the cour
t will set your
final
pa
yment timeta
ble.
You pr
opose to pay…
$_____________
With the filing of the
petition
On or before this date .......
.
______________
MM / DD / YYYY
$_____________
On or before this date ...........
______________
MM / DD / YYYY
$_____________
On or before this date ...........
______________
MM / DD / YYYY
+ $_____________
On or before this date ...........
______________
MM / DD / YYYY
Total
$______________
Your total must equal the entire fee for the chapter you checked in line 1.
Part 2: Sign Below
By signing here, you state that you are unable to pay the full filing fee at once, that you want to pay the fee in installments, and that you
understand that:
You must pay your entire filing fee before you make any more payments or transfer any more property to an attorney, bankruptcy petition
preparer, or anyone else for services in connection with your bankruptcy case.
You must pay the entire fee no later than 120 days after you first file for bankruptcy, unless the court later extends your deadline. Your
debts will not be discharged until your entire fee is paid.
If you do not make any payment when it is due, your bankruptcy case may be dismissed, and your rights in other bankruptcy proceedings
may be affected.
_________________________________ ___________________________________ _______________________________________
Signature of Debtor 1 Signature of Debtor 2 Your attorney’s name and signature, if you used one
Date _________________ Date ________________ Date _________________
MM / DD / YYYY MM / DD / YYYY MM / DD / YYYY
Debtor 1 ________________________________________________________________
First Name Middle Name Last Name
Debtor 2 ________________________________________________________________
(Spouse, if filing) First Name Middle Name Last Name
United States Bankruptcy Court for the: __________ District of ___________
Case number ___________________________________________
(If known)
Fill in this information to identify your case:
Check if this is an
amended filing
__________ District of __________
Order Approving Payment of Filing Fee in Installments
After considering the Application for Individuals to Pay the Filing Fee in Installments (Official Form 103A), the
court orders that:
[ ] The debtor(s) may pay the filing fee in installments on the terms proposed in the application.
[ ] The debtor(s) must pay the filing fee according to the following terms:
You must pay…
On or before this date…
$_____________
_____________
Month / day / year
$_____________
_____________
Month / day / year
$_____________
_____________
Month / day / year
+ $_____________
_____________
Month / day / year
Total
$_____________
Until the filing
fee is paid in full, the debtor(s) must not make any additional payment or transfer any
additional property to an attorney or to anyone else for services in connection with this case.
_____________ By the court: _____________________________________
Month / day / year United States Bankruptcy Judge
Debtor 1 ________________________________________________________________
First Name Middle Name Last Name
Debtor 2 ________________________________________________________________
(Spouse, if filing) First Name Middle Name Last Name
United States Bankruptcy Court for the: __________ District of ___________
Case number ___________________________________________
(If known)
Chapter filing under:
Chapter 7
Chapter 11
Chapter 12
Cha
p
ter 13
Fill in this information to identify the case:
__________ District of __________
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Official Form 103B
Application to Have the Chapter 7 Filing Fee Waived page 1
Official Form 103B
Application to Have the Chapter 7 Filing Fee Waived 12/15
Be as complete and accurate as possible. If two married people are filing together, both are equally responsible for supplying correct
information. If more space is needed, attach a separate sheet to this form. On the top of any additional pages, write your name and case number
(if known).
Part 1: Tell the Court About Your Family and Your Family’s Income
1. What is the size of your family?
Your family includes y
ou, your
spouse, and an
y
dependents listed
on Schedule J: Your Expenses
(Official Form 10
6J).
Check all that apply:
You
Your spouse
Your dependents ___________________
How many dependents?
_
_____
_
______________
Total number of people
2. Fill in your family’s average
monthly income
.
Include
your spou
se’s income if
your spo
use is living with you, even
if y
our spouse is not filing.
Do not include your spouse’s
income if y
ou are separated an
d
your spo
use is not filing with you.
