IB17-R24(YX) 5-10 02/17 E <IB17>
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基本戶口號碼
Principal Account No.
己部 ─ 保本投資存款/「更特息」投資存款之附加條款
Part F ─ Additional Terms governing Capital Protected Investment Deposit / MaxiInterest Investment Deposit
申請機構同意遵守下列規管恒生之「更特息」投資存款及/或保本投資存款所附加之條款(「附加條款」)。
The Applicant agrees to the following additional terms and conditions (“Additional Terms”) governing MaxiInterest Investment Deposit and/or
Currency-Linked Capital Protected Investment Deposit of Hang Seng.
申請機構同意申請機構可不時於恒生存放「更特息」投資存款及/或外滙掛鈎保本投資存款(每一均為「投資存款」),該等「投資存款」受(i)恒生之「更
特息」投資存款章則及/或外滙掛鈎保本投資存款章則(每一均為「投資存款章則」)(視情況而定及包括章則所有不時修訂及增補之條文);(ii)此等「附加
條款」;及(iii)有關「投資存款」所記賬及記錄之戶口之章則(「戶口章則」)所規限。此等「附加條款」、「戶口章則」及有關「投資存款章則」在文義
上如有歧異,概以有關「投資存款章則」為準。「戶口章則」與此等「附加條款」在文義上如有歧異,概以此等「附加條款」為準。除另有定義外,於
此部分所用詞語之涵義與有關「投資存款章則」所用之定義相同。於本申請表日期最新之適用「投資存款章則」已附於本申請表。
The Applicant agrees with Hang Seng that the Applicant may from time to time place MaxiInterest Investment Deposit and/or Currency-Linked Capital
Protected Investment Deposit (each an “Investment Deposit”) with Hang Seng to be subject to (i) the MaxiInterest Investment Deposit Terms and
Conditions and/or the Currency-Linked Capital Protected Investment Deposit Terms and Conditions (as the case may be) of Hang Seng (each an
“Investment Deposit Terms and Conditions”), all as amended and supplemented from time to time; (ii) these Additional Terms; and (iii) the terms and
conditions of the account (“Account Terms and Conditions”) under which the relevant Investment Deposit is booked or recorded. Where there is any
inconsistency between these Additional Terms, the Account Terms and Conditions and the relevant Investment Deposit Terms and Conditions, the
relevant Investment Deposit Terms and Conditions shall prevail. Where there is any inconsistency between the Account Terms and Conditions and these
Additional Terms, these Additional Terms shall prevail. Unless otherwise defined herein, capitalised terms used under this section shall have the same
meaning as defined in the relevant Investment Deposit Terms and Conditions. The latest version(s) of the applicable Investment Deposit Terms and
Conditions as at the date hereof are enclosed with this Application Form.
申請機構確認已收到並已閱讀、明瞭及接納適用之「投資存款章則」,及申請機構同意於恒生存放之「投資存款」之資料概覽/宣傳單張(「資料概
覽」),尤其包括有關之風險披露聲明。
The Applicant confirms that the Applicant has received and has read, understood and accepted the applicable Investment Deposit Terms and
Conditions, the factsheet /leaflet (“Factsheet”) of the Investment Deposit that the Applicant agrees to place with Hang Seng, and in particular
any risk disclosure statements set out therein.
申請機構同意恒生為申請機構提供或與申請機構訂立此等外滙買賣合約,並授權恒生就此等外滙買賣合約以任何方式致電造訪及/或聯絡本人(等)。
The Applicant agrees for Hang Seng to provide or transact with the Applicant such foreign exchange trading contracts and here by authorises Hang Seng
to call and/or communicate with the Applicant by any means for the purpose of, or otherwise in connection with, such foreign exchange trading contracts.
申請機構明白並接受「投資存款」之風險包括 :
The Applicant is aware of and accept that the risks of the Investment Deposits include:
(a).
(b).
申請機構並無倚賴恒生以任何通訊(不論書面或口頭)給予任何有關「投資存款」、本申請表及「投資存款章則」之任何資料及說明作為投資意見,及作
為存放「投資存款」之建議,或作為對「投資存款」收益之任何保證。申請機構已就涉及之風險考慮申請機構是否適合存放「投資存款」,並會參閱每
一申請機構或會存放「投資存款」之條款表(如有)。恒生並無就「投資存款」擔任申請機構之受信人或顧問。
Notwithstanding any information and explanation given in respect of the Investment Deposit, this Application Form and the Investment Deposit Terms and
Conditions, the Applicant is not relying on any communication (written or oral) of Hang Seng as investment advice, as recommendation to place any
Investment Deposit, or otherwise as any assurance of the earnings on the Investment Deposit. The Applicant shall consider the suitability of the
Applicant’s placing of the Investment Deposit in the light of the risks involved and shall review the relevant termsheet (if any) relating to each particular
tranche of Investment Deposit the Applicant may place. Hang Seng is not acting as a fiduciary for or an adviser to the Applicant in respect of any
Investment Deposit.
就上述第4及5段之各點,每次申請機構與恒生進行「投資存款」之交易時均視作已重複確認此等條款及有關之「投資存款章則」。
The confirmations and acknowledgements in paragraph 4 and 5 above shall be deemed to be repeated by the Applicant on each date any transactions
in relation to the Investment Deposit is entered into by the Applicant with Hang Seng pursuant to the terms and conditions herein and the relevant
Investment Deposit Terms and Conditions.
恒生根據此等「附加條款」及有關「投資存款章則」(包括所有不時修訂及增補之條文)所享有之權利、權力、補償及利益為累積附加而並非完全。
The rights, powers, remedies and privileges of Hang Seng under these Additional Terms and the relevant Investment Deposit Terms and Conditions (all
as amended and supplemented from time to time) shall be cumulative and not exhaustive.
1.
2.
3.
4.
5.
6.
7.
就外匯掛鈎保本投資存款(「保本投資存款」)而言:
In respect of Currency-Linked Capital Protected Investment Deposit ( "CPI Deposit" )
“保本投資存款之收益只限於其回報或派息(如有)。如市況與投資者之觀點不同,投資者須承受(i)(就設有潛在多重派息之保本投資存款而言)於派
息日只獲得以最低派息率(其可能為零)計算之派息及於到期日只可取回保證本金及最後一個派息釐定日或最後一個觀察期以最低派息率(其可能為零)
計算之派息之風險;或(ii)(就其他種類之保本投資存款而言)於到期日只可取回保證本金及以最低回報率(其可能為零)計算之回報之風險。未經本行事
先同意,投資者不得於到期日前提取或終止保本投資存款。如投資者於到期前提取或終止保本投資存款,投資者將失去本金之保證及可能不會獲得
任何回報/派息。於提前提取/終止保本投資存款時,本行有權由保本投資存款之本金及回報/派息扣減本行之一些費用,該等費用或會抵銷或超過投
資者就保本投資存款可能已收取之回報/派息。於提前提取/終止保本投資存款後,投資者將不會再獲發任何派息(適用於設有潛在多重派息之保本投
資存款)。投資者亦可能須承受由敘做保本投資存款所產生的任何稅項(如有)。保本投資存款之重要資料概要載有有關保本投資存款之更詳盡風險披
露聲明,但準投資者應注意所披露之風險未必已為全部,因此準投資者在作出任何決定前應先考慮本身之情況。準投資者應就其本身需要於敘做保
本投資存款前諮詢專業意見。”
"Earnings on CPI Deposit are limited to the Return or Coupon (if any) payable. There is an inherent risk that only (i) (for CPI Deposit with potential
multi-coupon) Coupon calculated at the Minimum Coupon Rate (which may be zero) will be payable to the investors on the Coupon Distribution
Date(s) and only the Guaranteed Principal and the Coupon (calculated at the Minimum Coupon Rate (which may be zero)) in respect of the last
Coupon Determination Date or last Observation Period will be payable to investors on the Maturity Date; or (ii) (for other types of CPI Deposit)
Guaranteed Principal and Return calculated at the Minimum Return Rate (which may be zero)will be payable to investors on the Maturity Date, if
market conditions operate against investors. CPI Deposit cannot be withdrawn or terminated by investors prior to the Maturity Date without the
Bank's prior consent. Investors will lose the guarantee on Principal and may not be entitled to any Return/Coupon if the CPI Deposit is
withdrawn/terminated by investors priority to maturity. The Bank shall be entitled to deduct certain costs of the Bank from the Principal Amount and
Return/Coupon of the CPI Deposit upon the early withdrawal/termination of the CPI Deposit and such costs may off-set or even exceed any
Return/Coupon that investors may have received in respect of the CPI Deposit. No further Coupon shall be payable to investors if the CPI Deposit
is early withdrawn/terminated (applicable to CPI Deposit with potential multi-coupon). Investors may also be liable for any taxes (if any) incurred from
investing in the CPI Deposit. The relevant Important Facts Statements CPI Deposit contain fuller risk disclosure statements relating to CPI Deposit.
However, potential investors should note that the risks disclosed may not be exhaustive and thus they should consider their own circumstances
before making any decision. Potential investors should seek professional advice before placing CPI Deposit if necessary."
就「更特息」投資存款而言:
In respect of MaxiInterest Investment Deposit (“MXI Deposit”):
“「更特息」投資存款並不保本及有別於普通定期存款,故不應被視為一般定期存款或其替代品。「更特息」投資存款之收益只限於其存款利息面
值。投資者應就其需要諮詢專業意見;同時投資者亦須明白投資者所需承擔之風險包括:(i)由於「更特息」投資存款及其收益將以「存款貨幣」與
「掛鈎貨幣」兩者中相對貶值者支付,投資者須承擔由貶值引致的潛在虧損;(ii)如「更特息」投資存款於到期前提取,投資者亦需承擔所需之費
用;及(iii)此等虧損及費用可能減少「更特息」投資存款之收益及「本金」。投資於「保本投資存款」需承受恒生的信貸風險。”
“MXI Deposit is not capital-protected and is not normal time deposit, and thus should not be considered as normal time deposit or its alternative.
Earnings of MXI Deposit are limited to the nominal interest payable thereon; investors should seek professional advice where necessary; investors
should understand that the risks to be assumed by investors include (i) as the MXI Deposit and the earnings thereon will be paid in the Deposit
Currency or the Linked Currency, whichever has depreciated against the other, investors will have to bear the potential losses due to depreciation;
(ii) if a MXI Deposit is withdrawn before maturity, investors will also have to bear the costs involved; and (iii) such losses and costs may reduce the
earnings and the Principal Amount of the MXI Deposit. Investment in MXI Deposit is subject to the credit risk of the Bank.”
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