That person’s average
monthly net income
(take-home pay)
Add your income and your spouse’s income. Include the
value (if known) of any non-cash governmental assistance
that you receive, such as food stamps (benefits under the
Supplemental Nutrition Assistance Program) or housing
subsidies.
If you have already filled out Schedule I: Your Income, see
line 10 of that schedule.
You .................. $_________________
Your spouse ....
+ $_________________
Subtotal ............. $_________________
Subtract any non-cash governmental assistance that you
included above.
$_________________
Your family’s average monthly net income
Total ..................
$_________________
3. Do you receive non-cash
go
vernmental assistan
ce?
No
Yes. Describe. ...........
Type of assistance
4. Do you expect your family’s
a
verage monthly net income to
increase or decrease by more th
an
10
% during the next 6 mont
hs?
No
Yes. Explain. .............
5. Tell the court why you are unable to pay the filing fee in
install
ments within 120 days. If you have some a
dditional
circumstances th
at cause you to not be able to pay
your filing
fee in installment
s, explain them.
Debtor 1 ________________________________________________________________
First Name Middle Name Last Name
Debtor 2 ________________________________________________________________
(Spouse, if filing) First Name Middle Name Last Name
United States Bankruptcy Court for the: __________ District of ___________
Case number ___________________________________________
(If known)
Fill in this information to identify your case:
Check if this is an
amended filing
__________ District of __________
Debtor 1 _______________________________________________________ Case number (if known) _____________________________________
First Name Middle Name Last Name
Official Form 103B
Application to Have the Chapter 7 Filing Fee Waived page 2
Part 2: Tell the Court About Your Monthly Expenses
6. Estimate your average monthly expenses.
Include amounts paid by any government assistance that yo
u
reporte
d on line
2.
If
you have already filled out Schedule J, Your Expenses,
copy
line 22 from that
form.
$___________________
7. Do these expenses cover anyone
w
ho is not included in your family
as reported in line 1?
No
Yes. Identify who ........
8. Does anyone other than you
regularl
y pay any of th
ese
expenses?
If
you have already
filled out
Schedule I: Your
Income, copy the
total from line 11.
No
Yes. How much do you regularly receive as contributions? $_________ monthly
9. Do you expect your average
mon
thly expenses to increase or
decrease by more than 10% dur
ing
the n
ext 6 months?
No
Yes. Explain ................
Part 3: Tell the Court About Your Property
If you have already filled out Schedule A/B: Property (Official Form 106A/B) attach copies to this application and go to Part 4.
10. How much cash do you have?
Examples: Money
you have in
your
wallet, in your home, an
d on
hand
when you file this application
Cash: $_________________
11. Bank accounts and other deposits
of m
oney?
Examples: Chec
king, savings,
mone
y market, or
other financial
accounts; certificates of deposit;
shares in banks, credit unions,
brokerage
houses
, and other
similar inst
itutions. If y
ou have
more than o
ne account wi
th the
same institution, list each. Do not
include 401(k) an
d IRA accounts.
Institution name:
Checking account: __________________________________________________
Savings account: __________________________________________________
Other financial accounts: __________________________________________________
Other financial accounts: __________________________________________________
Amount:
$__________________
$__________________
$__________________
$__________________
12. Your home? (if you own it outright or
are purchasing it
)
Examples: Hous
e, condominium,
manufactured h
ome, or mobile home
_______________________________________________________
Number Street
_______________________________________________________
City State ZIP Code
Current value:
Amount you owe
on mortgage and
liens:
$_________________
$_________________
13. Other real estate?
_______________________________________________________
Number Street
_______________________________________________________
City State ZIP Code
Current value:
Amount you owe
on mortgage and
liens:
$_________________
$_________________
14. The vehicles you own?
Exam
ples: Cars, vans, tr
ucks,
spor
ts utility vehicles, motorcyc
les,
tractors, boats
Make: _____________________
Model: _____________________
Year: ____________
Mileage _____________________
Current value:
Amount y
ou owe
on liens:
$_________________
$_________________
Make: _____________________
Model: _____________________
Year: ____________
Mileage _____________________
Current value:
Amount y
ou owe
on liens:
$_________________
$_________________
Debtor 1 _______________________________________________________ Case number (if known) _____________________________________
First Name Middle Name Last Name
Official Form 103B
Application to Have the Chapter 7 Filing Fee Waived page 3
15. Other assets?
Do not include household items
and clothing.
Describe the other assets:
Current value:
Amount you owe
on liens:
$_________________
$_________________
16. Money or property due you?
Examples: Tax re
funds, past due
or lump sum alimon
y,
spousal
support, child support,
maintenance, divorce or p
roperty
settlements, Social Security
benefits, workers’
compensation,
personal injur
y recovery
Who owes you the money or property?
___________________________________________
___________________________________________
How much is owed?
$_________________
$_________________
Do you believe you will likely receive
payment in the next 180 days?
No
Yes. Explain:
Part 4: Answer These Additional Questions
17. Have you paid anyone for
services for this case, including
filling out this applicatio
n, the
bankr
uptcy filing package, or th
e
sched
ules?
No
Yes. Whom did you pay? Check all that apply:
An attorney
A bankruptcy petition preparer, paralegal, or typing service
Someone else ________________________________________
How much did you pay?
$______________________
18. Have you promised to pay or do
you expect to pay someone fo
r
ser
vices for your bankruptcy
case?
No
Yes. Whom do you expect to pay? Check all that apply:
An attorney
A bankruptcy petition preparer, paralegal, or typing service
Someone else _________________________________________
How much do you
expect to pay?
$_______________________
19. Has anyone paid someone on
your behalf for services for this
case?
No
Yes. Who was paid on your behalf?
Check all that apply:
An attorney
A bankruptcy petition preparer,
paralegal, or typing service
Someone else _________________
Who paid?
Check all that apply:
Parent
Brother or sister
Friend
Pastor or clergy
Someone else __________
How much did
someone else pay?
$______________________
20. Have you filed for bankruptcy
within the last 8 years?
No
Yes. District _____________________________ When _____________ Case number _____________________
MM/ DD/ YYYY
District _____________________________ When _____________ Case number _____________________
MM/ DD/ YYYY
District _____________________________ When _____________ Case number _____________________
MM/ DD/ YYYY
Part 5: Sign Below
By signing here under penalty of perjury, I declare that I cannot afford to pay the filing fee either in full or in installments. I also declare
that the information I provided in this application is true and correct.
_____________________________________________ _____________________________________________
Signature of Debtor 1 Signature of Debtor 2
Date __________________ Date __________________
MM / DD / YYYY MM / DD / YYYY
Order on the Application to Have the Chapter 7 Filing Fee Waived
After considering the debtor’s Application to Have the Chapter 7 Filing Fee Waived (Official Form 103B), the court
orders that the application is:
[ ] Granted. However, the court may order the debtor to pay the fee in the future if developments in
administering the bankruptcy case show that the waiver was unwarranted.
[ ] Denied
. The debtor must pay the filing fee according to the following terms:
You m
ust pay…
On or before this date…
$_____________
_____________
Month / day / year
$_____________
_____________
Month / day / year
$_____________
_____________
Month / day / year
+ $_____________
_____________
Month / day / year
Total
If the debtor would like to propose a different payment timetable, the debtor must file a
motion promptly with a payment proposal. The debtor may use Application for Individuals to
Pay the Filing Fee in Installments (Official Form 103A) for this purpose. The court will
consider it.
The debtor must pay the entire filing fee before making any more payments or transferring any
more property to an attorney, bankruptcy petition preparer, or anyone else in connection with the
bankruptcy case. The debtor must also pay the entire filing fee to receive a discharge. If the
debtor does not make any payment when it is due, the bankruptcy case may be dismissed and
the debtor’s rights in future bankruptcy cases may be affected.
[ ] Scheduled for hearing.
A hearing to consider the debtor’s application will be held
on _____________ at _________ AM / PM at _________________________________________.
Month / day / year Address of courthouse
If the debtor does not appear at this hearing, the court may deny the application.
_____________ By the court: _____________________________________
Month / day / year United States Bankruptcy Judge
Debtor 1 ________________________________________________________________
First Name Middle Name Last Name
Debtor 2 ________________________________________________________________
(Spouse, if filing) First Name Middle Name Last Name
United States Bankruptcy Court for the: __________ District of __________
Case number _____________________________________________
(If known)
Fill in this information to identify the case:
__________ District of __________
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Official Form 122A-1 Chapter 7 Statement of Your Current Monthly Income page 1
Official Form 122A1
Chapter 7 Statement of Your Current Monthly Income 12/19
Be as complete and accurate as possible. If two married people are filing together, both are equally responsible for being accurate. If more
space is needed, attach a separate sheet to this form. Include the line number to which the additional information applies. On the top of any
additional pages, write your name and case number (if known). If you believe that you are exempted from a presumption of abuse because you
do not have primarily consumer debts or because of qualifying military service, complete and file Statement of Exemption from Presumption of
Abuse Under § 707(b)(2) (Official Form 122A-1Supp) with this form.
Part 1:
Calculate Your Current Monthly Income
1. What is your marital and filing status? Check one only.
Not married. Fill out Column A, lines 2-11.
Married and your spouse is filing with you. Fill out both Columns A and B, lines 2-11.
Married and your spouse is NOT filing with you. You and your spouse are:
Living in the same household and are not legally separated. Fill out both Columns A and B, lines 2-11.
Living separately or are legally separated. Fill out Column A, lines 2-11; do not fill out Column B. By checking this box, you declare
under penalty of perjury that you and your spouse are legally separated under nonbankruptcy law that applies or that you and your
spouse are living apart for reasons that do not include evading the Means Test requirements. 11 U.S.C. § 707(b)(7)(B).
Fill in the average monthly income that you received from all sources, derived during the 6 full months before you file this
bankruptcy case. 11 U.S.C. § 101(10A). For example, if you are filing on September 15, the 6-month period would be March 1 through
August 31. If the amount of your monthly income varied during the 6 months, add the income for all 6 months and divide the total by 6.
Fill in the result. Do not include any income amount more than once. For example, if both spouses own the same rental property, put the
income from that property in one column only. If you have nothing to report for any line, write $0 in the space.
Column A
Debtor 1
Column B
Debtor 2 or
non-filing spouse
2. Your gross wages, salary, tips, bonuses, overtime, and commissions
(before all payroll deductions).
$_________ $__________
3. Alimony and maintenance payments. Do not include payments from a spouse if
Column B is filled in.
$_________ $__________
4. All amounts from any source which are regularly paid for household expenses
of you or your dependents, including child support. Include regular contributions
from an unmarried partner, members of your household, your dependents, parents,
and roommates. Include regular contributions from a spouse only if Column B is not
filled in. Do not include payments you listed on line 3.
$_________ $__________
5. Net income from operating a business, profession,
or farm
Debtor 1 Debtor 2
Gross receipts (before all deductions)
$______
$______
Ordinary and necessary operating expenses
$______
$______
Net monthly income from a business, profession, or farm
$______ $______
Copy
here
$_________
$__________
6. Net income from rental and other real property
Debtor 1
Debtor 2
Gross receipts (before all deductions)
$______
$______
Ordinary and necessary operating expenses
$______
$______
Net monthly income from rental or other real property
$______
$______
Copy
here
$_________
$__________
7. Interest, dividends, and royalties
$_________
$__________
Check if this is an amended filing
1. There is no presumption of abuse.
2. The calculation to determine if a presumption of
abuse applies will be made under Chapter 7
Means Test Calculation (Official Form 122A–2).
3. The Means Test does not apply now because of
qualified military service but it could apply later.
Check one box only as directed in this form and in
Form 122A-1Supp:
Debtor 1 __________________________________________________________________
First Name Middle Name Last Name
Debtor 2 ________________________________________________________________
(Spouse, if filing) First Name Middle Name
Last Name
United States Bankruptcy Court for the: ____________ District of _______________
Case number ___________________________________________
(If known)
Fill in this information to identify your case:
__________ District of __________
Debtor 1 _______________________________________________________ Case number (if known)_____________________________________
First Name Middle Name Last Name
Official Form 122A-1 Chapter 7 Statement of Your Current Monthly Income page 2
Column A
Debtor 1
Column B
Debtor 2 or
non-filing spouse
8. Unemployment compensation
$__________ $___________
Do not enter the amount if you contend that the amount received was a benefit
under the Social Security Act. Instead, list it here:
................................
For you .................................................................................. $______________
For your spouse ..................................................................
$______________
9. Pension or retirement income. Do not include any amount received that was a
benef
it under the Social Security Act. Also, except as stated in the next sentence,
do
not
include any compensation, pension, pay, annuity, or allowance paid by t
he
U
nited States Government in connection with a disability, combat-related injury or
disability, or death of a member of the uniformed services. If you
received any retired
pay paid under chapter 61 of title 10, then include that pay only to the extent that it
does not exceed the amount of retired pay to which you
would otherwise be entitled if
retired under any provision of title 10 other than chapter 61 of that title.
$__________ $___________
10. Income from all other sources not listed above. Specify the source and amount.
Do not include any benefits received under the Social Security Act; payments received
as
a victim of a war crime, a crime against humanity, or international or domestic
terrorism; or compensation, pension, pay, annuity, or allowance paid by the Unit
ed
S
tates Government in connection with a disability, combat-related injury or disability, or
death of a member of the uniformed services. If necessary, list other sources on a
separate page and put the total below.
______________________________________ $_________ $___________
______________________________________ $_________ $___________
Total amounts from separate pages, if any.
+
$_________
+
$___________
11. Calculate your total current monthly income. Add lines 2 through 10 for each
c
olumn. Then add the total for Column A to the total for Column B.
$_________
+
$___________
=
$__________
Total current
monthly income
Part 2:
Determine Whether the Means Test Applies to You
12. Calculate your current monthly income for the year. Follow these steps:
12a. Copy your total current monthly income from line 11. ..................................................................................... Copy line 11 here
$__________
Multiply by 12 (the number of months in a year).
x
12
12b. The result is your annual income for this part of the form. 12b.
$__________
13. Calculate the median family income that applies to you. Follow these steps:
Fill in the state in which you live.
Fill in the number of people in your household.
Fill in the median family income for your state and size of household. ................................................................................................. 13.
To find a list of applicable median income amounts, go online using the link specified in the separate
instructions for this form. This list may also be available at the bankruptcy clerks office.
$__________
14. How do the lines compare?
14a.
Line 12b is less than or equal to line 13. On the top of page 1, check box 1, There is no presumption of abuse.
Go to Part 3. Do NOT fill out or file Official Form 122A-2
14b.
Line 12b is more than line 13. On the top of page 1, check box 2, The presumption of abuse is determined by Form 122A-2.
Go to Part 3 and fill out Form 122A2.
Debtor 1 _______________________________________________________ Case number (if known)_____________________________________
First Name Middle Name Last Name
Official Form 122A-1 Chapter 7 Statement of Your Current Monthly Income page 3
Part 3: Sign Below
By signing here, I declare under penalty of perjury that the information on this statement and in any attachments is true and correct.
__________________________________________________________ ______________________________________
Signature of Debtor 1 Signature of Debtor 2
Date _________________ Date _________________
MM / DD / YYYY MM / DD / YYYY
If you checked line 14a, do NOT fill out or file Form 122A2.
If you checked line 14b, fill out Form 122A–2 and file it with this form.
¯¯¯¯¯
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